Bank Cimb Niaga Tbk

BNGA · JK · Financial Services / Banks - Regional

$1,765+30.00 (+1.73%)

Close Sep 18, 2026 · end-of-day

Market Stats

Previous Close$1,735

Open$1,735

Day Range$1,720 – $1,765

52-Week Range$1,450 – $1,775

Volume11.33M

Market Cap$42.62T

P/E (TTM)6.21

Forward P/E5.93

EPS$272.73

Dividend Yield9.54%

Beta0.07

50-Day Avg$1,692.2

200-Day Avg$1,722.5

Price History

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About

PT Bank CIMB Niaga Tbk, together with its subsidiaries, provides various banking products and services in Indonesia and internationally. The company offers saving, current, and time and term deposit products; Sharia and payroll savings products; credit and debit cards; mortgages and loans; distributes and supplies financing services; treasury products, such as foreign exchange, strike currency, bond and market-linked deposits, swap deposit, hedging instruments, and investment products; and mutual funds and endowment services. It also provides individual loans, such as mortgages, OCTO loan, joint financing, consumer loan products with cash and securities as collateral, and other loans; Sharia individual financing and indirect auto financing products; working capital, investment, and syndicated loans; Sharia hedging; bank notes and a range of bonds; and account receivable, account payable, pre-shipment, and supply chain financing. In addition, the company offers bank draft, special fund transfer, preferred collection, cash mobile and pick up, cash sweeping, and safe deposit box services; trustee and agency services, custodian services, factoring, and letter of credit; and electronic access facilities, including operation of automatic teller machine, and digital and mobile banking services. Further, it provides state treasury notes and government guarantee instruments; bancassurance products, such as Sharia based insurance products, life and health insurance, mortgage credit life insurance, personal loan credit life insurance, travel insurance, and credit protector insurance; and cash management, remittance, trade finance, and value chain services. The company was formerly known as PT Bank Niaga Tbk and changed its name to PT Bank CIMB Niaga Tbk in May 2008. The company was founded in 1955 and is headquartered in Jakarta, Indonesia. PT Bank CIMB Niaga Tbk is a subsidiary of CIMB Group Sdn. Bhd.

Company Details

Sector: Financial Services
Industry: Banks - Regional
CEO: Ms. Lani Darmawan
Employees: 10.39K
Headquarters: Jl. Jend. Sudirman Kav. 58, Jakarta, Indonesia, 12190, Indonesia
Website: https://www.cimbniaga.co.id

Leadership

Ms. Lani DarmawanPresident Director & CEO · b. 1962
Mr. Lee Kai KwongCFO, CTO, Head of Finance & Director · b. 1967
Mr. Rico Usthavia FransOperations & Technology, Analytics and AI Director & Director · b. 1970
Ms. Lan Siem OeiDirector of Compliance, Corporate Affairs & Legal, Corporate Secretary and Director · b. 1958
Mr. Surya Kirana SulistiyoHead of Legal & General Counsel · b. 1966
Mr. Sjarif Hartady GunawanHead of Sales · b. 1971
Mr. Toni DarusmanHead of Marketing, Brand & Customer Experience · b. 1976
Mr. Joni RainiHuman Resources Director & Director · b. 1980
Ms. Megawati SutantoChief Special Asset Officer · b. 1963
Mr. Liston SiahaanHead of Compliance Management · b. 1968

Financials

Income Statement

Line item	2000-12-31	2001-12-31	2002-12-31	2003-12-31	2004-12-31	2005-12-31	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	$2.37T	$2.74T	$3.14T	$2.86T	$3.06T	$4.12T	$9.55T	$5.84T	$10.94T	$7.67T	$14.00T	$17.22T	$19.40T	$21.27T	$23.39T	$24.66T	$24.40T	$23.76T	$24.12T	$25.95T	$24.44T	$23.50T	$24.51T	$27.72T	$18.94T	$30.74T
Cost of Revenue	-	-	-	-	$3.06T	$4.12T	$4.40T	-	$5.00T	-	$5.12T	$6.86T	$6.49T	$7.75T	$10.12T	$10.93T	$9.23T	$8.00T	$8.28T	$9.12T	$8.23T	$5.77T	$5.64T	$8.95T	-	$12.64T
Gross Profit	-	-	-	-	-	-	$5.15T	$5.84T	$5.94T	$7.67T	$8.88T	$10.36T	$12.92T	$13.52T	$13.26T	$13.73T	$15.17T	$15.76T	$15.84T	$16.83T	$16.21T	$17.73T	$18.87T	$18.76T	$18.94T	$18.09T
Operating Income	$504.33B	$423.87B	$366.41B	$518.03B	$633.36B	$726.62B	$1.51T	$2.75T	$1.08T	$3.91T	$3.39T	$4.39T	$5.79T	$5.83T	$3.20T	$570.00B	$2.85T	$4.16T	$4.85T	$4.95T	$2.95T	$5.19T	$6.58T	$8.36T	$10.19T	$8.83T
EBITDA	-	-	-	-	$754.08B	$1.06T	$1.54T	$2.59T	$1.08T	$2.71T	$3.46T	$4.48T	$5.88T	$5.88T	$3.27T	$646.10B	$2.93T	$4.22T	$4.92T	$5.12T	$3.09T	$5.32T	$6.70T	$8.48T	-	$9.44T
Net Income	$64.83B	$203.30B	$92.12B	$467.25B	$660.29B	$546.92B	$1.15T	$1.51T	$678.19B	$1.57T	$2.55T	$3.17T	$4.23T	$4.28T	$2.34T	$427.83B	$2.08T	$2.98T	$3.48T	$3.65T	$2.01T	$4.10T	$5.04T	$6.47T	$6.83T	$6.88T
Interest Expense	$0	$0	$0	$0	$135.42B	$255.47B	$4.40T	$3.92T	$5.00T	$5.16T	$5.12T	$6.86T	$6.49T	$7.75T	$10.12T	$10.93T	$9.23T	$8.00T	$8.28T	$9.12T	$8.23T	$5.77T	$5.64T	$8.95T	$10.96T	$11.20T

Balance Sheet

Line item	2000-12-31	2001-12-31	2002-12-31	2003-12-31	2004-12-31	2005-12-31	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	$18.70T	$22.98T	$22.84T	$23.75T	$30.72T	$41.54T	$79.89T	$93.80T	$103.20T	$107.10T	$143.65T	$166.80T	$197.41T	$218.87T	$233.16T	$238.85T	$241.57T	$266.31T	$266.78T	$274.47T	$280.94T	$310.79T	$306.75T	$334.37T	$360.22T	$372.70T
Total Liabilities	$17.61T	$21.76T	$21.35T	$21.77T	$28.35T	$37.57T	$71.75T	$84.66T	$93.84T	$95.83T	$129.81T	$148.43T	$174.76T	$192.98T	$204.71T	$210.17T	$207.36T	$229.35T	$227.20T	$231.17T	$239.89T	$267.40T	$261.48T	$285.03T	$307.02T	$314.54T
Total Equity	$1.10T	$1.22T	$1.48T	$1.98T	$2.36T	$3.97T	$8.14T	$9.08T	$9.30T	$11.21T	$13.77T	$18.30T	$22.57T	$25.79T	$28.45T	$28.68T	$34.21T	$36.95T	$39.58T	$43.28T	$41.04T	$43.38T	$45.19T	$49.19T	$53.00T	$57.94T
Cash	$1.51T	$1.45T	$1.59T	$1.62T	$2.27T	$3.23T	$12.77T	$12.16T	$10.65T	$9.98T	$22.87T	$21.52T	$31.48T	$31.65T	$25.67T	$27.14T	$22.71T	$32.36T	$27.11T	$31.41T	$28.08T	$47.04T	$32.07T	$24.38T	$21.28T	$26.57T
Total Debt	-	-	-	-	$2.82T	$1.88T	$2.92T	$3.94T	$4.12T	$4.14T	$6.97T	$9.93T	$13.34T	$17.53T	$17.59T	$16.43T	$14.86T	$16.42T	$12.67T	$27.07T	$19.28T	$11.89T	$13.92T	$8.83T	$27.68T	$27.15T
Net Debt	-	-	-	-	$2.82T	$1.88T	$-12.77T	$-12.16T	$-10.65T	$-9.98T	$-15.91T	$-11.60T	$-31.48T	$-31.65T	$-25.67T	$-27.14T	$-9.66T	$-32.36T	$-16.58T	$-19.44T	$-18.86T	$-37.32T	$-25.37T	$-24.38T	$-21.28T	$581.43B

Cash Flow

Line item	2000-12-31	2001-12-31	2002-12-31	2003-12-31	2004-12-31	2005-12-31	2006-12-31	2007-12-31	2008-12-31	2009-12-31	2010-12-31	2011-12-31	2012-12-31	2013-12-31	2014-12-31	2015-12-31	2016-12-31	2017-12-31	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	-	-	-	-	$245.16B	$723.17B	$3.99T	$-89.50B	$-4.89T	$-2.62T	$8.54T	$-4.43T	$9.75T	$4.57T	$-1.90T	$6.76T	$3.29T	$20.13T	$-749.52B	$2.07T	$28.62T	$29.61T	$-16.36T	$-1.80T	$8.22T	$6.90T
Investing Cash Flow	-	-	-	-	$-6.01T	$-9.60T	$-3.21T	$697.87B	$-1.80T	$2.28T	$-18.44B	$-1.55T	$-3.15T	$-6.34T	$-3.15T	$-2.27T	$-4.07T	$-8.95T	$-1.61T	$1.69T	$-26.76T	$-9.04T	$5.99T	$-6.00T	$-7.73T	$-6.17T
Financing Cash Flow	-	-	-	-	$6.41T	$9.83T	$-254.25B	$-37.20B	$234.72B	$-596.08B	$2.61T	$4.19T	$2.98T	$3.02T	$-1.60T	$-4.86T	$-3.73T	$-87.82B	$-5.15T	$1.40T	$-6.58T	$-1.77T	$-4.94T	$329.23B	$-842.80B	$4.61T
Capital Expenditure	$0	$0	$0	$0	$78.82B	$145.55B	$355.68B	$254.39B	$174.28B	$305.65B	$195.61B	$446.93B	$528.59B	$733.28B	$871.14B	$1.31T	$767.03B	$478.37B	$957.07B	$954.90B	$951.70B	$586.30B	$812.91B	$703.31B	$954.34B	$391.79B
Free Cash Flow	-	-	-	-	$166.34B	$577.62B	$3.64T	$-343.90B	$-5.06T	$-2.92T	$8.35T	$-4.88T	$9.22T	$3.84T	$-2.77T	$5.45T	$2.52T	$19.65T	$-1.71T	$1.12T	$27.67T	$29.02T	$-17.17T	$-2.50T	$7.27T	$6.51T
Dividends Paid	-	-	-	-	$58.69B	$171.78B	$140.23B	$366.95B	$141.80B	$305.17B	-	$199.80B	-	-	-	$595.42B	$595.42B	$595.42B	$595.42B	$696.49B	$1.39T	$1.10T	$2.35T	$2.87T	$3.11T	$3.95T

Earnings

Report Date	Feb 17, 2023	Oct 26, 2022	Jul 27, 2022	Apr 28, 2022	Feb 21, 2022	Oct 28, 2021	Jul 30, 2021	Apr 29, 2021	Mar 11, 2021	Nov 9, 2020	Jul 30, 2020	May 8, 2020	Feb 28, 2020	Nov 1, 2019	Sep 2, 2019	Apr 25, 2019	Feb 20, 2019	Nov 1, 2018	Aug 31, 2018	Apr 26, 2018	Mar 13, 2018	Oct 31, 2017	Jul 31, 2017	Apr 28, 2017	Feb 20, 2017	Oct 31, 2016	Jul 29, 2016	May 2, 2016	Feb 24, 2016	Oct 30, 2015	Aug 2, 2015	Apr 22, 2015	Feb 12, 2015	Oct 29, 2014	Sep 3, 2014	May 26, 2014	Feb 21, 2014	Nov 6, 2013	Aug 28, 2013	May 27, 2013	Feb 22, 2013	Nov 7, 2012	Aug 29, 2012	May 28, 2012	Feb 24, 2012	Nov 9, 2011	Aug 31, 2011	May 23, 2011	Feb 25, 2011	Nov 3, 2010	Sep 1, 2010	Apr 29, 2010	Feb 26, 2010	Oct 28, 2009	Sep 2, 2009	Apr 29, 2009	Feb 27, 2009	Oct 23, 2008	Aug 1, 2008	May 26, 2008	Feb 20, 2008	Oct 29, 2007	Jul 20, 2007	Feb 26, 2007	Oct 19, 2006	Jul 25, 2006	Apr 25, 2006
EPS Estimate	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	$13.48	-	$10.00	-	$14.00	-	$17.00	$17.00	-	$15.00	$16.00	$17.00	$8.00	$14.00	$14.00	$14.00
EPS Actual	$48.09	$52.48	$53.76	$47.89	$38.10	$40.84	$45.59	$39.95	$5.94	$4.80	$27.66	$42.33	$38.78	$28.16	$41.41	$37.87	$35.72	$33.06	$35.94	$34.98	$31.08	$32.50	$29.47	$25.45	$31.15	$22.39	$18.60	$10.69	$6.47	$3.54	$3.73	$3.29	$1.85	$13.67	$33.99	$43.71	$42.60	$42.90	$42.96	$41.94	$45.02	$44.49	$41.67	$37.26	$31.77	$33.12	$32.80	$29.30	$31.48	$27.32	$24.82	$21.90	$10.77	$19.07	$18.09	$10.97	$3.51	$12.65	$17.59	$16.43	$14.59	$15.01	$16.72	$6.26	$15.38	$14.74	$14.89
Surprise	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	62.46%	-	90.70%	-	-21.64%	-	-25.59%	3.47%	-	-2.73%	-6.19%	-1.65%	-21.75%	9.86%	5.29%	6.36%
Timing	Pre-market	Pre-market	Pre-market	After-hours	After-hours	After-hours	Pre-market	Pre-market	-	Pre-market	After-hours	After-hours	Pre-market	Pre-market	Pre-market	Pre-market	After-hours	Pre-market	Pre-market	Pre-market	After-hours	After-hours	Pre-market	Pre-market	After-hours	Pre-market	Pre-market	After-hours	Pre-market	Pre-market	After-hours	Pre-market	After-hours	Pre-market	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	Pre-market	-	Pre-market	-	After-hours	-	After-hours	Pre-market	-	After-hours	Pre-market	-	Pre-market	Pre-market	-	After-hours

Key Statistics & Ratios

Market Cap: $42.62T
Enterprise Value: $35.56T
Trailing P/E: 6.21
Forward P/E: 5.93
Price / Sales: 2.37
Price / Book: 0.79
EPS: $272.73
Book Value: $2,231.78
Revenue (TTM): $17.97T
Gross Profit (TTM): $17.97T
Profit Margin: 38.17%
Operating Margin: 47.10%
Return on Equity: 12.46%
Return on Assets: 1.85%
Shares Outstanding: 71.85M
Shares Float: 71.91M
Beta: 0.07
Dividend Yield: 9.54%
Dividend Rate: $161.77
Payout Ratio: 59.31%

Dividends

20261×

$161.77Apr 28, 2026

20251×

$155.73Apr 24, 2025

20241×

$122.67Apr 22, 2024

20232×

$115.16Apr 26, 2023$100000.00Apr 18, 2023

20221×

$94.07Apr 20, 2022

20211×

$44.06Apr 20, 2021

20201×

$55.39Apr 21, 2020

20191×

$27.93Apr 26, 2019

20181×

$23.89May 3, 2018

20111×

$7.95Nov 14, 2011

20091×

$12.52May 22, 2009

20081×

$11.17May 23, 2008

20072×

$19.40Sep 4, 2007$9.96May 14, 2007

20062×

$5.80Aug 14, 2006$5.72May 1, 2006

20052×

$3.29Sep 29, 2005$14.74May 31, 2005

20041×

$6.60Jun 14, 2004