YOLFTbeta
Bank Tabungan Pensiunan Nasional Syariah PT

Bank Tabungan Pensiunan Nasional Syariah PT

BTPS · JK · Financial Services / Banks - Regional

1,035.00IDR-10.00 (-0.96%)

Price History

Full chart

Market Stats

Previous Close1,045.00
Open1,045.00
Day Range1,035.00 – 1,050.00
52-Week Range835.00 – 1,374.68
Volume3.07M
Market Cap7.16T
P/E (TTM)5.92
Forward P/E4.82
EPS156.98
Dividend Yield12.92%
Beta0.24
50-Day Avg991.80
200-Day Avg1,061.03

About

PT Bank BTPN Syariah Tbk, together with its subsidiaries, operates as a sharia commercial bank providing a comprehensive range of banking products and services in Indonesia. The company offers savings, deposits, agent savings, and business savings accounts. It also provides group sharia financing, financing sharia capital business to financing companies, and individual sharia financing products; and ATM, mobile and internet banking services. In addition, the company is involved in venture capital business activities, venture fund management, and other business activities. The company was formerly known as PT Bank Tabungan Pensiunan Nasional Syariah Tbk and changed its name to PT Bank BTPN Syariah Tbk in May 2020. The company was founded in 1991 and is headquartered in Jakarta Selatan, Indonesia. PT Bank BTPN Syariah Tbk is a subsidiary of PT Bank SMBC Indonesia Tbk.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Hadi Wibowo
  • Employees14.48K
  • HeadquartersMenara SMBC - CBD Mega Kuningan, Jakarta Selatan, Indonesia, 12950, Indonesia
  • Websitehttps://www.btpnsyariah.com

Leadership

  • Mr. Hadi WibowoPresident Director · b. 1967
  • Mr. Fachmy AchmadFinance, Treasury & Operations Director and Director · b. 1984
  • Helmy PuspariniCorporate Financing Business Head
  • Mr. Arief IsmailDirector of Compliance & Risk, Corporate Secretary and Director · b. 1968
  • Yunita Cahaya HaeraniHead of Legal, Corporate Secretary & General Counsel Head
  • Mr. M. Gatot Adhi PrasetyoHead of Internal Audit · b. 1964
  • Roy IskandarFinancing Distribution & New Business Head · b. 1980
  • Mohamad RizalFinancing Business Risk Head
  • Andrew AdhitiaFinancial Planning, Control & Analytic Head
  • Mr. Dharma PuteraRisk Management Head · b. 1979

Financials

Income Statement

Currency: IDR2013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue-856.57B1.32T1.94T2.56T3.09T3.94T3.55T4.30T5.04T5.26T4.88T5.21T
Growth (%)--+53.84%+47.04%+32.33%+20.36%+27.72%-9.92%+21.17%+17.25%+4.38%-7.40%+6.88%
Cost of Revenue-----------1.84T-1.32T
Gross Profit-856.57B1.32T1.94T2.56T3.09T3.94T3.55T4.30T5.04T5.26T4.88T3.90T
Gross Margin-100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%74.76%
Operating Expense-732.00B1.07T1.38T1.66T1.79T2.06T2.43T2.42T2.76T3.88T3.52T2.33T
Operating Income-124.56B250.44B555.74B908.70B1.30T1.88T1.12T1.88T2.28T1.38T1.35T1.57T
Operating Margin-14.54%19.01%28.68%35.44%42.10%47.66%31.67%43.65%45.25%26.21%27.76%30.06%
EBITDA-378.47B324.35B648.64B1.02T1.40T1.98T1.31T2.05T2.48T1.60T1.60T1.73T
EBITDA Margin-44.18%24.61%33.48%39.60%45.47%50.22%36.87%47.59%49.16%30.32%32.72%33.25%
Net Income-91.04B169.21B412.50B670.18B965.31B1.40T854.61B1.47T1.78T1.08T1.06T1.20T
Net Income Margin-10.63%12.84%21.29%26.14%31.28%35.51%24.07%34.06%35.28%20.52%21.77%23.05%
Interest Expense0000000306.00M148.00M4.30B1.44B-488.98B
Interest Expense % of Total Revenue-0.00%0.00%0.00%0.00%0.00%0.00%0.01%0.00%0.09%0.03%-9.38%

Balance Sheet

Currency: IDR2013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets300.44B3.71T5.20T7.32T9.16T12.04T15.38T16.44T18.54T21.16T21.44T21.75T22.75T
Total Liabilities6.65B33.14B4.03T5.73T6.90T8.04T26.17B10.56T11.45T12.75T12.66T12.43T12.79T
Total Equity169.83B824.14B1.16T1.59T2.25T4.00T5.39T5.88T7.09T8.40T8.77T9.31T9.96T
Cash77.01B703.56B1.19T1.78T1.74T3.41T3.94T4.17T1.95T1.71T1.51T2.52T2.38T
Total Debt--103.28B25.89B---292.94B83.70B167.75B53.79B225.30B29.51B
Net Debt-77.01B-703.56B-1.09T-1.76T-1.74T-3.41T-3.94T-3.88T-1.87T-1.54T-1.51T-2.52T-2.35T

Cash Flow

Currency: IDR2013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-13.70B-193.23B244.42B704.35B370.74B676.72B524.45B1.11T3.94T2.11T1.78T1.85T1.79T
Investing Cash Flow-4.33B-155.21B-125.51B-112.51B-150.91B-402.68B-1.49T-702.50B-2.42T-852.64B-849.85B-2.12T-986.09B
Financing Cash Flow-48.31B1.11T160.00B1.58T1.16T735.02B-9.76B-187.64B-454.15B-375.63B-812.53B-340.40B-770.07B
Capital Expenditure558.00M141.15B127.42B112.95B114.47B104.56B161.03B130.86B178.99B178.08B210.12B143.31B127.31B
Free Cash Flow-14.26B-334.38B117.01B591.40B256.26B572.16B363.42B980.16B3.76T1.93T1.57T1.70T1.66T
Dividends Paid----328.34B328.34B328.34B328.34B242.12B451.45B681.15B525.23B555.69B
FCF to OCF104.07%173.05%47.87%83.96%69.12%84.55%69.30%88.22%95.46%91.54%88.19%92.24%92.88%
Dividend Paid to FCF----128.13%57.39%90.35%33.50%6.43%23.42%43.41%30.86%33.46%

Earnings

Report DateJul 18, 2018Oct 19, 2018Jan 24, 2019Apr 23, 2019Jul 25, 2019Oct 22, 2019Mar 6, 2020Apr 29, 2020Jul 29, 2020Oct 21, 2020Feb 11, 2021Apr 22, 2021Jul 28, 2021Oct 29, 2021Feb 10, 2022Apr 26, 2022Jul 29, 2022Oct 21, 2022Feb 14, 2023Apr 29, 2023Jul 21, 2023
EPS Estimate---------------------
EPS Actual30.7432.4034.6537.4441.7247.5854.9652.000.5712.9745.2048.7151.2642.3747.8853.3657.8161.2058.6755.1442.55
Surprise---------------------
TimingAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-market-Pre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-market

Key Statistics & Ratios

Market Cap7.16T
Enterprise Value6.08T
Trailing P/E5.92
Forward P/E4.82
PEG Ratio0.36
Price / Sales1.78
Price / Book0.73
EPS156.98
Book Value1,331.62
Revenue (TTM)4.03T
Gross Profit (TTM)4.03T
Profit Margin30.11%
Operating Margin40.98%
Return on Equity12.15%
Return on Assets5.39%
Shares Outstanding7.70B
Shares Float2.31B
Beta0.24
Dividend Yield12.92%
Dividend Rate120.20
Payout Ratio54.59%

Dividends

20261×
46.20Apr 27, 2026
20252×
39.50Nov 28, 202534.50Apr 29, 2025
20241×
70.15Apr 1, 2024
20231×
92.50Apr 28, 2023
20221×
61.75May 10, 2022
20211×
33.00Apr 30, 2021
20201×
45.00Apr 27, 2020