YOLFTbeta
Panin Financial Tbk

Panin Financial Tbk

PNLF · JK · Financial Services / Banks - Regional

163.00IDR+3.00 (+1.88%)

Price History

Full chart

Market Stats

Previous Close160.00
Open160.00
Day Range158.00 – 165.00
52-Week Range190.00 – 334.00
Volume22.98M
Market Cap6.21T
P/E (TTM)3.53
Forward P/E3.43
EPS54.90
Dividend Yield0.00%
Beta-0.56
50-Day Avg221.98
200-Day Avg243.01

About

PT Panin Financial Tbk provides Sharia banking and financial services in Indonesia. It operates in two segments, Life Insurance and Business Consulting Service; and Banking and Multi-finance. The company offers life insurance products, including death, whole life, annuity, endowment, endowment combine, universal life, unit-linked, personal accident, and health insurance, as well as business consulting, management, and administration services. It also provides management consulting services in the field of archives; and mutual fund and investing services. The company was formerly known as PT Panin Life Tbk and changed its name to PT Panin Financial Tbk in 2010. PT Panin Financial Tbk was founded in 1974 and is headquartered in Jakarta, Indonesia. PT Panin Financial Tbk operates as a subsidiary of PT Paninvest Tbk.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Marwan Noor
  • Employees10.17K
  • HeadquartersPanin Life Center, Jakarta, Indonesia, 11420, Indonesia
  • Websitehttps://www.paninfinancial.co.id

Leadership

  • Mr. Marwan NoorPresident Director & Company Secretary · b. 1950
  • Mr. Dedi SetiawanVice President Director · b. 1955

Financials

Income Statement

Currency: IDR2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue132.55B175.19B347.94B697.70B1.21T822.85B1.63T2.19T1.23T2.07T2.41T2.55T2.53T3.63T4.58T4.38T4.49T5.10T4.40T4.52T2.98T2.85T10.98T13.18T12.87T18.30T
Growth (%)-+32.17%+98.60%+100.53%+73.71%-32.10%+97.96%+34.35%-43.87%+68.92%+16.18%+5.84%-1.02%+43.72%+26.24%-4.35%+2.42%+13.70%-13.70%+2.62%-34.04%-4.23%+284.55%+20.07%-2.39%+42.26%
Cost of Revenue-------63.53B72.81B100.80B123.41B128.98B152.37B143.78B150.23B171.22B190.95B236.34B273.04B343.60B372.54B400.03B528.92B517.66B448.84B108.11B
Gross Profit-------2.12T1.16T1.97T2.29T2.42T2.37T3.49T4.43T4.21T4.30T4.87T4.13T4.18T2.61T2.45T10.45T12.66T12.42T11.02T
Gross Margin-------97.10%94.07%95.14%94.88%94.94%93.97%96.04%96.72%96.09%95.75%95.37%93.80%92.40%87.50%85.99%95.18%96.07%96.51%60.18%
Operating Expense-------1.64T777.44B1.50T1.56T1.53T1.26T2.29T3.00T3.16T2.62T3.24T2.14T2.03T566.33B956.15B5.57T8.26T8.16T6.43T
Operating Income14.78B8.37B38.81B152.32B323.37B185.82B327.15B484.77B378.06B470.24B725.79B887.62B1.11T1.20T1.43T1.05T1.68T1.62T2.00T2.15T2.04T1.50T4.87T4.41T4.26T4.59T
Operating Margin11.15%4.78%11.15%21.83%26.68%22.58%20.08%22.15%30.78%22.66%30.11%34.79%44.01%32.97%31.30%23.92%37.40%31.79%45.30%47.58%68.51%52.50%44.40%33.42%33.07%25.06%
EBITDA-------484.77B378.06B470.24B725.79B891.71B1.12T1.20T1.46T1.08T1.71T1.66T2.03T2.18T2.07T1.53T9.39T10.26T4.78T5.20T
EBITDA Margin-------22.15%30.78%22.66%30.11%34.95%44.33%33.10%31.89%24.68%38.20%32.49%46.12%48.20%69.51%53.46%85.52%77.83%37.14%28.43%
Net Income14.17B3.60B39.85B163.92B347.11B196.75B323.38B472.35B367.23B465.79B712.20B887.62B1.11T1.17T1.30T905.40B1.54T1.46T1.83T1.98T1.86T1.33T2.02T1.51T1.66T1.74T
Net Income Margin10.69%2.05%11.45%23.49%28.64%23.91%19.85%21.58%29.90%22.45%29.54%34.79%44.01%32.27%28.40%20.66%34.22%28.56%41.54%43.71%62.38%46.51%18.38%11.46%12.93%9.53%
Interest Expense000000000000512.00M628.00M781.00M983.00M976.00M1.25B1.16B3.20B2.23B2.72B3.96T5.38T6.55T6.66T
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.02%0.02%0.02%0.02%0.02%0.02%0.03%0.07%0.07%0.10%36.05%40.83%50.87%36.37%

Balance Sheet

Currency: IDR2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets1.36T1.37T1.47T1.84T2.68T2.58T5.16T6.56T5.92T7.08T8.14T10.51T11.75T16.19T19.59T19.87T24.97T26.47T28.25T30.29T32.38T33.19T33.87T234.49T257.06T251.70T
Total Liabilities328.47B330.11B398.44B545.92B939.76B824.22B1.48T2.35T1.59T2.28T2.53T3.31T3.46T3.42T4.90T4.23T4.60T4.51T4.48T4.39T4.54T4.43T4.19T172.60T191.94T182.57T
Total Equity1.03T1.04T1.08T1.29T1.74T1.76T3.69T4.21T4.33T4.80T5.62T7.20T8.30T11.11T12.93T13.78T18.45T19.95T21.79T23.86T25.69T26.62T27.81T27.86T29.45T31.75T
Cash6.41B10.55B14.85B13.97B51.77B19.61B39.59B49.28B8.57B17.97B53.80B72.63B1.12T3.70T6.40T5.10T4.29T3.47T3.79T3.87T5.62T5.99T3.58T16.59T22.36T12.21T
Total Debt-----------3.21T--------19.18B14.39B9.53B2.81T4.24T2.42T
Net Debt---------8.57B-17.97B-53.80B3.14T-1.12T-3.70T-6.40T-5.10T-4.29T-3.47T-3.79T-3.87T-5.60T-5.97T-3.57T-13.78T-18.12T-9.79T

Cash Flow

Currency: IDR2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-------516.97B-434.28B94.13B-52.49B735.50B1.11T1.17T1.29T905.40B1.54T1.46T1.83T-250.17B51.09B-55.68B1.83T3.78T19.23T-1.20T
Investing Cash Flow--------515.52B406.63B-85.74B34.17B-1.21T-427.38B-507.59B1.26T-545.73B-524.83B-279.72B426.31B491.26B1.78T596.41B-1.39T188.10B-19.27T-5.92T
Financing Cash Flow-------8.25B-13.07B1.02B55.15B491.02B-1.15T3.34T470.43B-36.26B-85.34B-98.17B-149.40B-162.23B-85.34B-167.64B-758.14B-3.82T1.44T155.16B
Capital Expenditure0000000808.00M10.81B2.95B1.71B775.00M5.43B7.25B396.54B5.62B4.01B14.21B2.32B1.99B2.41B3.73B15.74B164.56B451.74B292.06B
Free Cash Flow-------516.16B-445.09B91.18B-54.20B734.72B1.11T1.17T891.11B899.78B1.53T1.44T1.83T-252.16B48.68B-59.42B1.81T3.61T18.78T-1.49T
Dividends Paid----------55.15B--------320.22B320.22B320.22B320.22B194.70B--
FCF to OCF-------99.84%102.49%96.86%103.25%99.89%99.51%99.38%69.20%99.38%99.74%99.03%99.87%100.80%95.28%106.71%99.14%95.65%97.65%124.29%
Dividend Paid to FCF-----------101.75%---------126.99%657.81%-538.94%17.68%5.39%--

Earnings

Report DateDec 31, 2010Mar 31, 2011Jun 30, 2011Sep 30, 2011Dec 31, 2011Mar 31, 2012Jun 30, 2012Sep 30, 2012Dec 31, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014Jun 30, 2014Oct 31, 2014Mar 31, 2015May 13, 2015Jul 30, 2015Oct 30, 2015Mar 31, 2016Apr 28, 2016Jul 29, 2016Oct 31, 2016Mar 29, 2017Apr 28, 2017Jul 31, 2017Oct 31, 2017Mar 23, 2018Apr 30, 2018Aug 1, 2018Oct 31, 2018Mar 29, 2019Mar 31, 2019Jun 30, 2019Sep 30, 2019Dec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Dec 31, 2020May 31, 2021Sep 27, 2021Oct 1, 2021Dec 31, 2021Mar 31, 2022Aug 31, 2022Nov 28, 2022Mar 31, 2023Apr 29, 2023
EPS Estimate--------------------------------------------------
EPS Actual6.815.737.1116.479.1710.2710.939.239.308.959.3810.349.1311.0713.5411.336.1210.248.353.596.109.939.6512.7315.6612.7812.5413.446.7512.1111.7322.3410.9614.4614.8914.1718.1712.7612.1417.8915.3011.6714.5215.35-0.0812.2115.7015.1213.1211.27
Surprise--------------------------------------------------
Timing---------------Pre-marketPre-marketAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hours-------------After-hoursAfter-hoursAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap6.21T
Enterprise Value-4.31T
Trailing P/E3.53
Forward P/E3.43
Price / Sales0.64
Price / Book0.21
EPS54.90
Book Value985.59
Revenue (TTM)9.69T
Gross Profit (TTM)9.69T
EBITDA12.04T
Profit Margin18.15%
Operating Margin29.58%
Return on Equity5.23%
Return on Assets1.45%
Shares Outstanding32.02B
Shares Float10.28B
Beta-0.56
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%

Dividends

20221×
10.00Jul 11, 2022
20052×
4.00Jul 19, 200511.00Mar 29, 2005