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Absa Group Ltd

Absa Group Ltd

ABG · JSE · Financial Services / Banks - Regional

23,009.00ZAC-285.00 (-1.22%)

Price History

Full chart

Market Stats

Previous Close23,294.00
Open23,660.00
Day Range22,923.00 – 23,660.00
52-Week Range17,753.85 – 25,855.89
Volume3.29M
Market Cap183.29B
P/E (TTM)7.92
Forward P/E4.56
EPS27.96
Dividend Yield7.70%
Beta0.32
50-Day Avg22,125.42
200-Day Avg23,440.26

About

Absa Group Limited, together with its subsidiaries, provides retail, business, corporate, investment banking, insurance, financial, and wealth management products and services in South Africa and internationally. The company offers life and non-life insurance products; residential property-related finance solutions; mortgages; vehicle and asset finance products and services; cash, debit, credit and prepaid cards; personal loans; corporate, relationship, and transactional banking services; mobile payments; and savings and investment products and services. It also provides insurance and financial advisory, stockbroking and portfolio management, and trust administrative services. In addition, the company offers trade and working capital, cash management, payment, and liquidity products and solutions; and investment banking, private equity and infrastructure investment, and commercial property financing services. Further, it provides broker-dealer trading in debt and equity securities; and solicitation, syndication, selling, and arranging of equity and debt products, as well as financial, leasing, and management services. The company was formerly known as Barclays Africa Group Limited and changed its name to Absa Group Limited in May 2018. Absa Group Limited was incorporated in 1986 and is based in Johannesburg, South Africa.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Andile Kenneth Livuyo Fihla M.B.A., M.Sc.
  • Employees37.03K
  • HeadquartersAbsa Towers West, Johannesburg, South Africa, 2001, South Africa
  • Websitehttps://www.absa.africa

Leadership

  • Mr. Andile Kenneth Livuyo Fihla M.B.A., M.Sc.CEO & Executive Director · b. 1967
  • Mr. Deon Raju C.A., C.F.A.Group Financial Director & Executive Director · b. 1978
  • Mr. Mike HarveyCo-Chief Executive Officer-CIB
  • Mr. Johnson IdesohGroup Chief Information & Technology Officer · b. 1971
  • Mr. Alan M. HartdegenHead of Investor Relations
  • Ms. Fatima NewmanChief Compliance Officer
  • Mr. Sydney MbheleGroup Chief Brand, Marketing & Corporate Affairs Officer · b. 1974
  • Ms. Jeanett M. Modise B.Com, MDP (Unisa), SEPGroup Chief Human Capital Officer · b. 1963
  • John AnnandaleHead of FCF and FM CIO
  • Mr. Rajal VaidyaGroup Chief Risk Officer · b. 1966

Financials

Income Statement

Currency: ZAR2003-12-312004-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue20.47B22.48B26.66B32.11B46.33B45.98B42.81B45.83B46.33B59.30B62.98B67.07B72.37B73.24B76.50B80.06B61.03B77.34B83.03B89.11B110.62B211.00B
Growth (%)-+9.80%+18.61%+20.44%+44.28%-0.76%-6.89%+7.05%+1.08%+28.00%+6.21%+6.49%+7.91%+1.20%+4.44%+4.66%-23.77%+26.73%+7.35%+7.32%+24.15%+90.73%
Cost of Revenue----------284.00M358.00M366.00M331.00M-3.56B--36.17B52.35B-116.34B96.36B100.56B
Gross Profit20.47B22.48B26.66B32.11B46.33B45.98B42.81B45.83B46.33B59.30B62.98B67.07B72.37B73.24B80.06B80.06B61.03B85.81B83.03B205.44B110.62B110.44B
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%104.66%100.00%100.00%110.95%100.00%230.56%100.00%52.34%
Operating Expense14.37B14.96B17.57B19.21B31.12B15.21B30.95B5.34B34.21B41.21B43.27B45.77B50.69B10.15B14.38B60.03B50.16B59.09B52.34B175.19B76.23B75.76B
Operating Income6.10B7.52B9.10B12.90B15.21B30.77B11.86B40.49B12.12B18.10B19.72B21.30B21.68B63.10B65.68B20.03B10.87B26.72B30.68B30.25B34.39B34.68B
Operating Margin29.82%33.44%34.12%40.18%32.83%66.92%27.70%88.35%26.16%30.51%31.31%31.76%29.96%86.15%85.86%25.02%17.81%34.55%36.96%33.95%31.09%16.44%
EBITDA727.00M24.13B739.00M780.00M858.00M1.13B1.15B40.49B-327.00M49.20B53.09B58.30B68.79B65.73B68.88B26.54B16.83B32.62B36.53B35.98B39.08B40.41B
EBITDA Margin3.55%107.34%2.77%2.43%1.85%2.46%2.68%88.35%-0.71%82.96%84.30%86.92%95.05%89.75%90.04%33.15%27.57%42.17%44.00%40.38%35.32%19.15%
Net Income4.50B5.51B8.27B10.03B10.59B6.84B8.12B9.67B8.39B11.98B13.22B14.33B14.71B13.82B13.92B14.26B6.47B18.35B20.87B19.89B22.64B23.27B
Net Income Margin22.01%24.52%31.00%31.22%22.86%14.88%18.96%21.11%18.12%20.20%20.98%21.37%20.32%18.87%18.19%17.81%10.60%23.72%25.14%22.32%20.46%11.03%
Interest Expense19.18B16.57B23.43B36.23B54.15B43.39B30.90B26.79B28.65B29.89B32.21B36.04B45.94B43.42B45.48B51.34B44.19B36.10B51.73B85.45B97.36B87.14B
Interest Expense % of Total Revenue93.71%73.71%87.87%112.83%116.89%94.37%72.17%58.46%61.84%50.39%51.14%53.74%63.47%59.28%59.45%64.12%72.41%46.68%62.31%95.89%88.01%41.30%

Balance Sheet

Currency: ZAR2003-12-312004-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets306.85B348.69B495.11B640.91B773.76B717.74B716.47B786.72B807.94B959.60B991.41B1.14T1.10T1.17T1.29T1.40T1.53T1.64T1.79T1.87T2.07T2.24T
Total Liabilities287.33B324.72B460.19B598.35B720.79B661.25B654.32B718.31B735.14B874.40B900.47B1.05T998.74B1.05T1.17T1.27T1.40T1.49T1.64T1.71T1.89T2.06T
Total Equity19.35B23.74B34.92B42.56B47.28B50.55B62.15B62.31B66.88B77.32B82.69B89.29B93.06B108.42B109.48B113.28B115.67B136.87B142.00B152.85B169.85B172.41B
Cash26.67B29.57B16.46B-24.85B20.60B24.36B27.00B26.22B50.13B50.34B45.90B50.01B48.67B46.93B52.53B60.68B66.04B67.18B77.81B124.56B149.40B
Total Debt7.07B5.59B--179.35B186.96B181.51B148.68B123.86B113.97B116.82B141.83B155.39B290.09B394.16B185.15B251.57B192.63B258.37B383.98B410.39B449.02B
Net Debt-19.60B-23.98B-16.46B-154.51B166.36B157.15B121.68B97.64B63.84B66.49B95.93B105.38B105.17B134.29B132.62B109.72B95.39B164.76B306.17B-124.56B299.62B

Cash Flow

Currency: ZAR2003-12-312004-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow4.11B6.71B-4.02B7.02B3.23B5.01B2.20B8.30B5.58B18.04B18.23B16.36B6.96B-534.00M13.88B14.87B6.97B6.47B24.33B-58.65B62.56B67.99B
Investing Cash Flow-2.78B-3.06B-2.34B-5.00B-1.77B-2.22B1.50B-511.00M-1.88B-1.84B-5.46B-4.55B-4.20B-2.63B-6.58B-6.27B-718.00M-3.52B-5.28B-6.36B-2.46B-162.38B
Financing Cash Flow422.00M-2.53B2.80B-214.00M-2.46B-1.42B-4.26B-4.14B-2.04B-14.62B-12.05B-7.32B-7.51B2.59B-6.52B-8.02B-8.26B-515.00M-12.62B80.23B-12.16B120.91B
Capital Expenditure00002.65B2.60B3.07B02.65B3.98B3.46B4.53B5.63B5.89B7.53B7.24B4.89B4.45B5.89B7.18B9.15B3.32B
Free Cash Flow4.11B6.71B-4.02B7.02B586.00M2.41B-867.00M8.30B2.93B14.05B14.77B11.82B1.33B-6.43B6.35B7.63B2.08B2.02B18.44B50.92B53.41B64.67B
Dividends Paid----4.43B4.27B3.51B-5.36B12.34B7.67B9.06B9.45B8.82B10.28B10.77B6.46B3.59B10.14B12.07B12.47B14.22B
FCF to OCF100.00%100.00%100.00%100.00%18.12%48.17%-39.37%100.00%52.50%77.93%81.00%72.28%19.12%1203.56%45.74%51.33%29.83%31.27%75.80%-86.82%85.37%95.12%
Dividend Paid to FCF----756.14%176.97%-404.96%-183.20%87.80%51.93%76.66%709.92%-137.25%161.84%141.10%311.02%177.38%55.00%23.70%23.34%21.99%

Earnings

Report DateMar 9, 2027
EPS Estimate-
EPS Actual-
Surprise-
TimingPre-market

Key Statistics & Ratios

Market Cap183.29B
Enterprise Value344.71B
Trailing P/E7.92
Forward P/E4.56
PEG Ratio38.02
Price / Sales1.75
Price / Book0.98
EPS27.96
Book Value209.68
Revenue (TTM)104.57B
Gross Profit (TTM)104.25B
Profit Margin22.53%
Operating Margin36.87%
Return on Equity13.90%
Return on Assets1.20%
Shares Outstanding828.10M
Shares Float826.81M
Beta0.32
Dividend Yield7.70%
Dividend Rate17.00
Payout Ratio58.48%

Dividends

20262×
850.00Sep 16, 2026850.00Apr 22, 2026
20252×
785.00Sep 10, 2025775.00Apr 23, 2025
20242×
685.00Sep 11, 2024685.00Apr 17, 2024
20232×
685.00Sep 13, 2023650.00Apr 19, 2023
20222×
650.00Sep 14, 2022475.00Apr 20, 2022
20211×
310.00Sep 15, 2021
20201×
620.00Apr 15, 2020
20192×
505.00Sep 11, 2019620.00Apr 10, 2019
20182×
490.00Sep 12, 2018595.00Apr 11, 2018
20172×
475.00Sep 6, 2017570.00Apr 5, 2017
20162×
460.00Sep 7, 2016550.00Apr 4, 2016
20152×
450.00Sep 7, 2015525.00Apr 13, 2015
20142×
400.00Sep 8, 2014470.00Mar 31, 2014