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Lippo General Insurance Tbk

Lippo General Insurance Tbk

LPGI · JK · Financial Services / Insurance - Diversified

600.00IDR-10.00 (-1.64%)

Price History

Full chart

Market Stats

Previous Close610.00
Open620.00
Day Range570.00 – 620.00
52-Week Range492.75 – 946.09
Volume116.10K
Market Cap1.93T
P/E (TTM)12.17
Forward P/E0.00
EPS53.02
Dividend Yield1.55%
Beta0.06
50-Day Avg638.10
200-Day Avg662.28

About

PT Lippo General Insurance Tbk provides insurance products and services for individuals, families, and corporate clients in Indonesia. It operates through Property, Motor Vehicles, Marine Cargo, Marine Hull, Aviation Hull, Engineering, Health, Credit, and Others segments. The company offers health insurance products, including Medicare for company employees and their dependents; HealthPlus Family and Perlindungan Kesehatan Prima for individuals and families; HealthPlus Micro and HealthPlus Business for employees of small- to medium-sized companies; Elite Health Plan, which is a private medical insurance product; and Asuransi Jalan Prima for outpatient care. It also provides auto protection, motor protection, home care, marine cargo, domestic and international travel, business care, and aviation hull insurance; and contractor/erection all risk, engine damage, demolition, legal liability, money, heavy equipment, hole-in-one, and shipbuilder's risk insurance. In addition, the company offers partner workshop, e-Policy, and hospital and clinic provider services; eBenefit Health App, an application for health insurance customers; eBenefit General App, an application for general insurance customers; MyPro+, an application and website service for customers to choose comprehensive insurance coverage; and the LGI Agency Dashboard, an application for insurance agents. The company was formerly known as PT Asuransi Marga Pusaka and changed its name to PT Lippo General Insurance Tbk in July 1991. PT Lippo General Insurance Tbk was founded in 1963 and is headquartered in Jakarta Selatan, Indonesia. PT Lippo General Insurance Tbk operates as a subsidiary of Hanwha General Insurance Co., Ltd.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Diversified
  • CEOMr. Agus Benjamin
  • Employees414
  • HeadquartersLippo Kuningan Building, Jakarta Selatan, Indonesia, 12940, Indonesia
  • Websitehttps://www.lgi.co.id

Leadership

  • Mr. Agus BenjaminPresident Director · b. 1971
  • Ms. Yekti SetyaningsihDepartment Head of General Finance
  • Ms. Yuita KusmawatyDeputy Department Head of Accounting · b. 1987
  • Mr. Ivo Santri LubisDeputy Department Head of Legal · b. 1990
  • Ms. Jessy Christina HutagalungExecutive Vice President of Brokers & Branch Coordinator · b. 1974
  • Ms. Viyanty SalimSenior Vice President of Finance and Accounting · b. 1972
  • Ms. Susanti HalimDepartment Head of Talent Management & Compensation Benefit · b. 1975
  • Mr. Charles HanafieDepartment Head of Digital Development · b. 1986
  • Mr. Samuel HidayatDepartment Head of Internal Audit & Quality Assurance · b. 1980
  • Dr. Rudy TjahjadiSenior Vice President of Corporate Relations · b. 1975

Financials

Income Statement

Currency: IDR2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue-53.33B86.06B72.91B103.50B138.44B155.90B176.41B169.07B206.89B321.17B363.92B437.78B661.64B867.70B1.01T992.63B1.11T1.13T1.25T1.33T1.79T2.23T3.15T2.96T3.89T
Growth (%)--+61.39%-15.29%+41.96%+33.76%+12.61%+13.15%-4.16%+22.37%+55.24%+13.31%+20.30%+51.13%+31.14%+16.32%-1.65%+11.63%+2.25%+10.45%+5.92%+34.88%+24.81%+41.18%-6.15%+31.61%
Cost of Revenue----------29.56B51.99B67.53B93.28B132.85B135.64B60.55B76.11B90.86B159.54B169.80B190.57B227.04B217.32B213.49B-
Gross Profit----------291.62B311.93B370.25B568.36B734.85B873.67B932.08B1.03T1.04T1.09T1.16T1.60T2.00T2.93T2.74T3.89T
Gross Margin----------90.80%85.71%84.57%85.90%84.69%86.56%93.90%93.13%91.98%87.25%87.19%89.34%89.82%93.10%92.78%100.00%
Operating Expense----------221.86B258.71B317.31B466.22B591.81B778.86B846.14B935.14B964.06B1.00T1.04T1.52T1.91T2.92T2.67T3.72T
Operating Income-13.27B3.55B-9.72B21.39B-16.59B12.74B23.10B69.76B53.22B52.94B102.14B143.04B94.80B85.93B96.80B78.09B87.77B111.91B76.30B98.60B14.87B74.83B168.48B
Operating Margin-24.89%4.13%-9.39%15.45%-9.41%7.54%11.16%21.72%14.62%12.09%15.44%16.48%9.39%8.66%8.74%6.89%7.01%8.44%4.27%4.42%0.47%2.53%4.33%
EBITDA----------69.76B57.22B57.30B107.24B148.95B101.69B93.74B104.93B86.33B98.23B124.54B88.43B112.92B26.51B87.09B169.69B
EBITDA Margin----------21.72%15.72%13.09%16.21%17.17%10.07%9.44%9.47%7.62%7.85%9.40%4.95%5.06%0.84%2.95%4.36%
Net Income-10.45B6.45B-10.72B20.95B1.98B15.40B12.09B23.13B54.06B42.01B42.62B80.91B127.99B77.66B83.16B91.87B68.69B80.00B92.91B33.15B73.84B24.89B62.27B144.73B
Net Income Margin-19.60%7.49%-10.36%15.13%1.27%8.73%7.15%11.18%16.83%11.54%9.74%12.23%14.75%7.69%8.38%8.29%6.06%6.39%7.01%1.85%3.31%0.79%2.11%3.72%
Interest Expense000000000058.10M245.35M170.63M174.90M200.49M253.59M436.88M117.58M36.44M106.17M1.50B129.28M564.26M1.54B71.36B3.27B
Interest Expense % of Total Revenue-0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.02%0.07%0.04%0.03%0.02%0.03%0.04%0.01%0.00%0.01%0.11%0.01%0.03%0.05%2.41%0.08%

Balance Sheet

Currency: IDR2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets210.56B234.57B227.01B266.81B390.86B449.28B468.47B659.66B724.80B616.24B947.49B894.61B1.45T1.71T2.19T2.23T2.30T2.36T2.49T2.42T2.82T2.92T2.93T2.85T3.07T3.12T
Total Liabilities29.56B39.85B54.57B76.42B103.08B111.90B104.45B120.37B132.84B132.74B253.05B235.72B447.92B623.89B863.48B953.01B1.11T1.29T1.61T1.58T1.95T2.05T2.20T2.00T2.18T2.09T
Total Equity181.01B194.71B172.44B190.39B287.78B337.38B364.02B539.29B591.96B483.50B694.45B658.90B999.68B1.09T1.32T1.28T1.19T1.07T879.82B848.51B861.08B871.83B730.15B843.74B893.80B1.03T
Cash15.92B990.00M987.00M544.00M980.00M815.00M2.02B875.82M3.85B1.51B3.23B5.42B163.19B138.88B326.48B307.34B112.91B24.28B16.49B17.52B292.68B319.92B324.24B21.02B15.39B13.51B
Total Debt---------------829.04M2.21B3.93B4.64B122.34B182.79B183.28B176.04B1.93B853.04M-
Net Debt-----------3.23B-5.42B-163.19B-138.88B-326.48B-307.34B-112.91B-24.28B-16.49B-17.52B-289.45B-318.48B-324.12B-19.09B-14.53B-13.51B

Cash Flow

Currency: IDR2001-12-312002-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow--------54.06B42.01B42.62B79.13B127.87B77.66B83.16B91.87B68.69B6.45B214.59B174.21B5.83B29.60B138.34B584.07B
Investing Cash Flow--------8.08B-8.30B-33.66B-7.06B159.07B16.37B45.95B-96.62B-56.94B43.59B-174.27B-125.66B106.37B-31.00B-134.78B-568.17B
Financing Cash Flow---------4.56B-17.01B-13.05B-13.49B-25.04B-26.99B-24.74B-25.49B-36.73B-48.73B-33.79B-43.16B-101.56B-17.88B-9.30B-18.00B
Capital Expenditure000000005.82B11.03B15.07B15.23B7.65B9.50B13.51B5.44B4.58B17.48B11.09B14.64B9.47B7.06B22.16B10.08B
Free Cash Flow--------48.23B30.98B27.56B63.90B120.22B68.15B69.65B86.43B64.10B-11.03B203.51B159.57B78.12B22.60B116.18B573.99B
Dividends Paid--------4.50B17.01B13.05B13.49B25.04B26.99B24.74B25.49B36.73B48.73B32.08B41.83B99.95B16.27B8.11B18.00B
FCF to OCF--------89.23%73.75%64.65%80.75%94.02%87.76%83.75%94.08%93.33%-171.04%94.83%91.60%1340.11%76.33%83.98%98.27%
Dividend Paid to FCF--------9.33%54.89%47.35%21.12%20.83%39.60%35.53%29.49%57.30%-441.76%15.77%26.21%127.94%72.02%6.98%3.14%

Earnings

Report DateJun 30, 2014Sep 30, 2014Dec 31, 2014Mar 31, 2015Jun 30, 2015Sep 30, 2015Dec 31, 2015Mar 31, 2016Jun 30, 2016Sep 30, 2016Dec 31, 2016Mar 31, 2017Jun 30, 2017Sep 30, 2017Dec 31, 2017Mar 31, 2018Jun 30, 2018Sep 30, 2018Dec 31, 2018Mar 31, 2019Jun 30, 2019Sep 30, 2019Dec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Dec 31, 2020Mar 31, 2021Jun 30, 2021Sep 30, 2021Dec 31, 2021Mar 31, 2022Jun 30, 2022Sep 30, 2022Dec 31, 2022Mar 31, 2023Jun 30, 2023
EPS Estimate-------------------------------------
EPS Actual138.7229.96228.9774.2978.83-0.43106.1828.11-120.2482.16287.1731.04111.0113.70150.4953.8317.2354.58103.3248.3528.1967.32122.82114.51146.95-30.2778.5191.21153.56122.44-39.26103.69205.44149.98-212.9871.3313.58
Surprise-------------------------------------
Timing-------------------------------------

Key Statistics & Ratios

Market Cap1.93T
Enterprise Value1.92T
Trailing P/E12.17
Forward P/E0.00
Price / Sales0.39
Price / Book1.73
EPS53.02
Book Value372.13
Revenue (TTM)4.96T
Gross Profit (TTM)866.38B
EBITDA193.78B
Profit Margin3.18%
Operating Margin4.51%
Return on Equity14.99%
Return on Assets3.61%
Shares Outstanding3.00B
Shares Float226.02M
Beta0.06
Dividend Yield1.55%
Dividend Rate10.00
Payout Ratio18.87%

Dividends

20261×
10.00May 11, 2026
20251×
6.00May 9, 2025
20241×
2.70May 13, 2024
20231×
5.40Jul 11, 2023
20221×
66.67Jul 11, 2022
20211×
13.95Jul 2, 2021
20201×
10.70Aug 19, 2020
20191×
16.25Apr 25, 2019
20181×
12.25Jun 27, 2018
20171×
8.50May 19, 2017
20162×
165.00May 4, 20168.25May 3, 2016
20151×
9.00Jun 5, 2015
20141×
8.35May 19, 2014
20131×
4.50May 28, 2013
20121×
4.35May 11, 2012
20111×
5.60May 13, 2011
20101×
1.50Jul 9, 2010
20091×
1.00Jun 15, 2009
20081×
1.05May 16, 2008
20061×
1.25May 29, 2006
20051×
1.25Jul 13, 2005
20031×
0.65Jul 22, 2003

Stock Splits

  • Sep 17, 202410:1
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