Weaver Fintech Ltd

WVR · JSE · Financial Services / Credit Services

4,700.00ZAC+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close4,700.00

Open4,700.00

Day Range4,700.00 – 4,700.00

52-Week Range4,150.00 – 7,830.20

Volume446

Market Cap4.87B

P/E (TTM)13.07

Forward P/E0.00

EPS3.52

Dividend Yield5.40%

Beta0.16

50-Day Avg4,935.76

200-Day Avg5,962.00

About

Weaver Fintech Ltd, a fintech company, provides financial services primarily in South Africa. The company operates through Fintech and Retail segments. It offers digital lending products, such as personal loans, and a mobile credit backed wallet; digital payments, which include buy-now-pay-later, and PayStretch; and funeral and personal accident insurance products. The company also provides merchant services; and sells printed bedding, comforters, blankets, sheets, pillowcases, and bedroom curtains through showrooms and sales agents, as well as through its e-commerce site. It offers its products under the FinChoice, PayJustNow, and homechoice brand names. The company was formerly known as HomeChoice International plc and changed its name to Weaver Fintech Ltd in July 2025. The company was founded in 1985 and is based in Riche Terre, Mauritius. Weaver Fintech Ltd operates as a subsidiary of GFM Holdings Ltd.

Company Details

SectorFinancial Services
IndustryCredit Services
CEOMr. Sean Wibberley BSc (ElecEng), MBA
HeadquartersWeaver Fintech House, Riche Terre, Mauritius, South Africa
Websitehttps://www.weaverfintech.com

Leadership

Mr. Sean Wibberley BSc (ElecEng), MBAGroup CEO & Executive Director · b. 1971
Ms. Shirley M. Maltz BCom, CPE, LPCExecutive Deputy Chair · b. 1972
Mr. Paul Burnett BBUSSCI, CA(SA)CFO & Executive Director · b. 1976
Ms. Leanne Buckham BCom, CA (SA)Chief Executive Officer of Retail · b. 1967
Mr. Dean HydeCOO of Payments · b. 1967
Craig WhittakerCOO of Lending

Financials

Income Statement

Currency: ZAR	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	3.65B	3.67B	4.43B	5.46B
Growth (%)	-	+0.58%	+20.56%	+23.22%
Cost of Revenue	859.00M	699.00M	722.00M	743.00M
Gross Profit	2.79B	2.97B	3.71B	4.71B
Gross Margin	76.47%	80.96%	83.69%	86.38%
Operating Expense	1.25B	1.27B	1.46B	1.64B
Operating Income	1.54B	1.71B	2.25B	3.07B
Operating Margin	42.18%	46.49%	50.78%	56.33%
EBITDA	592.00M	721.00M	937.00M	1.02B
EBITDA Margin	16.21%	19.64%	21.17%	18.77%
Net Income	308.00M	335.00M	413.00M	404.00M
Net Income Margin	8.44%	9.12%	9.33%	7.41%
Interest Expense	129.00M	232.00M	313.00M	428.00M
Interest Expense % of Total Revenue	3.53%	6.32%	7.07%	7.85%

Balance Sheet

Currency: ZAR	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	5.58B	6.07B	7.67B	9.32B
Total Liabilities	2.12B	2.43B	3.81B	5.33B
Total Equity	3.47B	3.65B	3.87B	3.99B
Cash	43.00M	137.00M	144.00M	269.00M
Net Debt	1.59B	1.86B	2.96B	4.17B

Cash Flow

Currency: ZAR	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	-	-415.00M	-38.00M	-778.00M	-715.00M
Capital Expenditure	0	56.00M	99.00M	126.00M	153.00M
Free Cash Flow	-	-471.00M	-137.00M	-904.00M	-868.00M
Dividends Paid	-	90.00M	155.00M	190.00M	253.00M
FCF to OCF	-	113.49%	360.53%	116.20%	121.40%
Dividend Paid to FCF	-	-19.11%	-113.14%	-21.02%	-29.15%

Key Statistics & Ratios

Market Cap4.87B

Enterprise Value9.86B

Trailing P/E13.07

Forward P/E0.00

Price / Sales1.47

Price / Book1.26

EPS3.52

Book Value37.71

Revenue (TTM)3.31B

Gross Profit (TTM)5.06B

EBITDA1.17B

Profit Margin11.35%

Operating Margin35.75%

Return on Equity9.33%

Return on Assets8.03%

Shares Outstanding105.80M

Shares Float104.74M

Beta0.16

Dividend Yield5.40%

Dividend Rate2.64

Payout Ratio77.27%

Dividends

20261×

132.00Apr 15, 2026

20252×

140.00Aug 27, 202597.00Apr 9, 2025

20242×

95.00Sep 4, 202483.00Apr 10, 2024

20232×

70.00Sep 6, 202377.00Apr 12, 2023

20222×

64.00Aug 31, 202220.00Apr 20, 2022

20211×

47.00Sep 1, 2021

20192×

87.00Sep 18, 201999.00Apr 10, 2019

20182×

95.00Sep 12, 2018109.00Apr 4, 2018