YOLFTbeta
Bank Rakyat Indonesia Agroniaga

Bank Rakyat Indonesia Agroniaga

AGRO · JK · Financial Services / Banks - Regional

111.00IDR+2.00 (+1.83%)

Price History

Full chart

Market Stats

Previous Close109.00
Open110.00
Day Range107.00 – 112.00
52-Week Range119.00 – 268.00
Volume3.52M
Market Cap1.48T
P/E (TTM)0.00
Forward P/E175.44
EPS-21.05
Dividend Yield0.00%
Beta0.72
50-Day Avg146.48
200-Day Avg177.35

About

PT Bank Raya Indonesia Tbk provides financial services in Indonesia. The company offers business and personal loans. It also offers savings accounts. The company was formerly known as PT Bank Rakyat Indonesia Agroniaga Tbk and changed its name to PT Bank Raya Indonesia Tbk in September 2021. PT Bank Raya Indonesia Tbk was founded in 1989 and is based in Jakarta, Indonesia. PT Bank Raya Indonesia Tbk is a subsidiary of PT Bank Rakyat Indonesia (Persero) Tbk.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Ida Bagus Ketut Subagia
  • Employees766
  • HeadquartersGedung Menara BRILiaN, Jakarta, Indonesia, 12870, Indonesia
  • Websitehttps://bankraya.co.id

Leadership

  • Mr. Ida Bagus Ketut SubagiaPresident Director
  • Ms. Rustarti Suri PertiwiCFO, Finance Director & Director · b. 1978
  • Mr. Lukman HakimDirector of Digital & Operations and Director · b. 1979
  • Mr. Chandra QomarandanuDepartment Head of Investor Relation & Corporate Communication
  • Mr. Danar WidyantoroDirector of Risk Management, Compliance and Human Resources and Director · b. 1975
  • Aditya SjahrandraExecutive Vice President of Sales & Partnership Division · b. 1991
  • Ari Prihadi AtmoesoekartoHead of SKAI
  • . SuhartonoChief of Jambi Branch
  • Mr. Gibbon Mardame Parsaoran TambaExecutive Vice President of Information Technology Division · b. 1982
  • Ms. Eka PuspitasariExecutive Vice President of Commercial Business Division · b. 1983

Financials

Income Statement

Currency: IDR2007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue348.16B364.23B134.75B348.45B355.47B360.43B450.26B637.02B835.84B1.04T1.31T1.70T2.13T2.00T1.76T1.65T1.30T1.56T1.50T
Growth (%)-+4.61%-63.00%+158.58%+2.01%+1.40%+24.93%+41.48%+31.21%+24.01%+26.69%+29.70%+25.06%-6.16%-11.76%-6.62%-20.76%+19.73%-4.30%
Cost of Revenue-224.66B224.84B189.08B190.70B133.55B195.48B339.15B430.94B557.73B748.95B987.74B1.33T1.26T732.47B351.26B386.58B458.21B1.05T
Gross Profit-139.57B-90.08B159.36B164.77B226.88B254.78B297.87B404.90B478.81B564.22B715.46B801.84B734.82B1.03T1.30T918.31B1.10T447.57B
Gross Margin-38.32%-66.85%45.74%46.35%62.95%56.58%46.76%48.44%46.19%42.97%42.01%37.65%36.76%58.47%78.67%70.37%70.67%29.93%
Operating Expense-142.78B-94.69B139.98B119.78B175.40B183.19B215.98B294.10B337.55B370.58B422.95B727.64B670.75B4.33T1.18T789.92B1.05T769.29B
Operating Income231.79B-3.21B4.60B19.38B44.99B51.47B71.59B81.90B110.80B141.27B193.63B292.51B74.20B64.07B-3.30T116.19B128.39B55.34B-321.72B
Operating Margin66.57%-0.88%3.42%5.56%12.66%14.28%15.90%12.86%13.26%13.63%14.75%17.17%3.48%3.21%-187.29%7.06%9.84%3.54%-21.52%
EBITDA--3.21B4.60B19.38B48.78B55.87B76.95B88.92B118.53B153.49B206.76B306.47B88.12B87.03B-3.28T156.43B188.91B121.23B-267.34B
EBITDA Margin--0.88%3.42%5.56%13.72%15.50%17.09%13.96%14.18%14.81%15.75%17.99%4.14%4.35%-185.83%9.50%14.48%7.76%-17.88%
Net Income--3.83B2.20B14.03B32.86B33.03B52.44B59.41B80.49B103.00B140.50B204.21B51.06B31.26B-3.05T11.46B24.35B50.89B-498.61B
Net Income Margin--1.05%1.63%4.03%9.24%9.16%11.65%9.33%9.63%9.94%10.70%11.99%2.40%1.56%-172.70%0.70%1.87%3.26%-33.35%
Interest Expense0224.66B224.84B189.08B190.70B133.55B195.48B339.15B430.94B557.73B748.95B987.74B1.33T1.26T732.47B351.26B386.58B458.21B493.92B
Interest Expense % of Total Revenue0.00%61.68%166.85%54.26%53.65%37.05%43.42%53.24%51.56%53.81%57.03%57.99%62.35%63.24%41.53%21.33%29.63%29.33%33.03%

Balance Sheet

Currency: IDR2007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets2.97T2.58T2.89T3.05T3.48T4.04T5.13T6.39T8.36T11.38T16.32T23.31T27.07T28.02T16.87T13.90T12.44T13.13T13.09T
Total Liabilities2.74T2.35T2.63T2.78T3.13T3.67T4.30T5.49T7.01T9.44T13.21T18.89T22.59T23.73T14.41T10.51T9.02T9.68T10.08T
Total Equity235.09B231.64B254.53B278.29B347.62B371.92B830.34B894.68B1.35T1.94T3.11T4.42T4.48T4.29T2.46T3.39T3.42T3.45T3.01T
Cash23.92B154.64B405.06B842.90B1.41T1.36T822.10B1.03T1.45T2.29T2.27T5.76T2.37T2.62T2.14T2.13T1.12T1.69T686.84B
Total Debt-7.04B91.03B243.01B241.46B176.22B----497.96B498.54B1.01T258.46B559.53B386.28B90.78B53.49B231.95B
Net Debt--147.60B-314.03B-599.88B-1.17T-1.18T-822.10B-1.03T-1.45T-2.29T-1.77T-5.26T-1.87T-2.36T-1.88T-2.02T-1.03T-1.63T-454.89B

Cash Flow

Currency: IDR2008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-477.84B386.46B61.41B513.84B-43.66B-278.51B242.46B145.95B607.05B-786.63B2.69T-2.62T763.03B-1.14T95.17B-884.96B497.25B239.68B
Investing Cash Flow429.63B-5.14B223.02B32.14B52.49B-528.53B-24.02B-120.29B-252.71B-727.54B-373.84B-721.50B-271.03B-578.15B-1.13T157.62B-179.58B-1.15T
Financing Cash Flow-25.91B69.78B153.17B22.63B-65.24B270.78B-10.28B395.62B483.20B1.49T1.17T-40.84B-243.68B1.24T1.02T-279.85B245.30B413.73B
Capital Expenditure5.11B2.02B7.73B3.18B3.55B23.74B27.99B194.94B17.21B34.89B9.41B16.92B12.52B39.35B130.22B37.75B55.39B23.11B
Free Cash Flow-482.95B384.45B53.68B510.66B-47.21B-302.26B214.47B-48.98B589.85B-821.52B2.68T-2.64T750.51B-1.18T-35.05B-922.71B441.85B216.57B
Dividends Paid------10.28B6.08B15.62B19.57B53.39B40.84B0-----
FCF to OCF101.07%99.48%87.42%99.38%108.14%108.53%88.45%-33.56%97.17%104.44%99.65%100.65%98.36%103.45%-36.83%104.27%88.86%90.36%
Dividend Paid to FCF------4.79%-12.40%2.65%-2.38%1.99%-1.55%0.00%-----

Earnings

Report DateMar 31, 2010Jun 30, 2010Sep 30, 2010Dec 31, 2010Mar 31, 2011Jun 30, 2011Sep 30, 2011Dec 31, 2011Mar 31, 2012Jun 30, 2012Sep 30, 2012Dec 31, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014Jun 30, 2014Sep 30, 2014Dec 31, 2014Mar 31, 2015Jun 30, 2015Sep 30, 2015Dec 31, 2015Mar 31, 2016Jun 30, 2016Sep 30, 2016Dec 31, 2016Mar 31, 2017Sep 30, 2017Dec 31, 2017Mar 31, 2018Jun 30, 2018Sep 30, 2018Dec 31, 2018Mar 31, 2019Jun 30, 2019Sep 30, 2019Dec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Dec 31, 2020May 4, 2021Aug 9, 2021Nov 22, 2021Mar 28, 2022Apr 28, 2022Sep 29, 2022Oct 26, 2022Mar 3, 2023Apr 19, 2023Aug 18, 2023
EPS Estimate-----------------------------------------------------
EPS Actual0.50-0.071.501.201.161.292.851.341.532.450.462.161.713.692.530.011.551.460.992.172.031.980.821.771.781.252.271.382.782.562.113.623.351.631.732.800.79-2.891.640.770.150.250.260.840.38-83.04-62.022.22-1.350.75-0.920.180.20
Surprise-----------------------------------------------------
Timing-------------------------------------------Pre-marketPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap1.48T
Enterprise Value4.36T
Trailing P/E0.00
Forward P/E175.44
Price / Sales4.23
Price / Book0.54
EPS-21.05
Book Value118.20
Revenue (TTM)348.93B
Gross Profit (TTM)336.95B
Profit Margin-148.89%
Operating Margin3.09%
Return on Equity-16.19%
Return on Assets-3.96%
Shares Outstanding10.93B
Shares Float3.18B
Beta0.72
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Dividends

20191×
1.87Apr 9, 2019
20181×
2.92Apr 13, 2018
20171×
1.16Apr 25, 2017
20161×
1.24Apr 28, 2016
20151×
0.74Apr 2, 2015
20141×
1.26Apr 29, 2014