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AG

Bank Agris Tbk

AGRS · JK · Financial Services / Banks - Regional

55.00IDR+3.00 (+5.77%)

Price History

Full chart

Market Stats

Previous Close52.00
Open53.00
Day Range53.00 – 56.00
52-Week Range52.00 – 97.00
Volume1.55M
Market Cap2.73T
P/E (TTM)10.12
Forward P/E0.00
EPS5.63
Dividend Yield0.00%
Beta0.36
50-Day Avg60.56
200-Day Avg67.85

About

PT Bank IBK Indonesia Tbk provides various banking products and services in Indonesia. The company offers current accounts; savings and time deposits; ATM services; and various loans. The company was founded in 1973 and is headquartered in Jakarta Pusat, Indonesia. PT Bank IBK Indonesia Tbk is a subsidiary of Industrial Bank of Korea.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOOh In Taek
  • Employees523
  • HeadquartersWisma GKBI, Jakarta Pusat, Indonesia, 10210, Indonesia
  • Websitehttps://www.ibk.co.id

Leadership

  • Oh In TaekPresident Director
  • Seongyoon LeeHead of Finance Group
  • Bernadus Ronald ArisHead of Operation Division
  • Sigit Indra PamungkasAccounting, Tax & Reporting Division Head
  • Mr. Alexander Frans RoriRisk & Compliance Director and Director · b. 1966
  • Ms. Yoan NoviannaHead of Human Resources Division · b. 1984
  • Mr. Handry HuseinHead of Corporate Banking I Division · b. 1972
  • Ms. Meilinda FransiscaHead of Finance, Network Planning & GA Division
  • Muhammad RifkiCredit Recovery Division Head
  • Park Jin JeCredit Review Division Head I - Korean & Syndication

Financials

Income Statement

Currency: IDR2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue71.04B41.63B80.81B333.48B415.12B381.99B364.10B351.72B559.04B483.02B616.00B893.70B1.36T1.47T1.49T
Growth (%)--41.41%+94.13%+312.66%+24.48%-7.98%-4.68%-3.40%+58.95%-13.60%+27.53%+45.08%+51.96%+8.25%+1.38%
Cost of Revenue---235.16B277.74B235.41B224.69B203.31B373.84B262.49B227.45B361.75B756.83B768.34B782.10B
Gross Profit-41.63B80.81B98.32B137.37B146.57B139.42B148.40B185.21B220.54B388.56B531.95B601.26B701.83B708.39B
Gross Margin-100.00%100.00%29.48%33.09%38.37%38.29%42.19%33.13%45.66%63.08%59.52%44.27%47.74%47.53%
Operating Expense-35.13B66.42B91.54B130.92B140.31B146.74B178.26B444.33B393.12B378.49B436.80B424.62B421.82B453.58B
Operating Income31.25B6.50B14.40B6.78B6.45B6.26B-7.32B-29.86B-259.12B-172.59B10.06B95.15B176.65B280.01B254.81B
Operating Margin43.99%15.61%17.81%2.03%1.55%1.64%-2.01%-8.49%-46.35%-35.73%1.63%10.65%13.01%19.05%17.10%
EBITDA-5.52B6.21B13.62B14.72B15.26B3.04B-19.90B-248.12B-115.36B71.29B173.76B258.51B369.68B323.85B
EBITDA Margin-13.27%7.68%4.08%3.55%4.00%0.83%-5.66%-44.38%-23.88%11.57%19.44%19.04%25.15%21.73%
Net Income-5.57B12.63B4.46B3.90B3.39B-8.32B-31.12B-248.84B-176.86B12.77B103.45B183.29B215.85B197.43B
Net Income Margin-13.38%15.63%1.34%0.94%0.89%-2.28%-8.85%-44.51%-36.62%2.07%11.58%13.50%14.68%13.25%
Interest Expense000235.16B277.74B235.41B224.69B203.31B373.84B262.49B227.45B361.75B756.83B768.34B782.10B
Interest Expense % of Total Revenue0.00%0.00%0.00%70.52%66.91%61.63%61.71%57.81%66.87%54.34%36.92%40.48%55.73%52.26%52.47%

Balance Sheet

Currency: IDR2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets1.03T1.21T2.51T4.10T4.22T4.06T3.89T4.15T6.42T9.85T14.29T18.30T19.38T20.06T23.41T
Total Liabilities774.39B4.86B2.14T3.64T3.65T3.49T3.33T3.62T5.22T7.95T11.29T14.14T14.01T14.48T17.59T
Total Equity253.79B259.36B363.46B465.23B567.10B572.51B564.15B532.80B1.20T1.90T3.00T4.17T5.37T5.58T5.82T
Cash525.75B304.84B511.79B1.33T906.86B635.67B607.08B707.23B873.53B2.33T3.62T4.16T2.83T2.27T2.19T
Total Debt----126.82B38.82B7.67B41.80B293.30B5.96T4.89T5.60T4.91T4.83T5.22T
Net Debt--304.84B-511.79B-1.33T-780.04B-596.85B-599.41B-665.43B-580.23B635.41B958.20B467.25B2.08T2.56T3.03T

Cash Flow

Currency: IDR2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-368.56B-1.11T728.05B-511.25B-306.15B16.76B121.17B-669.29B-2.43T-1.34T-279.38B-2.04T-725.16B-246.57B
Investing Cash Flow-1.42B-22.74B-9.74B-11.75B-6.41B-7.30B-20.47B-160.49B-33.89B-18.27B-27.03B-37.92B-44.10B-33.03B
Financing Cash Flow184.45B1.26T96.10B97.99B2.34B-165.95B238.02B699.46B3.92T2.65T848.29B752.25B206.05B194.52B
Capital Expenditure1.42B22.87B9.96B13.58B6.41B7.30B1.69B160.53B33.89B18.28B32.33B37.98B44.19B33.12B
Free Cash Flow-369.98B-1.13T718.09B-524.84B-312.56B9.45B119.47B-829.82B-2.46T-1.36T-311.71B-2.08T-769.36B-279.70B
FCF to OCF100.39%102.07%98.63%102.66%102.09%56.40%98.60%123.99%101.39%101.36%111.57%101.86%106.09%113.43%

Earnings

Report DateMar 31, 2015Jun 30, 2015Sep 30, 2015Dec 31, 2015Mar 31, 2016Jun 30, 2016Sep 30, 2016Dec 31, 2016Mar 31, 2017Jun 30, 2017Sep 30, 2017Dec 31, 2017Mar 31, 2018Jun 30, 2018Sep 30, 2018Dec 31, 2018Mar 31, 2019Jun 30, 2019Sep 30, 2019Dec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Dec 31, 2020Mar 31, 2021Jun 30, 2021Sep 30, 2021Dec 31, 2021Mar 31, 2022Jun 30, 2022Sep 30, 2022Dec 31, 2022Mar 31, 2023Jun 30, 2023
EPS Estimate----------------------------------
EPS Actual0.360.940.23-0.720.490.400.41-0.790.470.390.24-2.20-0.62-0.970.35-2.92-1.22-4.55-1.34-19.12-17.207.64-3.19-4.961.18-2.871.060.801.720.481.671.212.021.64
Surprise----------------------------------
Timing----------------------------------

Key Statistics & Ratios

Market Cap2.73T
Enterprise Value7.74T
Trailing P/E10.12
Forward P/E0.00
Price / Sales3.94
Price / Book0.47
EPS5.63
Book Value123.67
Revenue (TTM)692.09B
Gross Profit (TTM)684.32B
Profit Margin31.59%
Operating Margin56.51%
Return on Equity3.76%
Return on Assets0.93%
Shares Outstanding47.86B
Shares Float4.07B
Beta0.36
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%