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Bank Multiarta Sentosa PT

Bank Multiarta Sentosa PT

MASB · JK · Financial Services / Banks - Regional

2,200.00IDR+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close2,200.00
Open2,140.00
Day Range2,140.00 – 2,200.00
52-Week Range2,950.00 – 3,800.00
Volume2.10K
Market Cap4.58T
P/E (TTM)21.50
Forward P/E0.00
EPS152.06
Dividend Yield0.00%
Beta0.05
50-Day Avg3,355.40
200-Day Avg3,317.35

About

PT Bank Multiarta Sentosa Tbk, together with its subsidiaries, provides various banking products and services in Indonesia. The company offers saving and current accounts; time deposits; business and investment loans; personal loans, such as home, apartment, office, shop, kiosk ownership, and vehicle; mobile and internet banking; automated teller machines. It operates a network of branches and sub-branches. The company was founded in 1992 and is headquartered in Jakarta Selatan, Indonesia. PT Bank Multiarta Sentosa Tbk is a subsidiary of Pt Danabina Sentana.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Ho Danny Hartono
  • Employees1.23K
  • HeadquartersGrha BANK MAS, Jakarta Selatan, Indonesia, 12920, Indonesia
  • Websitehttps://www.bankmas.co.id

Leadership

  • Mr. Ho Danny HartonoPresident Director · b. 1962
  • Farida ManurungHead of Finance Division
  • Rudijono AtmadjaHead of Operation
  • Mr. Redy Rahmad SamosirHead of Legal
  • Mr. Johanes AwiredjoHead of Compliance, System & Procedure
  • Ms. Fely RetnowatiCredit& Marketing Director and Director · b. 1973
  • Dyah Ayu LestariHead of Human Resources
  • Mr. Budi Afandi WinotoDirector of Risk Management & Director · b. 1960
  • Ms. Rose WulansariHead of Commercial Banking
  • Ms. Honny Kurniasih TanudjajaHead of Risk Management

Financials

Income Statement

Currency: IDR2015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue422.38B581.84B724.44B911.70B1.05T1.23T1.35T1.32T1.53T1.82T2.00T
Growth (%)-+37.75%+24.51%+25.85%+15.53%+16.59%+10.18%-2.20%+15.83%+18.81%+9.95%
Cost of Revenue---489.42B571.35B760.87B657.62B486.98B703.85B906.59B1.04T
Gross Profit422.38B581.84B724.44B422.28B481.92B467.17B695.49B836.41B829.09B914.64B963.70B
Gross Margin100.00%100.00%100.00%46.32%45.76%38.04%51.40%63.20%54.09%50.22%48.13%
Operating Expense-476.70B581.28B226.24B323.04B307.95B423.14B442.18B529.10B639.13B700.52B
Operating Income-105.14B143.16B196.04B158.88B159.22B272.35B394.23B299.99B275.51B263.18B
Operating Margin-18.07%19.76%21.50%15.08%12.97%20.13%29.79%19.57%15.13%13.14%
EBITDA70.90B110.03B150.48B203.96B166.15B177.15B290.26B415.20B332.45B311.92B305.94B
EBITDA Margin16.79%18.91%20.77%22.37%15.77%14.43%21.45%31.37%21.69%17.13%15.28%
Net Income49.30B77.96B107.17B146.20B117.91B108.19B213.13B304.60B243.86B214.69B205.13B
Net Income Margin11.67%13.40%14.79%16.04%11.19%8.81%15.75%23.02%15.91%11.79%10.24%
Interest Expense---489.42B571.35B760.87B657.62B486.98B703.85B906.59B1.02T
Interest Expense % of Total Revenue---53.68%54.24%61.96%48.60%36.80%45.91%49.78%50.78%

Balance Sheet

Currency: IDR2015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets4.78T7.13T10.66T11.13T14.41T21.54T23.20T21.27T27.39T28.89T33.10T
Total Liabilities3.61T5.85T9.27T9.59T12.75T19.65T20.50T17.85T23.70T24.99T29.00T
Total Equity1.17T1.28T1.39T1.54T1.66T1.89T2.70T3.42T3.68T3.89T4.11T
Cash-569.31B-751.29B-1.46T2.22T2.70T3.11T5.45T4.41T6.51T4.90T4.84T
Total Debt6.00B11.50B3.00B-20.00B28.16B13.64B8.59B17.70B11.99B13.04B
Net Debt575.31B762.79B1.46T-2.22T-2.70T-3.09T-5.44T-4.40T-6.49T-4.89T-4.83T

Cash Flow

Currency: IDR2015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow57.25B78.52B94.63B-1.36T2.58T7.21T723.12B-3.10T493.93B-942.27B702.47B
Investing Cash Flow-1.22T-1.57T-2.31T1.16T-2.10T-6.81T992.62B1.49T-4.06T-668.43B-3.63T
Financing Cash Flow1.51T2.23T3.32T-3.11T6.78T622.71B562.92B5.66T1.39T3.99T
Capital Expenditure4.92B4.02B8.77B16.63B2.00B2.10B3.68B46.95B10.35B27.21B37.18B
Free Cash Flow52.33B74.50B85.86B-1.37T2.58T7.21T719.44B-3.15T483.58B-969.48B665.29B
Dividends Paid----------32.25B
FCF to OCF91.40%94.88%90.74%101.22%99.92%99.97%99.49%101.51%97.91%102.89%94.71%
Dividend Paid to FCF----------4.85%

Earnings

Report DateSep 30, 2021Dec 31, 2021Mar 31, 2022Jun 30, 2022Sep 30, 2022Dec 31, 2022Mar 31, 2023Jun 30, 2023
EPS Estimate--------
EPS Actual59.9450.4948.5263.9883.2549.6747.8240.01
Surprise--------
Timing--------

Key Statistics & Ratios

Market Cap4.58T
Enterprise Value2.95T
Trailing P/E21.50
Forward P/E0.00
Price / Sales4.40
Price / Book1.12
EPS152.06
Book Value2,938.71
Revenue (TTM)1.04T
Gross Profit (TTM)1.02T
Profit Margin20.44%
Operating Margin27.66%
Return on Equity5.24%
Return on Assets0.68%
Shares Outstanding1.40B
Shares Float378.18M
Beta0.05
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Dividends

20251×
23.00Jun 12, 2025