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BFI Finance Indonesia Tbk

BFI Finance Indonesia Tbk

BFIN · JK · Financial Services / Credit Services

800.00IDR+30.00 (+3.90%)

Price History

Full chart

Market Stats

Previous Close770.00
Open775.00
Day Range770.00 – 810.00
52-Week Range575.00 – 1,040.00
Volume10.18M
Market Cap13.42T
P/E (TTM)8.42
Forward P/E7.81
EPS108.02
Dividend Yield7.69%
Beta0.40
50-Day Avg925.40
200-Day Avg781.50

About

PT BFI Finance Indonesia Tbk provides investment, working capital, multipurpose, and other financing services primarily in Indonesia. The company operates through Cars, Motorcycles, and Others segments. It provides collateral financing house; collateral financing vehicle car; collateral financing vehicle motorcycle; used car loans; heavy equipment and industrial machinery procurement; and sharia financing services. The company was formerly known as PT Bunas Finance Indonesia Tbk and changed its name to PT BFI Finance Indonesia Tbk in June 2001. PT BFI Finance Indonesia Tbk was founded in 1982 and is headquartered in Tangerang Selatan, Indonesia.

Company Details

  • SectorFinancial Services
  • IndustryCredit Services
  • CEOMr. . Sutadi
  • Employees5.45K
  • HeadquartersBFI Tower, Tangerang Selatan, Indonesia, 15322, Indonesia
  • Websitehttps://www.bfi.co.id

Leadership

  • Mr. . SutadiPresident Director · b. 1974
  • Mr. . SudjonoFinance Director & Director · b. 1970
  • Margaretha TariganHead of Operations & Service Excellence
  • Ms. Ng Koon PekHead of Investor Relations · b. 1977
  • Mr. Budi Darwan MuntheHead of Corporate Compliance, Head of Corporate Secretariat & Corporate Secretary
  • Francisca Susilawati RimbajayaHead of Corporate Communication & CSR
  • Ute GerdanovitaHead of Human Capital
  • Mr. Tan Rudy EddywidjajaBusiness Director & Director · b. 1970
  • Mr. Jefry SuryoHead of Financial Planning & Control
  • Ms. Ika SantiHead of Insurance & Operation Service

Financials

Income Statement

Currency: IDR2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue164.53B126.14B191.13B269.62B274.48B309.86B381.06B570.43B889.94B696.77B743.56B1.01T1.27T1.53T1.80T2.16T3.13T3.94T4.91T5.05T4.36T3.85T5.14T6.15T6.14T6.50T
Growth (%)--23.33%+51.53%+41.06%+1.80%+12.89%+22.98%+49.70%+56.01%-21.71%+6.72%+35.79%+25.94%+19.95%+17.69%+20.33%+45.05%+25.86%+24.60%+2.83%-13.76%-11.58%+33.47%+19.56%-0.17%+5.94%
Cost of Revenue---------125.71B125.54B246.73B318.98B421.28B801.71B1.13T1.27T1.39T1.63T1.78T1.64T1.38T1.76T2.09T2.19T409.33B
Gross Profit----------125.71B-125.54B-246.73B-318.98B-421.28B993.39B1.03T1.86T2.56T3.28T3.27T2.71T2.47T3.39T4.06T3.95T6.09T
Gross Margin----------18.04%-16.88%-24.44%-25.08%-27.62%55.34%47.72%59.34%64.86%66.74%64.79%62.27%64.23%65.85%65.97%64.30%93.71%
Operating Expense----------517.77B-588.45B-776.20B-932.85B-1.09T115.79B77.47B641.38B842.58B1.11T1.18T1.71T1.04T1.18T1.73T1.79T3.17T
Operating Income-93.46B142.13B181.98B175.59B191.26B234.41B364.58B508.14B392.07B462.91B529.48B613.88B667.23B877.60B953.33B1.22T1.71T2.17T2.09T1.00T1.44T2.21T2.33T2.15T2.92T
Operating Margin-74.09%74.36%67.49%63.97%61.72%61.52%63.91%57.10%56.27%62.26%52.44%48.27%43.74%48.89%44.14%38.87%43.49%44.13%41.36%23.02%37.26%42.98%37.84%35.10%44.92%
EBITDA---------517.77B588.45B776.20B932.85B1.09T972.92B1.07T1.32T1.88T2.33T1.56T1.24T1.75T2.53T2.51T2.38T3.12T
EBITDA Margin---------74.31%79.14%76.87%73.36%71.37%54.20%49.50%42.26%47.77%47.48%30.97%28.52%45.39%49.12%40.81%38.74%47.97%
Net Income-385.57B100.72B98.26B17.27B87.49B159.17B196.38B231.76B301.37B362.08B425.38B490.27B508.62B600.24B650.29B798.37B1.19T1.47T711.68B701.60B1.13T1.81T1.64T1.56T1.58T
Net Income Margin-305.67%52.70%36.45%6.29%28.23%41.77%34.43%26.04%43.25%48.69%42.13%38.55%33.35%33.44%30.11%25.48%30.12%29.87%14.09%16.10%29.36%35.13%26.74%25.49%24.33%
Interest Expense000000000125.71B125.54B246.73B318.98B421.28B166.41B165.22B227.68B321.60B408.86B380.04B248.87B211.35B143.16B290.28B235.86B941.61B
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%18.04%16.88%24.44%25.08%27.62%9.27%7.65%7.27%8.16%8.32%7.52%5.71%5.49%2.78%4.72%3.84%14.48%

Balance Sheet

Currency: IDR2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets822.01B738.91B934.72B1.13T1.07T1.20T1.43T2.52T3.53T2.39T3.87T5.30T6.57T8.29T9.67T11.77T12.48T16.48T19.12T19.09T15.20T15.64T21.93T23.99T25.12T25.47T
Total Liabilities1.70T1.23T441.96B514.47B293.42B335.85B374.62B1.32T2.17T858.81B1.93T2.94T3.71T4.90T6.06T7.75T8.22T11.58T12.91T13.01T8.59T8.21T13.17T14.49T14.94T14.82T
Total Equity--492.76B611.95B774.85B863.17B1.05T1.20T1.36T1.53T1.94T2.37T2.86T3.40T3.61T4.02T4.25T4.90T6.20T6.08T6.61T7.43T8.76T9.50T10.18T10.65T
Cash31.66B9.12B9.58B24.48B16.32B41.01B83.65B108.69B315.08B165.76B334.48B230.70B168.90B224.76B289.68B777.23B165.39B225.20B755.25B660.03B1.41T969.18B1.07T1.74T1.61T1.55T
Total Debt---------656.66B1.75T2.80T3.53T4.63T5.55T7.57T7.71T10.78T14.54T17.47T12.89T7.28T11.83T13.39T13.76T13.60T
Net Debt---------490.90B1.42T2.57T3.36T4.40T5.26T6.54T7.49T10.50T11.34T10.83T6.36T6.31T10.76T11.65T12.14T12.04T

Cash Flow

Currency: IDR2001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow--------1.22T-744.27B-1.42T-1.20T-1.33T-638.97B148.36B-456.18B-2.34T-366.66B1.20T4.75T542.47B-3.52T276.68B489.54B1.41T
Investing Cash Flow---------11.50B-103.51B-140.75B-62.49B-149.43B-106.03B-75.89B-50.44B-183.38B-158.35B-88.68B-84.30B-108.16B-238.20B-335.09B-105.24B-143.59B
Financing Cash Flow---------1.35T1.02T1.40T1.27T1.53T809.92B415.08B-105.23B2.58T1.06T-1.21T-3.91T-879.82B3.86T724.82B-509.83B-1.33T
Capital Expenditure0000000012.78B105.03B82.69B131.65B152.59B111.31B86.94B62.26B211.81B178.81B111.19B104.34B125.63B269.83B362.47B145.47B172.11B
Free Cash Flow--------1.21T-849.30B-1.51T-1.34T-1.48T-750.28B61.42B-518.44B-2.55T-545.48B1.09T4.64T416.84B-3.79T-85.79B344.07B1.24T
Dividends Paid--------81.33B102.39B---193.28B513.52B331.06B508.79B239.43B733.25B179.57B374.11B570.75B902.36B827.17B1.00T
FCF to OCF--------98.95%114.11%105.80%110.93%111.50%117.42%41.40%113.65%109.07%148.77%90.73%97.80%76.84%107.66%-31.01%70.28%87.82%
Dividend Paid to FCF--------6.74%-12.06%----25.76%836.04%-63.86%-19.98%-43.89%67.35%3.87%89.75%-15.05%-1051.80%240.41%80.64%

Earnings

Report DateMar 31, 2002Mar 31, 2004Mar 31, 2005Mar 31, 2006Mar 31, 2007Sep 30, 2007Mar 31, 2009Jun 30, 2009Sep 30, 2009Dec 31, 2009Mar 31, 2010Jun 30, 2010Sep 30, 2010Dec 31, 2010Mar 31, 2011Jun 30, 2011Sep 30, 2011Dec 31, 2011Mar 31, 2012Jun 30, 2012Sep 30, 2012Dec 31, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014Jun 30, 2014Oct 28, 2014Feb 26, 2015Apr 29, 2015Aug 2, 2015Nov 9, 2015Feb 22, 2016Apr 23, 2016Jul 29, 2016Oct 27, 2016Feb 21, 2017Apr 18, 2017Jul 24, 2017Oct 27, 2017Feb 23, 2018Apr 17, 2018Jul 25, 2018Oct 23, 2018Feb 21, 2019Apr 26, 2019Jul 25, 2019Oct 24, 2019Dec 31, 2019Apr 21, 2020Jul 24, 2020Oct 27, 2020Mar 12, 2021Apr 24, 2021Jul 23, 2021Sep 30, 2021Feb 16, 2022Apr 27, 2022Jul 27, 2022Oct 26, 2022Feb 14, 2023Apr 26, 2023Jul 26, 2023Oct 28, 2024Feb 24, 2025
EPS Estimate----------------------------------------------------------------16.6437.80
EPS Actual2.301.791.852.632.733.464.634.414.456.336.005.655.396.776.666.616.608.107.028.037.299.018.098.408.807.898.528.209.6212.209.489.5810.0612.4910.4811.5814.0416.3517.0018.1421.1323.0823.4323.5426.1225.0022.5123.6126.73-25.29-25.290.2812.6012.0915.3417.2320.6322.4126.0028.9332.1333.1133.8322.5828.0030.00
Surprise----------------------------------------------------------------68.27%-20.63%
Timing----------------------------Pre-marketAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-market--Pre-marketPre-marketAfter-hours-Pre-market-After-hoursAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursPre-market

Key Statistics & Ratios

Market Cap13.42T
Enterprise Value25.65T
Trailing P/E8.42
Forward P/E7.81
Price / Sales2.94
Price / Book1.29
EPS108.02
Book Value742.06
Revenue (TTM)4.57T
Gross Profit (TTM)4.49T
Profit Margin36.10%
Operating Margin48.01%
Return on Equity15.36%
Return on Assets6.54%
Shares Outstanding14.75B
Shares Float6.69B
Beta0.40
Dividend Yield7.69%
Dividend Rate70.00
Payout Ratio64.81%

Dividends

20261×
35.00Jun 3, 2026
20252×
35.00Dec 11, 202532.00May 21, 2025
20242×
28.00Dec 12, 202427.00Jun 4, 2024
20232×
28.00Dec 14, 202332.00May 26, 2023
20222×
28.00Dec 15, 202210.00Jul 8, 2022
20212×
7.00Dec 17, 202118.00Jun 7, 2021
20201×
12.00Jul 8, 2020
20191×
49.00Jun 14, 2019
20181×
16.00Apr 25, 2018
20172×
23.00Nov 29, 201711.00Apr 27, 2017
20162×
15.00Nov 29, 20167.00May 4, 2016
20153×
13.80Nov 27, 20155.40Apr 23, 201513.80Jan 5, 2015
20141×
12.47Jul 25, 2014
20102×
3.90May 18, 20102.85Jan 13, 2010

Stock Splits

  • Jun 5, 201710:1
  • Aug 7, 20122:1