YOLFTbeta
Discovery Holdings Ltd

Discovery Holdings Ltd

DSY · JSE · Financial Services / Insurance - Life

27,844.00ZAC-186.00 (-0.66%)

Price History

Full chart

Market Stats

Previous Close28,030.00
Open28,476.00
Day Range27,612.00 – 28,476.00
52-Week Range21,120.36 – 28,819.70
Volume1.30M
Market Cap183.27B
P/E (TTM)14.22
Forward P/E13.02
EPS19.25
Dividend Yield1.39%
Beta0.53
50-Day Avg26,444.42
200-Day Avg25,902.11

About

Discovery Limited provides various insurance products and services primarily in South Africa and the United Kingdom. It operates through the SA Health, SA Life, SA Invest, SA Insure, SA Bank, UK Health, UK Life, and All Other segments. The company offers health, life, car, travel, business, and home insurance; motor, building, household content, and portable possessions insurance; private medical insurance; and commercial short-term risk insurance. It also provides pension and provident fund solutions; managed care services; financial solutions; investment products; retail banking solutions, including deposits and loans and advances; and Vitality, which offers health and lifestyle benefits. The company was formerly known as Discovery Holdings Limited and changed its name to Discovery Limited in December 2012. Discovery Limited was founded in 1992 and is based in Sandton, South Africa.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Life
  • CEOMr. Adrian Gore ASA, B.Sc., BSc (Hons), FASSA, FFA, MAAA
  • Employees0
  • Headquarters1 Discovery Place, Sandton, South Africa, 2196, South Africa
  • Websitehttps://www.discovery.co.za

Leadership

  • Mr. Adrian Gore ASA, B.Sc., BSc (Hons), FASSA, FFA, MAAAFounder, Group Chief Executive & Executive Director · b. 1965
  • Mr. Deon Marius Viljoen B.Com., BCom (Hons), C.A., CA (SA)Group CFO & Executive Director · b. 1966
  • Mr. Barry Swartzberg ASA, B.Sc., CFP, FASSA, FFAExecutive Director · b. 1966
  • Mr. Neville S. Koopowitz B.Com., CFPCEO of Vitality UK · b. 1965
  • Mr. Hylton D. Kallner BEconSc, FASSA, FFACEO of Discovery's South African Operations · b. 1976
  • Mr. Derek Wilcocks B.Econ.Sc, B.ScGroup Chief Information Officer · b. 1971
  • Mr. David DanilowitzHead of Investor Relations
  • Mr. Khalik Mayet BA (Hons), LLB, LLMHead of Legal Services
  • Felicity HudsonHead of Media Relations
  • Mr. Firoze BhoratChief Marketing Officer

Financials

Income Statement

Currency: ZAR2002-06-302003-06-302004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Revenue3.42B3.51B3.54B3.77B5.42B6.50B7.32B9.16B13.83B17.22B19.93B24.93B34.18B41.01B43.74B44.46B52.85B56.13B63.55B75.34B66.22B84.77B67.90B83.39B91.91B
Growth (%)-+2.44%+0.77%+6.79%+43.63%+19.90%+12.64%+25.14%+50.92%+24.53%+15.75%+25.07%+37.10%+19.97%+6.66%+1.64%+18.87%+6.22%+13.21%+18.56%-12.10%+28.01%-19.90%+22.81%+10.22%
Cost of Revenue------------19.19B22.05B24.20B26.13B29.74B32.49B----11.75B3.56B-
Gross Profit3.42B3.51B3.54B3.77B5.42B6.50B7.32B9.16B13.83B17.22B19.93B24.93B34.18B41.01B43.74B44.46B52.85B56.13B63.55B75.34B66.22B84.77B67.90B78.39B91.91B
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%94.00%100.00%
Operating Expense3.04B3.01B2.83B2.99B4.32B5.03B5.61B7.35B11.32B13.60B16.32B21.26B29.94B34.44B38.56B38.21B44.48B49.65B64.66B73.13B61.30B79.58B57.89B63.78B73.45B
Operating Income380.50M502.10M708.00M786.00M1.10B1.48B1.71B1.82B2.51B3.62B3.62B3.67B4.24B6.57B5.18B6.25B8.37B6.49B-1.11B2.22B4.93B5.19B10.01B14.61B18.46B
Operating Margin11.11%14.31%20.03%20.82%20.32%22.70%23.38%19.84%18.18%21.01%18.15%14.73%12.41%16.02%11.84%14.06%15.84%11.55%-1.75%2.94%7.44%6.12%14.74%17.52%20.08%
EBITDA469.80M614.90M720.00M1.05B1.10B1.51B1.83B1.92B2.51B3.90B3.77B3.71B5.18B6.80B6.66B7.06B9.32B10.43B3.96B8.15B11.06B13.75B11.07B19.21B21.59B
EBITDA Margin13.72%17.53%20.37%27.89%20.23%23.26%24.94%20.98%18.16%22.67%18.92%14.87%15.14%16.57%15.23%15.89%17.64%18.58%6.24%10.82%16.69%16.22%16.31%23.04%23.49%
Net Income239.40M362.20M421.00M576.00M666.00M1.07B1.16B1.21B1.72B2.58B2.22B2.13B3.31B5.55B3.73B4.49B5.74B6.61B178.00M3.22B5.48B6.58B7.37B9.56B13.22B
Net Income Margin6.99%10.32%11.91%15.26%12.28%16.51%15.81%13.23%12.40%14.98%11.15%8.55%9.69%13.54%8.53%10.11%10.85%11.78%0.28%4.27%8.27%7.76%10.86%11.47%14.38%
Interest Expense700.00K42.30M12.00M64.00M21.00M21.00M52.00M16.00M14.00M168.00M265.00M347.00M400.00M97.00M293.00M478.00M959.00M1.38B1.66B2.04B2.15B2.67B3.10B3.32B3.13B
Interest Expense % of Total Revenue0.02%1.21%0.34%1.70%0.39%0.32%0.71%0.17%0.10%0.98%1.33%1.39%1.17%0.24%0.67%1.08%1.81%2.45%2.61%2.71%3.25%3.14%4.56%3.98%3.41%

Balance Sheet

Currency: ZAR2002-06-302003-06-302004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Assets2.31B3.34B4.03B5.22B6.79B8.64B10.79B14.93B20.99B30.91B40.66B54.93B72.20B89.46B118.58B130.92B157.98B180.23B210.33B246.69B271.22B301.93B284.11B327.45B381.67B
Total Liabilities635.30M1.14B128.00M323.00M2.58B3.28B4.63B7.92B12.61B21.93B28.93B41.23B54.78B62.11B87.97B98.63B120.39B137.15B165.78B200.28B217.67B237.95B226.39B261.75B299.79B
Total Equity1.49B2.07B2.44B3.27B4.21B5.36B6.16B7.01B8.38B8.97B11.73B13.71B17.41B27.36B30.61B32.29B37.59B43.08B44.55B46.41B53.55B63.97B57.72B65.70B82.67B
Cash354.40M1.34B--1.32B996.00M812.00M1.74B2.85B3.29B7.66B10.18B11.68B6.25B8.63B9.10B10.89B9.40B17.91B20.01B19.77B20.37B18.97B21.42B21.25B
Total Debt-875.90M-----32.00M23.00M402.00M402.00M660.00M572.00M954.00M5.40B9.87B14.08B16.12B21.18B21.56B20.74B20.59B21.66B20.05B19.47B
Net Debt-354.40M-461.10M---1.32B-996.00M-812.00M-1.71B-2.82B-2.88B-7.26B-9.52B-11.11B-5.30B-3.23B-574.00M3.19B5.28B1.93B-520.00M809.00M216.00M2.69B-1.37B-1.78B

Cash Flow

Currency: ZAR2002-06-302003-06-302004-06-302005-06-302006-06-302007-06-302008-06-302009-06-302010-06-302011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Operating Cash Flow32.10M101.00M92.00M420.00M580.00M575.00M385.00M1.21B1.63B-6.00M1.46B1.78B2.81B3.42B985.00M-832.00M3.41B1.74B8.06B10.41B3.60B2.55B2.73B8.67B7.60B
Investing Cash Flow-185.60M-199.50M-504.00M-216.00M-138.00M-625.00M-269.00M-50.00M-105.00M313.00M-3.22B-1.26B-1.10B-2.23B-2.43B15.00M-2.43B-2.84B-3.03B-6.74B-4.70B-2.24B-1.89B-1.82B-5.36B
Financing Cash Flow116.50M1.09B-39.00M-134.00M-39.00M-283.00M-334.00M-177.00M-396.00M198.00M202.00M-671.00M-176.00M1.49B4.01B1.91B609.00M-344.00M2.20B-590.00M518.00M-1.23B-780.00M-4.02B-538.00M
Capital Expenditure158.30M160.30M119.00M136.00M93.00M169.00M198.00M155.00M217.00M124.00M254.00M483.00M720.00M731.00M2.72B1.59B2.41B2.51B2.02B1.86B1.84B2.31B2.20B1.98B4.53B
Free Cash Flow-126.20M-59.30M-27.00M284.00M487.00M406.00M187.00M1.06B1.41B-130.00M1.20B1.30B2.09B2.68B-1.73B-2.42B1.00B-771.00M6.05B8.54B1.75B238.00M530.00M6.69B3.07B
Dividends Paid2.60M12.60M14.00M93.00M-239.00M236.00M278.00M389.00M461.00M603.00M738.00M878.00M1.04B1.21B1.24B1.37B1.48B1.49B63.00M56.00M69.00M1.27B1.71B2.21B
FCF to OCF-393.15%-58.71%-29.35%67.62%83.97%70.61%48.57%87.20%86.69%2166.67%82.57%72.88%74.40%78.59%-175.94%291.35%29.41%-44.36%75.00%82.09%48.79%9.34%19.39%77.20%40.37%
Dividend Paid to FCF-2.06%-21.25%-51.85%32.75%-58.87%126.20%26.33%27.53%-354.62%50.12%56.86%41.95%38.60%-69.53%-50.95%136.16%-192.09%24.70%0.74%3.19%28.99%239.43%25.51%71.85%

Earnings

Report DateSep 3, 2026Mar 3, 2027
EPS Estimate--
EPS Actual--
Surprise--
TimingAfter-hoursPre-market

Key Statistics & Ratios

Market Cap183.27B
Enterprise Value183.40B
Trailing P/E14.22
Forward P/E13.02
PEG Ratio103.90
Price / Sales2.21
Price / Book2.27
EPS19.25
Book Value121.75
Revenue (TTM)83.40B
Gross Profit (TTM)43.11B
EBITDA20.80B
Profit Margin15.85%
Operating Margin25.86%
Return on Equity17.82%
Return on Assets3.59%
Shares Outstanding669.27M
Shares Float555.34M
Beta0.53
Dividend Yield1.39%
Dividend Rate3.84
Payout Ratio16.20%

Dividends

20262×
273.00Oct 14, 2026111.00Mar 31, 2026
20252×
201.00Oct 15, 202587.00Mar 26, 2025
20242×
152.00Oct 16, 202465.00Apr 17, 2024
20231×
110.00Oct 11, 2023
20201×
101.00Mar 18, 2020
20192×
114.00Oct 2, 2019101.00Mar 13, 2019
20182×
114.00Oct 3, 2018101.00Mar 14, 2018
20172×
98.00Oct 4, 201788.00Mar 15, 2017
20162×
90.00Oct 5, 201685.50Mar 14, 2016
20152×
89.00Oct 5, 201585.50Mar 16, 2015
20142×
2.46Oct 6, 201471.07Mar 14, 2014
20132×
62.80Oct 7, 201358.41Mar 15, 2013
20122×
52.09Oct 8, 201248.68Mar 16, 2012

Stock Splits

  • Mar 16, 2015719:700
  • Jun 30, 20032640:2551