YOLFTbeta
Tune Protect Group Bhd

Tune Protect Group Bhd

5230 · KLSE · Financial Services / Insurance - Diversified

0.225MYR+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close0.225
Open0.22
Day Range0.22 – 0.225
52-Week Range0.23 – 0.3343
Volume9.00K
Market Cap184.64M
P/E (TTM)8.17
Forward P/E5.98
EPS0.03
Dividend Yield5.31%
Beta0.55
50-Day Avg0.2611
200-Day Avg0.2886

About

Tune Protect Group Berhad, a financial holding company, provides underwriting and reinsurance services for non-life insurance products in Malaysia and internationally. The company offers travel insurance, such as document protection, travel golf, student travel, pet travel, travel adventure, travel cancellation, collision damage assurance, and travel electronic insurance; motor and bike insurance; and health insurance, including pro-health medical, critical safe, hospital cash insurance, e-cancer care, major critical illnesses, and diabetes insurance. It also provides personal insurance, snatch theft protection, sports protection, person with disability coverage, loss of life coverage, kids' coverage, and protection for seniors up to 99 years old; home insurance comprising protection for home building structure, home content or belongings against fire, flood, or landslides, as well as add-on home insurance, and protection against natural disasters; and reinsurance. The company was formerly known as Tune Ins Holdings Berhad and changed its name to Tune Protect Group Berhad in September 2015. Tune Protect Group Berhad was incorporated in 2011 and is based in Kuala Lumpur, Malaysia.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Diversified
  • CEOMr. Kim Lian How
  • Employees406
  • HeadquartersDamansara Heights, Kuala Lumpur, Malaysia, 50490, Malaysia
  • Websitehttps://www.tuneprotect.com

Leadership

  • Mr. Kim Lian HowGroup Chief Executive Officer · b. 1973
  • Mr. Kek Pin TeohGroup Chief Financial Officer · b. 1977
  • Mr. Yuvasreetharan MuregesuChief Operations Officer
  • Peter KokManager of Investor Relations
  • Ms. Tan Eng EngChief Risk & Compliance Officer · b. 1973
  • Ms. Hsu Yi YapChief of People & Culture · b. 1976
  • Ms. Chiew Ling KootChief Strategy Officer · b. 1974
  • Mr. Hans-Joachim ZimmermannChief Technical Officer
  • Ms. Louise LeeChief Executive Officer of Tune Protect Malaysia
  • Ms. Yoke Heng ChinChief Executive Officer of Tune Protect Re · b. 1972

Financials

Income Statement

Currency: MYR2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue184.00M290.00M329.00M358.00M361.78M367.68M346.62M336.38M263.53M211.77M299.45M316.40M364.67M345.30M
Growth (%)-+57.61%+13.45%+8.81%+1.06%+1.63%-5.73%-2.95%-21.66%-19.64%+41.41%+5.66%+15.26%-5.31%
Cost of Revenue81.00M157.00M184.00M203.00M---77.39M65.25M79.21M225.96M126.29M135.59M129.59M
Gross Profit103.00M132.00M146.00M155.00M---258.99M198.28M132.56M73.49M190.10M229.08M215.72M
Gross Margin55.98%45.52%44.38%43.30%---76.99%75.24%62.60%24.54%60.08%62.82%62.47%
Operating Expense33.00M57.00M69.00M80.00M---197.33M163.60M147.34M107.24M186.93M226.90M172.79M
Operating Income70.00M75.00M77.00M75.00M88.80M34.05M32.22M61.66M34.68M-14.78M-33.74M3.17M2.18M42.92M
Operating Margin38.04%25.86%23.40%20.95%24.55%9.26%9.30%18.33%13.16%-6.98%-11.27%1.00%0.60%12.43%
EBITDA-------67.28M40.63M-7.69M-24.76M13.37M13.83M53.19M
EBITDA Margin-------20.00%15.42%-3.63%-8.27%4.23%3.79%15.40%
Net Income41.00M68.00M72.00M69.00M79.98M46.30M49.51M50.68M18.39M-14.99M-35.09M-947.00K572.00K26.45M
Net Income Margin22.28%23.45%21.88%19.27%22.11%12.59%14.28%15.07%6.98%-7.08%-11.72%-0.30%0.16%7.66%
Interest Expense000022.91M9.68M9.07M195.00K300.00K298.00K82.00K216.00K180.00K119.00K
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%6.33%2.63%2.62%0.06%0.11%0.14%0.03%0.07%0.05%0.03%

Balance Sheet

Currency: MYR2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets816.00M1.02B1.09B1.21B1.27B1.32B1.51B1.61B1.75B1.53B1.36B1.29B1.31B1.16B
Total Liabilities675.00M626.00M646.00M719.00M770.16M814.23M978.98M82.83M1.03B856.41M779.04M717.71M735.54M550.70M
Total Equity---451.20M496.64M503.01M527.08M559.00M575.03M563.93M525.87M523.17M524.07M551.69M
Cash189.00M189.00M70.00M80.00M9.71M7.45M7.23M39.41M6.44M12.40M41.37M45.74M31.99M22.95M
Total Debt-------2.31M6.11M4.20M3.42M7.22M5.40M3.88M
Net Debt--------39.41M-337.00K-8.21M-37.95M-38.52M-26.59M-19.07M

Cash Flow

Currency: MYR2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow81.00M-1.00M85.00M84.00M125.23M39.13M-6.98M30.25M23.97M28.49M46.01M43.71M29.70M-131.00K
Investing Cash Flow-79.00M-3.00M-172.00M-43.00M-116.57M-5.00M15.91M-76.21M-24.03M41.41M-5.38M-16.78M-123.00K-67.74M
Financing Cash Flow154.00M54.00M-32.00M-32.00M-39.92M-40.77M-24.39M59.11M-5.11M-39.18M-57.64M-2.51M-2.85M-2.58M
Capital Expenditure1.00M1.00M7.00M1.00M4.01M3.33M3.80M1.50M4.60M18.29M15.96M16.30M16.63M7.03M
Free Cash Flow-----35.80M-10.78M28.75M19.37M10.20M30.05M27.41M13.07M-7.16M
Dividends Paid---30.37M37.59M39.09M22.55M22.55M0-----
FCF to OCF-----91.49%154.42%95.04%80.82%35.80%65.31%62.70%44.01%5463.36%
Dividend Paid to FCF-----109.21%-209.15%78.45%0.00%-----

Earnings

Report DateFeb 27, 2013May 29, 2013Aug 28, 2013Nov 27, 2013Feb 26, 2014May 28, 2014Sep 3, 2014Dec 3, 2014Feb 25, 2015May 19, 2015Sep 2, 2015Dec 2, 2015Feb 24, 2016May 17, 2016Aug 22, 2016Nov 14, 2016Feb 23, 2017May 22, 2017Aug 18, 2017Nov 21, 2017Feb 28, 2018May 25, 2018Aug 29, 2018Nov 19, 2018Feb 22, 2019May 24, 2019Aug 21, 2019Nov 25, 2019Feb 26, 2020May 22, 2020Jul 30, 2020Nov 20, 2020Feb 25, 2021May 28, 2021Aug 23, 2021Nov 17, 2021Feb 25, 2022May 19, 2022Aug 25, 2022Nov 25, 2022Feb 23, 2023May 25, 2023Aug 24, 2023Nov 23, 2023Feb 29, 2024May 24, 2024Aug 28, 2024Nov 25, 2024Feb 27, 2025May 28, 2025Aug 26, 2025Nov 24, 2025Feb 25, 2026May 26, 2026Aug 27, 2026
EPS Estimate-------------------------------------------------------
EPS Actual0.020.020.020.020.030.030.020.020.030.020.020.020.030.030.040.020.020.020.020.020.010.020.020.010.010.020.010.010.010.000.020.000.00-0.020.02-0.00-0.02-0.00-0.03-0.020.000.000.010.01-0.02-0.00-0.010.010.010.010.010.010.010.000.01
Surprise-------------------------------------------------------
Timing--------------------------------------Pre-marketPre-marketPre-marketPre-marketPre-market-Pre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-market-

Key Statistics & Ratios

Market Cap184.64M
Enterprise Value164.99M
Trailing P/E8.17
Forward P/E5.98
Price / Sales0.55
Price / Book0.34
EPS0.03
Book Value0.73
Revenue (TTM)332.93M
Gross Profit (TTM)68.29M
EBITDA47.95M
Profit Margin6.26%
Operating Margin10.89%
Return on Equity4.09%
Return on Assets2.48%
Shares Outstanding753.64M
Shares Float438.28M
Beta0.55
Dividend Yield5.31%
Dividend Rate0.01
Payout Ratio46.93%

Dividends

20261×
0.01Jun 25, 2026
20191×
0.03May 27, 2019
20181×
0.03May 30, 2018
20171×
0.05May 18, 2017
20161×
0.05Jun 1, 2016
20151×
0.04Jun 3, 2015
20141×
0.04Jun 4, 2014