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Bank Victoria International

BVIC · JK · Financial Services / Banks - Regional

73.00IDR+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close73.00
Open73.00
Day Range72.00 – 74.00
52-Week Range69.00 – 185.00
Volume1.08M
Market Cap1.58T
P/E (TTM)29.76
Forward P/E0.00
EPS2.89
Dividend Yield0.00%
Beta0.28
50-Day Avg92.50
200-Day Avg104.02

About

PT Bank Victoria International Tbk provides banking products and services in Indonesia. The company offers various savings accounts; foreign exchange, rupiah, and online deposits; time deposits; bancassurance products and mutual funds; and investment products. It also provides loan products, such as home and car ownership loan, multi-purpose credit, and implant banking credit; corporate and commercial lending, small medium enterprise lending, and multi finance lending services; working capital loans; investment credit; bank guarantees; and domestic documentary letter of credit. In addition, the company offers internet and mobile banking services; Sharia banking services; and banknotes and foreign currency transactions. PT Bank Victoria International Tbk was incorporated in 1992 and is headquartered in Jakarta Selatan, Indonesia. PT Bank Victoria International Tbk is a subsidiary of PT Victoria Investama Tbk.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Achmad Friscantono M.B.A.
  • Employees737
  • HeadquartersGraha BIP Building, Jakarta Selatan, Indonesia, 12930, Indonesia
  • Websitehttps://www.victoriabank.co.id

Leadership

  • Mr. Achmad Friscantono M.B.A.President Director · b. 1961
  • Suryadi .Senior Executive Vice President of Finance, Accounting & MIS
  • Yohanes .Senior Executive Vice President of Operations & International Banking · b. 1974
  • Mr. Yosef SudikbyoHead of Corporate Legal Division · b. 1963
  • RR Utami TjiptoHead of Compliance, Sysdur & Coordinator Customer Protection Division
  • Ms. Syahda CandraHead of Human Capital Management & General Affair Division · b. 1974
  • Mr. Tamunan KitingDirector of Compliance & Risk Management and Director · b. 1965
  • Mr. Djoko SoendjojoHead of Audit Internal Division · b. 1968
  • Mr. Andy SundoroHead of Credit Risk Review Division · b. 1968
  • Ms. Novita IndriyaniHead of Credit Legal Division · b. 1972

Financials

Income Statement

Currency: IDR2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue87.09B152.77B241.25B213.91B246.17B227.86B289.24B395.68B547.29B782.64B1.05T971.14B1.16T1.62T2.16T2.21T2.47T2.70T2.49T2.51T2.11T1.73T1.72T1.91T2.09T2.57T
Growth (%)-+75.41%+57.92%-11.33%+15.08%-7.44%+26.94%+36.80%+38.31%+43.00%+33.69%-7.18%+19.58%+39.25%+33.57%+2.21%+11.89%+9.28%-7.88%+1.01%-16.00%-18.13%-0.19%+11.04%+8.93%+22.99%
Cost of Revenue--------406.68B501.98B585.24B645.61B719.54B1.10T1.69T1.66T1.86T1.84T1.82T1.95T1.60T1.15T972.64B1.26T1.53T1.91T
Gross Profit--------140.60B280.66B461.03B325.53B441.80B519.74B466.36B550.38B613.05B864.52B666.02B557.94B506.81B577.64B751.61B654.11B553.75B651.67B
Gross Margin--------25.69%35.86%44.06%33.52%38.04%32.14%21.59%24.93%24.82%32.02%26.78%22.21%24.02%33.44%43.59%34.16%26.55%25.41%
Operating Expense--------95.82B218.06B329.38B86.29B189.21B207.79B344.83B456.38B520.19B688.39B572.66B582.67B805.04B728.51B394.67B524.58B405.09B489.32B
Operating Income80.38B141.12B211.42B168.49B166.33B172.24B259.47B330.17B44.79B62.60B131.66B239.24B252.59B311.95B121.53B94.00B92.86B176.14B93.36B-24.73B-298.23B-150.87B356.93B129.54B148.66B162.35B
Operating Margin92.30%92.37%87.64%78.76%67.57%75.59%89.71%83.44%8.18%8.00%12.58%24.63%21.75%19.29%5.63%4.26%3.76%6.52%3.75%-0.98%-14.13%-8.73%20.70%6.77%7.13%6.33%
EBITDA--------44.79B62.60B141.84B250.72B268.12B328.23B138.71B112.46B117.11B195.75B112.50B-5.16B-267.00B-117.99B384.92B153.14B176.13B190.07B
EBITDA Margin--------8.18%8.00%13.56%25.82%23.09%20.30%6.42%5.09%4.74%7.25%4.52%-0.21%-12.65%-6.83%22.32%8.00%8.45%7.41%
Net Income4.55B4.90B6.14B7.61B23.52B20.14B30.05B49.55B35.26B46.24B106.80B187.40B205.57B244.41B105.70B94.08B100.36B136.09B79.08B-13.76B-252.19B-119.06B226.17B101.82B117.86B131.74B
Net Income Margin5.23%3.21%2.54%3.56%9.55%8.84%10.39%12.52%6.44%5.91%10.21%19.30%17.70%15.11%4.89%4.26%4.06%5.04%3.18%-0.55%-11.95%-6.89%13.12%5.32%5.65%5.14%
Interest Expense00000000406.68B501.98B585.24B645.61B719.54B1.10T1.69T1.66T1.86T1.84T1.82T1.95T1.60T1.15T972.64B1.26T1.53T1.75T
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%74.31%64.14%55.94%66.48%61.96%67.86%78.41%75.07%75.18%67.98%73.22%77.79%75.98%66.56%56.41%65.84%73.45%68.10%

Balance Sheet

Currency: IDR2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets1.10T1.38T1.56T1.75T2.00T2.11T2.90T5.27T5.63T7.36T10.30T11.80T14.35T19.17T21.36T23.25T26.00T28.83T30.17T30.46T26.22T24.95T25.93T29.62T31.05T36.20T
Total Liabilities1.04T1.31T1.47T1.62T1.82T1.95T2.59T4.87T5.10T6.73T9.56T10.59T12.88T17.53T19.61T21.14T23.37T25.98T27.37T27.47T23.58T21.93T22.23T25.80T27.11T31.83T
Total Equity63.38B68.28B82.53B132.69B185.17B157.55B307.85B403.56B527.95B629.35B742.66B1.21T1.47T1.64T1.76T2.11T2.63T2.85T2.81T2.99T2.64T3.01T3.70T3.82T3.93T4.37T
Cash215.78B1.99B8.77B6.75B20.61B9.94B24.93B240.17B636.45B1.20T3.06T2.73T2.46T4.09T3.91T3.34T2.88T4.03T4.10T2.28T2.55T1.89T2.65T1.30T1.61T1.28T
Total Debt--------414.46B420.88B430.50B439.08B948.82B1.92T1.93T2.39T1.96T1.14T3.00T3.57T3.61T2.50T2.66T1.29T3.51T7.23T
Net Debt---------221.99B-774.16B-2.63T-2.30T-1.51T-2.17T-1.98T-957.34B-921.34B-2.89T-1.10T-96.35B-979.82B404.03B-530.18B-9.60B-1.61T5.94T

Cash Flow

Currency: IDR2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow---------165.97B646.93B5.44T-323.56B444.89B876.61B963.63B541.40B785.61B1.41T-1.34T-1.14T22.08B-2.25T1.06T1.28T-942.32B710.82B
Investing Cash Flow---------46.90B-11.37B-3.09T-985.79B-791.38B-1.25T338.53B-1.11T-1.98T-495.58B1.15T-917.30B587.85B1.23T-232.94B-1.41T-1.19T-4.25T
Financing Cash Flow--------117.52B-600.89M24.97B258.84B105.67B502.59B15.89B30.00K342.92B250.00B450.00B299.18B-251.24B395.59B1.79T287.34B937.08B4.95T
Capital Expenditure00000000012.07B22.94B24.78B22.88B11.02B18.80B13.86B10.77B12.73B33.68B8.02B10.15B2.10B9.41B23.49B25.70B16.23B
Free Cash Flow---------165.97B634.86B5.42T-348.34B422.01B865.59B944.83B527.53B774.83B1.40T-1.38T-1.15T11.94B-2.25T1.05T1.26T-968.01B694.59B
Dividends Paid---------35.03B----35.00B-----------
FCF to OCF--------100.00%98.13%99.58%107.66%94.86%98.74%98.05%97.44%98.63%99.10%102.51%100.70%54.05%100.09%99.11%98.16%102.73%97.72%
Dividend Paid to FCF---------5.52%----3.70%-----------

Earnings

Report DateMar 31, 2008Sep 30, 2009Mar 31, 2010Sep 30, 2010Dec 31, 2010Mar 31, 2011Jun 30, 2011Sep 30, 2011Dec 31, 2011Mar 31, 2012Jun 30, 2012Sep 30, 2012Dec 31, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014Jun 30, 2014Sep 30, 2014Dec 31, 2014Mar 31, 2015Jun 30, 2015Sep 30, 2015Dec 31, 2015Mar 31, 2016Jun 30, 2016Sep 30, 2016Dec 31, 2016Mar 31, 2017Jun 30, 2017Sep 30, 2017Dec 31, 2017Mar 31, 2018Jun 30, 2018Sep 30, 2018Dec 31, 2018Mar 31, 2019Jun 30, 2019Sep 30, 2019Dec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Dec 31, 2020Mar 31, 2021Jun 30, 2021Sep 30, 2021Dec 31, 2021Mar 31, 2022Jun 30, 2022Sep 30, 2022Dec 31, 2022
EPS Estimate-----------------------------------------------------
EPS Actual3.783.475.415.228.0119.7810.605.690.605.524.746.488.767.1610.139.995.525.257.362.56-1.644.046.493.06-2.093.47-3.210.3112.067.927.095.01-4.326.590.410.481.642.591.170.28-5.490.780.120.06-29.131.232.241.06-15.402.054.733.616.82
Surprise-----------------------------------------------------
Timing-----------------------------------------------------

Key Statistics & Ratios

Market Cap1.58T
Enterprise Value8.13T
Trailing P/E29.76
Forward P/E0.00
Price / Sales2.04
Price / Book0.39
EPS2.89
Book Value235.02
Revenue (TTM)774.88B
Gross Profit (TTM)752.68B
Profit Margin9.01%
Operating Margin30.77%
Return on Equity1.61%
Return on Assets0.21%
Shares Outstanding18.42B
Shares Float4.41B
Beta0.28
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Dividends

20141×
4.90Jul 4, 2014
20001×
8.46Dec 5, 2000