CIMB Group Holdings Bhd

CIMB Group Holdings Bhd

1023 · KLSE · Financial Services / Banks - Regional

7.08MYR-0.01 (-0.14%)

Price History

Full chart

Market Stats

Previous Close7.09
Open7.09
Day Range7.04 – 7.09
52-Week Range6.88 – 8.51
Volume6.38M
Market Cap74.34B
P/E (TTM)9.47
Forward P/E8.98
EPS0.73
Dividend Yield5.79%
Beta0.13
50-Day Avg7.63
200-Day Avg7.80

About

CIMB Group Holdings Berhad provides various banking products and services in Malaysia and internationally. The Consumer Banking segment offers conventional and Islamic financial products and services, such as residential and non-residential property loans, secured personal loans, motor vehicle financing, credit cards, unsecured personal financing, wealth management, bancassurance, remittance and foreign exchange, deposits, and internet banking services to individual customers. Its Commercial Banking segment provides banking credit facilities, trade financing, cash management, online business banking platform, remittance, and foreign exchange, as well as general deposit products to small and medium-scale enterprises, and mid-sized corporations. The Wholesale Banking segment offers client coverage marketing and delivering solutions; financial advisory services on issuance of equity and equity-linked products, debt restructuring, initial public offerings, secondary offerings, and general corporate advisory; conventional and Islamic funding solutions covering trade, working capital line, capital expenditure, leveraging, merger and acquisition, leveraged, and project financing products; and funding solutions, including cash management, trade finance, foreign exchange, custody and corporate loans, derivatives, structured products, and debt capital. This segment also includes treasury activities and services comprising foreign exchange, money market, derivatives, and capital market trading instruments; transaction banking services, such as trade facilities and cash management solutions; and wealth management solutions, as well as investment, securities financing, and trust services. Its CIMB Digital Assets and Group Funding segment engages in digital businesses and ventures, as well as capital, balance sheet, and fixed income investments and management activities. The company was founded in 1924 and is headquartered in Kuala Lumpur, Malaysia.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Muhammad Novan Bin Amirudin
  • Employees33.00K
  • HeadquartersMenara CIMB, Kuala Lumpur, Malaysia, 50470, Malaysia
  • Websitehttps://www.cimb.com

Leadership

  • Mr. Muhammad Novan Bin AmirudinInterim CEO of Growth Markets Division, Group CEO & Executive Director · b. 1980
  • Mr. Khairulanwar Bin RifaieGroup Chief Financial & Strategy Officer · b. 1981
  • Ms. Ros Aziah Mohd YusoffGroup Chief Technology & Data Officer · b. 1972
  • Mr. Chek Chye TanHead of Investor Relations
  • Mr. Keen Yew KwanGroup Chief Legal, Compliance, Integrity & Governance Officer · b. 1974
  • Mr. Toni DarusmanGroup Chief Brand & Marketing Officer · b. 1976
  • Mr. Ahmad Shazli Bin KamarulzamanCo-Chief Executive Officer of Group Commercial Banking · b. 1972
  • Mr. Amran MohamadGroup Chief Internal Auditor · b. 1976
  • Mr. Ahmad Shahriman Mohd ShariffChief Executive Officer of Group Islamic Banking · b. 1977
  • Wee Chuan TanHead of Commercial Banking of CIMB Singapore

Financials

Income Statement

Currency: MYR2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue6.58B4.72B10.81B9.01B7.74B14.95B16.44B17.88B19.62B20.84B21.41B24.18B24.95B26.61B26.98B27.73B16.46B23.45B26.94B34.95B37.50B36.43B
Growth (%)--28.23%+128.95%-16.67%-14.10%+93.19%+9.95%+8.72%+9.76%+6.23%+2.74%+12.91%+3.19%+6.66%+1.39%+2.77%-40.65%+42.50%+14.87%+29.75%+7.30%-2.85%
Cost of Revenue6.58B-4.42B-848.00K-4.47B4.63B6.01B6.14B6.72B7.40B8.80B9.05B9.04B9.60B10.16B-56.11M5.22B7.02B14.03B15.26B14.08B
Gross Profit-4.72B6.39B9.01B7.74B10.48B11.81B11.87B13.48B14.12B14.01B15.38B15.90B17.58B17.38B17.57B16.51B18.23B19.92B20.92B22.24B22.35B
Gross Margin-100.00%59.12%100.01%100.00%70.10%71.83%66.41%68.68%67.74%65.43%63.59%63.74%66.05%64.40%63.36%100.34%77.73%73.95%59.87%59.30%61.36%
Operating Expense-3.42B4.39B4.23B4.12B6.67B7.16B6.69B7.84B8.27B9.73B11.46B11.02B11.47B10.18B11.59B14.93B12.44B11.55B11.38B11.84B11.73B
Operating Income839.38M1.31B2.00B4.78B3.62B3.81B4.65B5.18B5.64B5.85B4.28B3.91B4.88B6.11B7.20B5.97B1.58B5.79B8.37B9.54B10.40B10.62B
Operating Margin12.76%27.63%18.51%53.09%46.75%25.49%28.26%28.98%28.74%28.06%19.97%16.19%19.58%22.96%26.69%21.55%9.59%24.69%31.08%27.30%27.72%29.16%
EBITDA1.23B1.99B2.24B3.97B3.77B4.30B5.32B5.75B6.25B6.47B4.92B4.61B5.56B6.81B7.85B6.81B2.47B7.01B9.48B10.55B11.48B11.64B
EBITDA Margin18.72%42.11%20.73%44.03%48.67%28.78%32.38%32.19%31.83%31.04%22.98%19.06%22.28%25.58%29.11%24.56%15.01%29.90%35.21%30.18%30.62%31.95%
Net Income752.23M1.03B1.61B2.91B2.01B3.05B3.69B4.03B4.34B4.54B3.11B2.85B3.56B4.48B5.58B4.56B1.19B4.30B5.44B6.98B7.73B7.86B
Net Income Margin11.43%21.79%14.88%32.34%26.00%20.38%22.44%22.55%22.14%21.78%14.51%11.78%14.29%16.82%20.69%16.44%7.26%18.32%20.20%19.97%20.61%21.57%
Interest Expense349.89M3.04B4.42B4.66B4.93B4.47B4.63B6.01B6.14B6.72B7.40B8.80B9.05B9.04B9.60B10.16B7.70B5.22B7.02B14.03B15.26B13.83B
Interest Expense % of Total Revenue5.32%64.34%40.88%51.74%63.69%29.90%28.17%33.59%31.32%32.26%34.57%36.41%36.26%33.95%35.60%36.64%46.81%22.27%26.05%40.13%40.70%37.95%

Balance Sheet

Currency: MYR2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets111.97B113.53B156.95B182.80B207.09B239.98B269.23B299.42B336.46B370.91B414.16B461.58B485.77B506.50B534.09B573.25B602.35B621.91B666.72B733.57B755.13B778.72B
Total Liabilities102.22B102.42B144.36B165.95B188.28B217.34B244.82B272.48B307.19B339.68B375.77B419.34B438.69B456.69B481.50B515.78B545.18B561.80B602.94B663.93B684.29B706.82B
Total Equity8.92B9.84B12.08B15.91B17.30B20.55B23.54B26.22B28.58B30.47B37.56B41.25B45.51B48.45B51.57B56.44B56.13B59.06B62.69B68.33B69.44B70.36B
Cash-15.09B27.03B40.06B31.21B31.50B40.34B43.93B41.02B43.83B44.54B38.85B37.50B54.35B56.15B59.40B50.95B59.47B58.44B52.55B48.24B36.40B
Total Debt22.07B4.41B10.62B8.22B10.58B10.89B13.58B17.26B22.61B27.61B30.58B92.15B30.65B37.49B38.38B95.96B99.04B87.84B98.12B128.91B136.11B135.82B
Net Debt22.07B-15.09B-27.03B-40.06B-31.21B-31.50B-26.76B-43.46B-41.02B-43.83B-44.54B-4.84B-37.50B-54.35B-56.15B-16.48B-13.66B-27.28B-28.08B76.36B-9.80B99.42B

Cash Flow

Currency: MYR2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow4.75B-7.72B3.33B16.18B-2.04B1.56B-3.00B10.22B1.67B4.60B4.02B-989.67M1.02B17.96B1.78B862.26M44.12B23.17B8.10B9.22B1.88B6.44B
Investing Cash Flow-13.07B3.93B-558.80M-2.52B-4.71B2.59B868.06M-4.89B-7.66B-2.91B-9.28B-9.49B-3.44B-7.36B-5.89B1.95B-28.48B-11.99B-6.14B-21.28B-2.66B-6.82B
Financing Cash Flow10.96B-729.52M5.13B-2.83B669.40M-653.92M2.24B1.62B4.09B2.29B3.18B1.44B-2.30B8.62B-1.83B1.19B-11.74B-6.59B-4.65B2.13B-2.57B854.87M
Capital Expenditure207.66M234.82M310.00M588.34M466.25M654.51M516.64M762.35M827.58M876.71M754.18M943.60M1.04B626.11M1.05B957.22M465.53M1.17B907.60M1.02B881.60M469.29M
Free Cash Flow4.54B-7.95B3.02B15.59B-2.51B902.86M-3.52B9.45B846.57M3.73B3.26B-1.93B-19.59M17.25B725.92M-94.96M42.99B22.00B7.19B8.20B995.09M5.97B
Dividends Paid191.81M292.68M340.36M983.19M642.01M733.31M2.00B1.50B1.11B406.00M390.33M141.09M223.33M402.34M376.09M797.51M1.19B266.90M649.58M3.25B5.61B5.03B
FCF to OCF95.62%103.04%90.69%96.36%122.80%57.97%117.23%92.54%50.57%80.95%81.22%195.34%-1.92%96.04%40.85%-11.01%97.44%94.94%88.79%88.89%53.02%92.71%
Dividend Paid to FCF4.23%-3.68%11.28%6.30%-25.57%81.22%-56.80%15.84%131.70%10.90%11.97%-7.30%-1140.22%2.33%51.81%-839.83%2.77%1.21%9.04%39.67%563.93%84.25%

Earnings

Report DateApr 18, 2003Apr 16, 2004Aug 27, 2004Apr 27, 2006Apr 26, 2007Sep 14, 2007Oct 29, 2007Feb 27, 2008Apr 24, 2008Sep 19, 2008Oct 27, 2008Mar 4, 2009Apr 30, 2009Sep 18, 2009Nov 2, 2009Mar 3, 2010Apr 29, 2010Aug 26, 2010Nov 1, 2010Mar 2, 2011Apr 28, 2011Aug 23, 2011Nov 15, 2011Feb 29, 2012Apr 26, 2012Sep 14, 2012Oct 29, 2012Feb 27, 2013Apr 25, 2013Sep 13, 2013Oct 28, 2013Feb 26, 2014May 22, 2014Aug 28, 2014Nov 18, 2014Feb 27, 2015May 20, 2015Aug 25, 2015Nov 25, 2015Feb 25, 2016May 26, 2016Aug 28, 2016Nov 15, 2016Feb 28, 2017May 23, 2017Aug 27, 2017Nov 28, 2017Feb 28, 2018May 29, 2018Aug 28, 2018Nov 28, 2018Feb 28, 2019May 28, 2019Aug 29, 2019Nov 22, 2019Feb 28, 2020May 22, 2020Aug 28, 2020Nov 27, 2020Feb 26, 2021May 31, 2021Aug 30, 2021Nov 30, 2021Feb 28, 2022May 31, 2022Aug 30, 2022Nov 29, 2022Feb 28, 2023May 31, 2023Aug 30, 2023Nov 30, 2023Feb 29, 2024May 31, 2024Aug 30, 2024Nov 28, 2024Feb 28, 2025May 30, 2025Aug 29, 2025Nov 28, 2025Feb 27, 2026May 26, 2026Aug 28, 2026Nov 27, 2026
EPS Estimate---------------------0.130.15---------0.130.130.120.080.14-0.100.090.120.110.120.110.140.130.130.140.160.160.170.150.130.130.140.130.140.070.080.080.100.090.080.090.120.100.130.140.160.160.160.170.170.180.180.190.190.180.190.190.180.180.17
EPS Actual0.020.040.040.050.090.100.150.070.080.100.070.050.090.090.100.110.120.130.130.120.120.130.140.150.140.150.150.150.190.140.140.140.130.110.110.030.090.080.100.100.100.100.120.100.130.120.130.120.140.210.130.120.120.160.100.090.050.030.020.020.130.11-0.010.080.140.120.130.120.150.170.170.160.180.180.190.170.180.180.190.180.180.18-
Surprise---------------------0.00%-6.67%---------0.00%-15.38%-8.33%-62.50%-35.71%-0.00%11.11%-16.67%-9.09%0.00%-9.09%-7.14%-7.69%0.00%-14.29%-12.50%31.25%-23.53%-20.00%-7.69%23.08%-28.57%-30.77%-64.29%-57.14%-75.00%-75.00%30.00%22.22%-112.50%-11.11%16.67%20.00%0.00%-14.29%-6.25%6.25%6.25%-5.88%5.88%0.00%5.56%-10.53%-5.26%0.00%0.00%-5.26%0.00%0.00%-
Timing---------------------Pre-marketAfter-hours---------Pre-marketAfter-hoursPre-marketPre-marketAfter-hours-After-hoursPre-marketAfter-hoursAfter-hoursAfter-hoursPre-marketAfter-hoursAfter-hoursPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap74.34B
Enterprise Value51.83B
Trailing P/E9.47
Forward P/E8.98
PEG Ratio1.55
Price / Sales3.52
Price / Book1.06
EPS0.73
Book Value6.50
Revenue (TTM)21.12B
Gross Profit (TTM)20.19B
Profit Margin37.18%
Operating Margin50.48%
Return on Equity11.14%
Return on Assets1.02%
Shares Outstanding10.76B
Shares Float8.16B
Beta0.13
Dividend Yield5.79%
Dividend Rate0.40
Payout Ratio87.04%

Dividends

20262×
0.20Sep 15, 20260.20Mar 16, 2026
20253×
0.07Dec 12, 20250.20Sep 18, 20250.20Mar 14, 2025
20242×
0.07Sep 13, 20240.18Mar 15, 2024
20232×
0.17Sep 20, 20230.13Mar 13, 2023
20222×
0.13Sep 28, 20220.13Mar 25, 2022
20212×
0.10Sep 28, 20210.05Mar 24, 2021
20201×
0.12Mar 16, 2020
20192×
0.14Oct 4, 20190.12Mar 25, 2019
20182×
0.13Sep 24, 20180.12Mar 28, 2018
20172×
0.13Oct 10, 20170.12Mar 28, 2017
20162×
0.08Sep 27, 20160.11Mar 24, 2016
20152×
0.03Sep 21, 20150.05Mar 27, 2015

Stock Splits

  • May 19, 20102:1
  • Aug 26, 20022:1
  • May 29, 19972:1