YOLFTbeta
Clipan Finance Indonesia Tbk

Clipan Finance Indonesia Tbk

CFIN · JK · Financial Services / Credit Services

346.00IDR+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close346.00
Open346.00
Day Range342.00 – 350.00
52-Week Range251.64 – 380.00
Volume2.51M
Market Cap1.39T
P/E (TTM)5.96
Forward P/E6.71
EPS58.73
Dividend Yield14.29%
Beta0.14
50-Day Avg356.24
200-Day Avg339.35

About

PT. Clipan Finance Indonesia Tbk operates as a financing institution in Indonesia. The operates through four segments: Factoring; Sale and Leaseback; Finance Lease; and Consumer Financing. The company offers investment financing, working capital financing, multipurpose financing, operational leasing, and other financing services. It also provides new and used car financing, fleet financing, cash fund financing, and heavy equipment financing. The company was founded in 1982 and is headquartered in Jakarta, Indonesia. PT. Clipan Finance Indonesia Tbk is a subsidiary of PT Bank Pan Indonesia Tbk.

Company Details

  • SectorFinancial Services
  • IndustryCredit Services
  • CEOLiang Yanti
  • Employees2.21K
  • HeadquartersWisma Slipi, Jakarta, Indonesia, 11480, Indonesia
  • Websitehttps://clipan.co.id

Leadership

  • Liang YantiHead of Finance & Treasury Department
  • Mr. Jahja AnwarSecretary, Director of Finance & Operations and Director · b. 1962
  • Ms. Imelda WiriantiHead of Accounting & Tax Department · b. 1982
  • Ms. . MerzantiHead of Legal Department · b. 1969
  • Ms. Astrin Puspa UtamaHead of SKK and Compliance & APU-PPT · b. 1986
  • Onel HartinHead of Human Capital
  • Mr. Anggit PratjojoHead of Marketing Automotive Used Car Division · b. 1971
  • Mr. Paydres R. PaaysHead of Recovery · b. 1974
  • Mr. Irsan SaulusHead of Internal Audit Division · b. 1981
  • Ms. Yanni Sukaimi HendraHead of IT & Management Information System Department · b. 1980

Financials

Income Statement

Currency: IDR2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue35.65B67.23B113.41B155.36B151.62B208.53B279.24B285.39B350.77B665.71B836.17B916.04B1.01T1.06T987.47B1.30T1.82T2.01T1.71T1.29T1.31T1.56T1.60T1.45T
Growth (%)-+88.58%+68.70%+36.99%-2.41%+37.54%+33.90%+2.20%+22.91%+89.79%+25.61%+9.55%+10.31%+5.09%-7.01%+32.04%+39.36%+10.57%-14.79%-24.47%+1.35%+18.96%+2.73%-9.49%
Cost of Revenue------69.02B39.87B58.21B239.40B320.29B320.20B381.28B435.41B433.05B540.62B785.50B873.97B805.12B525.64B390.00B496.72B589.51B109.75B
Gross Profit------210.21B245.52B292.56B426.31B515.88B595.84B629.22B626.48B554.43B763.26B1.03T1.14T906.85B767.44B920.52B1.06T1.01T1.34T
Gross Margin------75.28%86.03%83.40%64.04%61.70%65.05%62.27%59.00%56.15%58.54%56.77%56.50%52.97%59.35%70.24%68.14%63.19%92.43%
Operating Expense------60.73B18.88B15.29B32.27B31.63B44.94B62.24B71.28B60.46B130.08B185.27B183.61B135.92B148.12B221.04B208.07B192.54B817.36B
Operating Income12.71B46.47B95.61B122.39B110.06B142.14B149.49B226.64B277.26B394.04B484.25B550.90B566.97B555.20B493.97B633.18B846.29B951.54B770.94B619.33B699.48B854.21B819.56B522.45B
Operating Margin35.64%69.12%84.30%78.78%72.59%68.16%53.53%79.42%79.04%59.19%57.91%60.14%56.11%52.28%50.02%48.56%46.57%47.36%45.03%47.90%53.37%54.79%51.17%36.04%
EBITDA------152.98B229.69B280.03B403.01B494.82B564.49B582.76B570.02B506.31B656.19B873.77B979.73B812.66B662.29B741.69B898.44B869.36B606.65B
EBITDA Margin------54.78%80.48%79.83%60.54%59.18%61.62%57.67%53.68%51.27%50.33%48.09%48.76%47.47%51.22%56.60%57.63%54.28%41.85%
Net Income-----74.71B112.87B150.25B200.71B276.26B332.69B382.88B397.52B286.35B205.36B236.28B305.14B361.60B46.57B46.31B310.72B815.01B214.80B212.22B
Net Income Margin-----35.83%40.42%52.65%57.22%41.50%39.79%41.80%39.34%26.97%20.80%18.12%16.79%18.00%2.72%3.58%23.71%52.28%13.41%14.64%
R&D--------4.15B---------------
R&D as % of Total Revenue--------1.18%---------------
Interest Expense000000000000319.53B359.54B315.98B83.88B13.66B10.09B218.84M315.89B1.78B173.17B224.34B281.40B
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%31.62%33.86%32.00%6.43%0.75%0.50%0.01%24.43%0.14%11.11%14.01%19.41%

Balance Sheet

Currency: IDR2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets310.99B464.04B794.56B747.83B778.94B1.67T1.61T1.77T2.69T4.79T4.85T6.07T6.64T6.65T6.74T9.89T11.08T12.12T10.92T7.12T8.05T9.91T10.12T9.53T
Total Liabilities49.25B171.04B422.56B338.13B329.47B612.50B432.68B459.27B1.21T2.61T2.40T3.31T3.39T3.05T2.95T5.86T6.73T7.41T6.17T2.32T2.94T4.38T4.35T3.74T
Total Equity261.74B292.99B372.00B409.70B449.47B1.06T1.17T1.31T1.48T2.17T2.45T2.77T3.26T3.60T3.80T4.03T4.35T4.71T4.75T4.81T5.11T5.53T5.76T5.79T
Cash3.24B67.77B108.42B38.44B22.21B25.67B116.68B31.03B26.33B192.18B189.14B95.64B35.77B30.40B30.32B28.55B53.01B104.36B1.92T126.78B31.33B32.72B27.78B27.52B
Total Debt------395.21B377.85B1.09T2.49T2.29T3.45T3.15T2.87T2.78T6.37T6.32T6.95T6.70T2.29T2.50T4.03T4.09T3.48T
Net Debt------278.53B346.82B1.06T2.29T2.10T3.35T3.12T2.84T2.71T5.45T6.25T6.84T3.97T1.87T2.47T4.00T4.07T3.46T

Cash Flow

Currency: IDR2007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-23.81B-4.92B-723.42B-1.63T349.72B-761.95B-141.95B529.68B253.22B-2.76T-757.88B-552.03B2.90T2.11T-522.55B-1.07T-41.84B835.85B
Investing Cash Flow-236.45B-50.58B41.09B-19.09B-19.28B-11.61B71.68M8.80B-118.64B22.48B-32.90B-35.32B-12.44B-12.22B-30.61B-29.97B-17.04B-12.64B
Financing Cash Flow--169.25B-30.37B676.57B1.81T-332.76B673.21B81.57B-544.33B-134.19B2.74T815.22B638.78B-1.07T-3.90T457.70B1.10T53.95B-823.47B
Capital Expenditure012.06B5.10B15.19B21.05B21.67B22.94B30.83B14.68B39.92B51.29B37.58B55.65B23.05B22.62B34.28B34.27B35.44B13.34B
Free Cash Flow-11.75B-10.02B-738.62B-1.65T328.05B-784.88B-172.78B514.99B213.30B-2.81T-795.46B-607.69B2.88T2.09T-556.83B-1.10T-77.29B822.51B
Dividends Paid--13.01B39.03B39.03B56.60B67.94B---------398.45B0199.15B
FCF to OCF-49.35%203.57%102.10%101.29%93.80%103.01%121.72%97.23%84.23%101.86%104.96%110.08%99.21%98.93%106.56%103.21%184.71%98.40%
Dividend Paid to FCF---129.84%-5.28%-2.37%17.25%-8.66%----------36.19%0.00%24.21%

Earnings

Report DateMar 31, 2009Jun 30, 2009Sep 30, 2009Dec 31, 2009Mar 31, 2010Jun 30, 2010Sep 30, 2010Dec 31, 2010Mar 31, 2011Jun 30, 2011Sep 30, 2011Mar 31, 2012Jun 30, 2012Sep 30, 2012Dec 31, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014Jun 30, 2014Oct 30, 2014Feb 9, 2015Apr 29, 2015Jul 30, 2015Nov 25, 2015Feb 25, 2016Apr 29, 2016Jul 29, 2016Apr 28, 2017Jul 21, 2017Nov 29, 2017Mar 2, 2018Mar 31, 2018Jun 30, 2018Sep 30, 2018Dec 31, 2018Mar 31, 2019Jun 30, 2019Sep 30, 2019Dec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Dec 31, 2020Apr 30, 2021Jun 30, 2021Sep 30, 2021Dec 31, 2021Mar 31, 2022Jun 30, 2022Dec 2, 2022Mar 7, 2023
EPS Estimate-----------------------------------------------------
EPS Actual17.5111.6615.0212.6719.0418.8918.9819.0525.3125.4826.3022.2622.1320.7820.5224.0026.4227.9323.0825.9128.0527.4622.6223.8722.9916.878.1412.5610.5514.9311.5414.7618.0718.6717.9120.1819.8219.9920.5824.1526.0323.402.39-10.29-3.8110.1812.46-3.93-7.090.402.1316.5158.94
Surprise-----------------------------------------------------
Timing---------------------Pre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-market------------------After-hoursAfter-hours

Key Statistics & Ratios

Market Cap1.39T
Enterprise Value4.53T
Trailing P/E5.96
Forward P/E6.71
PEG Ratio0.39
Price / Sales2.26
Price / Book0.25
EPS58.73
Book Value1,428.11
Revenue (TTM)616.96B
Gross Profit (TTM)602.01B
Profit Margin37.93%
Operating Margin34.32%
Return on Equity4.13%
Return on Assets2.45%
Shares Outstanding3.98B
Shares Float1.43B
Beta0.14
Dividend Yield14.29%
Dividend Rate50.00
Payout Ratio85.14%

Dividends

20261×
50.00Jun 29, 2026
20251×
50.00Jun 11, 2025
20231×
100.00Jul 6, 2023
20131×
18.00Jul 10, 2013
20121×
15.00Jul 24, 2012
20111×
14.78Jul 25, 2011
20101×
14.78Jul 22, 2010
20091×
4.93Jul 23, 2009
20061×
9.85Jul 24, 2006
20051×
14.78Jul 19, 2005