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Bank Nationalnobu Tbk

NOBU · JK · Financial Services / Banks - Regional

386.00IDR+6.00 (+1.58%)

Price History

Full chart

Market Stats

Previous Close380.00
Open380.00
Day Range378.00 – 392.00
52-Week Range410.00 – 745.00
Volume1.22M
Market Cap3.81T
P/E (TTM)6.49
Forward P/E0.00
EPS78.54
Dividend Yield0.00%
Beta-0.02
50-Day Avg505.90
200-Day Avg514.88

About

PT Bank Nationalnobu Tbk provides banking products and services in Indonesia. It operates through Corporate and Treasury segments. The company offers savings account, current account, and time deposit products; and consumer loans, including home mortgage loans and other personal loans. It also provides ATMs, and internet and mobile banking services. PT Bank Nationalnobu Tbk was formerly known as PT Bank Alfindo. The company was founded in 1990 and is based in Tangerang, Indonesia.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Suhaimin Djohan
  • Employees1.47K
  • HeadquartersGraha Nobu Building, Tangerang, Indonesia, 15810, Indonesia
  • Websitehttps://www.nobubank.com

Leadership

  • Mr. Suhaimin DjohanMD & President Director · b. 1966
  • Mr. Hendra KurniawanDirector of Finance, Treasury & Corporate Planning and Director · b. 1965
  • Eko PurwitoOperation Group Head
  • Addy Endra WidyatmakaHead of Legal Division
  • Irwan MikailHead of Compliance & Special Unit Division
  • Mr. Mario Satrio WibowoCorporate Secretary & Head of Corporate Communication Group · b. 1977
  • Mr. Chandra KusdiantoHuman Resources Group Head · b. 1976
  • Mr. Januar AngkawidjajaDirector of Risk, Compliance & Legal and Director · b. 1968
  • Dr. L. Doktorandus Winardi DarmansaHead of SME & Commercial Lending · b. 1961
  • Boyke ZulkifliHead of Central Credit Group

Financials

Income Statement

Currency: IDR2008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue8.14B6.53B6.87B20.46B48.69B169.05B393.69B508.72B578.27B659.57B835.20B916.43B888.39B1.02T1.23T1.65T2.41T2.98T
Growth (%)--19.77%+5.23%+197.89%+137.95%+247.23%+132.88%+29.22%+13.67%+14.06%+26.63%+9.73%-3.06%+14.79%+20.85%+34.17%+45.85%+23.48%
Cost of Revenue336.93M248.06M646.79M4.91B17.80B80.44B223.68B289.11B270.36B273.02B315.46B385.73B360.97B431.10B502.44B763.39B1.13T1.48T
Gross Profit7.80B6.28B6.22B15.55B30.89B88.61B170.01B219.62B307.91B386.55B519.74B530.70B527.42B588.71B729.99B890.13B1.28T1.50T
Gross Margin95.86%96.20%90.58%75.98%63.45%52.42%43.18%43.17%53.25%58.61%62.23%57.91%59.37%57.73%59.23%53.83%53.21%50.25%
Operating Expense2.98B3.65B4.07B12.94B26.92B68.83B149.80B196.90B268.68B341.95B476.30B466.69B456.14B502.72B595.86B704.60B861.08B879.03B
Operating Income4.82B2.63B2.15B2.61B3.97B19.78B20.21B22.71B39.23B44.59B43.44B64.00B71.28B85.99B134.13B185.53B422.22B617.48B
Operating Margin59.28%40.25%31.37%12.76%8.15%11.70%5.13%4.47%6.78%6.76%5.20%6.98%8.02%8.43%10.88%11.22%17.51%20.73%
EBITDA4.82B2.63B2.15B2.70B4.25B21.11B25.24B34.20B56.60B66.81B71.13B94.77B112.47B126.60B187.18B253.23B499.94B680.74B
EBITDA Margin59.28%40.25%31.37%13.20%8.74%12.49%6.41%6.72%9.79%10.13%8.52%10.34%12.66%12.41%15.19%15.31%20.73%22.86%
Net Income3.84B1.82B1.83B1.92B2.80B14.64B15.82B18.21B30.31B34.98B44.75B45.79B53.61B64.19B103.84B141.54B329.00B481.32B
Net Income Margin47.22%27.90%26.70%9.36%5.74%8.66%4.02%3.58%5.24%5.30%5.36%5.00%6.03%6.29%8.43%8.56%13.64%16.16%
Interest Expense336.93M248.06M646.79M4.91B17.80B80.44B223.68B289.11B270.36B273.02B315.46B385.73B360.97B431.10B502.44B763.39B1.13T1.35T
Interest Expense % of Total Revenue4.14%3.80%9.42%24.02%36.55%47.58%56.82%56.83%46.75%41.39%37.77%42.09%40.63%42.27%40.77%46.17%46.79%45.31%

Balance Sheet

Currency: IDR2008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets89.77B90.60B132.84B333.83B1.22T3.88T5.77T6.70T8.99T11.02T11.79T13.15T13.74T20.74T22.12T26.62T33.33T41.22T
Total Liabilities5.39B4.40B14.80B203.88B961.43B2.87T4.60T5.51T7.66T9.63T10.38T19.49B12.22T18.98T20.24T23.29T29.68T37.05T
Total Equity84.39B86.21B118.04B129.95B256.09B1.01T1.17T1.19T1.33T1.39T1.41T1.46T1.52T1.76T1.87T3.34T3.65T4.17T
Cash4.24B3.64B91.36B126.86B672.55B1.06T1.93T2.06T2.79T3.44T4.11T2.58T1.80T3.67T3.04T3.53T2.54T2.00T
Total Debt-------674.98B49.88B52.38B1.53T2.47T2.24T2.67T4.84T5.08T4.22B6.66T
Net Debt-4.24B-3.64B-91.36B-126.86B-672.55B-1.06T-1.93T-1.38T-2.74T-3.39T-2.58T-115.93B-1.79T-3.66T-3.04T-3.53T-2.54T4.67T

Cash Flow

Currency: IDR2008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow3.01B1.79B-1.59B-848.00M417.57B-387.71B617.14B163.26B993.52B969.07B210.64B-2.10T-839.89B2.69T-286.87B1.36T1.75T-332.86B
Investing Cash Flow-234.75M16.73M-7.03M1.91B5.10B-12.24B-15.82B-39.77B-507.38B-192.50B827.47B256.11B4.84B-677.41B-363.79B-1.76T-2.71T-6.51T
Financing Cash Flow--30.00B10.00B122.42B804.00B129.39B916.19B98.23B1.94T510.30B1.27T-8.21B-4.34B25.72B873.05B-22.84B6.50T
Capital Expenditure234.75M7.53M7.03M700.00M1.66B13.63B20.05B39.77B30.29B24.15B40.90B36.97B31.87B70.78B35.83B92.79B53.23B45.37B
Free Cash Flow2.77B1.78B-1.60B-1.55B415.91B-401.35B597.09B123.49B963.23B944.92B169.75B-2.14T-871.76B2.62T-322.70B1.27T1.69T-378.22B
FCF to OCF92.19%99.58%100.44%182.55%99.60%103.52%96.75%75.64%96.95%97.51%80.59%101.76%103.80%97.37%112.49%93.20%96.95%113.63%

Earnings

Report DateJun 30, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014Jun 30, 2014Sep 30, 2014Dec 31, 2014Mar 31, 2015Jun 30, 2015Sep 30, 2015Dec 31, 2015Mar 31, 2016Jun 30, 2016Sep 30, 2016Dec 31, 2016Mar 31, 2017Jun 30, 2017Sep 30, 2017Dec 31, 2017Mar 31, 2018Jun 30, 2018Sep 30, 2018Dec 31, 2018Mar 31, 2019Jun 30, 2019Sep 30, 2019Dec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Dec 31, 2020Mar 31, 2021Jun 30, 2021Sep 30, 2021Dec 31, 2021Mar 31, 2022Jun 30, 2022Sep 30, 2022Dec 31, 2022Mar 31, 2023
EPS Estimate----------------------------------------
EPS Actual0.600.791.730.560.550.721.580.700.701.451.071.421.941.551.461.411.571.652.692.702.012.871.781.812.262.952.573.383.483.500.862.573.034.033.814.704.865.675.745.61
Surprise----------------------------------------
Timing----------------------------------------

Key Statistics & Ratios

Market Cap3.81T
Enterprise Value7.99T
Trailing P/E6.49
Forward P/E0.00
Price / Sales2.19
Price / Book0.92
EPS78.54
Book Value595.29
Revenue (TTM)1.74T
Gross Profit (TTM)1.73T
Profit Margin33.70%
Operating Margin46.33%
Return on Equity14.07%
Return on Assets1.48%
Shares Outstanding7.48B
Shares Float1.23B
Beta-0.02
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%