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Bank Islam Malaysia Bhd

Bank Islam Malaysia Bhd

5258 · KLSE · Financial Services / Banks - Regional

1.89MYR+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close1.89
Open1.89
Day Range1.89 – 1.90
52-Week Range2.00 – 2.50
Volume393.90K
Market Cap4.67B
P/E (TTM)8.24
Forward P/E8.88
EPS0.25
Dividend Yield9.01%
Beta0.19
50-Day Avg2.11
200-Day Avg2.27

About

Bank Islam Malaysia Berhad, together with its subsidiaries, provides Islamic banking products and services in Malaysia. It operates through the Group Retail Banking and Group Institutional Banking segments. The company offers term deposits; savings, current, and investment accounts; personal, home, vehicle, and education financing, as well as corporate and syndicated, vendor, CACKNA scheme, commercial business takaful, procurement and contract, SME and EZ bank guarantee, bridging, and receivables financing; debit and credit cards, and letters of credit; and agent banking. It also provides wealth management products, such as takaful protection, unit trust, will writing, shares trading, and retail sukuk investment services; money and capital markets, foreign remittance services, foreign exchange, fixed income markets, and structured products; business cash lines, financial lease, revolving credits, and trade operations; and currency exchange and liquidity management. In addition, the company offers mobile and web banking, ATM services, bill payment services, transfer services, cash deposit machines, stockbroking, and nominee services. Bank Islam Malaysia Berhad was incorporated in 1983 and is based in Kuala Lumpur, Malaysia.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMs. Teh Maimunah Raja Abdul Aziz
  • Employees5.92K
  • HeadquartersMenara Bank Islam, Kuala Lumpur, Malaysia, 50450, Malaysia
  • Websitehttps://www.bankislam.com

Leadership

  • Ms. Teh Maimunah Raja Abdul AzizGroup Chief Executive Officer · b. 1967
  • Ms. Nur Huda SufianGroup Chief Financial Officer · b. 1983
  • Herman Shah ShahbudinGroup Chief Operating Officer
  • Mr. Nik Azmir Nik AnisGroup Chief Compliance Officer and Group Chief Integrity & Governance Officer · b. 1974
  • Ms. Zarina Binti NadzimuddinGroup Chief Legal Officer & Company Secretary
  • Ms. Wan Norkhairi Wan SamadHead of Group Corporate Communications · b. 1960
  • Ms. Penelope GanGroup Chief Human Resources Officer · b. 1977
  • Mr. Mohd Nazri Bin ChikGroup Chief Shariah & Sustainability Officer · b. 1978
  • Mr. Mizan MasramGroup Chief Business Officer of Retail Banking · b. 1974
  • Mr. Mohamed Iran Moriff Mohd ShariffChief of Staff · b. 1973

Financials

Income Statement

Currency: MYR2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue1.79B2.02B2.05B2.19B2.18B2.62B2.84B3.63B2.16B2.24B3.30B4.17B4.28B5.08B
Growth (%)-+12.96%+1.29%+7.08%-0.55%+20.11%+8.48%+27.92%-40.48%+3.56%+47.49%+26.08%+2.72%+18.66%
Cost of Revenue0000---138.12M162.99M169.91M1.18B1.81B1.85B2.77B
Gross Profit1.79B2.02B2.05B2.19B---3.50B2.00B2.07B2.12B2.35B2.43B2.30B
Gross Margin100.00%100.00%100.00%100.00%---96.20%92.47%92.42%64.31%56.48%56.78%45.36%
Operating Expense1.06B1.20B1.23B1.36B---2.29B1.27B1.37B1.38B1.61B1.66B1.57B
Operating Income731.00M824.00M815.00M834.00M---1.21B728.21M704.22M746.87M746.83M773.13M736.06M
Operating Margin40.84%40.75%39.79%38.03%---33.15%33.66%31.43%22.60%17.93%18.07%14.49%
EBITDA-------1.32B803.11M781.64M824.87M835.86M859.96M819.07M
EBITDA Margin-------36.26%37.12%34.89%24.96%20.06%20.09%16.13%
Net Income276.00M279.00M532.00M547.00M559.04M619.84M682.05M786.92M564.95M534.30M491.67M553.05M571.08M557.24M
Net Income Margin15.42%13.80%25.98%24.94%25.63%23.66%24.00%21.65%26.11%23.85%14.88%13.27%13.34%10.97%
Interest Expense000000143.51M138.12M162.99M169.91M1.18B1.81B1.85B2.49B
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%5.05%3.80%7.53%7.58%35.69%43.52%43.22%49.12%

Balance Sheet

Currency: MYR2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets43.94B49.67B53.03B57.36B63.15B65.78B72.39B77.26B74.64B80.16B89.85B90.96B96.80B104.12B
Total Liabilities40.11B46.63B49.84B53.67B59.26B61.25B67.36B70.85B2.03B73.76B83.06B83.56B89.15B96.00B
Total Equity----3.88B4.53B5.03B5.89B6.29B6.40B6.80B7.40B7.66B8.07B
Cash2.58B4.66B4.62B4.28B7.08B7.42B7.93B7.13B5.45B5.53B8.15B5.77B5.87B1.64B
Total Debt----1.88B2.24B3.60B2.47B2.03B2.32B2.52B2.60B3.87B9.23B
Net Debt--------4.66B-3.42B-3.21B-5.63B-3.17B-2.00B7.59B

Cash Flow

Currency: MYR2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-4.63B-3.82B-5.26B-3.28B1.62B-472.68M2.78B247.63M2.18B597.00M1.94B-1.19B2.26B-1.61B
Investing Cash Flow-2.67B-2.04B2.93B286.00M-105.19M565.31M-2.10B-426.61M-748.43M-774.40M-92.36M-1.15B-3.68B-3.58B
Financing Cash Flow4.41B7.96B2.31B2.74B-116.11M176.64M-348.05M-196.97M300.93M198.29M59.02M-82.41M1.02B1.83B
Capital Expenditure73.00M47.00M75.00M74.00M43.34M45.76M81.11M69.24M92.88M71.16M95.48M96.02M115.21M82.82M
Free Cash Flow------535.44M3.13B178.39M2.09B525.84M1.85B-1.29B2.14B-1.70B
Dividends Paid----30.69M22.55M21.61M37.62M293.75M139.64M226.89M300.44M95.64M342.69M
FCF to OCF-----113.28%112.73%72.04%95.75%88.08%95.09%108.05%94.89%105.13%
Dividend Paid to FCF------4.21%0.69%21.09%14.04%26.56%12.27%-23.31%4.47%-20.21%

Earnings

Report DateSep 30, 2000Dec 31, 2000Mar 31, 2001Jun 30, 2001Jun 30, 2007Mar 31, 2010Sep 1, 2010Sep 30, 2010Dec 31, 2010Jun 1, 2011Aug 31, 2011Nov 30, 2011Feb 29, 2012May 30, 2012Aug 29, 2012Nov 28, 2012Feb 27, 2013May 29, 2013Aug 28, 2013Nov 27, 2013Feb 26, 2014May 28, 2014Sep 3, 2014Dec 3, 2014Mar 13, 2015Jun 3, 2015Sep 2, 2015Dec 2, 2015Mar 11, 2016May 11, 2016Aug 25, 2016Nov 22, 2016Feb 27, 2017May 16, 2017Aug 28, 2017Nov 30, 2017Feb 28, 2018May 30, 2018Aug 27, 2018Nov 28, 2018Feb 27, 2019May 29, 2019Aug 28, 2019Nov 27, 2019Feb 26, 2020May 28, 2020Aug 27, 2020Dec 3, 2020Feb 26, 2021Jun 2, 2021Aug 30, 2021Dec 2, 2021Feb 28, 2022May 31, 2022Aug 30, 2022Nov 30, 2022Feb 27, 2023May 30, 2023Aug 29, 2023Nov 28, 2023Feb 28, 2024May 21, 2024Aug 26, 2024Nov 29, 2024Feb 28, 2025May 30, 2025Aug 26, 2025Nov 28, 2025Feb 27, 2026May 25, 2026Sep 1, 2026
EPS Estimate-----------------------------------------------------------------------
EPS Actual0.030.010.02-0.020.030.030.020.030.060.050.060.020.070.060.050.080.040.070.070.070.050.080.090.080.100.090.080.080.100.090.090.090.090.090.080.110.090.100.090.120.100.120.110.120.100.120.090.080.120.110.090.040.040.050.050.070.060.050.060.060.070.060.060.060.080.060.060.060.080.050.06
Surprise-----------------------------------------------------------------------
Timing---------------------------------------------------------Pre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-----

Key Statistics & Ratios

Market Cap4.67B
Enterprise Value7.90B
Trailing P/E8.24
Forward P/E8.88
PEG Ratio1.93
Price / Sales1.77
Price / Book0.58
EPS0.25
Book Value3.59
Revenue (TTM)2.64B
Gross Profit (TTM)2.63B
Profit Margin21.14%
Operating Margin27.61%
Return on Equity6.95%
Return on Assets0.54%
Shares Outstanding2.27B
Shares Float1.12B
Beta0.19
Dividend Yield9.01%
Dividend Rate0.19
Payout Ratio58.64%

Dividends

20261×
0.04Mar 12, 2026
20252×
0.10Dec 12, 20250.04Mar 13, 2025
20242×
0.11Dec 17, 20240.04Mar 15, 2024
20232×
0.13Dec 18, 20230.03Apr 14, 2023
20221×
0.10Dec 29, 2022
20211×
0.11Dec 23, 2021
20201×
0.09Dec 21, 2020
20191×
0.12Dec 23, 2019
20181×
0.12Dec 27, 2018
20171×
0.10Dec 27, 2017
20161×
0.10Dec 28, 2016
20151×
0.09Dec 18, 2015
20142×
0.11Dec 12, 20140.06May 5, 2014
20132×
0.03Sep 23, 20130.04May 22, 2013
20123×
0.03Dec 13, 20120.03Sep 27, 20120.05May 21, 2012
20112×
0.00Sep 14, 20110.01May 25, 2011

Stock Splits

  • Nov 8, 201399:95
  • Feb 14, 2007369:346