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Bank Jabar

Bank Jabar

BJBR · JK · Financial Services / Banks - Regional

730.00IDR+15.00 (+2.10%)

Price History

Full chart

Market Stats

Previous Close715.00
Open720.00
Day Range715.00 – 735.00
52-Week Range673.80 – 820.00
Volume3.18M
Market Cap7.89T
P/E (TTM)5.47
Forward P/E5.36
EPS137.10
Dividend Yield11.41%
Beta0.06
50-Day Avg783.70
200-Day Avg800.13

About

PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk, together with its subsidiaries, provides banking products and services to individuals and businesses in Indonesia. It operates through two segments, Conventional and Sharia. The company offers savings and checking accounts; time, foreign currency, and online deposits; employee, home ownership, motor vehicle, ultra micro and micro, small and medium enterprise, and corporation and government credit products; drinking water and education fee bill payment services; tax payment services; foreign exchange, safe deposit box, weekend banking, money transfer, and customer care; and corporate internet banking, trade finance, treasury and custody, bank guarantee, bank financial support, and digital empowerment services. It also provides investment and insurance services, including retail bonds, mutual funds, and bancassurance; e-banking services; debit and credit cards; ATMs; quick response code Indonesian standard payment services; and self-service banking machines. The company was formerly known as PT Bank Pembangunan Daerah Jawa Barat and changed its name to PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk in November 2007. PT Bank Pembangunan Daerah Jawa Barat dan Banten Tbk was founded in 1961 and is headquartered in Bandung, Indonesia.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Ayi Subarna
  • Employees8.74K
  • HeadquartersBank BJB Tower, Bandung, Indonesia, 40111, Indonesia
  • Websitehttps://www.bankbjb.co.id

Leadership

  • Mr. Ayi SubarnaDirector of Operations & Information Technology and Acting President Director · b. 1975
  • Mr. Hana DartiwanFinance Director & Director · b. 1970
  • Boy Pandji SoedrajatHead of Legal Division · b. 1974
  • Mr. Dadan YonandaHead of Human Capital Division · b. 1972
  • Mr. Johanes Parulian TambaHead of Information Technology Division & Secretary · b. 1969
  • Mr. Beny RiswandiSenior Executive Vice President of Business · b. 1968
  • Mr. Arief SetyahadiHead of the Subsidiary Management Division · b. 1969
  • Mr. Asep Dani FadilahHead of Credit, Market, & Integrated Risk Management Division · b. 1971
  • Mr. Triastoto Hardjanto WibowoHead of the KPR & KKB Division · b. 1969
  • Mr. Herry YansonHead of Operations Division · b. 1968

Financials

Income Statement

Currency: IDR2003-12-312004-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue1.58T1.65T2.58T2.67T3.23T4.21T5.17T6.08T6.91T8.16T8.94T10.17T10.87T11.69T12.27T12.53T13.53T14.25T14.59T15.47T17.41T19.72T
Growth (%)-+4.68%+56.19%+3.35%+21.22%+30.09%+22.95%+17.46%+13.73%+18.11%+9.56%+13.80%+6.88%+7.51%+4.93%+2.14%+7.98%+5.29%+2.42%+6.03%+12.56%+13.24%
Cost of Revenue--1.29T1.25T1.25T1.84T2.25T2.69T2.82T2.91T3.75T4.46T3.92T4.53T4.81T5.51T5.50T4.66T4.48T6.19T8.02T10.72T
Gross Profit--1.29T1.42T1.98T2.37T2.92T3.38T4.09T5.25T5.19T5.72T6.96T7.16T7.46T7.02T8.03T9.58T10.11T9.28T9.40T9.00T
Gross Margin--50.04%53.28%61.23%56.22%56.41%55.65%59.22%64.34%58.02%56.17%63.98%61.23%60.82%56.04%59.34%67.27%69.29%59.99%53.97%45.64%
Operating Expense--789.22B868.49B1.16T1.38T1.70T2.06T2.58T3.50T3.76T3.95T5.49T5.53T5.52T5.04T5.86T7.00T7.27T7.15T7.61T7.04T
Operating Income1.06T975.79B502.34B552.71B818.95B985.38B1.22T1.32T1.51T1.75T1.42T1.77T1.46T1.63T1.94T1.98T2.17T2.59T2.84T2.13T1.78T1.96T
Operating Margin66.92%59.05%19.46%20.72%25.33%23.42%23.58%21.72%21.89%21.48%15.92%17.36%13.46%13.96%15.79%15.79%16.02%18.16%19.44%13.74%10.24%9.93%
EBITDA--502.34B552.71B818.95B985.38B1.22T1.40T1.59T1.84T1.52T1.86T1.55T1.66T2.04T2.15T2.46T2.93T3.14T2.46T2.23T2.51T
EBITDA Margin--19.46%20.72%25.33%23.42%23.58%23.11%23.07%22.60%17.05%18.25%14.28%14.18%16.60%17.17%18.16%20.53%21.53%15.90%12.79%12.72%
Net Income175.90B240.99B301.07B370.67B542.16B709.11B890.23B962.26B1.19T1.37T1.10T1.38T1.15T1.21T1.55T1.56T1.69T2.03T2.30T1.78T1.37T1.15T
Net Income Margin11.14%14.58%11.66%13.90%16.77%16.86%17.21%15.84%17.26%16.82%12.35%13.53%10.62%10.37%12.62%12.44%12.47%14.26%15.79%11.50%7.86%5.85%
Interest Expense001.29T1.25T1.25T1.84T2.25T2.69T2.82T2.91T3.75T4.46T3.92T4.53T4.81T5.51T5.50T4.66T4.48T6.19T8.02T9.59T
Interest Expense % of Total Revenue0.00%0.00%49.96%46.72%38.77%43.78%43.59%44.35%40.78%35.66%41.98%43.83%36.02%38.77%39.18%43.96%40.66%32.73%30.71%40.01%46.03%48.64%

Balance Sheet

Currency: IDR2003-12-312004-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets11.33T13.32T21.29T23.04T26.04T32.41T43.45T54.45T70.84T70.96T75.86T88.70T102.32T114.98T120.19T123.54T140.93T158.36T181.24T188.30T219.96T221.35T
Total Liabilities10.38T12.09T19.44T20.87T23.56T29.32T38.45T49.06T64.83T64.24T68.78T80.94T92.64T104.88T108.91T111.49T128.93T145.27T166.50T172.85T200.32T200.53T
Total Equity948.84B1.23T1.85T2.18T2.48T3.09T4.99T5.37T5.98T6.68T7.04T7.71T9.63T10.06T11.24T11.99T11.96T13.04T14.76T15.56T16.29T17.03T
Cash609.31B627.99B4.34T6.67T6.22T9.65T16.84T13.30T14.77T9.86T12.84T12.41T20.78T26.68T23.26T18.14T18.44T29.78T24.74T23.51T21.23T22.53T
Total Debt--2.03T1.74T1.72T1.76T698.28B2.92T2.63T2.72T2.18T2.76T3.75T7.48T10.95T18.53T17.09T20.01T30.97T25.48T28.55T43.92T
Net Debt---2.30T-4.93T-4.50T-7.89T-16.14T-10.38T-12.14T-7.14T-10.66T-10.25T-18.22T-19.20T-12.31T-4.86T-1.36T-11.63T-1.21T1.97T7.33T21.39T

Cash Flow

Currency: IDR2003-12-312004-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow--80.32B1.10T-369.08B686.27B5.39T2.26T6.53T-10.40T1.18T5.58T6.09T2.58T-6.07T-6.59T-1.39T11.65T-9.87T612.36B3.81T8.43T
Investing Cash Flow---169.25B-75.91B-138.35B-101.75B-88.28B-9.82T-4.23T5.46T3.14T-5.34T3.65T1.23T-220.34B-147.62B-397.47B-412.78B-607.14B-2.56T-8.26T-5.29T
Financing Cash Flow--984.08B-288.46B-261.49B-65.01B969.09B589.77B1.06T485.11B-1.30T-716.13B-1.41T2.17T2.86T1.45T2.20T36.66B5.37T694.59B2.01T351.71B
Capital Expenditure00168.30B75.30B114.63B106.21B92.00B90.49B248.84B52.99B78.29B54.05B123.25B142.13B220.78B159.45B404.60B418.86B513.13B489.54B420.46B491.32B
Free Cash Flow---87.98B1.03T-483.70B580.06B5.30T2.17T6.28T-10.45T1.10T5.53T5.97T2.44T-6.29T-6.75T-1.79T11.23T-10.38T122.81B3.39T4.67T
Dividends Paid--192.48B225.80B282.18B370.49B472.74B578.64B590.19B663.85B757.28B694.25B822.25B862.97B875.58B879.59B925.04B941.97B1.04T1.10T1.00T896.95B
FCF to OCF---109.53%93.18%131.06%84.52%98.29%96.00%96.19%100.51%93.35%99.03%97.98%94.50%103.64%102.42%129.19%96.40%105.20%20.06%88.98%55.37%
Dividend Paid to FCF---218.78%21.96%-58.34%63.87%8.92%26.64%9.39%-6.35%68.95%12.57%13.78%35.37%-13.92%-13.02%-51.66%8.39%-10.04%895.67%29.46%19.20%

Earnings

Report DateDec 1, 2010Mar 2, 2011Jun 1, 2011Jul 29, 2011Oct 31, 2011Feb 29, 2012May 30, 2012Aug 29, 2012Nov 28, 2012Feb 27, 2013May 29, 2013Aug 28, 2013Nov 27, 2013Mar 11, 2014Apr 30, 2014Sep 3, 2014Oct 29, 2014Mar 9, 2015Apr 28, 2015Jul 30, 2015Oct 29, 2015Feb 29, 2016Apr 13, 2016Jul 28, 2016Oct 17, 2016Mar 2, 2017Apr 27, 2017Aug 30, 2017Oct 31, 2017Feb 6, 2018Apr 23, 2018Oct 26, 2018Mar 1, 2019Apr 26, 2019Jul 25, 2019Oct 31, 2019Mar 2, 2020Apr 28, 2020Jul 29, 2020Oct 27, 2020Mar 15, 2021Apr 27, 2021Jul 27, 2021Oct 26, 2021Mar 10, 2022May 12, 2022Jul 26, 2022Oct 31, 2022Feb 28, 2023May 24, 2023Jul 27, 2023
EPS Estimate---28.2028.20------------------40.3344.3242.30--130.8243.05217.12---------------------
EPS Actual25.2710.1726.7429.3025.8617.2327.8033.9135.5225.4338.1538.5135.8528.6933.4615.5324.4441.3739.6320.0528.9053.0545.8742.1431.84-0.9246.1438.9725.2314.5247.3145.1421.1142.5238.5633.5443.3642.2239.5139.8149.3648.5844.8549.7562.1356.6760.3157.2744.7735.3252.13
Surprise---3.90%-8.30%------------------4.49%-28.16%-102.17%-129.79%-41.39%-93.31%---------------------
Timing---After-hours------------Pre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-Pre-marketPre-marketAfter-hoursAfter-hoursPre-market-Pre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap7.89T
Enterprise Value33.26T
Trailing P/E5.47
Forward P/E5.36
PEG Ratio0.42
Price / Sales0.85
Price / Book0.50
EPS137.10
Book Value1,536.51
Revenue (TTM)9.28T
Gross Profit (TTM)9.00T
Profit Margin15.54%
Operating Margin26.62%
Return on Equity9.38%
Return on Assets0.84%
Shares Outstanding3.11B
Shares Float2.46B
Beta0.06
Dividend Yield11.41%
Dividend Rate85.54
Payout Ratio62.38%

Dividends

20261×
85.54May 8, 2026
20251×
85.25Apr 28, 2025
20241×
95.05Apr 19, 2024
20231×
104.55Apr 14, 2023
20221×
99.11Apr 8, 2022
20211×
95.48Apr 15, 2021
20201×
93.76Apr 27, 2020
20191×
89.15May 10, 2019
20181×
90.05Mar 8, 2018
20171×
88.76Apr 6, 2017
20161×
84.57Apr 1, 2016
20151×
71.40Apr 9, 2015
20141×
77.89Apr 17, 2014
20131×
68.28Apr 17, 2013
20121×
60.90Apr 18, 2012
20111×
59.51Apr 20, 2011