AMMB Holdings Bhd

AMMB Holdings Bhd

1015 · KLSE · Financial Services / Banks - Regional

6.68MYR+0.09 (+1.37%)

Price History

Full chart

Market Stats

Previous Close6.59
Open6.56
Day Range6.56 – 6.70
52-Week Range5.39 – 7.37
Volume1.72M
Market Cap20.86B
P/E (TTM)9.84
Forward P/E9.68
EPS0.64
Dividend Yield5.56%
Beta-0.01
50-Day Avg6.56
200-Day Avg6.54

About

AMMB Holdings Berhad, an investment holding company, provides various financial products and services to retail, corporate, and institutional clients in Malaysia. The company offers deposit products comprising saving, current, hybrid current, fixed deposit, treasury deposits, and foreign currency accounts; car, home, and business loans; ASB/ASB2, personal, and green financing; credit and debit cards; wealth management, such as unit trust, direct bond/sukuk, bancassurer, and will/wasiat writing; equities; fund management; online and mobile banking; financing solutions, such as general working capital, project/contract financing, asset acquisition, overdraft, and guarantee and BNM funded schemes; fund, cash, and asset management; and payroll, digital, domestic and cross-border, merchant business, hedging, and green solutions. It also provides corporate lending and trade finance; offshore, commercial, wholesale, business, SME, retail, investment, Islamic, transaction, priority, and private banking services; mergers and acquisitions advisory; equity and debt capital market; treasury and market solutions, such as fx and rates management, fixed income investment, equity derivatives, and structured products; stock and futures broking; investment advisory; and repayment assistance services. In addition, the company sells and trades in fixed income, interest rates, foreign exchange, money market, equity derivatives, commodities, and other derivatives; manages real estate investment and unit trusts, private retirement, and customer loyalty schemes; distributes Islamic wholesale funds; invests in real estate properties; securitizes mortgage loans; Outsource service for mortgage related services nominee services; and provides general and life insurance, and family takaful products. AMMB Holdings Berhad was founded in 1975 and is headquartered in Kuala Lumpur, Malaysia.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Fou-Tsong Ling
  • Employees7.64K
  • HeadquartersBangunan AmBank Group, Kuala Lumpur, Malaysia, 50200, Malaysia
  • Websitehttps://www.ambankgroup.com

Leadership

  • Mr. Fou-Tsong LingGroup Chief Executive Officer · b. 1968
  • Ms. Shok Cheng PhuahGroup Chief Financial Officer · b. 1978
  • Mr. Elango KuppusamyChief Operations Officer · b. 1967
  • Mr. Eng Teng WongGroup Chief Fintech & Technology Officer · b. 1972
  • Yeoh Ru HannHead of Investor Relations & Group Finance
  • Ms. Faradina Binti Mohammad GhouseGroup Chief Compliance Officer · b. 1970
  • Mr. Nor Shazman Nor ShahidHead of Group Corporate Communications & Marketing · b. 1975
  • Ms. Chiew Shia LimGroup Chief Human Resources Officer · b. 1976
  • Mr. Huey Wen YapManaging Director of Business Banking · b. 1974
  • Mr. Bui Anh TuHead of FI Department

Financials

Income Statement

Currency: MYR2005-03-312006-03-312007-03-312008-03-312009-03-312010-03-312011-03-312012-03-312013-03-312014-03-312015-03-312016-03-312017-03-312018-03-312019-03-312020-03-312021-03-312022-03-312023-03-312024-03-312025-03-312026-03-31
Total Revenue4.15B4.50B5.02B5.50B4.94B5.31B5.87B6.86B7.31B7.96B7.51B7.06B7.06B7.42B7.85B8.03B7.15B5.56B7.21B8.48B8.60B8.80B
Growth (%)-+8.56%+11.61%+9.59%-10.18%+7.36%+10.56%+16.95%+6.49%+8.92%-5.67%-5.99%+0.06%+5.09%+5.70%+2.38%-10.98%-22.32%+29.83%+17.51%+1.52%+2.24%
Cost of Revenue1.57B1.74B1.99B2.15B2.02B1.73B1.96B2.20B2.30B2.40B2.35B2.46B2.43B2.66B3.17B3.01B2.08B1.78B2.70B3.94B3.80B3.60B
Gross Profit2.58B2.76B3.03B3.35B2.93B3.58B3.91B4.66B5.00B5.56B5.16B4.60B4.63B4.77B4.68B5.02B5.08B3.78B4.51B4.54B4.81B5.19B
Gross Margin62.18%61.30%60.29%60.89%59.21%67.40%66.68%67.92%68.46%69.88%68.76%65.16%65.57%64.23%59.63%62.51%70.97%68.01%62.54%53.52%55.88%59.05%
Operating Expense2.09B2.00B3.11B2.16B1.71B2.20B2.05B2.63B2.87B3.12B2.56B2.87B2.83B3.23B2.58B3.24B8.56B2.23B2.28B2.84B2.22B2.47B
Operating Income492.57M757.84M-84.61M1.19B1.22B1.38B1.87B2.03B2.14B2.45B2.60B1.73B1.80B1.54B2.10B1.78B-3.48B1.54B2.23B1.69B2.59B2.72B
Operating Margin11.88%16.84%-1.68%21.70%24.63%25.93%31.78%29.63%29.26%30.75%34.68%24.52%25.50%20.78%26.70%22.19%-48.71%27.79%30.91%19.99%30.07%30.93%
EBITDA575.03M852.90M-26.53M1.25B1.30B1.46B1.95B2.13B2.30B2.61B2.75B1.89B1.96B1.72B2.26B2.04B-3.22B1.79B2.44B1.86B2.73B2.89B
EBITDA Margin13.87%18.95%-0.53%22.74%26.20%27.55%33.28%31.10%31.49%32.81%36.64%26.72%27.77%23.20%28.86%25.34%-45.03%32.25%33.88%21.97%31.79%32.80%
Net Income287.94M513.41M-128.90M810.82M878.25M1.04B1.39B1.48B1.62B1.78B1.92B1.30B1.32B1.13B1.51B1.34B-3.83B1.50B1.71B1.87B2.00B2.10B
Net Income Margin6.95%11.41%-2.57%14.73%17.76%19.64%23.70%21.63%22.17%22.39%25.55%18.44%18.75%15.25%19.18%16.69%-53.50%27.05%23.69%22.04%23.26%23.88%
Interest Expense1.57B1.74B1.99B2.15B2.02B1.73B1.96B2.20B2.30B2.40B2.35B2.46B2.43B2.66B3.17B3.01B2.08B1.78B2.70B3.94B3.80B3.60B
Interest Expense % of Total Revenue37.82%38.70%39.71%39.11%40.79%32.60%33.32%32.08%31.54%30.12%31.24%34.84%34.43%35.77%40.37%37.49%29.03%31.99%37.46%46.48%44.12%40.95%

Balance Sheet

Currency: MYR2005-03-312006-03-312007-03-312008-03-312009-03-312010-03-312011-03-312012-03-312013-03-312014-03-312015-03-312016-03-312017-03-312018-03-312019-03-312020-03-312021-03-312022-03-312023-03-312024-03-312025-03-312026-03-31
Total Assets62.11B72.26B78.62B83.19B89.89B96.48B108.24B111.86B126.99B132.35B133.80B133.76B134.77B137.88B158.79B169.20B170.18B174.86B197.54B196.76B199.04B207.71B
Total Liabilities57.26B66.12B72.55B75.94B81.98B86.64B97.67B100.34B113.86B118.26B118.30B117.64B117.61B120.22B140.10B149.64B154.59B156.90B179.40B177.32B178.42B185.74B
Total Equity4.81B5.03B4.88B7.17B7.74B9.64B10.31B11.16B12.03B13.14B14.46B15.17B16.03B16.52B17.69B18.58B14.64B16.76B18.14B19.44B20.62B21.62B
Cash10.11B11.98B14.04B14.01B17.75B13.63B17.26B12.27B16.46B14.47B18.04B15.91B12.04B8.57B10.43B16.20B19.34B14.90B11.15B9.11B10.53B8.54B
Total Debt5.72B3.95B2.09B5.10B4.36B3.88B4.62B5.20B12.43B11.41B12.88B21.15B20.51B22.43B31.19B22.84B22.10B34.37B54.98B29.74B12.07B31.51B
Net Debt-4.39B-8.03B-11.95B-8.90B-13.39B-9.74B-12.65B-7.07B-4.04B-3.06B-5.16B-3.21B-692.52M340.92M-2.56B-9.87B-13.62B-8.43B-4.34B-9.11B1.55B22.97B

Cash Flow

Currency: MYR2005-03-312006-03-312007-03-312008-03-312009-03-312010-03-312011-03-312012-03-312013-03-312014-03-312015-03-312016-03-312017-03-312018-03-312019-03-312020-03-312021-03-312022-03-312023-03-312024-03-312025-03-312026-03-31
Operating Cash Flow-780.01M702.23M937.72M-1.42B10.30B-3.73B977.94M-7.39B9.30B2.72B1.79B1.95B-4.79B-5.40B10.75B13.33B2.56B-533.63M5.97B-3.14B907.49M3.13B
Investing Cash Flow1.75B-431.65M26.43M-1.25B-3.74B-2.26B1.47B1.98B-5.79B-3.98B1.50B-1.58B1.83B1.96B-8.16B-3.56B536.15M-4.60B-10.26B1.61B321.89M-1.92B
Financing Cash Flow113.70M1.42B105.72M2.93B-575.92M664.21M-613.89M-239.78M356.51M-121.19M-1.13B-1.39B-294.45M-226.51M-1.04B-1.33B94.87M740.56M-1.52B-678.40M-961.96M-1.15B
Capital Expenditure67.00M93.65M84.76M78.71M92.91M169.11M108.75M126.16M171.84M231.01M161.90M244.59M211.09M126.87M123.56M145.79M132.12M100.43M124.69M114.80M89.41M131.28M
Free Cash Flow-847.02M608.59M852.96M-1.50B10.21B-3.90B869.19M-7.51B9.12B2.49B1.63B1.71B-5.00B-5.52B10.63B13.19B2.43B-634.07M5.84B-3.25B818.08M4.15B
Dividends Paid53.53M61.36M76.70M78.83M122.53M175.07M464.18M560.64M617.91M669.15M871.10M611.88M467.20M530.50M452.13M632.97M219.70M364.17M364.17M605.23M889.39M1.08B
FCF to OCF108.59%86.66%90.96%105.53%99.10%104.53%88.88%101.71%98.15%91.52%90.94%87.48%104.41%102.35%98.85%98.91%94.84%118.82%97.91%103.66%90.15%132.72%
Dividend Paid to FCF-6.32%10.08%8.99%-5.25%1.20%-4.49%53.40%-7.46%6.77%26.85%53.58%35.81%-9.34%-9.60%4.25%4.80%9.04%-57.43%6.23%-18.62%108.72%25.94%

Earnings

Report DateJun 30, 2000Sep 30, 2000Mar 31, 2001Dec 31, 2001Mar 31, 2002Nov 5, 2002Feb 21, 2003Apr 8, 2003Aug 15, 2003Nov 21, 2003Feb 27, 2004Apr 6, 2004Aug 30, 2004Nov 19, 2004Feb 27, 2005Apr 5, 2005Aug 29, 2005Nov 21, 2005Feb 13, 2006Jun 1, 2006Aug 28, 2006Nov 15, 2006Feb 14, 2007May 31, 2007Aug 27, 2007Nov 14, 2007Feb 13, 2008May 29, 2008Sep 1, 2008Nov 12, 2008Feb 11, 2009Jun 4, 2009Aug 31, 2009Nov 5, 2009Feb 8, 2010Jun 3, 2010Aug 30, 2010Nov 17, 2010Feb 16, 2011May 17, 2011Aug 15, 2011Nov 16, 2011Feb 15, 2012May 31, 2012Aug 27, 2012Nov 14, 2012Feb 13, 2013May 16, 2013Aug 16, 2013Nov 14, 2013Feb 11, 2014May 19, 2014Aug 21, 2014Nov 18, 2014Feb 11, 2015May 22, 2015Aug 18, 2015Nov 19, 2015Feb 27, 2016May 27, 2016Aug 22, 2016Nov 20, 2016Feb 24, 2017May 30, 2017Aug 23, 2017Nov 28, 2017Feb 28, 2018May 31, 2018Aug 21, 2018Nov 21, 2018Feb 21, 2019May 28, 2019Aug 22, 2019Nov 21, 2019Feb 27, 2020Jun 29, 2020Aug 26, 2020Nov 30, 2020Mar 1, 2021May 31, 2021Aug 30, 2021Nov 26, 2021Feb 25, 2022May 31, 2022Aug 17, 2022Nov 28, 2022Feb 23, 2023May 29, 2023Aug 21, 2023Nov 21, 2023Feb 26, 2024May 27, 2024Aug 20, 2024Nov 27, 2024Feb 20, 2025May 26, 2025Aug 18, 2025Nov 26, 2025Feb 25, 2026May 28, 2026Aug 18, 2026Nov 26, 2026
EPS Estimate---------------------------------------0.11-----------0.150.160.140.140.160.140.130.090.090.080.080.090.090.11-0.11----------------------------0.180.160.160.160.160.160.16
EPS Actual0.070.150.040.030.040.040.040.020.040.050.030.010.020.030.05-0.000.050.040.050.020.050.040.06-0.250.070.030.080.080.070.080.090.070.090.080.090.080.120.110.110.110.150.120.120.110.150.130.130.130.160.150.140.150.180.150.140.170.110.130.100.090.110.120.100.110.110.110.070.080.120.120.120.150.130.110.130.080.120.080.09-1.560.120.100.120.120.130.130.140.130.110.140.160.140.150.150.150.150.160.160.160.160.16-
Surprise---------------------------------------0.00%-----------0.00%12.50%7.14%0.00%6.25%-21.43%0.00%11.11%0.00%37.50%50.00%11.11%22.22%0.00%--36.36%-----------------------------16.67%0.00%0.00%0.00%0.00%0.00%-
Timing---------------------------------------After-hours-----------After-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursPre-marketAfter-hoursAfter-hours-Pre-market--------------Pre-market-Pre-marketPre-marketPre-marketPre-market--After-hours-Pre-market--Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap20.86B
Enterprise Value28.70B
Trailing P/E9.84
Forward P/E9.68
PEG Ratio1.29
Price / Sales4.14
Price / Book0.97
EPS0.64
Book Value6.48
Revenue (TTM)5.04B
Gross Profit (TTM)5.04B
Profit Margin41.80%
Operating Margin55.52%
Return on Equity10.03%
Return on Assets1.03%
Shares Outstanding3.31B
Shares Float2.87B
Beta-0.01
Dividend Yield5.56%
Dividend Rate0.35
Payout Ratio72.92%

Dividends

20261×
0.23Jun 15, 2026
20252×
0.13Dec 10, 20250.20Jun 18, 2025
20242×
0.10Dec 12, 20240.17Jun 20, 2024
20232×
0.06Dec 12, 20230.12Jun 14, 2023
20222×
0.06Dec 14, 20220.05Jun 20, 2022
20201×
0.07Jul 16, 2020
20192×
0.06Dec 13, 20190.15Jun 25, 2019
20182×
0.05Dec 13, 20180.10Aug 9, 2018
20172×
0.05Dec 13, 20170.13Aug 4, 2017
20162×
0.05Dec 6, 20160.10Aug 24, 2016
20152×
0.05Dec 2, 20150.15Aug 26, 2015
20142×
0.12Dec 2, 20140.17Aug 27, 2014
20132×
0.07Nov 27, 20130.15Aug 28, 2013

Stock Splits

  • Dec 5, 200760:59
  • Nov 1, 20063284:3205
  • Nov 4, 20031044:613
  • Sep 21, 20002:1
  • Aug 9, 19962:1