YOLFTbeta
OUTSURANCE GROUP LTD

OUTSURANCE GROUP LTD

OUT · JSE · Financial Services / Insurance - Diversified

9,322.00ZAC-62.00 (-0.66%)

Price History

Full chart

Market Stats

Previous Close9,384.00
Open9,396.00
Day Range9,300.00 – 9,548.00
52-Week Range6,251.93 – 9,360.00
Volume3.46M
Market Cap141.85B
P/E (TTM)25.31
Forward P/E17.04
EPS3.62
Dividend Yield3.20%
Beta0.33
50-Day Avg8,528.66
200-Day Avg7,756.50

About

OUTsurance Group Limited, a financial services company, provides insurance and investment products in South Africa, Australia, and Ireland. It operates through Personal Insurance; Business Insurance; Youi Direct; Youi BZI; Youi CTP; OUTsurance Central; OUTsurance Ireland; and Life Insurance segments. The company offers short term insurance products for motor vehicle, pets, personal accident, engineering, movable and immovable property, agricultural, and stock in transit; long term insurance products, including life, death, disability, funeral, retrenchment, endowment insurance policies. It also engages in reinsurance business. In addition, the company owns a portfolio of Fintech investments and investments in asset management entities. It serves individuals and small and medium-sized businesses. The company was formerly known as Rand Merchant Investment Holdings Limited and changed its name to OUTsurance Group Limited in December 2022. OUTsurance Group Limited was founded in 1998 and is based in Centurion, South Africa.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Diversified
  • CEOMr. Marthinus Christoffel Visser
  • Employees8.16K
  • Headquarters1241 Embankment Road, Centurion, South Africa, 0157, South Africa
  • Websitehttps://www.outsurance.co.za

Leadership

  • Mr. Marthinus Christoffel VisserCEO & Executive Director · b. 1974
  • Mr. Johannes Francois van RooyenGroup CFO, Executive Financial Director & Executive director · b. 1987
  • Ms. Gabi Richards-SmithHead of sustainability & Compliance
  • Mr. Jacobus Schalk Human C.A., CA(SA), MCom(Acc)Company Secretary & Financial Manager

Financials

Income Statement

Currency: ZAR2011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Revenue2.06B7.55B9.20B11.57B12.70B14.06B14.83B14.99B15.99B16.42B18.69B21.30B28.33B32.24B39.41B43.75B
Growth (%)-+266.21%+21.79%+25.80%+9.75%+10.71%+5.43%+1.09%+6.69%+2.69%+13.82%+13.97%+32.97%+13.81%+22.26%+11.01%
Cost of Revenue----------10.00M292.00M450.00M564.00M-33.04B
Gross Profit2.06B7.55B9.20B11.57B12.70B14.06B14.83B14.99B15.99B16.42B18.96B21.04B25.54B31.68B39.41B10.72B
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%101.45%98.78%90.15%98.25%100.00%24.49%
Operating Expense1.10B4.77B6.60B7.65B8.79B10.19B10.36B9.87B10.76B13.72B15.07B17.68B20.72B-1.61B1.68B2.07B
Operating Income958.00M2.79B2.60B3.93B3.92B3.87B4.47B5.12B5.23B2.70B3.90B3.37B4.82B33.28B37.74B8.65B
Operating Margin46.44%36.88%28.23%33.93%30.84%27.52%30.15%34.19%32.72%16.46%20.84%15.80%17.01%103.24%95.75%19.77%
EBITDA840.00M2.18B1.89B4.08B4.11B4.07B3.77B4.08B3.80B3.50B3.45B3.33B5.08B6.57B7.92B9.09B
EBITDA Margin40.72%28.87%20.56%35.21%32.38%28.90%25.45%27.23%23.78%21.30%18.45%15.61%17.93%20.38%20.09%20.78%
Net Income570.00M2.25B2.21B3.05B3.29B2.98B3.33B3.90B4.05B1.59B2.89B22.40B2.98B4.06B4.71B5.62B
Net Income Margin27.63%29.76%24.06%26.38%25.92%21.17%22.44%26.00%25.31%9.69%15.48%105.13%10.52%12.60%11.94%12.85%
Interest Expense46.00M21.00M12.00M4.00M2.00M-59.00M91.00M89.00M80.00M626.00M14.00M35.00M73.00M136.00M132.00M
Interest Expense % of Total Revenue2.23%0.28%0.13%0.03%0.02%-0.40%0.61%0.56%0.49%3.35%0.07%0.12%0.23%0.35%0.30%

Balance Sheet

Currency: ZAR2011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Total Assets19.39B22.35B23.79B27.77B32.33B36.67B41.41B44.77B46.70B51.38B54.06B30.38B34.91B34.26B38.65B40.82B
Total Liabilities8.08B8.54B9.63B11.39B14.25B16.94B20.93B21.07B20.56B23.84B25.05B17.43B20.41B18.87B22.70B24.62B
Total Equity11.02B13.18B13.56B15.48B17.11B18.56B19.27B22.37B24.54B25.85B27.24B11.49B12.97B14.09B14.54B14.73B
Cash2.46B2.46B2.66B4.72B5.63B611.00M2.30B2.42B1.60B2.41B2.62B2.51B1.68B1.69B1.86B1.63B
Total Debt669.00M287.00M34.00M19.00M19.00M60.00M2.61B2.73B2.70B2.37B11.63B82.00M80.00M1.07B7.00M430.00M
Net Debt-1.79B-2.17B-2.63B-4.71B-5.61B-551.00M309.00M313.00M1.09B-44.00M-2.46B-2.43B-1.59B-1.40B-1.86B-1.20B

Cash Flow

Currency: ZAR2011-06-302012-06-302013-06-302014-06-302015-06-302016-06-302017-06-302018-06-302019-06-302020-06-302021-06-302022-06-302023-06-302024-06-302025-06-302026-06-30
Operating Cash Flow829.00M1.96B3.08B2.21B4.50B3.88B3.29B4.06B3.52B3.91B3.60B580.00M5.62B3.25B7.82B7.67B
Investing Cash Flow-4.21B-936.00M351.00M1.47B-2.70B-3.21B-9.00B-1.72B-895.00M-539.00M-2.01B15.46B-4.72B-509.00M-2.44B-1.99B
Financing Cash Flow3.29B-1.15B-3.32B-1.81B-713.00M-1.64B7.36B-2.21B-3.50B-2.62B-1.31B-16.22B-1.83B-2.69B-5.17B-5.87B
Capital Expenditure63.00M271.00M143.00M158.00M162.00M266.00M484.00M255.00M100.00M98.00M81.00M95.00M155.00M185.00M373.00M172.00M
Free Cash Flow766.00M1.69B2.93B2.06B4.34B3.62B2.80B3.81B3.42B3.81B3.52B485.00M5.47B3.06B5.82B7.50B
Dividends Paid351.00M1.05B2.28B1.58B1.84B1.88B2.02B2.07B2.29B2.30B905.00M3.39B1.51B2.26B3.71B5.13B
FCF to OCF92.40%86.15%95.35%92.86%96.40%93.15%85.27%93.72%97.16%97.49%97.75%83.62%97.24%94.31%74.50%97.76%
Dividend Paid to FCF45.82%62.10%77.67%76.85%42.27%51.92%72.23%54.41%66.82%60.27%25.74%699.18%27.67%73.73%63.79%68.43%

Earnings

Report DateSep 10, 2026Mar 11, 2027
EPS Estimate--
EPS Actual--
Surprise--
TimingAfter-hoursPre-market

Key Statistics & Ratios

Market Cap141.85B
Enterprise Value142.34B
Trailing P/E25.31
Forward P/E17.04
PEG Ratio121.65
Price / Sales3.28
Price / Book9.75
EPS3.62
Book Value9.51
Revenue (TTM)43.28B
Gross Profit (TTM)9.64B
EBITDA8.92B
Profit Margin12.99%
Operating Margin20.26%
Return on Equity38.45%
Return on Assets13.79%
Shares Outstanding1.55B
Shares Float1.55B
Beta0.33
Dividend Yield3.20%
Dividend Rate2.92
Payout Ratio74.50%

Dividends

20261×
151.00Apr 15, 2026
20252×
182.10Oct 15, 202588.60Apr 2, 2025
20242×
153.20Oct 16, 202461.20Apr 10, 2024
20233×
8.50Oct 11, 202378.00Oct 4, 202356.80Apr 12, 2023
20222×
42.00Oct 19, 2022165.50Apr 20, 2022
20212×
22.50Oct 20, 202122.50Apr 14, 2021
20201×
45.00Apr 1, 2020
20192×
65.00Oct 30, 201945.00Apr 3, 2019
20182×
65.00Oct 17, 201839.00Apr 4, 2018
20172×
65.00Oct 4, 201753.00Mar 29, 2017
20162×
65.00Oct 5, 201653.00Mar 24, 2016
20152×
64.00Oct 5, 201552.00Mar 23, 2015
20141×
62.00Oct 6, 2014