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Standard Bank Group Ltd

Standard Bank Group Ltd

SBK · JSE · Financial Services / Banks - Regional

30,520.00ZAC-652.00 (-2.09%)

Price History

Full chart

Market Stats

Previous Close31,172.00
Open31,172.00
Day Range30,461.00 – 31,400.00
52-Week Range24,429.90 – 32,958.59
Volume1.59M
Market Cap511.73B
P/E (TTM)10.05
Forward P/E9.15
EPS31.43
Dividend Yield6.04%
Beta0.35
50-Day Avg30,606.38
200-Day Avg31,236.32

About

Standard Bank Group Limited provides financial products and services in South Africa and internationally. It offers a range of onshore and offshore savings and investment; home and personal loans; forex solutions; transactional banking, including digital wallets, cards, payment and transfer platforms; private and digital banking; forex solutions; vehicle and asset finance; credit cards; and insurance solutions. The company also provides transactional banking; business lending; commercial asset finance; merchant, trade, fleet, and business solar solutions; specific solutions for clients in various sectors, such as agriculture, manufacturing, healthcare, and tourism; app and internet banking; international payments and forex; alternative funding options; and business resources and insurance. In addition, it offers advisory, transactional, trading, risk management, and funding solutions; and long and short-term insurance, health insurance, and asset management. Further, the company engages in trust or other fiduciary activities. The company was founded in 1862 and is headquartered in Johannesburg, South Africa.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Simpiwe Kenneth Tshabalala AMP, B.A., HDip Tax, L.L.B., L.L.M.
  • Employees51.20K
  • HeadquartersStandard Bank Centre, Johannesburg, South Africa, 2001, South Africa
  • Websitehttps://www.standardbank.com/sbg/standard-bank-gro

Leadership

  • Mr. Simpiwe Kenneth Tshabalala AMP, B.A., HDip Tax, L.L.B., L.L.M.CEO & Executive Director · b. 1967
  • Dr. Arno Daehnke AMP, BSc, MBA, MSc, Ph.D.Chief Finance and Value Management Officer & Executive Director · b. 1967
  • Ms. Margaret Nienaber C.A.Chief Operating Officer · b. 1974
  • Mr. Luvuyo MasindaChief Executive Officer of Corporate and Investment Banking
  • Ms. Funeka Z. Montjane B.Com., C.A.Chief Executive Officer of Personal & Private Banking · b. 1979
  • Mr. William Fergus BlackieChief Executive Officer of Business & Commercial Banking
  • Mr. Yuresh Maharaj C.A.Chief Executive Officer of Insurance & Asset Management · b. 1978
  • Ms. Sarah Rivett-CarnacHead of Investor Relations
  • Ms. Virginia MagapatonaGroup Head of Communication & Reputation Management
  • Mr. Alan Bedford-ShawHead of Corporate Development

Financials

Income Statement

Currency: ZAR2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue20.01B22.38B82.55B66.08B76.00B123.17B155.03B106.29B129.76B107.38B180.79B194.72B105.25B115.11B121.28B109.51B110.65B117.74B110.82B132.52B156.38B161.36B268.68B372.90B
Growth (%)-+11.82%+268.88%-19.95%+15.01%+62.06%+25.87%-31.44%+22.08%-17.24%+68.36%+7.71%-45.95%+9.37%+5.36%-9.71%+1.04%+6.40%-5.88%+19.58%+18.01%+3.18%+66.51%+38.79%
Cost of Revenue--53.36B1.97B-26.04B45.67B----066.19B9.22B-37.62B-8.36B-9.48B-5.54B10.02B-258.00M56.48B95.10B112.17B112.35B
Gross Profit20.01B22.38B29.19B64.11B76.00B97.13B109.36B106.29B129.76B107.38B180.79B194.72B39.06B105.89B158.90B117.87B120.13B123.27B110.82B132.78B156.38B161.36B156.51B260.55B
Gross Margin100.00%100.00%35.36%97.02%100.00%78.86%70.54%100.00%100.00%100.00%100.00%100.00%37.11%91.99%131.01%107.64%108.57%104.70%100.00%100.19%100.00%100.00%58.25%69.87%
Operating Expense12.59B13.61B-7.08B93.23B57.36B-7.66B38.81B87.90B78.29B55.63B141.96B164.20B2.35B69.60B121.76B7.88B14.28B6.24B5.58B81.49B91.24B94.99B57.60B177.65B
Operating Income7.43B8.77B36.27B-29.11B18.64B104.79B70.55B18.39B51.47B51.75B38.83B30.52B36.71B36.29B37.14B109.99B105.85B117.03B105.24B51.28B65.15B66.37B98.91B82.90B
Operating Margin37.11%39.19%43.94%-44.06%24.52%85.08%45.51%17.30%39.67%48.19%21.48%15.67%34.88%31.52%30.63%100.44%95.66%99.40%94.97%38.70%41.66%41.13%36.81%22.23%
EBITDA31.00B37.05B36.38B36.92B43.96B92.32B93.03B58.09B42.63B44.10B50.98B60.77B68.81B79.23B87.82B106.26B111.21B51.53B27.35B47.42B58.89B73.67B74.93B85.19B
EBITDA Margin154.92%165.54%44.07%55.87%57.84%74.96%60.01%54.65%32.85%41.07%28.20%31.21%65.38%68.82%72.41%97.04%100.51%43.77%24.68%35.78%37.66%45.66%27.89%22.85%
Net Income5.56B7.39B9.07B9.30B12.51B16.57B14.46B11.59B11.16B13.57B16.40B16.55B18.26B24.13B22.61B26.83B28.19B26.32B13.16B25.69B35.24B45.97B19.57B51.22B
Net Income Margin27.78%33.00%10.99%14.07%16.46%13.46%9.33%10.90%8.60%12.64%9.07%8.50%17.35%20.96%18.64%24.50%25.48%22.35%11.88%19.39%22.54%28.49%7.28%13.73%
Interest Expense22.49B25.36B23.75B51.22B59.83B40.99B69.51B50.98B33.38B31.08B34.27B32.77B38.24B42.23B51.17B64.02B68.56B61.02B45.60B36.78B56.48B95.10B106.73B100.37B
Interest Expense % of Total Revenue112.38%113.32%28.78%77.51%78.72%33.28%44.83%47.96%25.73%28.94%18.95%16.83%36.34%36.68%42.19%58.46%61.96%51.83%41.15%27.75%36.12%58.94%39.72%26.92%

Balance Sheet

Currency: ZAR2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets393.35B540.39B620.17B765.69B968.46B1.18T1.45T1.29T1.33T1.51T1.56T1.69T1.90T1.98T1.95T2.03T2.13T2.28T2.53T2.73T2.88T3.07T3.27T3.62T
Total Liabilities363.57B505.30B581.64B724.00B913.75B1.11T1.35T1.19T1.23T1.38T1.43T1.54T1.74T1.80T1.77T1.84T1.93T2.07T2.32T2.48T2.62T2.79T2.98T3.33T
Total Equity23.78B26.25B32.05B35.92B48.83B59.17B87.46B89.53B92.58B104.55B116.59B134.44B142.49B156.57B156.26B166.07B174.11B182.22B188.90B214.88B237.86B260.61B274.38B269.66B
Cash36.64B22.08B37.84B70.85B14.34B20.62B25.70B24.98B28.68B31.91B147.94B140.60B64.30B75.11B137.75B76.83B86.40B77.06B88.55B30.13B38.51B141.16B116.69B153.32B
Total Debt6.75B7.06B9.49B12.64B17.57B20.97B21.53B26.66B23.14B24.75B60.51B59.16B68.75B70.31B69.65B89.58B111.34B124.17B173.63B188.45B183.91B183.19B207.37B300.96B
Net Debt-29.89B-15.03B-37.84B-71.24B-14.34B350.00M-4.17B1.67B-28.68B-31.91B-147.94B-140.60B-64.30B-75.11B-68.11B-76.83B-86.40B-77.06B-88.55B-1.84B-13.26B-24.89B-116.69B147.64B

Cash Flow

Currency: ZAR2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow14.80B8.85B16.90B19.31B23.76B17.74B6.66B6.29B26.84B24.61B42.97B24.02B29.65B35.50B40.26B24.14B34.65B23.35B-162.93B-69.94B-73.65B-73.54B59.35B42.43B
Investing Cash Flow-5.38B-5.81B451.00M-5.52B-13.51B-14.00B-10.88B-7.37B-13.87B-10.14B-14.53B-17.34B-8.30B-31.83B-13.38B-8.41B-8.73B-5.11B430.00M-4.67B-4.60B-6.05B-4.14B-4.55B
Financing Cash Flow-1.08B-1.76B-3.40B-1.91B2.19B-1.11B7.55B2.89B-7.53B-8.39B-3.82B-9.24B-10.26B-11.51B-12.03B-12.67B-18.34B-15.64B178.85B102.72B117.68B115.75B-32.76B-29.92B
Capital Expenditure1.63B2.18B1.24B1.94B2.51B2.60B3.76B6.81B8.22B5.48B7.79B8.14B3.54B9.53B7.54B3.47B9.43B7.42B5.01B2.98B3.69B5.52B4.87B4.73B
Free Cash Flow13.17B3.43B15.57B17.37B21.26B14.32B1.38B-383.00M18.62B19.12B35.18B15.88B21.23B25.98B32.72B15.63B25.22B14.43B-167.94B-72.92B-77.34B106.56B54.48B68.28B
Dividends Paid2.08B2.37B2.15B4.33B4.20B5.34B6.61B3.67B4.25B6.47B6.91B8.01B10.69B11.95B12.97B15.57B17.70B18.65B11.22B12.07B21.60B27.89B28.93B31.00B
FCF to OCF89.01%38.82%92.16%89.96%89.45%80.75%20.73%-6.08%69.36%77.71%81.87%66.10%71.59%73.17%81.28%64.75%72.79%61.82%103.07%104.26%105.02%-144.90%91.79%160.93%
Dividend Paid to FCF15.76%69.04%13.81%24.94%19.75%37.28%478.99%-957.70%22.81%33.84%19.64%50.46%50.38%45.98%39.63%99.65%70.18%129.21%-6.68%-16.56%-27.92%26.17%53.11%45.39%

Earnings

Report DateMar 11, 2027
EPS Estimate-
EPS Actual-
Surprise-
TimingPre-market

Key Statistics & Ratios

Market Cap511.73B
Enterprise Value-198.16B
Trailing P/E10.05
Forward P/E9.15
PEG Ratio65.37
Price / Sales2.76
Price / Book1.63
EPS31.43
Book Value182.76
Revenue (TTM)185.69B
Gross Profit (TTM)185.69B
Profit Margin28.87%
Operating Margin42.84%
Return on Equity19.01%
Return on Assets1.65%
Shares Outstanding1.62B
Shares Float1.29B
Beta0.35
Dividend Yield6.04%
Dividend Rate18.04
Payout Ratio53.92%

Dividends

20262×
902.00Sep 9, 2026878.00Apr 15, 2026
20252×
817.00Sep 10, 2025763.00Apr 9, 2025
20242×
744.00Sep 11, 2024733.00Apr 10, 2024
20232×
690.00Sep 13, 2023691.00Apr 4, 2023
20222×
515.00Sep 14, 2022511.00Apr 6, 2022
20212×
360.00Sep 15, 2021240.00Apr 14, 2021
20201×
540.00Apr 22, 2020
20192×
454.00Sep 11, 2019540.00Apr 10, 2019
20182×
430.00Sep 12, 2018510.00Apr 11, 2018
20172×
400.00Sep 13, 2017440.00Mar 29, 2017
20162×
340.00Sep 14, 2016371.00Apr 18, 2016
20152×
303.00Sep 7, 2015339.00Apr 20, 2015
20141×
259.00Sep 8, 2014

Stock Splits

  • Feb 25, 20088953:10072
  • Sep 27, 20041024:1037
  • May 4, 199810:1