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Bank Artha Graha Internasional

Bank Artha Graha Internasional

INPC · JK · Financial Services / Banks - Regional

118.00IDR+4.00 (+3.51%)

Price History

Full chart

Market Stats

Previous Close114.00
Open114.00
Day Range113.00 – 119.00
52-Week Range102.00 – 318.00
Volume1.65M
Market Cap2.81T
P/E (TTM)0.00
Forward P/E0.00
EPS-26.84
Dividend Yield0.00%
Beta-0.37
50-Day Avg147.62
200-Day Avg157.84

About

PT Bank Artha Graha Internasional Tbk provides various banking products and services in Indonesia. The company operates through four segments: Productive, Consumer, Treasury, and Others. It offers various savings accounts, and demand and time deposits, as well as working capital and investment, productive, consumer, and other loans. The company also provides e-banking services that include retail internet banking, virtual account and billing system, and payroll services, as well as e-statements and safe deposit boxes. In addition, it offers treasury services, including money market, and investment in placements and securities, as well as provides ATM, transaction notification, online deposits and saving account opening, and parking payment services. The company was formerly known as PT Bank Inter-Pacific Tbk and changed its name to PT Bank Artha Graha Internasional Tbk in July 2005. The company was incorporated in 1973 and is headquartered in Jakarta Selatan, Indonesia.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Andy Kasih
  • Employees995
  • HeadquartersArtha Graha Building, Jakarta Selatan, Indonesia, 12190, Indonesia
  • Websitehttps://www.arthagraha.com

Leadership

  • Mr. Andy KasihPresident Director · b. 1955
  • Ms. Lince Maria TobingAssociate Director of Operations · b. 1968
  • Mr. Indrastomo NugrohoCompliance Director & Independent Director · b. 1975
  • Mr. Rumi Kreshna WibowoCompany Secretary · b. 1969

Financials

Income Statement

Currency: IDR2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue105.44B89.88B63.85B38.97B29.79B1.03T1.22T1.04T1.27T1.67T1.57T1.72T1.94T2.02T2.34T2.53T2.38T2.49T2.32T2.08T1.80T1.84T1.61T1.79T2.00T2.24T
Growth (%)--14.76%-28.96%-38.97%-23.56%+3371.79%+18.01%-14.81%+22.17%+31.49%-5.70%+9.39%+12.44%+4.53%+15.49%+7.99%-5.60%+4.36%-6.72%-10.29%-13.41%+2.00%-12.61%+11.64%+11.25%+12.27%
Cost of Revenue--------807.12B1.11T918.25B961.74B1.03T942.10B1.29T1.41T1.26T1.21T1.07T1.05T1.06T766.26B491.34B502.77B736.00B880.37B
Gross Profit--------462.97B556.03B656.67B761.12B903.91B1.08T1.04T1.11T1.12T1.27T1.25T1.03T746.34B1.07T1.12T1.29T1.26T1.36T
Gross Margin--------36.45%33.29%41.70%44.18%46.66%53.47%44.64%44.10%47.03%51.18%54.07%49.58%41.40%58.33%69.42%71.97%63.12%60.71%
Operating Expense--------422.64B491.62B539.12B635.38B764.10B789.14B863.68B1.03T1.03T1.19T1.18T1.11T715.91B1.28T1.05T1.11T1.07T1.96T
Operating Income54.28B62.06B20.58B13.18B80.07B34.58B950.07B746.20B40.33B64.41B117.55B125.74B139.81B293.61B180.17B84.26B92.42B86.93B74.34B-76.34B30.42B-203.46B69.14B183.36B189.75B-598.81B
Operating Margin51.48%69.05%32.24%33.83%268.81%3.34%77.85%71.78%3.18%3.86%7.46%7.30%7.22%14.50%7.70%3.34%3.88%3.49%3.20%-3.67%1.69%-11.07%4.30%10.22%9.51%-26.72%
EBITDA--------40.33B64.41B117.55B141.17B182.22B338.95B212.84B115.64B140.49B135.06B110.81B-42.63B91.81B-144.52B134.29B259.72B276.04B-532.60B
EBITDA Margin--------3.18%3.86%7.46%8.19%9.41%16.74%9.10%4.58%5.89%5.43%4.78%-2.05%5.09%-7.86%8.36%14.48%13.83%-23.77%
Net Income1.26B24.48B3.73B4.29B81.42B22.55B30.78B15.07B21.87B41.86B83.67B100.43B133.35B222.81B112.38B71.29B72.84B68.10B53.62B-58.34B21.37B-168.06B55.00B146.75B152.47B-567.52B
Net Income Margin1.19%27.24%5.85%11.00%273.36%2.18%2.52%1.45%1.72%2.51%5.31%5.83%6.88%11.00%4.81%2.82%3.06%2.74%2.31%-2.80%1.19%-9.14%3.42%8.18%7.64%-25.33%
Interest Expense00000000807.12B1.11T918.25B961.74B1.03T942.10B1.29T1.41T1.26T1.21T1.07T1.05T1.06T766.26B491.34B502.77B736.00B973.16B
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%63.55%66.71%58.30%55.82%53.34%46.53%55.36%55.90%52.97%48.82%45.93%50.42%58.60%41.67%30.58%28.03%36.88%43.43%

Balance Sheet

Currency: IDR2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets720.57B719.62B528.86B457.11B273.87B10.85T11.05T11.28T12.85T15.43T17.06T19.19T20.56T21.19T23.45T25.12T26.22T27.73T26.03T25.53T30.53T26.13T25.44T26.10T30.13T27.57T
Total Liabilities676.04B650.60B456.10B380.07B115.42B10.31T10.49T10.65T11.93T14.47T16.01T18.03T18.62T18.58T20.73T22.35T21.80T23.22T21.44T21.00T26.97T22.17T21.43T21.93T25.79T23.77T
Total Equity44.38B68.86B72.60B76.88B158.30B535.20B551.16B631.74B919.45B963.07B1.05T1.15T1.94T2.61T2.72T2.77T4.42T4.51T4.59T4.54T3.56T3.95T4.00T4.17T4.34T3.80T
Cash23.19B21.21B14.72B12.53B20.20B846.91B906.17B887.60B1.00T1.77T3.60T3.86T2.65T3.04T2.92T4.12T2.94T4.98T5.13T3.82T2.88T4.51T4.99T1.42T6.33T4.49T
Total Debt--------1.05T1.04T926.42B822.26B718.10B613.94B509.78B509.78B509.78B203.91B101.95B9.41B321.61B218.12B218.64B450.03B1.15T347.76B
Net Debt--------42.78B-733.65B-2.67T-3.04T-1.93T-2.42T-2.41T-3.71T-2.63T-4.78T-5.03T-3.81T-2.68T-4.31T-4.79T-968.47B-6.13T-4.14T

Cash Flow

Currency: IDR2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow---------390.04B480.53B2.21T233.81B-1.29T52.23B364.81B1.44T-1.64T974.51B1.17T588.90B5.12T-3.03T604.83B-1.14T444.16B58.74B
Investing Cash Flow---------21.80B-20.68B-1.75T343.02B-120.22B402.93B-880.34B380.87B-315.77B-1.04T431.09B-950.76B-6.28T4.17T-150.97B-384.40B-2.10T1.15T
Financing Cash Flow--------288.50B-9.61B-111.47B-104.16B-54.16B344.40B-104.16B-101.95B195.54B-101.95B-101.95B-101.95B200.00B491.42B-680.35B624.94B3.87T-2.04T
Capital Expenditure0000000029.22B21.45B41.69B14.64B10.11B31.30B22.76B40.34B30.95B12.61B19.54B16.27B16.62B25.70B18.80B32.03B25.71B45.06B
Free Cash Flow---------419.26B459.08B2.17T219.17B-1.30T20.93B342.05B1.40T-1.67T961.90B1.15T572.63B5.11T-3.06T586.03B-1.18T418.45B13.69B
FCF to OCF--------107.49%95.54%98.11%93.74%100.79%40.08%93.76%97.20%101.88%98.71%98.33%97.24%99.68%100.85%96.89%102.80%94.21%23.30%

Earnings

Report DateMar 31, 2004Jun 30, 2004Sep 30, 2004Mar 31, 2009Jun 30, 2009Sep 30, 2009Dec 31, 2009Mar 31, 2010Jun 30, 2010Sep 30, 2010Dec 31, 2010Mar 31, 2011Jun 30, 2011Sep 30, 2011Dec 31, 2011Mar 31, 2012Jun 30, 2012Sep 30, 2012Dec 31, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014Jun 30, 2014Sep 30, 2014Dec 31, 2014Mar 31, 2015Jun 30, 2015Sep 30, 2015Dec 31, 2015Mar 31, 2016Jun 30, 2016Sep 30, 2016Dec 31, 2016Mar 31, 2017Jun 30, 2017Sep 30, 2017Dec 31, 2017Mar 31, 2018Jun 30, 2018Sep 30, 2018Dec 31, 2018Mar 31, 2019Jun 30, 2019Sep 30, 2019Dec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Dec 31, 2020Mar 31, 2021Jun 30, 2021Sep 30, 2021Dec 31, 2021Mar 31, 2022Jun 30, 2022Sep 30, 2022Mar 31, 2023Jun 30, 2023
EPS Estimate------------------------------------------------------------
EPS Actual0.8521.147.631.451.652.410.632.131.653.991.962.235.582.890.972.845.424.103.145.795.694.041.743.704.342.20-1.793.690.312.59-1.142.472.490.70-0.082.122.300.49-0.611.280.960.670.480.810.780.18-5.470.700.490.35-0.180.400.910.30-9.911.110.862.031.672.66
Surprise------------------------------------------------------------
Timing------------------------------------------------------------

Key Statistics & Ratios

Market Cap2.81T
Enterprise Value1.63T
Trailing P/E0.00
Forward P/E0.00
Price / Sales2.08
Price / Book0.78
EPS-26.84
Book Value191.45
Revenue (TTM)1.35T
Gross Profit (TTM)1.34T
Profit Margin-40.14%
Operating Margin9.40%
Return on Equity-13.13%
Return on Assets-1.86%
Shares Outstanding20.22B
Shares Float10.40B
Beta-0.37
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Stock Splits

  • Jan 10, 20071:6