Investec Ltd

Investec Ltd

INL · JSE · Financial Services / Banks - Regional

13,972.00ZAC-78.00 (-0.56%)

Price History

Full chart

Market Stats

Previous Close14,050.00
Open14,155.00
Day Range13,972.00 – 14,155.00
52-Week Range10,940.91 – 14,438.00
Volume265.53K
Market Cap33.43B
P/E (TTM)14.17
Forward P/E13.95
EPS9.27
Dividend Yield7.19%
Beta0.41
50-Day Avg13,954.42
200-Day Avg13,451.94

About

Investec Group provides various financial products and services in South Africa, the United Kingdom, and internationally. It operates through four segments: Wealth & Investment, Private Banking, Corporate and Investment Banking and Other, and Group Investments. The Wealth & Investment segment offers wealth management and investment services to high-net-worth individuals, families, charities, and trusts. The Private Banking segment provides lending solutions, transactional banking, savings, bespoke foreign exchange, property finance, leverage finance, travel, insurance, legacy services, investments, trading, and offshore banking. The Corporate and Investment Banking segment delivers lending, advisory, and risk management services to corporate clients, private companies, private equity, listed companies, state-owned enterprises, public sector bodies, institutions, and intermediaries, including central treasury, and liability management. The Group Investments segment manages assets separated from core banking activities, including franchise businesses and standalone asset values. The company offers insurance solutions comprising severe illness, disability, life, mortgage and income protection, and business overloads. It also offers business banking solutions, such as trade and debtor, asset and leverage, structured property, technology asset, supply chain, and medical practice financing services, as well as financing for corporate and private equity firms. In addition, the company provides the company provides advisory; treasury and risk management for foreign exchange, commodities, interest rates, liquidity management, and equity structuring; fixed-income instruments; execution and custody solutions for institutions, hedge funds, corporates, and intermediaries; securities lending; and clearing services. Investec Group was founded in 1974 and is based in Sandton, South Africa.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Fani Titi B.Sc., BSc (Hons), M.A., M.B.A.
  • Employees7.78K
  • Headquarters100 Grayston Drive, Sandton, South Africa, 2196, South Africa
  • Websitehttps://www.investec.com

Leadership

  • Mr. Fani Titi B.Sc., BSc (Hons), M.A., M.B.A.Group CEO & Executive Director · b. 1962
  • Mr. Nishlan Andre Samujh BAcc, CA(SA), Dip (Tax)Group Finance Director, CFO & Executive Director · b. 1974
  • Mr. Cumeshan Jayaseelan Moodliar BA, LLB, LLM (Tax)Business Head of Specialist Banking · b. 1969
  • Ms. Ruth Leas B.A., BA cum laude, HonsEconomics, M.P.H., MPhil CBusiness Head of Specialist Banking · b. 1972
  • Dhiren MansinghHead of Corporate & Investment Banking
  • Lyndon SubroyenGroup Global Head of Digital & Technology
  • Mr. Setlogane ManchidiHead of Corporate Social Investment
  • Mr. James Kieran-Colum Whelan F.C.A.Group Head of Risk · b. 1964
  • Dr. Marc Simon KahnChief Strategy & Sustainability Officer
  • Ms. Jane NilesHead of Real Estate Offshore

Financials

Income Statement

Currency: ZAR2000-03-312001-03-312002-03-312003-03-312004-03-312005-03-312006-03-312007-03-312008-03-312009-03-312010-03-312011-03-312012-03-312013-03-312014-03-312015-03-312016-03-312017-03-312018-03-312019-03-312020-03-312021-03-312022-03-312023-03-312024-03-312025-03-312026-03-31
Total Revenue--538.11M524.66M585.41M1.21B1.26B1.29B1.71B1.82B2.06B1.88B2.26B2.01B1.94B1.96B1.82B2.27B2.40B1.89B1.78B1.48B1.88B1.80B4.78B2.00B4.74B
Growth (%)----2.50%+11.58%+106.32%+4.33%+2.72%+31.80%+6.76%+13.30%-8.97%+20.15%-11.10%-3.27%+0.85%-7.26%+24.90%+5.71%-21.32%-5.62%-16.70%+26.96%-4.31%+165.20%-58.22%+137.75%
Cost of Revenue------------825.00M-00000--895.29M876.51M1.19B2.79B2.80B1.54B
Gross Profit--538.11M524.66M585.41M1.21B1.26B1.29B1.71B1.82B2.06B2.27B2.26B2.01B1.94B1.96B1.94B2.27B2.40B2.42B1.78B1.48B1.88B1.80B1.99B2.00B1.08B
Gross Margin--100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%121.01%100.00%100.00%100.00%100.00%106.84%100.00%100.00%128.23%100.00%100.00%100.00%100.00%41.68%100.00%22.84%
Operating Expense--477.98M-51.25M554.44M1.02B892.75M-54.96M1.23B1.45B1.65B1.86B1.96B1.61B1.53B1.47B1.42B339.15M383.01M2.02B178.70M23.68M30.01M101.56M1.17B0178.04M
Operating Income109.19M112.31M60.13M575.91M30.97M183.03M367.41M1.35B474.91M367.62M409.93M410.21M296.58M394.88M415.59M485.02M522.97M1.93B2.01B393.60M1.60B1.46B1.85B1.70B822.50M2.00B905.32M
Operating Margin--11.17%109.77%5.29%15.15%29.16%104.25%27.84%20.18%19.86%21.84%13.14%19.68%21.41%24.78%28.81%85.04%84.02%20.87%89.96%98.40%98.41%94.36%17.22%100.00%19.08%
EBITDA120.81M124.92M61.03M812.17M339.71M753.98M448.73M19.48B559.95M386.01M479.89M548.00M493.39M15.58B17.44B20.53B24.17B29.99B32.17B472.67M52.82M246.96M462.67M900.84M872.93M896.24M876.35M
EBITDA Margin--11.34%154.80%58.03%62.42%35.61%1504.75%32.82%21.19%23.25%29.17%21.86%776.33%898.37%1048.75%1331.24%1322.53%1342.39%25.07%2.97%16.66%24.58%50.02%18.28%44.91%18.47%
Net Income71.58M80.95M15.56M-166.85M18.26M105.57M315.10M340.32M391.56M292.02M346.13M420.52M247.53M310.09M331.67M245.51M368.46M442.47M505.55M531.12M1.14B268.34M516.20M804.87M941.04M693.48M724.51M
Net Income Margin--2.89%-31.80%3.12%8.74%25.00%26.29%22.95%16.03%16.77%22.39%10.97%15.45%17.09%12.54%20.30%19.51%21.09%28.17%63.79%18.10%27.43%44.69%19.70%34.75%15.27%
Interest Expense--708.37M737.40M292.95M587.95M675.24M889.31M1.50B1.90B1.43B1.56B1.60B1.43B1.25B1.16B1.13B1.55B1.73B1.83B1.85B895.29M876.51M2.10B2.79B2.80B2.64B
Interest Expense % of Total Revenue--131.64%140.55%50.04%48.68%53.58%68.70%87.92%104.48%69.20%82.90%70.93%71.23%64.59%59.05%62.35%68.40%72.21%96.86%103.70%60.39%46.57%116.70%58.32%140.45%55.58%

Balance Sheet

Currency: ZAR2000-03-312001-03-312002-03-312003-03-312004-03-312005-03-312006-03-312007-03-312008-03-312009-03-312010-03-312011-03-312012-03-312013-03-312014-03-312015-03-312016-03-312017-03-312018-03-312019-03-312020-03-312021-03-312022-03-312023-03-312024-03-312025-03-312026-03-31
Total Assets16.03B15.98B16.96B14.96B15.32B15.23B23.90B26.30B34.10B37.36B46.57B50.94B51.55B51.00B47.14B44.35B45.35B53.53B57.62B661.67B575.39B549.74B599.13B58.13B56.63B58.25B64.30B
Total Liabilities15.48B15.38B16.19B14.22B14.51B14.16B22.39B24.48B31.89B34.74B43.28B46.98B47.54B46.99B43.13B40.31B41.49B48.73B52.19B606.05B518.71B489.11B536.61B52.82B51.15B52.60B58.80B
Total Equity527.94M579.17M734.30M696.97M766.37M1.05B1.23B1.54B1.91B2.30B2.95B3.65B3.72B3.72B3.57B3.53B3.39B4.16B4.75B44.16B44.10B49.06B52.23B4.88B5.47B5.66B5.51B
Cash4.24B2.81B1.32B348.34M363.86M105.13M190.84M102.75M788.47M1.11B2.34B1.77B2.59B2.20B2.60B3.12B3.47B3.89B4.64B22.48B50.67B18.61B25.07B7.08B7.25B5.43B4.07B
Total Debt83.98M239.13M190.66M1.37B1.12B2.43B3.48B6.25B2.29B2.50B3.37B9.37B9.04B3.65B2.94B2.89B3.43B3.79B4.20B34.28B44.12B40.33B36.97B2.76B2.61B3.06B8.05B
Net Debt-4.16B-2.57B-1.13B1.02B755.85M2.32B3.29B6.15B1.51B1.40B1.03B7.60B6.45B1.45B340.00M-228.29M-39.21M-99.14M-441.58M7.42B-26.73B5.78B-2.02B-4.19B-4.64B-2.37B3.98B

Cash Flow

Currency: ZAR2000-03-312001-03-312002-03-312003-03-312004-03-312005-03-312006-03-312007-03-312008-03-312009-03-312010-03-312011-03-312012-03-312013-03-312014-03-312015-03-312016-03-312017-03-312018-03-312019-03-312020-03-312021-03-312022-03-312023-03-312024-03-312025-03-312026-03-31
Operating Cash Flow2.39B-1.49B680.54M79.26M-489.49M-84.65M242.71M-307.28M937.29M581.12M1.78B-553.93M1.43B-1.40B954.94M596.33M618.67M791.84M455.15M1.41B37.30B-22.96B8.97B469.76M-1.67B-567.79M-395.85M
Investing Cash Flow-135.93M-107.73M-557.32M-136.59M334.19M-183.27M-473.16M-178.25M-65.64M-63.67M-19.37M-124.47M20.39M-22.26M171.04M192.35M-11.76M-90.11M-37.80M-65.42M-350.86M1.41M35.56M-13.99M-209.37M11.04M-35.70M
Financing Cash Flow-398.00K216.28M-22.51M34.40M389.23M135.38M38.08M430.47M-54.89M-184.98M-127.79M143.35M105.68M187.89M-357.32M-257.75M-347.74M37.52M45.38M-218.03M-8.15B-300.00M-9.32B-914.68M1.43B-559.23M-712.01M
Capital Expenditure25.20M36.46M78.16M7.75M9.82M113.76M59.69M031.66M60.68M17.22M262.86M84.74M45.35M42.49M45.77M24.31M37.75M24.60M95.82M323.00M82.00M100.00M30.34M18.98M16.99M395.85M
Free Cash Flow2.36B-1.53B602.38M71.52M-499.31M-84.65M242.71M-307.28M905.63M520.45M1.77B-816.79M1.35B-1.45B912.45M550.56M594.36M754.09M430.55M1.31B36.98B-23.04B8.87B439.42M-1.69B-584.79M8.13B
Dividends Paid---54.33M52.81M654.10M901.74M151.24M191.63M191.50M136.38M167.00M174.13M186.99M193.37M232.75M253.04M290.45M324.58M343.53M2.75B726.00M2.40B260.67M354.52M320.79M350.15M
FCF to OCF98.94%102.45%88.52%90.23%102.01%100.00%100.00%100.00%96.62%89.56%99.04%147.45%94.07%103.23%95.55%92.32%96.07%95.23%94.59%93.18%99.13%100.36%98.88%93.54%101.14%102.99%-2054.30%
Dividend Paid to FCF---75.96%-10.58%-772.69%371.53%-49.22%21.16%36.79%7.72%-20.45%12.95%-12.89%21.19%42.28%42.57%38.52%75.39%26.24%7.45%-3.15%27.01%59.32%-20.99%-54.86%4.31%

Earnings

Report DateNov 19, 2026
EPS Estimate-
EPS Actual-
Surprise-
TimingPre-market

Key Statistics & Ratios

Market Cap33.43B
Enterprise Value103.11B
Trailing P/E14.17
Forward P/E13.95
Price / Sales15.72
Price / Book0.64
EPS9.27
Book Value138.73
Revenue (TTM)2.13B
Gross Profit (TTM)2.13B
Profit Margin34.07%
Operating Margin43.81%
Return on Equity12.37%
Return on Assets1.19%
Shares Outstanding254.48M
Shares Float750.25M
Beta0.41
Dividend Yield7.19%
Dividend Rate9.44
Payout Ratio94.94%

Dividends

20261×
472.00Aug 19, 2026
20252×
396.00Dec 10, 2025484.00Aug 13, 2025
20242×
379.93Dec 11, 2024444.00Aug 21, 2024
20232×
352.00Dec 6, 2023423.00Aug 16, 2023
20222×
278.00Dec 7, 2022279.00Jul 20, 2022
20212×
215.42Dec 8, 2021140.49Jul 21, 2021
20201×
104.90Dec 9, 2020
20192×
121.60Dec 4, 2019144.65Jul 24, 2019
20182×
118.72Dec 5, 2018133.70Jul 25, 2018
20172×
115.26Dec 6, 2017129.67Jul 26, 2017
20162×
102.58Dec 7, 2016153.30Jul 27, 2016
20152×
119.30Dec 7, 2015124.48Jul 27, 2015
20142×
84.14Dec 8, 2014112.96Jul 28, 2014

Stock Splits

  • Sep 4, 20065:1
  • Aug 31, 1998875:674