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CTOS Digital Bhd

CTOS Digital Bhd

5301 · KLSE · Financial Services / Financial Data & Stock Exchanges

0.43MYR+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close0.43
Open0.435
Day Range0.425 – 0.45
52-Week Range0.545 – 0.9166
Volume23.05M
Market Cap1.21B
P/E (TTM)13.75
Forward P/E15.31
EPS0.04
Dividend Yield5.09%
Beta0.36
50-Day Avg0.6576
200-Day Avg0.7131

About

CTOS Digital Berhad, an investment holding company, provides a credit reporting agency and digital software related services in Malaysia, Thailand, Indonesia, and the Philippines. The company offers credit reporting services, such as sales reports, monitoring and trade referencing, and other services; sells digital solutions; and provides installation and maintenance services to key accounts, commercial, and direct to consumers. It also provides comprehensive commercial credit reports and bulk commercial data services. In addition, the company offers CTOS electronic Know-Your-Customer, CTOS application and decisioning, fraud bureau, and portfolio review services. Further, it provides software development, outsourcing, and training services; consulting, debt collection, and database management; business information services; and credit bureau, marketing list, market research, industry studies, and related consultation services. The company serves key account customers in banking, insurance, financial services, telecommunications, legal firms, statutory bodies, small and medium enterprises, and individual customers. The company was founded in 1990 and is headquartered in Petaling Jaya, Malaysia.

Company Details

  • SectorFinancial Services
  • IndustryFinancial Data & Stock Exchanges
  • CEOMr. Ankur Sehgal
  • Employees521
  • HeadquartersLevel 17, Menara CelcomDigi, Petaling Jaya, Malaysia, 46200, Malaysia
  • Websitehttps://ctosdigital.com

Leadership

  • Mr. Ankur SehgalGroup CEO & Executive Director · b. 1983
  • Mr. Ming Yew TanGroup Chief Financial Officer · b. 1983
  • Mr. Sivanathan SubramaniamGroup Chief Risk & Compliance Officer · b. 1981
  • Ms. Premila SivamGroup Chief People Officer · b. 1972
  • Ms. Peggy Ding Sze KayGroup Head of Corporate Strategy & Planning
  • Ms. Shin Mei LeeChief Executive Officer of CTOS Data Systems Sdn Bhd · b. 1976
  • Mr. Benjamin LauChief Technology Officer of CTOS Data Systems Sdn Bhd · b. 1983
  • Ee Lin KooiCompany Secretary
  • Cheong Seng NgCompany Secretary

Financials

Income Statement

Currency: MYR2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue110.47M129.14M147.57M153.17M194.78M261.44M304.85M326.06M
Growth (%)-+16.91%+14.27%+3.79%+27.17%+34.22%+16.61%+6.96%
Cost of Revenue17.53M21.60M21.78M19.19M30.15M60.54M83.77M104.53M
Gross Profit92.94M107.54M125.79M133.98M164.63M200.89M221.09M221.53M
Gross Margin84.13%83.27%85.24%87.47%84.52%76.84%72.52%67.94%
Operating Expense61.05M65.14M75.70M75.27M74.97M86.21M130.51M151.07M
Operating Income31.89M42.40M50.08M58.70M89.66M114.69M90.57M70.46M
Operating Margin28.87%32.83%33.94%38.33%46.03%43.87%29.71%21.61%
EBITDA35.25M48.72M54.42M67.30M98.50M125.48M138.84M82.15M
EBITDA Margin31.91%37.73%36.88%43.94%50.57%48.00%45.54%25.19%
Net Income29.66M39.01M39.19M43.12M71.72M118.11M106.27M104.86M
Net Income Margin26.85%30.21%26.56%28.15%36.82%45.18%34.86%32.16%
Interest Expense96.00K1.15M7.93M5.66M4.33M6.71M9.97M9.57M
Interest Expense % of Total Revenue0.09%0.89%5.37%3.70%2.22%2.57%3.27%2.93%

Balance Sheet

Currency: MYR2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets88.61M142.19M280.23M360.58M735.24M805.63M873.31M822.10M
Total Liabilities28.58M63.24M205.16M52.70M222.53M211.34M250.71M211.19M
Total Equity60.03M78.95M75.07M307.88M512.71M594.39M623.10M607.58M
Cash10.22M6.11M8.69M17.13M12.41M15.68M19.37M60.26M
Total Debt11.54M44.81M165.47M4.65M152.56M151.04M187.05M124.09M
Net Debt1.32M38.70M156.41M-12.48M140.15M135.35M167.68M63.83M

Cash Flow

Currency: MYR2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow37.49M48.77M51.52M67.34M84.09M112.21M103.93M138.57M
Investing Cash Flow-10.14M-58.95M-104.04M-106.01M-361.68M-52.98M-32.62M65.68M
Financing Cash Flow-23.57M5.45M85.03M30.70M271.16M-54.00M-69.47M-162.33M
Capital Expenditure10.14M2.78M6.89M4.63M14.84M20.21M33.54M1.97M
Free Cash Flow27.35M45.99M44.62M62.71M69.26M92.00M70.39M218.56M
Dividends Paid34.97M21.72M10.50M41.02M42.26M45.81M72.21M67.35M
FCF to OCF72.95%94.30%86.62%93.13%82.35%81.99%67.73%157.72%
Dividend Paid to FCF127.84%47.24%23.53%65.40%61.01%49.79%102.59%30.81%

Earnings

Report DateSep 1, 2021Oct 15, 2021Jan 21, 2022Apr 22, 2022Jul 26, 2022Oct 14, 2022Jan 20, 2023Apr 17, 2023Jul 27, 2023Oct 27, 2023Jan 31, 2024May 7, 2024Aug 1, 2024Nov 11, 2024Feb 24, 2025Apr 25, 2025Jul 23, 2025Oct 24, 2025Jan 29, 2026Apr 24, 2026Jul 23, 2026
EPS Estimate---------------------
EPS Actual0.010.010.010.010.010.010.010.010.010.010.020.010.010.010.010.010.010.010.020.010.01
Surprise---------------------
Timing-------Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-----

Key Statistics & Ratios

Market Cap1.21B
Enterprise Value1.40B
Trailing P/E13.75
Forward P/E15.31
PEG Ratio1.85
Price / Sales3.56
Price / Book2.24
EPS0.04
Book Value0.267
Revenue (TTM)339.44M
Gross Profit (TTM)226.83M
EBITDA77.82M
Profit Margin32.53%
Operating Margin20.68%
Return on Equity14.80%
Return on Assets5.28%
Shares Outstanding2.20B
Shares Float2.21B
Beta0.36
Dividend Yield5.09%
Dividend Rate0.03
Payout Ratio66.25%

Dividends

20264×
0.01Aug 13, 20260.01Aug 6, 20260.01Jun 24, 20260.01Mar 27, 2026
20254×
0.01Dec 29, 20250.01Sep 25, 20250.00Jun 24, 20250.01Apr 3, 2025
20244×
0.01Dec 19, 20240.01Aug 29, 20240.01May 31, 20240.02Feb 27, 2024
20234×
0.01Nov 23, 20230.01Aug 23, 20230.00May 5, 20230.00Feb 20, 2023
20224×
0.01Nov 16, 20220.01Aug 15, 20220.00May 12, 20220.00Feb 9, 2022
20212×
0.00Nov 11, 20210.01Aug 5, 2021