AFFIN Holdings Bhd

AFFIN Holdings Bhd

5185 · KLSE · Financial Services / Banks - Regional

1.96MYR+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close1.96
Open1.99
Day Range1.95 – 1.99
52-Week Range2.00 – 2.72
Volume284.40K
Market Cap5.26B
P/E (TTM)9.52
Forward P/E8.73
EPS0.21
Dividend Yield4.27%
Beta-0.01
50-Day Avg2.11
200-Day Avg2.38

About

AFFIN Bank Berhad, a financial holding company, provides various banking services in Malaysia. It operates through Commercial Banking, Investment Banking, Insurance, and Others segments. The Commercial Banking segment offers savings and fixed deposits, remittance services, current accounts, vehicle loans/financing, hire purchase, housing loans/financing, overdrafts/cashlines and personal loans/financing, treasury, credit cards, unit trusts, and bancassurance/bancatakaful products; financial products and services for corporates, public sector, and small and medium enterprises, including long-term loans/financing, project and equipment financing, overdrafts and trade financing, and other fee-based services, as well as Islamic banking services. The Investment Banking segment offers advisory services and structuring of private debt securities; corporate finance and advisory services for corporate listings; mergers and acquisitions services; capital raising services through the issue of equity and debt instruments; and corporate and debt restructuring exercises. This segment also provides structured lending solutions for corporate finance and capital market activities, as well as access to various funds and capital market investment products to corporate, institutional, and individual investors; stock-broking services, including institutional and retail stock-broking services for securities listed on local and foreign stock exchanges; and investment management and research services. The Insurance segment underwrites various classes of general and life insurance. The Others segment offers money-broking and other related financial services. It also provides property management, share nominee, trustee, and information technology services. The company was incorporated in 1975 and is headquartered in Kuala Lumpur, Malaysia.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Wan Razly Abdullah Bin Wan Ali
  • Employees5.67K
  • HeadquartersMenara AFFIN, Kuala Lumpur, Malaysia, 55188, Malaysia
  • Websitehttps://www.affingroup.com/en/homepage

Leadership

  • Mr. Wan Razly Abdullah Bin Wan AliPresident & Group CEO · b. 1971
  • Ms. Joanne May RodriguesGroup Chief Financial Officer · b. 1975
  • Mr. Risham Akashah Bin KamaruzamanGroup Chief Operating Officer · b. 1973
  • Ms. Nimma Safira Binti KhalidGroup Chief Legal Officer & Company Secretary · b. 1969
  • Ms. Adzamimah Binti AdzmiGroup Chief Compliance Officer · b. 1977
  • Raja Emylia Raja Lope AhmadHead of Corporate Communications
  • Mr. Mohd Syukri Bin Ahmad SudariGroup Chief People Officer · b. 1973
  • Mr. Emmanuel Jean Louis NivetCountry Head of AXA Malaysia · b. 1959
  • Ms. Norhazlizawati Binti Mohd RazaliGroup Chief Credit Officer · b. 1968
  • Ms. Wahdania Binti Mohd KhirGroup Chief Internal Auditor · b. 1971

Financials

Income Statement

Currency: MYR2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue1.54B1.59B1.84B1.64B1.94B1.55B1.89B3.41B3.33B2.58B3.11B3.80B4.44B4.54B
Growth (%)-+3.51%+15.18%-10.78%+18.17%-19.85%+21.65%+80.46%-2.21%-22.54%+20.44%+22.33%+16.81%+2.18%
Cost of Revenue35.00M30.00M38.00M43.00M---1.49B1.04B784.35M1.03B1.87B2.18B2.11B
Gross Profit1.50B1.56B1.80B1.59B---1.92B2.29B1.80B2.08B1.93B2.26B2.42B
Gross Margin97.73%98.12%97.88%97.31%---56.29%68.83%69.60%66.85%50.88%51.00%53.38%
Operating Expense702.00M733.00M1.02B1.08B---1.23B1.90B1.27B1.84B1.41B1.56B1.66B
Operating Income803.00M831.00M777.00M511.00M---682.50M394.18M528.82M239.39M522.89M707.74M756.70M
Operating Margin52.14%52.13%42.32%31.20%---20.04%11.83%20.50%7.70%13.76%15.94%16.68%
EBITDA-------777.76M500.01M630.75M335.62M631.81M833.91M869.50M
EBITDA Margin-------22.84%15.01%24.45%10.80%16.62%18.78%19.17%
Net Income629.00M650.00M593.00M369.00M564.00M417.86M503.09M487.77M230.32M526.93M1.18B402.19M509.70M540.19M
Net Income Margin40.84%40.78%32.30%22.53%29.14%26.94%26.66%14.32%6.92%20.43%37.93%10.58%11.48%11.91%
Interest Expense0000001.57B1.49B1.04B784.35M1.03B1.87B2.18B2.07B
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%83.42%43.71%31.17%30.40%33.15%49.12%49.00%45.65%

Balance Sheet

Currency: MYR2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets55.83B59.95B66.68B67.40B68.89B70.01B75.98B68.34B69.54B78.43B90.12B105.25B111.84B124.07B
Total Liabilities49.79B53.58B58.71B59.08B60.20B61.74B67.30B58.94B59.90B68.50B79.49B94.14B100.24B111.87B
Total Equity---8.28B8.68B8.27B8.67B9.34B9.57B9.89B10.63B11.11B11.60B12.22B
Cash7.35B9.32B7.31B4.39B6.68B6.43B8.44B4.61B5.62B7.65B6.76B8.17B5.00B6.99B
Total Debt----1.61B2.04B3.05B3.71B3.40B3.34B2.58B3.36B3.84B28.03B
Net Debt--------896.79M-2.22B-4.31B-4.17B-4.81B-1.15B21.04B

Cash Flow

Currency: MYR2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-3.95B-2.40B-3.10B-1.12B408.62M-1.98B1.51B-5.79B1.49B4.02B2.54B1.49B-88.65M-1.23B
Investing Cash Flow207.00M789.00M-1.97B-32.00M343.66M1.33B-354.18M3.59B-115.37M-2.27B-4.00B-5.44B-2.47B-33.13M
Financing Cash Flow1.42B3.58B3.06B-1.77B84.99M503.00M880.20M420.42M-475.73M274.20M-1.09B3.34B1.24B4.46B
Capital Expenditure24.00M22.00M17.00M304.00M30.22M65.51M142.48M190.01M274.35M270.62M288.53M187.26M297.02M230.45M
Free Cash Flow------2.04B1.27B-5.98B1.21B3.75B2.25B1.30B-385.66M-643.34M
Dividends Paid---66.03M168.54M121.80M-7.13M139.02M72.79M489.64M51.08M17.66M0
FCF to OCF-----103.31%84.12%103.28%81.54%93.26%88.65%87.31%435.05%52.23%
Dividend Paid to FCF------5.96%--0.12%11.47%1.94%21.74%3.92%-4.58%0.00%

Earnings

Report DateJun 30, 2002Feb 27, 2004May 19, 2004Nov 12, 2004Feb 28, 2005May 25, 2005Aug 17, 2005Nov 28, 2005Mar 1, 2006May 24, 2006Aug 16, 2006Nov 27, 2006Feb 28, 2007May 23, 2007Aug 15, 2007Nov 26, 2007Feb 27, 2008May 21, 2008May 20, 2009Aug 19, 2009Nov 30, 2009Mar 3, 2010May 19, 2010Aug 18, 2010Nov 29, 2010Mar 2, 2011May 25, 2011Aug 17, 2011Nov 28, 2011Feb 29, 2012May 23, 2012Aug 15, 2012Nov 26, 2012Feb 27, 2013May 22, 2013Aug 21, 2013Nov 25, 2013Feb 26, 2014May 21, 2014Aug 20, 2014Nov 24, 2014Feb 26, 2015May 20, 2015Aug 19, 2015Nov 30, 2015Feb 25, 2016May 25, 2016Aug 15, 2016Nov 21, 2016Mar 2, 2017May 26, 2017Aug 30, 2017Nov 30, 2017Feb 28, 2018May 21, 2018Aug 28, 2018Nov 29, 2018Feb 27, 2019May 22, 2019Aug 27, 2019Nov 27, 2019Feb 26, 2020May 29, 2020Aug 25, 2020Nov 27, 2020Feb 26, 2021May 25, 2021Aug 26, 2021Nov 19, 2021Feb 28, 2022May 27, 2022Aug 24, 2022Nov 25, 2022Feb 27, 2023May 26, 2023Aug 25, 2023Nov 16, 2023Feb 29, 2024May 21, 2024Aug 23, 2024Nov 21, 2024Feb 25, 2025May 19, 2025Aug 15, 2025Nov 20, 2025Feb 26, 2026May 18, 2026Aug 14, 2026
EPS Estimate-----------------------------------------------------------------------------------0.060.050.050.060.05
EPS Actual0.040.070.050.040.080.060.040.030.040.040.040.020.070.040.050.040.030.060.050.050.060.050.080.070.070.080.060.080.080.080.100.080.100.100.090.100.100.100.090.070.070.100.010.070.050.050.060.070.070.080.060.070.040.090.070.040.070.070.070.070.030.060.060.030.02-0.000.030.050.060.090.060.070.410.060.070.050.040.020.050.050.060.060.050.060.060.050.050.05
Surprise-----------------------------------------------------------------------------------0.00%20.00%0.00%-16.67%0.00%
Timing-----------------------------------------------------------------------Pre-marketPre-marketPre-marketPre-market-After-hours---After-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap5.26B
Enterprise Value19.17B
Trailing P/E9.52
Forward P/E8.73
PEG Ratio0.93
Price / Sales2.15
Price / Book0.43
EPS0.21
Book Value4.71
Revenue (TTM)2.45B
Gross Profit (TTM)2.45B
Profit Margin21.83%
Operating Margin29.38%
Return on Equity4.40%
Return on Assets0.44%
Shares Outstanding2.63B
Shares Float1.19B
Beta-0.01
Dividend Yield4.27%
Dividend Rate0.09
Payout Ratio40.62%

Dividends

20261×
0.09May 11, 2026
20241×
0.05May 10, 2024
20231×
0.07Jun 9, 2023
20222×
0.04Nov 30, 20220.12Jun 9, 2022
20211×
0.03Mar 22, 2021
20201×
0.07Aug 11, 2020
20181×
0.05Dec 20, 2018
20172×
0.02Dec 15, 20170.04May 15, 2017
20162×
0.03Dec 14, 20160.05May 6, 2016
20151×
0.03Dec 14, 2015
20141×
0.14Dec 11, 2014
20131×
0.13Dec 12, 2013
20121×
0.04Dec 5, 2012
20111×
0.11Dec 6, 2011
20101×
0.08Dec 24, 2010
20091×
0.03Dec 21, 2009
20082×
0.04Dec 5, 20080.03May 7, 2008
20072×
0.02Dec 6, 20070.03May 7, 2007
20061×
0.02Dec 14, 2006

Stock Splits

  • Apr 30, 202519:18
  • Jun 10, 2014456:431
  • Apr 25, 2000295:271