Pappajack Bhd

0242 · KLSE · Financial Services / Credit Services

0.895MYR+0.01 (+0.56%)

Price History

Full chart

Market Stats

Previous Close0.89

Open0.89

Day Range0.885 – 0.895

52-Week Range0.8827 – 1.10

Volume65.40K

Market Cap690.26M

P/E (TTM)22.50

Forward P/E0.00

EPS0.04

Dividend Yield1.94%

Beta0.44

50-Day Avg0.8994

200-Day Avg0.9142

About

Pappajack Berhad, an investment holding company, operates licensed pawnshops in Malaysia. It provides pawnbroking services through a network of pawnbroking outlets. The company was founded in 2013 and is headquartered in Puchong, Malaysia.

Company Details

SectorFinancial Services
IndustryCredit Services
CEOMr. Boon Hua Lim
Employees201
HeadquartersNo. 11B, Jalan TK1/11A, Puchong, Malaysia, 47180, Malaysia
Websitehttps://www.pappajack.com.my

Leadership

Mr. Boon Hua LimCEO, MD & Director · b. 1976
Mr. Book Ching LawExecutive Director · b. 1969
Mr. Koon Wai WongChief Financial Officer · b. 1975
Mr. Chee Hsiung LimChief Operating Officer · b. 1978
Ms. Youn Kim Wong MAICSACompany Secretary · b. 1981

Financials

Income Statement

Currency: MYR	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	10.01M	19.21M	30.77M	54.12M	69.96M	109.42M	117.95M	134.16M
Growth (%)	-	+91.88%	+60.20%	+75.91%	+29.26%	+56.40%	+7.80%	+13.74%
Cost of Revenue	6.05M	13.26M	16.95M	39.78M	47.66M	71.99M	72.39M	76.90M
Gross Profit	3.96M	5.94M	13.82M	14.35M	22.30M	37.43M	45.56M	57.26M
Gross Margin	39.54%	30.95%	44.91%	26.51%	31.87%	34.20%	38.63%	42.68%
Operating Expense	1.45M	2.25M	1.96M	3.60M	6.86M	6.81M	9.63M	11.92M
Operating Income	2.51M	3.69M	11.86M	10.75M	15.44M	30.62M	35.93M	45.34M
Operating Margin	25.09%	19.21%	38.53%	19.86%	22.07%	27.98%	30.47%	33.79%
EBITDA	-	4.78M	13.39M	12.76M	17.82M	33.50M	39.27M	50.21M
EBITDA Margin	-	24.89%	43.52%	23.57%	25.47%	30.62%	33.29%	37.42%
Net Income	1.57M	1.96M	8.21M	6.79M	10.09M	19.99M	24.00M	28.06M
Net Income Margin	15.69%	10.22%	26.68%	12.54%	14.42%	18.27%	20.35%	20.91%
Interest Expense	-	373.00K	744.00K	543.27K	104.52K	679.70K	711.42K	5.29M
Interest Expense % of Total Revenue	-	1.94%	2.42%	1.00%	0.15%	0.62%	0.60%	3.94%

Balance Sheet

Currency: MYR	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	60.56M	75.31M	128.48M	134.91M	220.33M	286.28M	305.23M	416.81M
Total Liabilities	5.64M	10.62M	20.46M	20.11M	46.87M	40.99M	42.90M	138.38M
Total Equity	54.93M	64.69M	108.01M	114.80M	173.46M	245.28M	262.34M	278.43M
Cash	5.91M	11.64M	15.66M	16.57M	23.96M	49.78M	18.41M	22.22M
Net Debt	-	-	-	-	12.85M	-	12.60M	95.11M

Cash Flow

Currency: MYR	2018-12-31	2019-12-31	2020-12-31	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	-6.80M	-20.89M	-37.24M	1.92M	-66.54M	-13.01M	-18.00M	-46.27M
Investing Cash Flow	-587.00K	-1.92M	-2.29M	-789.00K	-4.07M	-2.81M	-1.71M	-26.16M
Financing Cash Flow	9.79M	28.54M	43.54M	-214.00K	78.00M	41.63M	-11.66M	76.24M
Capital Expenditure	587.00K	1.92M	2.29M	789.00K	4.07M	2.10M	2.26M	15.40M
Free Cash Flow	-	-22.81M	-39.53M	1.97M	-63.03M	-15.11M	-20.27M	-61.67M
Dividends Paid	-	186.00K	186.00K	-	-	3.84M	7.68M	11.52M
FCF to OCF	-	109.20%	106.14%	102.78%	94.72%	116.13%	112.58%	133.28%
Dividend Paid to FCF	-	-0.82%	-0.47%	-	-	-25.43%	-37.90%	-18.69%

Earnings

Report Date	Jun 30, 2022	Sep 30, 2022	Dec 31, 2022	Mar 31, 2023	Jun 30, 2023	Sep 30, 2023	Dec 31, 2023	Mar 31, 2024	Jun 30, 2024	Sep 30, 2024	Dec 31, 2024	Mar 31, 2025	Jun 30, 2025	Sep 30, 2025	Dec 31, 2025	Mar 31, 2026	Jun 30, 2026
EPS Estimate	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EPS Actual	0.00	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01	0.01
Surprise	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Timing	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Key Statistics & Ratios

Market Cap690.26M

Enterprise Value869.70M

Trailing P/E22.50

Forward P/E0.00

Price / Sales4.85

Price / Book2.40

EPS0.04

Book Value0.383

Revenue (TTM)142.25M

Gross Profit (TTM)66.24M

EBITDA59.05M

Profit Margin22.72%

Operating Margin39.68%

Return on Equity11.42%

Return on Assets8.07%

Shares Outstanding766.95M

Shares Float181.76M

Beta0.44

Dividend Yield1.94%

Dividend Rate0.02

Payout Ratio29.69%

Dividends

20263×

0.01Oct 15, 20260.01Jul 17, 20260.00Mar 12, 2026

20253×

0.01Dec 9, 20250.01Sep 9, 20250.01Jun 12, 2025

20242×

0.01Dec 5, 20240.01Jun 10, 2024

20231×

0.01Dec 6, 2023