Bank Negara Indonesia Tbk

BBNI · JK · Financial Services / Banks - Regional

$3,650-90.00 (-2.41%)

Close Sep 18, 2026 · end-of-day

Market Stats

Previous Close$3,740

Open$3,730

Day Range$3,640 – $3,740

52-Week Range$2,990 – $4,320.91

Volume45.32M

Market Cap$127.42T

P/E (TTM)6.16

Forward P/E5.79

EPS$555.07

Dividend Yield10.22%

Beta0.20

50-Day Avg$3,649.6

200-Day Avg$3,896.1

Price History

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About

PT Bank Negara Indonesia (Persero) Tbk, together with its subsidiaries, provides various banking products and services in Indonesia, rest of Asia, New York, and Europe. It operates through Corporate Banking, Institutional Banking, Commercial Banking, Consumer Banking, Treasury & International Banking, Head Office, and Subsidiaries segments. The company offers savings; savings plan and FIPF products; loans; credit cards; bancassurance, payroll, and simulation services; safe deposit boxes, bank references, bonds, foreign bank notes, and mobile banking services; services to collect payments or valuable documents; and Xpora, a digital solution for small and medium enterprises. It also provides business banking, funding, lending, trade finance, smart remittance, foreign direct investment, collection and liquidity management, payment management, supply chain financing, consumer financing, wealth management, and custody and trust services; financial institution products; solutions for industrial sectors; and treasury products. In addition, the company offers insurance and venture capital services; securities; and ATM, phone and SMS banking, mobile and internet banking, and internet payment gateway services. PT Bank Negara Indonesia (Persero) Tbk was founded in 1946 and is headquartered in Jakarta Pusat, Indonesia.

Company Details

Sector: Financial Services
Industry: Banks - Regional
CEO: Mr. Putrama Wahju Setyawan
Employees: 27.68K
Headquarters: Gedung Grha BNI, Jakarta Pusat, Indonesia, 10220, Indonesia
Website: https://www.bni.co.id

Leadership

Mr. Putrama Wahju SetyawanPresident Director · b. 1969
Mr. Hussein Paolo KartadjoemenaFinance & Strategy Director and Director · b. 1979
Mr. Ronny VenirOperations Director & Director · b. 1967
Mr. Munadi HerlambangHuman Capital & Compliance Director and Director · b. 1979
Mr. Muhammad IqbalCommercial Banking Director & Director
Ms. Corina Leyla KarnaliesConsumer Banking Director & Director · b. 1968
Eko Setyo NugrohoInstitutional Director & Director · b. 1971
Mr. David PirzadaRisk Management Director & Director · b. 1968
Rian Eriana KaslanNetwork & Retail Funding Director and Director · b. 1976
Mr. Toto PrasetioInformation Technology Director & Director · b. 1966

Financials

Income Statement

Line item	2000-12-31	2001-12-31	2002-12-31	2003-12-31	2004-12-31	2005-12-31	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	$10.81T	$15.32T	$16.02T	$15.36T	$14.53T	$14.93T	$17.90T	$19.01T	$20.18T	$23.74T	$25.90T	$26.33T	$28.79T	$33.30T	$41.54T	$46.67T	$57.10T	$63.44T	$68.76T	$75.07T	$72.45T	$68.79T	$74.62T	$81.78T	$88.09T	$91.77T
Cost of Revenue	-	-	-	-	-	$5.79T	$7.67T	$7.41T	$6.72T	$8.31T	$7.12T	$7.24T	$6.93T	$6.94T	$10.31T	$10.51T	$12.92T	$15.32T	$17.70T	$20.95T	$18.11T	$11.72T	$13.34T	$20.20T	$26.10T	$38.79T
Gross Profit	-	-	-	-	-	$9.15T	$10.24T	$11.60T	$13.46T	$15.43T	$18.78T	$19.09T	$21.87T	$26.36T	$31.24T	$36.15T	$44.18T	$48.12T	$51.06T	$54.12T	$54.35T	$57.07T	$61.28T	$61.58T	$61.98T	$52.98T
Operating Income	$2.20T	$3.23T	$3.62T	$1.95T	$4.00T	$2.26T	$2.84T	$1.48T	$1.93T	$3.44T	$5.49T	$7.46T	$8.90T	$11.28T	$13.52T	$11.47T	$14.30T	$17.17T	$19.82T	$19.37T	$5.11T	$12.55T	$22.69T	$25.64T	$26.58T	$24.40T
EBITDA	-	-	-	-	-	$2.26T	$2.84T	$1.48T	$1.93T	$3.44T	$5.49T	$7.92T	$9.42T	$11.92T	$14.18T	$12.25T	$15.24T	$18.23T	$21.02T	$20.76T	$7.69T	$14.56T	$24.94T	$27.94T	$29.00T	$27.02T
Net Income	$295.47B	$1.76T	$2.51T	$829.11B	$3.14T	$1.42T	$1.93T	$901.74B	$1.23T	$2.49T	$4.10T	$5.83T	$7.05T	$9.05T	$10.78T	$9.07T	$11.34T	$13.62T	$15.02T	$15.38T	$3.28T	$10.90T	$18.31T	$20.91T	$21.46T	$20.04T
Interest Expense	$0	$0	$0	$0	$0	$5.79T	$7.67T	$7.41T	$6.72T	$8.31T	$7.12T	$7.24T	$6.93T	$6.94T	$10.31T	$10.51T	$12.92T	$15.32T	$17.70T	$20.95T	$18.11T	$11.72T	$13.34T	$20.20T	$26.10T	$29.06T

Balance Sheet

Line item	2000-12-31	2001-12-31	2002-12-31	2003-12-31	2004-12-31	2005-12-31	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	$117.88T	$129.05T	$125.62T	$131.49T	$136.48T	$147.81T	$169.42T	$183.34T	$201.74T	$227.50T	$248.58T	$299.06T	$333.30T	$386.65T	$416.57T	$508.60T	$603.03T	$709.33T	$808.57T	$845.61T	$891.34T	$964.84T	$1029.84T	$1086.66T	$1129.81T	$1362.05T
Total Liabilities	$109.32T	$122.25T	$117.39T	$121.46T	$123.60T	$135.89T	$154.60T	$166.09T	$186.28T	$208.32T	$215.43T	$261.22T	$289.78T	$338.97T	$355.55T	$430.16T	$513.78T	$608.43T	$698.20T	$720.60T	$778.47T	$838.32T	$889.64T	$931.93T	$962.62T	$1185.72T
Total Equity	$8.50T	$6.80T	$8.23T	$10.02T	$12.86T	$11.89T	$14.79T	$17.22T	$15.43T	$19.14T	$33.12T	$37.73T	$43.47T	$47.60T	$59.07T	$76.41T	$87.16T	$98.59T	$108.08T	$122.52T	$110.19T	$123.74T	$135.82T	$150.13T	$162.46T	$171.73T
Cash	$7.85T	$7.01T	$7.80T	$10.46T	$13.81T	$34.18T	$48.26T	$36.81T	$38.12T	$49.91T	$58.77T	$76.55T	$68.85T	$60.79T	$55.06T	$86.24T	$81.27T	$94.21T	$102.09T	$115.21T	$129.83T	$174.23T	$163.86T	$157.82T	$105.44T	$153.46T
Total Debt	-	-	-	-	-	$6.23T	$5.70T	$7.43T	$9.68T	$6.68T	$6.96T	$10.89T	$8.74T	$9.40T	$14.89T	$29.41T	$41.08T	$49.64T	$40.93T	$100.13T	$70.02T	$68.00T	$89.91T	$46.29T	$109.05T	$91.84T
Net Debt	-	-	-	-	-	$-27.95T	$-42.56T	$-29.38T	$-28.45T	$-43.24T	$-51.81T	$-65.66T	$-60.11T	$-51.40T	$-40.16T	$-57.53T	$-45.32T	$-53.26T	$-61.16T	$-71.18T	$-86.23T	$-125.01T	$-111.02T	$-157.82T	$-105.44T	$-30.83T

Cash Flow

Line item	2000-12-31	2001-12-31	2002-12-31	2003-12-31	2004-12-31	2005-12-31	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	-	-	-	-	-	$-2.70T	$8.65T	$10.19T	$-12.34T	$4.70T	$-14.15T	$15.38T	$6.95T	$-6.90T	$-610.37B	$24.36T	$16.00T	$33.68T	$-4.27T	$-12.61T	$74.25T	$97.48T	$19.95T	$10.39T	$-63.22T	$-125.24T
Investing Cash Flow	-	-	-	-	-	$4.67T	$-2.88T	$-10.14T	$4.94T	$13.18T	$-7.93T	$433.08B	$-4.48T	$-10.67T	$-2.41T	$-3.52T	$-29.40T	$-23.27T	$-9.61T	$13.48T	$-11.99T	$-15.66T	$-32.23T	$-10.77T	$-5.27T	$-26.64T
Financing Cash Flow	-	-	-	-	-	$-1.15T	$-2.11T	$3.68T	$889.15B	$-3.42T	$9.32T	$-1.59T	$3.07T	$9.98T	$-4.45T	$9.25T	$8.06T	$3.19T	$20.61T	$-18.49T	$-17.14T	$1.72T	$2.73T	$-8.49T	$17.72T	$200.78T
Capital Expenditure	$0	$0	$0	$0	$0	$230.02B	$542.13B	$464.13B	$463.53B	$703.11B	$634.79B	$718.22B	$1.13T	$1.58T	$1.37T	$3.02T	$2.17T	$1.95T	$1.95T	$1.85T	$1.27T	$1.85T	$2.44T	$2.36T	$3.11T	$2.91T
Free Cash Flow	-	-	-	-	-	$-2.93T	$8.10T	$9.72T	$-12.80T	$3.99T	$-14.79T	$14.67T	$5.81T	$-8.49T	$-1.98T	$21.33T	$13.83T	$31.73T	$-6.22T	$-14.46T	$72.98T	$95.63T	$17.51T	$8.04T	$-66.32T	$22.45T
Dividends Paid	-	-	-	-	-	$1.57T	$744.11B	$1.03T	$484.97B	$171.15B	$968.75B	$1.39T	$1.40T	$2.11T	$2.72T	$2.70T	$2.27T	$3.97T	$4.77T	$3.75T	$3.85T	$820.10B	$2.72T	$7.32T	$10.45T	$13.95T

Earnings

Report Date	Oct 28, 2026	Aug 4, 2026	Apr 28, 2026	Feb 1, 2026	Oct 23, 2025	Jul 23, 2025	Apr 25, 2025	Jan 22, 2025	Oct 23, 2024	Aug 22, 2024	Apr 26, 2024	Jan 26, 2024	Oct 30, 2023	Jul 26, 2023	Apr 17, 2023	Jan 24, 2023	Oct 24, 2022	Jul 30, 2022	Apr 25, 2022	Jan 27, 2022	Oct 24, 2021	Aug 16, 2021	Apr 26, 2021	Jan 29, 2021	Oct 27, 2020	Aug 24, 2020	May 20, 2020	Jan 22, 2020	Oct 22, 2019	Jul 23, 2019	Apr 24, 2019	Jan 23, 2019	Oct 19, 2018	Jul 18, 2018	Apr 24, 2018	Jan 17, 2018	Oct 11, 2017	Jul 13, 2017	Apr 13, 2017	Feb 14, 2017	Oct 14, 2016	Jul 24, 2016	Apr 12, 2016	Jan 25, 2016	Oct 19, 2015	Jul 31, 2015	Apr 24, 2015	Jan 30, 2015	Oct 31, 2014	Jul 25, 2014	May 26, 2014	Feb 19, 2014	Oct 24, 2013	Jul 30, 2013	May 27, 2013	Mar 1, 2013	Oct 22, 2012	Jul 31, 2012	May 28, 2012	Feb 29, 2012	Oct 27, 2011	Jul 26, 2011	Apr 28, 2011	Mar 16, 2011	Oct 15, 2010	Aug 31, 2010	Jun 2, 2010	Dec 2, 2009	Aug 25, 2009
EPS Estimate	$132.07	$136.29	$145.73	$136.52	$119.45	$132.87	$146.52	$147.90	$140.17	$143.52	$148.75	$135.18	$137.85	$140.81	$127.75	$121.65	$131.49	$104.33	$101.87	$52.21	$62.01	$125.45	$64.00	$31.98	$13.75	$10.14	$67.17	$77.39	$93.20	$112.09	$109.47	$90.90	$105.72	$98.32	$95.66	$69.19	$91.63	$87.89	$91.66	$170.51	$67.77	$57.79	$61.61	-	$192.00	$-1.21	$69.94	$60.48	$67.43	$63.61	-	$57.17	-	-	-	$42.73	$44.03	$41.60	-	$38.50	$32.50	$33.69	$33.50	-	$31.50	-	-	-	-
EPS Actual	-	$137.00	$152.00	$132.00	$134.00	$127.00	$144.00	$139.00	$150.00	$144.00	$143.00	$138.50	$292.00	$136.50	$140.00	$124.00	$131.00	$130.00	$106.50	$84.50	$73.00	$142.00	$64.00	$-28.00	$-7.00	$5.50	$114.00	$91.50	$116.50	$95.00	$109.50	$96.00	$107.00	$102.00	$97.50	$92.50	$100.50	$85.50	$86.50	$196.00	$90.00	$36.50	$80.50	$165.00	$191.33	$-10.50	$75.50	$85.00	$71.50	$68.50	$128.30	$67.50	$121.09	$118.46	$110.95	$54.00	$47.00	$46.50	$82.59	$47.00	$36.00	$39.50	$33.50	$61.53	$33.00	$56.36	$63.67	$40.62	$35.08
Surprise	-	0.52%	4.30%	-3.31%	12.18%	-4.42%	-1.72%	-6.02%	7.01%	0.33%	-3.87%	2.46%	111.82%	-3.06%	9.59%	1.93%	-0.37%	24.60%	4.54%	61.85%	17.72%	13.19%	0.00%	-187.55%	-150.91%	-45.76%	69.72%	18.23%	25.00%	-15.25%	0.03%	5.61%	1.21%	3.74%	1.92%	33.69%	9.68%	-2.72%	-5.63%	14.95%	32.80%	-36.84%	30.66%	-	-0.35%	-767.77%	7.95%	40.54%	6.04%	7.69%	-	18.07%	-	-	-	26.37%	6.75%	11.78%	-	22.08%	10.77%	17.25%	0.00%	-	4.76%	-	-	-	-
Timing	Pre-market	After-hours	After-hours	After-hours	After-hours	After-hours	After-hours	Pre-market	After-hours	After-hours	After-hours	Pre-market	After-hours	Pre-market	After-hours	After-hours	Pre-market	After-hours	After-hours	-	After-hours	Pre-market	After-hours	After-hours	After-hours	Pre-market	Pre-market	After-hours	After-hours	Pre-market	Pre-market	Pre-market	Pre-market	After-hours	After-hours	Pre-market	After-hours	Pre-market	Pre-market	Pre-market	Pre-market	After-hours	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	Pre-market	After-hours	-	Pre-market	-	-	-	Pre-market	Pre-market	Pre-market	-	After-hours	After-hours	Pre-market	Pre-market	-	Pre-market	-	-	-	-

Key Statistics & Ratios

Market Cap: $127.42T
Enterprise Value: $-43.58T
Trailing P/E: 6.16
Forward P/E: 5.79
PEG Ratio: 0.73
Price / Sales: 2.45
Price / Book: 0.82
EPS: $555.07
Book Value: $4,411.86
Revenue (TTM): $51.94T
Gross Profit (TTM): $51.20T
Profit Margin: 39.86%
Operating Margin: 42.65%
Return on Equity: 12.45%
Return on Assets: 1.56%
Shares Outstanding: 578.68M
Shares Float: 225.96M
Beta: 0.20
Dividend Yield: 10.22%
Dividend Rate: $349.41
Payout Ratio: 62.96%

Dividends

20261×

$349.41Mar 25, 2026

20251×

$374.06Apr 15, 2025

20241×

$280.50Mar 15, 2024

20231×

$196.39Mar 28, 2023

20221×

$73.15Mar 24, 2022

20211×

$22.01Apr 8, 2021

20201×

$103.12Mar 2, 2020

20191×

$100.64May 22, 2019

20181×

$127.78Mar 28, 2018

20172×

$212.81Mar 27, 2017$106.40Mar 24, 2017

20161×

$61.27Mar 18, 2016

20151×

$72.27Mar 25, 2015

20142×

$145.71Apr 30, 2014$72.86Apr 29, 2014

20131×

$56.67Apr 29, 2013

20121×

$31.24May 11, 2012

20111×

$32.99Jun 13, 2011

20101×

$22.51Jun 9, 2010

20092×

$4.47Nov 26, 2009$3.79Jun 19, 2009

20081×

$13.94Jun 18, 2008

20071×

$34.37Jun 20, 2007

20061×

$25.25Jun 16, 2006

Stock Splits

Oct 6, 20232:1