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PT Bank Bisnis Internasional Tbk

PT Bank Bisnis Internasional Tbk

BBSI · JK · Financial Services / Banks - Regional

3,010.00IDR+130.00 (+4.51%)

Price History

Full chart

Market Stats

Previous Close2,880.00
Open2,890.00
Day Range2,880.00 – 3,010.00
52-Week Range3,340.00 – 5,225.00
Volume109.90K
Market Cap15.25T
P/E (TTM)86.62
Forward P/E0.00
EPS47.91
Dividend Yield0.00%
Beta-0.10
50-Day Avg4,604.80
200-Day Avg4,474.95

About

PT Krom Bank Indonesia Tbk engages in the provision of banking products and services in Indonesia. The company offers saving, time and demand deposits, certificates of deposit, and current accounts; and various loan products. The company was formerly known as PT Bank Bisnis Internasional Tbk and changed its name to PT Krom Bank Indonesia Tbk in September 2022. PT Krom Bank Indonesia Tbk was founded in 1957 and is based in Jakarta Pusat, Indonesia. PT Krom Bank Indonesia Tbk operates as a subsidiary of PT FinAccel Teknologi Indonesia.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Anton Hermawan
  • Employees397
  • HeadquartersDipo Tower, Lt. 9, Jakarta Pusat, Indonesia, 10260, Indonesia
  • Websitehttps://www.bankbisnis.id

Leadership

  • Mr. Anton HermawanPresident Director · b. 1969
  • Mr. Alvin James KurniawanFinance Director & Director · b. 1985
  • Mr. Ichfan Maulana AchmadHead of Operations · b. 1987
  • Arfan GhozaliHead of Accounting
  • Mr. Wisaksana Djawi MbsCompliance Director & Director · b. 1975
  • Bayu Rizky ArofiantoHead of Legal Department
  • Krisna Wardhana ParapatHead of HR & General · b. 1989
  • Felicia ThenardyHead of Marketing
  • Mr. Kristiyan MartinHead of Credit Review
  • Wilson NgHead of Application Development

Financials

Income Statement

Currency: IDR2013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue22.97B27.63B28.85B69.37B75.58B81.04B79.31B62.48B128.08B164.33B438.26B1.09T2.32T
Growth (%)-+20.28%+4.40%+140.48%+8.95%+7.22%-2.13%-21.22%+105.00%+28.30%+166.70%+149.73%+112.00%
Cost of Revenue------31.58B-20.09B22.59B7.61B118.77B1.83T
Gross Profit22.97B27.63B28.85B69.37B75.58B81.04B47.73B62.48B108.00B141.73B430.65B975.69B490.17B
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%60.18%100.00%84.32%86.25%98.26%89.15%21.13%
Operating Expense12.39B14.78B17.46B52.13B47.83B46.82B18.04B17.36B23.36B45.13B258.39B815.35B305.87B
Operating Income10.58B12.85B11.38B17.24B27.75B34.22B29.70B45.12B84.64B96.61B172.25B160.34B184.30B
Operating Margin46.07%46.50%39.46%24.85%36.72%42.23%37.44%72.21%66.08%58.79%39.30%14.65%7.94%
EBITDA11.53B14.21B12.62B18.99B26.63B35.34B30.69B46.44B86.64B99.19B175.22B169.21B191.98B
EBITDA Margin50.20%51.44%43.74%27.37%35.24%43.61%38.69%74.33%67.64%60.36%39.98%15.46%8.27%
Net Income8.08B9.59B8.51B13.03B19.03B25.64B22.26B35.18B65.72B74.81B132.57B124.06B143.28B
Net Income Margin35.15%34.72%29.50%18.78%25.18%31.64%28.07%56.30%51.31%45.53%30.25%11.34%6.18%
Interest Expense------31.58B31.58B20.09B22.59B7.61B118.77B427.72B
Interest Expense % of Total Revenue------39.82%50.54%15.68%13.75%1.74%10.85%18.43%

Balance Sheet

Currency: IDR2013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets541.06B549.94B674.39B769.37B788.27B866.35B953.74B1.44T2.48T3.31T3.64T6.65T12.21T
Total Liabilities2.60B3.39B4.90B411.09B410.96B464.25B452.30B432.25B406.56B248.25B443.04B3.33T8.75T
Total Equity148.74B158.33B265.00B358.28B377.31B402.09B501.44B1.01T2.07T3.07T3.20T3.32T3.46T
Cash98.21B100.84B130.54B163.62B142.85B146.07B153.17B167.30B118.24B304.00B159.59B672.43B525.31B
Total Debt---2.27B2.95B4.42B3.91B7.31B4.27B--1.81B23.66B
Net Debt-98.21B-100.84B-130.54B-161.35B-139.91B-141.65B-150.26B-162.91B-113.97B-304.00B-159.59B-672.43B-501.64B

Cash Flow

Currency: IDR2013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-76.31B6.04B4.80B15.29B24.61B25.87B-42.32B-464.07B-1.03T-720.77B-123.63B502.69B1.26T
Investing Cash Flow-2.25B-1.04B-581.46M-57.46B-43.30B-74.84B-672.03M-2.44B-2.53B-2.31B-18.50B-33.12B-6.41T
Financing Cash Flow106.15B-2.34B25.50B75.31B-2.10B52.19B50.10B475.28B985.33B909.05B-2.45B-481.95M5.25T
Capital Expenditure2.58B4.47B581.46M321.35M131.93M278.72M764.53M1.89B3.77B3.20B19.08B43.73B23.39B
Free Cash Flow-78.89B1.57B4.22B14.97B24.47B25.59B-43.08B-465.96B-1.03T-723.97B-142.70B458.96B1.24T
FCF to OCF103.38%26.03%87.89%97.90%99.46%98.92%101.81%100.41%100.37%100.44%115.43%91.30%98.14%

Earnings

Report DateDec 31, 2020Mar 31, 2021Jun 30, 2021Sep 30, 2021Dec 31, 2021Mar 31, 2022Jun 30, 2022Sep 30, 2022Dec 31, 2022Mar 31, 2023Jun 30, 2023
EPS Estimate-----------
EPS Actual3.684.965.275.345.796.056.085.414.237.738.90
Surprise-----------
Timing-----------

Key Statistics & Ratios

Market Cap15.25T
Enterprise Value14.01T
Trailing P/E86.62
Forward P/E0.00
Price / Sales22.38
Price / Book4.66
EPS47.91
Book Value970.24
Revenue (TTM)681.45B
Gross Profit (TTM)679.92B
Profit Margin28.04%
Operating Margin29.54%
Return on Equity5.49%
Return on Assets1.51%
Shares Outstanding3.67B
Shares Float376.70M
Beta-0.10
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%