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Bank Maspion Indonesia PT

Bank Maspion Indonesia PT

BMAS · JK · Financial Services / Banks - Regional

400.00IDR+2.00 (+0.50%)

Price History

Full chart

Market Stats

Previous Close398.00
Open408.00
Day Range388.00 – 410.00
52-Week Range452.00 – 765.00
Volume13.10K
Market Cap8.58T
P/E (TTM)667.61
Forward P/E0.00
EPS0.71
Dividend Yield0.00%
Beta-0.03
50-Day Avg500.34
200-Day Avg519.31

About

PT Bank Kasikorn Indonesia Tbk operates as a commercial bank in Indonesia. It offers savings, deposit, and current accounts; and loan products, including working capital, investment, consumer, and general personal loans, as well as bank guarantee services. The company also provides trade finance products, such as letters of credit import and export; export and import documentary collection; and outwards and inwards remittance services. In addition, it engages in issuing and receiving SKBDN and SBLC. Further, the company offers priority and weekend banking; automated teller machines; mobile and internet banking; Maspion auto payroll; safe deposit box; payment point; money transfer; and foreign currency money transfer services. The company was founded in 1989 and is headquartered in Surabaya, Indonesia. The company was formerly known as PT Bank Maspion Indonesia Tbk and changed its name to PT Bank Kasikorn Indonesia Tbk in July 2026. PT Bank Kasikorn Indonesia Tbk operates as a subsidiary of Kasikorn Vision Financial Company Pte. Ltd.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMs. Kasemsri Charoensiddhi
  • Employees771
  • HeadquartersPakuwon Tower, Tunjungan Plaza 6, Surabaya, Indonesia, 60261, Indonesia
  • Websitehttps://www.kasikornbank.co.id

Leadership

  • Ms. Kasemsri CharoensiddhiPresident Director · b. 1975
  • Deasy WulaningsihChief Finance Officer · b. 1978
  • Mr. Irawan RukmantoOperation Director & Director
  • Dwiana KriswatiHead of Finance & Accounting
  • Magdalena BarliChief Technology Officer · b. 1973
  • Mr. Faisyal HakimHead of Legal · b. 1972
  • Handy MaputraHead of Compliance
  • Marlyn TanraliliHead of HR Management · b. 1978
  • Mr. Robert B. WidjajaDeputy Director of Operational
  • Ritawati Harjo PranotoHead of Credit Operation

Financials

Income Statement

Currency: IDR2008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue209.57B239.15B240.18B273.79B294.19B365.08B441.65B523.14B562.57B535.01B542.43B632.00B697.89B957.75B1.00T1.25T1.56T1.57T
Growth (%)-+14.12%+0.43%+13.99%+7.45%+24.10%+20.97%+18.45%+7.54%-4.90%+1.39%+16.51%+10.43%+37.24%+4.57%+25.22%+24.04%+0.64%
Cost of Revenue----139.65B182.66B252.76B308.07B282.29B258.50B266.03B343.18B388.93B602.63B504.24B648.81B773.71B952.92B
Gross Profit----154.54B182.43B188.89B215.07B280.28B276.51B276.40B288.82B308.96B355.12B497.26B605.28B781.85B612.57B
Gross Margin----52.53%49.97%42.77%41.11%49.82%51.68%50.96%45.70%44.27%37.08%49.65%48.26%50.26%39.13%
Operating Expense----123.04B140.48B154.65B160.41B188.28B183.35B181.19B208.38B219.40B253.58B346.19B521.45B1.09T565.11B
Operating Income125.74B146.12B134.74B169.14B31.51B41.95B34.24B54.65B92.00B93.16B95.21B80.44B89.55B101.54B151.07B83.82B-311.29B47.45B
Operating Margin60.00%61.10%56.10%61.78%10.71%11.49%7.75%10.45%16.35%17.41%17.55%12.73%12.83%10.60%15.08%6.68%-20.01%3.03%
EBITDA----37.50B49.87B43.13B64.45B105.73B102.13B104.48B89.70B100.39B114.73B165.44B99.51B-285.60B80.37B
EBITDA Margin----12.75%13.66%9.77%12.32%18.79%19.09%19.26%14.19%14.39%11.98%16.52%7.93%-18.36%5.13%
Net Income----23.65B31.46B25.17B40.19B68.16B69.50B71.01B59.75B66.99B80.16B114.94B63.25B-247.21B31.82B
Net Income Margin----8.04%8.62%5.70%7.68%12.12%12.99%13.09%9.45%9.60%8.37%11.48%5.04%-15.89%2.03%
Interest Expense0000139.65B182.66B252.76B308.07B282.29B258.50B266.03B343.18B388.93B602.63B504.24B648.81B773.71B813.50B
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%47.47%50.03%57.23%58.89%50.18%48.32%49.04%54.30%55.73%62.92%50.35%51.74%49.74%51.96%

Balance Sheet

Currency: IDR2008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets1.98T2.32T2.25T2.80T3.40T4.17T4.83T5.34T5.48T6.05T6.69T7.57T10.11T14.23T14.96T19.67T22.31T22.42T
Total Liabilities1.79T2.12T2.02T2.43T3.03T3.53T4.18T4.50T4.37T4.89T5.49T6.34T8.83T12.90T11.80T12.94T15.84T15.91T
Total Equity191.27B207.58B230.86B368.54B369.90B637.03B646.13B848.01B1.11T1.16T1.20T1.23T1.28T1.33T3.15T6.72T6.46T6.50T
Cash101.53B64.09B334.12B355.91B475.88B859.49B875.81B646.93B512.96B546.57B873.80B741.19B1.14T2.50T2.25T1.64T1.33T1.18T
Total Debt-----------434.48B494.71B758.51B728.78B7.70B27.16B3.85T
Net Debt-----475.88B-859.49B-875.81B-646.93B-512.96B-546.57B-873.80B-741.19B-1.14T-2.49T-2.24T-1.64T-1.30T2.68T

Cash Flow

Currency: IDR2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-18.80B266.90B435.40B-565.34B-188.37B-30.54B363.17B142.28B861.39B2.63T-1.52T-3.19T-302.10B14.06B
Investing Cash Flow34.74B-129.96B-155.94B244.65B-41.28B-185.17B-3.85B-7.44B-659.99B-1.26T-461.67B-913.44B-13.65B109.33B
Financing Cash Flow-22.30B235.68B-15.70B-12.36B197.50B492.24B-35.55B-35.55B2.46T-33.33B1.71T3.50T085.67B
Capital Expenditure23.96B11.26B29.10B11.73B6.02B185.75B4.77B7.93B8.19B4.55B29.13B15.40B19.98B4.60B
Free Cash Flow-42.76B255.63B406.31B-577.07B-194.39B-216.29B358.40B134.34B853.20B2.62T-1.55T-3.21T-322.08B9.46B
Dividends Paid22.30B-15.70B12.36B35.55B35.55B35.55B35.55B33.33B33.33B0---
FCF to OCF227.45%95.78%93.32%102.07%103.20%708.25%98.69%94.42%99.05%99.83%101.92%100.48%106.61%67.28%
Dividend Paid to FCF-52.15%-3.86%-2.14%-18.29%-16.44%9.92%26.46%3.91%1.27%0.00%---

Earnings

Report DateSep 30, 2013Dec 31, 2013Mar 31, 2014Jun 30, 2014Sep 30, 2014Dec 31, 2014Mar 31, 2015Jun 30, 2015Sep 30, 2015Dec 31, 2015Mar 31, 2016Jun 30, 2016Sep 30, 2016Dec 31, 2016Mar 31, 2017Jun 30, 2017Sep 30, 2017Dec 31, 2017Mar 31, 2018Jun 30, 2018Sep 30, 2018Dec 31, 2018Mar 31, 2019Jun 30, 2019Sep 30, 2019Dec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Dec 31, 2020Mar 31, 2021Jun 30, 2021Sep 30, 2021Dec 31, 2021Mar 31, 2022Jun 30, 2022Sep 30, 2022Dec 31, 2022Mar 31, 2023
EPS Estimate---------------------------------------
EPS Actual1.471.481.351.261.130.360.641.011.773.242.542.872.573.322.502.482.032.982.202.091.544.382.212.172.032.172.272.061.673.632.702.741.704.383.714.394.664.002.47
Surprise---------------------------------------
Timing---------------------------------------

Key Statistics & Ratios

Market Cap8.58T
Enterprise Value13.58T
Trailing P/E667.61
Forward P/E0.00
Price / Sales10.16
Price / Book1.42
EPS0.71
Book Value359.11
Revenue (TTM)844.18B
Gross Profit (TTM)836.21B
Profit Margin1.56%
Operating Margin1.74%
Return on Equity0.20%
Return on Assets0.05%
Shares Outstanding18.10B
Shares Float2.35B
Beta-0.03
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Dividends

20211×
2.89Sep 9, 2021
20191×
3.08Jul 8, 2019
20181×
3.08Jul 9, 2018
20151×
1.24Jul 8, 2015
20141×
1.57Oct 3, 2014