Bank Ina Perdana PT

Bank Ina Perdana PT

BINA · JK · Financial Services / Banks - Regional

$4,060-20.00 (-0.49%)

Close Sep 18, 2026 · end-of-day

Market Stats

Previous Close$4,080
Open$4,080
Day Range$4,030 – $4,100
52-Week Range$3,110 – $4,950
Volume505.50K
Market Cap$24.91T
P/E (TTM)0.00
Forward P/E0.00
EPS$-53.59
Dividend Yield0.00%
Beta0.16
50-Day Avg$4,126.6
200-Day Avg$4,242.85

Price History

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About

PT Bank Ina Perdana Tbk provides general and digital banking products and services for individuals, MSMEs, and corporations in Indonesia. It operates through Marketing and Loans, Treasury, and Trade Finance segments. The company offers current and savings accounts; DHE SDA and foreign currency current accounts; margin and consumer fund depository bank segregated accounts; customer fund current and savings accounts; DHE SDA savings and foreign currency savings accounts; time deposits; DHE SDA deposits; foreign currency time and DHE deposits; digital savings accounts; and cash reward time deposits. It also provides ATM and debit cards; ATM and CRM machines; and education payment, cash withdrawal, priority customer, payment bank, and safe deposit box rental services. In addition, the company offers virtual accounts, electronic data capture, mobile banking, internet banking for individuals and businesses, Quick Response Code Indonesian Standard (QRIS) and debit acquiring, Binadigital application, Bina digital loans, loan channeling, Bina agent applications, API Binadigital, Bina cash advance loans, and Bina installment loans. Further, it provides micro/program, property ownership, multipurpose, motor vehicle, unsecured, commercial/corporate, and Indogrosir Red Member loans; people's business, small and medium enterprise, and home ownership credit products; investment products comprising bancassurance cooperation and mutual fund selling agent services; and gold investment services that allow customers to buy, sell, and transfer digital gold through the Binadigital application. Additionally, the company offers cash management services, such as payroll bank, fund transfer, margin fund accounts, and perception bank services; trade finance services, including import, export, bank guarantees, and document services; and custodian bank services. PT Bank Ina Perdana Tbk was founded in 1990 and is headquartered in Jakarta Selatan, Indonesia.

Company Details

Sector
Financial Services
Industry
Banks - Regional
CEO
Mr. Henry Koenaifi
Employees
633
Headquarters
Gedung Ariobimo Sentral, Jakarta Selatan, Indonesia, 12950, Indonesia
Website
https://www.bankina.co.id

Leadership

  • Mr. Henry KoenaifiPresident Director · b. 1960
  • Ms. Kiung Hui NgoFinance Director & Director · b. 1975
  • Mohamad Haris Zaenal AbidinDepartment Head of Accounting & Financial Planning · b. 1987
  • Fera Indratie PrajitnoHead of Marketing Communication & Product Development Division · b. 1967
  • Mr. Paulus RimbaHead of Human Capital Division · b. 1963
  • Mr. Rony HermawanHead of Credit Review · b. 1973
  • Mr. . ChudoriHead of the Risk Management Division · b. 1970
  • Mr. Polmatua SinagaHead of Operations Division · b. 1965
  • Ader Harson TambunanHead of Credit Admin Division · b. 1967
  • Tutok Walter Sudin SaragihHead of Compliance & APU - PPT · b. 1970

Financials

Income Statement

Line item2007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue$74.70B$90.08B$104.07B$106.00B$120.86B$155.31B$146.75B$185.69B$228.78B$247.89B$256.79B$287.32B$367.11B$502.33B$767.25B$1.20T$1.77T$1.94T$1.94T
Cost of Revenue$37.32B$47.69B$52.45B$51.26B$70.72B$93.44B$84.11B$108.10B$145.24B$134.32B$119.11B$133.44B$197.92B$253.06B$440.91B$582.88B$1.02T$1.18T$1.83T
Gross Profit$37.38B$42.39B$51.62B$54.74B$50.14B$61.87B$62.64B$77.58B$83.55B$113.56B$137.68B$153.88B$169.19B$249.27B$326.33B$618.43B$756.80B$760.51B$114.95B
Operating Income$14.80B$14.00B$19.54B$9.38B$3.59B$17.91B$11.02B$21.24B$21.30B$22.87B$24.21B$16.93B$9.94B$28.62B$50.18B$202.85B$267.53B$107.46B$-464.88B
EBITDA$14.80B$15.52B$19.54B$11.80B$6.46B$20.73B$13.41B$22.53B$22.46B$24.40B$27.14B$21.56B$15.93B$53.78B$85.25B$241.92B$322.49B$169.72B$-393.43B
Net Income$10.84B$9.37B$13.35B$6.77B$2.34B$13.13B$7.82B$15.79B$16.88B$18.24B$18.34B$11.39B$7.12B$19.38B$39.75B$157.05B$207.88B$81.85B$-369.02B
Interest Expense$37.32B$47.69B$52.45B$51.26B$70.72B$93.44B$84.11B$108.10B$145.24B$134.32B$119.11B$133.44B$197.92B$253.06B$440.91B$582.88B$1.02T$1.18T$1.26T

Balance Sheet

Line item2007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets$630.96B$661.92B$846.36B$948.79B$1.44T$1.51T$1.40T$1.95T$2.08T$2.36T$3.12T$3.85T$5.26T$8.44T$15.06T$20.55T$24.38T$24.44T$31.30T
Total Liabilities$541.92B$563.51B$734.60B$830.63B$1.32T$1.38T$1.23T$1.65T$1.76T$1.88T$1.92T$2.65T$4.04T$7.22T$12.68T$17.26T$20.83T$20.82T$27.99T
Total Equity$89.05B$98.41B$111.76B$118.16B$120.90B$133.97B$170.25B$302.08B$319.43B$482.70B$1.20T$1.21T$1.22T$1.22T$2.37T$3.29T$3.56T$3.61T$3.31T
Cash$102.30B$31.64B$92.40B$209.94B$209.77B$347.34B$226.81B$469.88B$261.43B$332.19B$577.80B$1.06T$1.57T$2.10T$5.19T$4.51T$5.03T$3.89T$3.23T
Total Debt$161.14M$41.51B--$550.24M---$12.35B$62.14B$4.04B$79.88B$8.29B$107.95B$89.26B$1.56T$1.24T$471.85B$516.88B
Net Debt$-102.14B$9.88B$-92.40B$-209.94B$-209.22B$-347.34B$-226.81B$-469.88B$-249.09B$-270.05B$-573.76B$-976.27B$-1.56T$-2.04T$-5.15T$-4.48T$-3.79T$-3.82T$-2.71T

Cash Flow

Line item2007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow$3.07B$-5.40B$45.01B$121.79B$-393.00M$138.33B$-150.26B$230.84B$-98.67B$257.00B$-203.62B$505.89B$415.10B$2.27T$3.43T$-247.73B$72.81B$1.13T$36.58B
Investing Cash Flow$-12.52B$-1.68B$-36.74B$-4.25B$226.00M$-1.04B$-323.00M$-105.26B$-80.17B$-361.95B$-246.15B$-30.80B$-403.70B$-1.22T$-1.51T$-1.21T$467.06B$-2.27T$-6.82T
Financing Cash Flow$27.44B$-85.46M$-75.68M---$30.00B$117.49B$111.59B$146.09B$695.37B$721.72B$1.39T$-16.41B$1.17T$778.59B$-24.82B$-26.92B$7.17T
Capital Expenditure$627.84M$1.68B$3.24B$4.84B$1.47B$1.14B$389.00M$421.00M$3.09B$1.96B$12.90B$9.28B$9.36B$36.27B$25.92B$45.15B$55.51B$132.24B$101.54B
Free Cash Flow$2.45B$-7.08B$41.76B$116.95B$-1.86B$137.19B$-150.65B$230.42B$-101.76B$255.04B$-216.52B$496.62B$405.74B$2.23T$3.41T$-292.88B$17.30B$1.00T$-64.95B
Dividends Paid$491.82M------------------

Earnings

Report DateJun 30, 2023Mar 31, 2023Dec 31, 2022Sep 30, 2022Jun 30, 2022Mar 31, 2022Dec 31, 2021Sep 30, 2021Jun 30, 2021Mar 31, 2021Dec 31, 2020Sep 30, 2020Jun 30, 2020Mar 31, 2020Dec 31, 2019Sep 30, 2019Jun 30, 2019Mar 31, 2019Dec 31, 2018Sep 30, 2018Jun 30, 2018Mar 31, 2018Dec 31, 2017Sep 30, 2017Jun 30, 2017Mar 31, 2017Dec 31, 2016Sep 30, 2016Jun 30, 2016Mar 31, 2016Dec 31, 2015Sep 30, 2015Jun 30, 2015Mar 31, 2015Dec 31, 2014Sep 30, 2014Jun 30, 2014Mar 31, 2014
EPS Estimate--------------------------------------
EPS Actual$9.21$9.59$10.48$7.06$7.57$1.34$1.77$1.07$1.77$2.33$1.77$1.18$0.09$0.39$0.52$0.12$0.26$0.36$1.34$0.12$0.26$0.30$1.82$0.19$0.35$0.88$-0.02$2.30$1.58$2.67$3.17$1.31$0.88$0.57$1.29$1.49$1.13$1.55
Surprise--------------------------------------
Timing--------------------------------------

Key Statistics & Ratios

Market Cap
$24.91T
Enterprise Value
$25.10T
Trailing P/E
0.00
Forward P/E
0.00
Price / Sales
111.57
Price / Book
8.38
EPS
$-53.59
Book Value
$484.32
Revenue (TTM)
$223.25B
Gross Profit (TTM)
$189.83B
Profit Margin
-147.24%
Operating Margin
9.21%
Return on Equity
-9.92%
Return on Assets
-1.09%
Shares Outstanding
6.13B
Shares Float
2.89B
Beta
0.16
Dividend Yield
0.00%
Dividend Rate
$0
Payout Ratio
0.00%