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Bank Ganesha Tbk PT

Bank Ganesha Tbk PT

BGTG · JK · Financial Services / Banks - Regional

84.00IDR+1.00 (+1.20%)

Price History

Full chart

Market Stats

Previous Close83.00
Open84.00
Day Range83.00 – 84.00
52-Week Range85.00 – 159.00
Volume2.30M
Market Cap2.47T
P/E (TTM)10.65
Forward P/E0.00
EPS9.67
Dividend Yield0.00%
Beta0.80
50-Day Avg113.88
200-Day Avg119.86

About

PT Bank Ganesha Tbk provides various general banking products and services for individuals and businesses in Indonesia. The company operates through Banking, Consumer, Treasury, and Others segments. It offers savings, current, and time deposits accounts. The company also provides personal, fixed income, car, housing, working capital, and investment loans. In addition, it offers safe deposit boxes, ATM debit cards, and e-statements, foreign exchange, remittance, BI-fast, ATM and CRM machine, payment, tax payment, export/import, mutual funds, SBN, government bonds, mobile and internet banking services, electronic wallets, and bancassurance products. The company was founded in 1990 and is headquartered in Jakarta, Indonesia.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Setiawan Kumala
  • Employees289
  • HeadquartersWisma Hayam Wuruk, Jakarta, Indonesia, 10120, Indonesia
  • Websitehttps://www.bankganesha.co.id

Leadership

  • Mr. Setiawan KumalaCommercial Director & President Director · b. 1975
  • Mr. Agoes RoediyantoIT & Operation Director · b. 1958
  • . ArifinHead of Finance Accounting & Management Information System Department
  • Barka RamdhonHead of Legal & Remedial Department
  • Mr. . Suroso S.E.Compliance Director & Director · b. 1968
  • Mr. . SolaimanHead of Human Resources Department · b. 1962
  • Lucie DesiantariHead of Treasury & Financial Institution Division
  • Haswan DjunaediHead of Compliance & AML-CFT Division
  • Novica Mulia KomalaHead of Credit Risk Analysis
  • Eny WidajatiHead of Credit Administration Department

Financials

Income Statement

Currency: IDR2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue90.09B100.63B129.84B136.47B150.78B163.70B162.49B165.63B99.35B195.97B202.49B222.54B306.35B425.31B424.20B436.96B402.53B358.89B476.63B643.38B784.31B800.17B
Growth (%)-+11.69%+29.03%+5.11%+10.49%+8.57%-0.74%+1.93%-40.02%+97.25%+3.32%+9.90%+37.66%+38.83%-0.26%+3.01%-7.88%-10.84%+32.81%+34.98%+21.90%+2.02%
Cost of Revenue---------83.07B104.31B108.82B124.94B176.83B171.07B208.31B183.95B135.71B111.69B140.82B248.20B269.66B
Gross Profit--------99.35B112.91B98.18B113.72B181.41B248.48B253.13B228.65B218.59B223.19B364.94B502.56B536.12B530.51B
Gross Margin--------100.00%57.61%48.49%51.10%59.22%58.42%59.67%52.33%54.30%62.19%76.57%78.11%68.35%66.30%
Operating Expense--------84.51B94.01B94.05B106.32B128.79B180.66B245.71B214.12B213.59B208.54B307.52B373.77B281.44B239.90B
Operating Income53.22B65.63B88.75B85.95B98.46B108.50B100.67B93.98B14.85B18.90B4.13B7.40B52.62B67.82B7.41B14.53B5.00B14.65B57.42B128.78B254.68B290.61B
Operating Margin59.07%65.22%68.35%62.98%65.30%66.28%61.96%56.74%14.94%9.64%2.04%3.32%17.18%15.95%1.75%3.32%1.24%4.08%12.05%20.02%32.47%36.32%
EBITDA--------15.20B22.96B8.02B11.77B56.58B72.99B13.33B20.99B19.93B31.36B71.54B144.20B269.99B306.58B
EBITDA Margin--------15.29%11.72%3.96%5.29%18.47%17.16%3.14%4.80%4.95%8.74%15.01%22.41%34.42%38.32%
Net Income--------8.86B14.05B2.99B5.45B39.19B51.14B5.60B11.84B3.20B10.87B46.04B103.97B201.71B227.10B
Net Income Margin--------8.92%7.17%1.48%2.45%12.79%12.02%1.32%2.71%0.79%3.03%9.66%16.16%25.72%28.38%
Interest Expense00000000083.07B104.31B108.82B124.94B176.83B171.07B208.31B183.95B135.71B111.69B140.82B248.20B307.96B
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%42.39%51.51%48.90%40.78%41.58%40.33%47.67%45.70%37.81%23.43%21.89%31.65%38.49%

Balance Sheet

Currency: IDR2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets897.25B1.07T1.11T1.57T1.47T1.41T1.50T1.84T1.98T1.99T2.14T1.97T4.24T4.58T4.50T4.81T5.37T8.58T8.97T9.40T10.36T11.34T
Total Liabilities809.07B969.01B1.02T1.45T1.34T1.28T1.35T1.66T5.70B1.79T1.93T1.76T3.17T3.46T3.37T3.67T4.23T6.43T5.83T6.16T6.91T7.65T
Total Equity88.18B96.29B93.97B121.03B123.51B130.30B150.05B183.94B192.80B205.75B205.52B210.46B1.07T1.12T1.13T1.14T1.14T2.15T3.14T3.24T3.45T3.69T
Cash9.16B10.55B13.12B15.96B83.93B79.82B311.24B354.81B334.69B465.80B516.23B344.94B769.84B951.56B999.81B631.85B971.62B3.67T3.43T2.33T2.43T1.60T
Total Debt-----------73.65B378.43B10.77B2.79B414.00M39.82B32.85B26.70B23.23B11.44B4.00B
Net Debt---------334.69B-465.80B-516.23B-271.29B-391.41B-940.79B-997.02B-631.44B-934.46B-3.64T-3.41T-2.31T-2.42T-1.60T

Cash Flow

Currency: IDR2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-65.81B-16.50B180.29B-180.22B-366.49B91.42B-33.85B328.92B990.31B2.28T-1.12T-1.09T128.08B-1.31T
Investing Cash Flow-83.80B13.77B-130.05B8.94B7.63B90.56B82.09B-697.07B-643.20B-572.05B-71.69B-7.43B-8.12B-277.29B
Financing Cash Flow136.45B---170.38B783.60B285.73B-73.00B294.24B-7.24B991.95B946.10B-7.70B-11.00B844.42B
Capital Expenditure3.25B5.54B4.34B1.51B13.41B8.77B6.04B3.00B2.54B5.95B14.37B8.52B8.49B4.68B
Free Cash Flow-69.06B-22.04B175.94B-181.73B-379.89B82.64B-39.89B325.92B987.77B2.28T-1.13T-1.10T119.59B-1.32T
FCF to OCF104.93%133.58%97.59%100.84%103.66%90.41%117.86%99.09%99.74%99.74%101.28%100.78%93.37%100.36%

Earnings

Report DateSep 30, 2016Dec 31, 2016Mar 31, 2017Jun 30, 2017Sep 30, 2017Dec 31, 2017Mar 31, 2018Jun 30, 2018Sep 30, 2018Dec 31, 2018Mar 31, 2019Jun 30, 2019Sep 30, 2019Dec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Dec 31, 2020Mar 31, 2021Jun 30, 2021Sep 30, 2021Dec 31, 2021Mar 31, 2022Jun 30, 2022Sep 30, 2022Dec 31, 2022Mar 31, 2023Jun 30, 2023
EPS Estimate----------------------------
EPS Actual1.140.821.460.741.390.781.580.341.43-2.871.281.000.12-1.380.870.260.01-0.860.130.170.220.410.280.121.640.820.261.04
Surprise----------------------------
Timing----------------------------

Key Statistics & Ratios

Market Cap2.47T
Enterprise Value1.77T
Trailing P/E10.65
Forward P/E0.00
Price / Sales4.47
Price / Book0.73
EPS9.67
Book Value156.94
Revenue (TTM)552.89B
Gross Profit (TTM)545.64B
Profit Margin42.22%
Operating Margin58.22%
Return on Equity6.37%
Return on Assets2.30%
Shares Outstanding23.97B
Shares Float10.19B
Beta0.80
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%