Syarikat Takaful Malaysia Bhd

Syarikat Takaful Malaysia Bhd

6139 · KLSE · Financial Services / Insurance - Specialty

2.82MYR+0.00 (0.00%)

Price History

Full chart

Market Stats

Previous Close2.82
Open2.82
Day Range2.81 – 2.84
52-Week Range2.88 – 3.58
Volume409.90K
Market Cap2.52B
P/E (TTM)6.42
Forward P/E6.49
EPS0.45
Dividend Yield6.40%
Beta0.19
50-Day Avg3.14
200-Day Avg3.26

About

Syarikat Takaful Malaysia Keluarga Berhad, together with its subsidiaries, manages and operates family and general takaful businesses in Malaysia and Indonesia. The company offers personal and family projection plans, including Kaotim Legasi, Takaful myMabrur, Takaful Malaysia Budi, group credit family Takaful, Takaful myPA care, Takaful myFlexi PA, Takaful myTravel PA, Takaful myTravel Umrah, Takaful myClick travel PA, and Takaful myClick PA; medical protection plans, such as Kaotim Medikad, Takaful myCI cover, and myMediShare; vehicle protection plans comprising Kaotim car, Kaotim motor, Takaful myMotor, Takaful myMotor motorcycle, Takaful myClick motor, and Takaful myClick motorcycle; and housing protection plans, which include Takaful myHome solar, Takaful myFire, Takaful myHouseowners and Householders, Takaful myHome content, and Takaful myHome cover. It also provides employer's liability; employee protection plans, such as group personal accident, foreign workers hospitalization and surgical scheme, foreign workers Takaful guarantee, Takaful mySME partner, and employee benefits; asset and property protection plans comprising machinery breakdown, electronic equipment, boilers and pressure vessels, Takaful mySME, Takaful myFire, and Takaful mySolar protection; and business and engineering risk protection plans, including plate glass, money, fidelity guarantee, burglary, all risks, marine cargo, workmen's compensation, public liability, erection all risks, and contractor's all risks. The company was formerly known as Syarikat Takaful Malaysia Berhad and changed its name to Syarikat Takaful Malaysia Keluarga Berhad in June 2018. Syarikat Takaful Malaysia Keluarga Berhad was founded in 1981 and is headquartered in Kuala Lumpur, Malaysia.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Specialty
  • CEOMr. Nor Azman Bin Zainal
  • Employees1.11K
  • HeadquartersAnnexe Block, Kuala Lumpur, Malaysia, 50000, Malaysia
  • Websitehttps://www.takaful-malaysia.com.my

Leadership

  • Mr. Nor Azman Bin ZainalGroup Chief Executive Officer · b. 1973
  • Mr. Kheng Chee NewGroup Chief Financial Officer · b. 1976
  • Mr. Mohamed Sabri Bin RamliChief Executive Officer of Syarikat Takaful Malaysia Am Berhad · b. 1970
  • Mr. Nazaruddin Adha bin Md NoorChief Technology Officer
  • Mr. Redzuan Bin AbuHead of Compliance
  • Safiah Begum binti AshedoffHead of Legal
  • Ms. Lily Sabrina Kuang Binti AbdullahChief People Officer · b. 1970
  • Mr. Yassir Azlin Bin Abdul GhafarChief Distribution Officer · b. 1973
  • Mr. Shizal Fisham Bin RamliChief Governance Officer · b. 1972
  • Ms. Intan Narqiah OthmanGroup Chief Transformation Officer · b. 1970

Financials

Income Statement

Currency: MYR2006-12-312007-12-312008-12-312009-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue175.61M193.46M239.60M213.59M363.18M1.66B1.74B1.48B1.56B1.79B1.85B2.20B2.78B2.51B2.67B1.33B1.52B1.68B4.45B
Growth (%)-+10.16%+23.85%-10.86%+70.04%+355.84%+4.97%-14.72%+5.12%+15.10%+3.40%+18.72%+26.17%-9.74%+6.39%-50.31%+14.41%+10.65%+165.55%
Cost of Revenue-----125.89M136.16M123.80M140.65M146.44M156.98M197.78M273.00M250.06M227.72M195.53M273.04M238.88M-
Gross Profit175.61M193.46M239.60M213.59M363.18M1.53B1.60B1.36B1.42B1.65B1.70B2.00B2.50B2.26B2.44B1.13B1.24B1.44B4.45B
Gross Margin100.00%100.00%100.00%100.00%100.00%92.40%92.16%91.65%90.97%91.83%91.53%91.01%90.17%90.02%91.46%85.25%81.99%85.76%100.00%
Operating Expense134.48M165.79M196.62M164.93M261.35M1.40B1.42B1.17B1.21B1.43B1.44B1.67B2.09B1.83B2.00B676.55M735.42M863.76M3.84B
Operating Income41.13M27.67M42.98M48.66M101.82M125.46M179.30M186.70M204.21M220.98M253.65M337.00M417.74M426.82M438.70M453.10M507.64M574.89M615.65M
Operating Margin23.42%14.30%17.94%22.78%28.04%7.58%10.32%12.60%13.11%12.32%13.68%15.31%15.04%17.03%16.45%34.19%33.48%34.27%13.82%
EBITDA66.83M35.19M60.28M59.74M112.02M140.62M192.88M198.27M224.20M249.85M283.99M378.85M461.28M474.52M495.47M511.40M522.31M574.89M620.59M
EBITDA Margin38.05%18.19%25.16%27.97%30.84%8.49%11.10%13.38%14.39%13.93%15.32%17.21%16.61%18.93%18.58%38.59%34.45%34.27%13.93%
Net Income33.36M21.61M29.70M39.39M76.78M101.25M139.00M140.52M155.98M176.28M206.70M294.92M364.84M362.42M411.42M282.86M346.91M378.15M384.72M
Net Income Margin19.00%11.17%12.40%18.44%21.14%6.12%8.00%9.48%10.01%9.83%11.15%13.40%13.14%14.46%15.43%21.35%22.88%22.54%8.64%
Interest Expense31.00K00000000193.18M214.49M41.67M103.00K92.00K60.00K141.96M180.16M204.97M4.93M
Interest Expense % of Total Revenue0.02%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%10.77%11.57%1.89%0.00%0.00%0.00%10.71%11.88%12.22%0.11%

Balance Sheet

Currency: MYR2006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets3.16B3.48B4.05B4.37B5.27B5.88B6.37B6.92B7.16B7.53B7.76B8.19B8.93B10.35B11.79B12.71B13.65B14.68B16.70B18.07B
Total Liabilities2.85B3.15B3.71B3.99B4.86B5.41B5.85B6.33B6.57B6.82B7.01B7.36B7.92B9.09B10.25B10.87B11.63B12.96B14.75B15.77B
Total Equity279.00M297.63M304.37M349.49M385.79M450.02M499.25M572.07M582.96M688.72M728.13M818.71M983.63M1.22B1.51B1.81B1.99B1.68B1.92B2.26B
Cash12.03M15.90M9.74M7.60M2.69M61.27M452.25M430.62M856.27M547.31M941.61M921.18M1.01B603.20M712.61M846.92M2.07B851.43M649.50M1.17B
Total Debt-------------988.00K1.45M788.00K697.00K907.00K1.15M506.80M
Net Debt-12.03M-15.90M-9.74M-7.60M-2.69M-61.27M-452.25M-430.62M-856.27M-547.31M-941.61M-921.18M-1.01B-602.21M-711.80M-846.43M-2.07B-850.52M-648.35M-659.50M

Cash Flow

Currency: MYR2006-12-312007-12-312008-12-312009-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow21.72M94.54M83.27M-144.30M705.53M739.06M328.22M170.11M208.12M321.32M130.27M284.01M-113.31M278.26M252.19M1.38B-1.08B-56.39M85.29M
Investing Cash Flow-29.26M-18.84M-14.48M56.82M-327.43M-621.97M-250.20M387.21M-469.76M216.10M-30.97M-67.58M-9.13M-164.38M-11.97M-51.82M-25.77M-20.28M-24.68M
Financing Cash Flow-8.24M-5.89M2.17M-2.78M-17.91M-40.70M-84.67M-137.34M-61.26M-158.48M-98.51M-123.47M-289.70M-714.00K-100.37M-101.12M-113.84M-117.56M472.74M
Capital Expenditure29.26M17.03M15.65M4.84M13.15M7.47M7.52M20.97M73.25M6.14M20.00M82.37M9.14M164.52M12.11M52.09M25.89M11.02M26.18M
Free Cash Flow-7.54M77.51M67.62M-149.14M692.38M731.59M320.70M149.14M134.87M315.19M110.26M201.64M-122.45M113.74M240.08M1.33B-806.35M-77.43M59.11M
Dividends Paid8.24M10.28M4.16M4.27M17.91M40.70M84.67M130.33M57.05M158.48M98.51M123.47M288.99M99.65M99.65M100.28M113.04M117.22M25.85M
FCF to OCF-34.72%81.99%81.20%103.36%98.14%98.99%97.71%87.67%64.80%98.09%84.64%71.00%108.07%40.88%95.20%96.22%74.39%137.32%69.30%
Dividend Paid to FCF-109.32%13.26%6.16%-2.87%2.59%5.56%26.40%87.39%42.30%50.28%89.35%61.23%-236.01%87.61%41.51%7.56%-14.02%-151.39%43.74%

Earnings

Report DateJun 30, 2004Mar 31, 2007Jun 30, 2007Sep 30, 2007Dec 31, 2007Mar 31, 2008Jun 30, 2008Sep 30, 2008Dec 31, 2008Mar 31, 2009Jun 30, 2009Mar 31, 2011Jun 30, 2011Sep 30, 2011Feb 29, 2012May 30, 2012Aug 29, 2012Nov 28, 2012Feb 27, 2013May 29, 2013Aug 28, 2013Nov 27, 2013Feb 26, 2014May 28, 2014Sep 3, 2014Dec 3, 2014Feb 25, 2015Jun 3, 2015Sep 2, 2015Dec 2, 2015Jan 27, 2016Apr 19, 2016Jul 27, 2016Oct 17, 2016Jan 24, 2017Apr 25, 2017Jul 20, 2017Oct 20, 2017Apr 24, 2018Jul 27, 2018Oct 25, 2018Jan 24, 2019Apr 23, 2019Jul 25, 2019Oct 16, 2019Jan 23, 2020Apr 28, 2020Aug 25, 2020Nov 24, 2020Feb 23, 2021May 25, 2021Aug 25, 2021Nov 23, 2021Feb 24, 2022May 11, 2022Aug 4, 2022Nov 1, 2022Feb 22, 2023May 31, 2023Aug 29, 2023Nov 23, 2023Feb 26, 2024May 27, 2024Aug 30, 2024Nov 29, 2024Feb 25, 2025May 26, 2025Aug 28, 2025Nov 27, 2025Feb 23, 2026May 25, 2026Sep 1, 2026
EPS Estimate------------------------------------------------------------------------
EPS Actual0.030.010.010.01-0.000.010.010.000.01-0.010.050.030.020.010.040.040.030.020.040.040.040.040.050.040.050.040.040.060.050.040.040.060.060.050.050.070.050.060.080.070.100.110.120.100.140.090.120.090.100.120.120.100.090.190.100.080.100.090.110.110.110.080.120.110.120.100.110.100.130.100.120.10
Surprise------------------------------------------------------------------------
Timing-------------------------------------------------------Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-market-

Key Statistics & Ratios

Market Cap2.52B
Enterprise Value1.86B
Trailing P/E6.42
Forward P/E6.49
Price / Sales0.68
Price / Book1.09
EPS0.45
Book Value2.80
Revenue (TTM)3.61B
Gross Profit (TTM)659.45M
EBITDA654.08M
Profit Margin10.98%
Operating Margin16.03%
Return on Equity16.74%
Return on Assets2.24%
Shares Outstanding872.18M
Shares Float850.36M
Beta0.19
Dividend Yield6.40%
Dividend Rate0.19
Payout Ratio40.77%

Dividends

20251×
0.18Dec 12, 2025
20242×
0.17Dec 24, 20240.14Jan 17, 2024
20221×
0.14Dec 29, 2022
20212×
0.12Dec 29, 20210.12Jan 7, 2021
20191×
0.20Dec 18, 2019
20182×
0.15Dec 24, 20180.15Jan 2, 2018
20171×
0.12Jan 4, 2017
20161×
0.07Jan 21, 2016
20151×
0.07Apr 30, 2015
20142×
0.08Oct 15, 20140.08Apr 21, 2014
20132×
0.06Dec 10, 20130.02Sep 17, 2013
20123×
0.02Dec 28, 20120.03Aug 28, 20120.02May 7, 2012
20112×
0.00Nov 9, 20110.01May 5, 2011
20101×
0.01Sep 15, 2010
20091×
0.01Nov 12, 2009
20081×
0.01Dec 11, 2008

Stock Splits

  • May 25, 20155:1
  • Aug 26, 2003433:276