SEOUL GUARANTEE INSURANCE

031210 · KO · Financial Services / Insurance - Diversified

42,650.00KRW+50.00 (+0.12%)

Price History

Full chart

Market Stats

Previous Close42,600.00

Open42,850.00

Day Range42,200.00 – 43,050.00

52-Week Range39,251.18 – 60,634.16

Volume33.49K

Market Cap2.94T

P/E (TTM)0.00

Forward P/E0.00

Dividend Yield7.74%

50-Day Avg42,975.00

200-Day Avg47,433.50

About

Seoul Guarantee Insurance Company, together with its subsidiaries, engages in non-life insurance and other related operations to individuals and businesses in South Korea and internationally. The company provides surety insurance, credit insurance, reinsurance and related asset management, etc.; contract, non-contract, and financial and counter guarantee bonds; and commercial credit insurance, such as mobile phone contracts and credit sales. It also engages in collection of receivables; and insurance management and brokerage. Seoul Guarantee Insurance Company was incorporated in 1969 and is headquartered in Seoul, South Korea.

Company Details

SectorFinancial Services
IndustryInsurance - Diversified
CEOMyung-Soon Lee
HeadquartersSeoul Guarantee Insurance Building, Seoul, South Korea, 03128, Korea
Websitehttps://www.sgic.co.kr

Leadership

Myung-Soon LeePresident, CEO & Director · b. 1968
Sang-Gyu LeeMD of Management Planning Division, CSO & CFO · b. 1968
Jung-Yul ParkExecutive Director of Operation Group · b. 1969
Ji-Young ChoManaging Director of Compliance Division (Compliance CCO)
Mr. Young-Rok ChoExecutive Director of Marketing Group · b. 1967
Mr. Chang-Gyu KangDirector of HR & General Affairs Division · b. 1964
Mr. Ki-Hwan KimDirector of Asset Management Division
Kuk-Je ChoManaging Director of Information Security Division (CISO·CPO)
Sang-Sun HanManaging Director of Global Business Division
Young-Il KimManaging Director of Seoul Gangnam Headquarters

Financials

Income Statement

Currency: KRW	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	1.94T	2.07T	2.22T	2.27T	2.34T
Growth (%)	-	+6.58%	+7.30%	+2.28%	+3.33%
Net Income	456.13B	544.85B	417.66B	213.10B	268.37B
Net Income Margin	23.51%	26.35%	18.82%	9.39%	11.45%
Interest Expense	5.65B	4.78B	5.59B	5.38B	5.86B
Interest Expense % of Total Revenue	0.29%	0.23%	0.25%	0.24%	0.25%

Balance Sheet

Currency: KRW	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	10.08T	8.45T	9.13T	9.33T	9.41T
Total Liabilities	4.58T	3.62T	3.93T	4.16T	4.21T
Total Equity	5.49T	4.82T	5.20T	5.17T	5.19T
Cash	303.11B	153.77B	212.16B	239.66B	177.58B

Cash Flow

Currency: KRW	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	935.03B	775.97B	540.87B	314.98B	387.23B
Capital Expenditure	22.51B	17.08B	68.95B	65.98B	74.24B
Free Cash Flow	912.52B	758.89B	471.92B	249.00B	313.00B
Dividends Paid	105.15B	229.16B	282.75B	208.36B	200.09B
FCF to OCF	97.59%	97.80%	87.25%	79.05%	80.83%
Dividend Paid to FCF	11.52%	30.20%	59.91%	83.68%	63.93%

Earnings

Report Date	Mar 31, 2025	Jun 30, 2025	Sep 30, 2025	Dec 31, 2025	Mar 31, 2026	Jun 30, 2026
EPS Estimate	-	-	-	-	-	-
EPS Actual	276.71	938.09	886.38	1742.52	822.59	946.78
Surprise	-	-	-	-	-	-
Timing	-	-	-	-	-	-

Key Statistics & Ratios

Market Cap2.94T

Enterprise Value2.74T

Trailing P/E0.00

Forward P/E0.00

Price / Sales1.17

Price / Book0.58

Revenue (TTM)2.50T

Gross Profit (TTM)597.52B

EBITDA509.48B

Profit Margin12.27%

Operating Margin15.20%

Return on Equity6.01%

Return on Assets2.93%

Shares Outstanding69.82M

Shares Float13.94M

Dividend Yield7.74%

Dividend Rate3,295.00

Payout Ratio74.92%

Dividends

20262×

430.00Aug 25, 20262865.00Apr 2, 2026

20251×

2865.00Apr 3, 2025