YOLFTbeta
13

Dgb Financial

139130 · KO · Financial Services / Banks - Regional

15,750.00KRW+330.00 (+2.14%)

Price History

Full chart

Market Stats

Previous Close15,420.00
Open15,440.00
Day Range15,440.00 – 15,930.00
52-Week Range12,601.11 – 21,243.24
Volume676.87K
Market Cap2.91T
P/E (TTM)0.00
Forward P/E2.55
Dividend Yield3.81%
Beta0.58
50-Day Avg17,810.00
200-Day Avg17,380.50

About

iM Financial Group Co., Ltd., through its subsidiaries, engages in the provision of various banking products and services in South Korea. The company offers deposit products; loans; financial products, including fund and bancassurance; and foreign exchange, asset management, and internet banking services. It also provides investment trading and brokerage, discretionary investment, investment advisory, and trust services; and insurance contract loans, etc., as well as sells insurance products, including coverage, endowment, pension, and variable. In addition, the company is involved in the collective investment services; issuing and managing prepaid electronic payment and payment gateway solutions; and facility and automobile rental, installment and automobile finance, corporate and personal loan, and technology business finance services. Further, it engages in the development, operation, maintenance, and integration of information systems; sale, rental, and maintenance of information equipment and software; IT consulting; IT related education; e-commerce; and internet related businesses. Additionally, the company provides claim collection, credit investigation, lease inspection, and civil affairs agency services; venture investment and support; and fintech, digital asset management, software development, and education solutions; and merger and acquisition, and investment services. The company was formerly known as DGB Financial Group Co., Ltd. and changed its name to iM Financial Group Co., Ltd. in March 2025. iM Financial Group Co., Ltd. was founded in 1967 and is based in Daegu, South Korea.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOMr. Byuong-Woo Hwang
  • Employees96
  • Headquarters111 Oksanro, Daegu, South Korea, Korea
  • Websitehttps://www.imfngroup.com

Leadership

  • Mr. Byuong-Woo HwangChief Executive Officer · b. 1967
  • Su-Hwan ShinChief Financial Officer
  • Ms. Eun-Mi GuExecutive VP & Group Compliance Officer · b. 1977
  • Mr. Yoon-Kook KimManaging Director · b. 1962
  • Mr. Jong-Ho ChoiExecutive VP & Group Chief Audit Executive · b. 1964
  • Mr. Sung-In LeeExecutive VP and Director of Digital Innovation & IMBANK Headquarters · b. 1966
  • Mr. Hyun-Jin ShinExecutive VP & Chief Risk Officer · b. 1965
  • Jeong-hun KangJunior Executive VP, MD of Future Planning, Chief of Management Support & Director
  • Mr. Ki-Sik MinChief Executive Officer of DGB Life
  • Mr. Jae-Young LeeChief Executive Officer of DGB Capital · b. 1961

Financials

Income Statement

Currency: KRW2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue1.05T1.16T1.17T1.10T1.20T1.24T1.33T1.79T3.79T2.44T2.41T1.24T1.80T1.89T1.77T2.30T1.16T1.23T1.46T1.54T1.96T2.26T2.24T2.38T2.31T2.29T
Growth (%)-+10.79%+0.75%-6.04%+9.21%+2.72%+7.47%+35.12%+111.22%-35.50%-1.43%-48.69%+45.79%+5.06%-6.65%+30.03%-49.57%+5.88%+19.09%+5.43%+26.98%+15.36%-0.85%+6.43%-2.84%-1.14%
Cost of Revenue-------------000000-------
Gross Profit-------------1.12T1.13T2.30T2.40T2.45T2.98T-------
Gross Margin-------------59.07%63.65%100.00%206.96%199.98%204.02%-------
Operating Expense-------------28.57B97.65B1.70T1.68T1.68T2.03T-------
Operating Income208.72B223.62B311.79B250.61B303.34B368.15B475.08B1.01T1.21T990.72B989.57B840.29B1.16T1.09T1.03T598.69B717.07B775.82B950.47B-------
Operating Margin19.87%19.22%26.59%22.75%25.21%29.79%35.77%56.19%31.80%40.53%41.07%67.96%64.53%57.56%58.13%26.05%61.86%63.21%65.02%-------
Net Income15.70B30.84B131.20B110.83B123.52B175.27B240.53B260.82B261.17B170.52B227.44B351.59B273.36B238.25B229.73B294.10B301.85B302.21B383.54B327.41B332.32B503.07B401.57B387.84B214.88B443.90B
Net Income Margin1.49%2.65%11.19%10.06%10.27%14.18%18.11%14.53%6.89%6.97%9.44%28.44%15.17%12.58%13.00%12.79%26.04%24.62%26.24%21.24%16.98%22.28%17.94%16.28%9.28%19.40%
Interest Expense000000000000000000646.68B783.30B645.86B538.66B1.07T2.39T2.49T2.15T
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%44.24%50.82%33.00%23.86%47.96%100.39%107.52%93.88%

Balance Sheet

Currency: KRW2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets13.25T15.07T16.46T17.36T19.12T20.02T22.20T24.08T26.75T28.12T30.33T31.29T34.22T37.58T41.01T51.14T53.46T56.73T64.92T72.40T79.97T85.91T91.01T93.36T94.15T98.86T
Total Liabilities12.69T14.48T15.75T16.53T18.17T18.95T20.93T22.66T25.15T26.35T28.32T29.00T31.69T34.58T37.80T47.37T49.49T52.54T59.85T66.97T74.17T79.58T84.80T87.08T87.94T92.42T
Total Equity533.47B562.48B712.17B837.75B949.07B1.08T1.26T1.42T1.60T1.77T2.01T2.29T2.52T2.71T2.92T3.49T3.68T3.91T4.34T4.62T4.99T5.50T5.38T5.95T5.99T6.22T
Cash2.37T1.27T1.56T660.48B634.33B1.07T1.18T587.26B927.26B784.59B1.09T876.55B526.47B532.12B578.82B1.03T2.55T2.25T2.72T3.18T4.30T4.49T4.30T5.07T4.13T4.64T
Net Debt-----------------4.68T5.74T6.44T7.50T9.05T11.23T10.45T11.56T13.57T

Cash Flow

Currency: KRW2000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow--------------2.08T-4.08T-2.67T-1.79T-2.54T500.68B-5.06T-7.58T-2.37T-5.43T1.95T2.90T-1.48T
Investing Cash Flow--------------550.85B22.78B-915.58B-545.43B-546.90B-1.11T244.68B-282.20B-1.37T-72.46B---
Financing Cash Flow-------------2.69T4.05T3.88T2.34T3.13T382.15B4.95T8.29T4.08T5.84T---
Capital Expenditure000000000000028.21B47.13B67.19B134.07B83.07B401.56B50.13B50.66B69.06B48.68B81.93B86.04B70.36B
Free Cash Flow------------------131.89B83.02B-1.04T-3.05T743.58B-3.05T1.87T2.82T-1.55T
Dividends Paid-------------48.77B51.60B56.96B61.40B64.78B62.54B67.60B83.09B84.20B131.82B135.95B119.91B122.63B
FCF to OCF-----------------5.19%16.58%20.50%40.18%-31.36%56.13%95.80%97.04%104.76%
Dividend Paid to FCF------------------49.11%75.33%-6.51%-2.73%11.32%-4.32%7.28%4.26%-7.92%

Earnings

Report DateJul 19, 2011Nov 1, 2011Feb 8, 2012May 30, 2012Aug 29, 2012Nov 1, 2012Feb 6, 2013Apr 1, 2013Aug 14, 2013Nov 14, 2013Mar 3, 2014Apr 30, 2014Aug 14, 2014Nov 10, 2014Feb 4, 2015May 15, 2015Aug 13, 2015Nov 11, 2015Feb 4, 2016May 16, 2016Aug 16, 2016Nov 14, 2016Mar 15, 2017May 11, 2017Aug 14, 2017Nov 14, 2017Mar 15, 2018Apr 27, 2018Aug 14, 2018Nov 2, 2018Feb 11, 2019Apr 1, 2019Aug 14, 2019Nov 14, 2019Mar 30, 2020May 7, 2020Aug 14, 2020Nov 16, 2020Feb 4, 2021May 17, 2021Aug 17, 2021Nov 15, 2021Mar 11, 2022Apr 28, 2022Aug 16, 2022Nov 14, 2022Mar 14, 2023May 15, 2023Aug 14, 2023Nov 14, 2023Mar 13, 2024May 14, 2024Jul 28, 2024Nov 14, 2024Mar 11, 2025Apr 28, 2025Jul 27, 2025Nov 14, 2025Feb 5, 2026Apr 28, 2026Jul 26, 2026
EPS Estimate-661.71483.68656.00590.96--372.63484.92605.40399.06-579.65599.28343.65455.75481.28443.66209.86483.69423.99416.15220.02593.19554.36547.30300.71543.80610.04603.27446.00550.51576.52567.21370.53462.76384.18411.26266.77568.86618.23758.92381.61846.24708.56749.46218.52710.22610.93608.32124.04777.16651.66612.75157.01764.16771.44707.46145.45921.70909.32
EPS Actual615.66567.001241.87647.00537.00560.45252.82266.00397.00626.00183.00381.07539.00558.00216.00653.00561.00480.0069.00600.00483.01416.00203.00537.00535.00534.00181.00538.00619.00466.00610.00610.00566.00419.73130.87512.00558.00524.00314.00713.00896.00798.00479.00932.00702.00616.0016.00966.00813.00650.00-252.00632.00190.00571.00-272.00879.00900.00703.0027.00905.00829.00
Surprise--14.31%156.75%-1.37%-9.13%---28.62%-18.13%3.40%-54.14%--7.01%-6.89%-37.15%43.28%16.56%8.19%-67.12%24.05%13.92%-0.04%-7.74%-9.47%-3.49%-2.43%-39.81%-1.07%1.47%-22.75%36.77%10.81%-1.82%-26.00%-64.68%10.64%45.24%27.41%17.70%25.34%44.93%5.15%25.52%10.13%-0.93%-17.81%-92.68%36.01%33.08%6.85%-303.16%-18.68%-70.84%-6.81%-273.24%15.03%16.66%-0.63%-81.44%-1.81%-8.83%
Timing-Pre-marketPre-marketAfter-hoursAfter-hours--Pre-marketAfter-hoursPre-marketPre-market-After-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketAfter-hoursPre-marketPre-marketAfter-hoursAfter-hours

Key Statistics & Ratios

Market Cap2.91T
Enterprise Value2.94T
Trailing P/E0.00
Forward P/E2.55
PEG Ratio0.00
Price / Sales0.88
Price / Book0.44
Revenue (TTM)3.29T
Gross Profit (TTM)3.29T
Profit Margin13.08%
Operating Margin35.72%
Return on Equity6.87%
Return on Assets0.43%
Shares Outstanding158.36M
Shares Float142.79M
Beta0.58
Dividend Yield3.81%
Dividend Rate700.00
Payout Ratio28.41%

Dividends

20261×
700.00Feb 26, 2026
20251×
500.00Feb 27, 2025
20241×
550.00Feb 28, 2024
20221×
650.00Dec 28, 2022
20211×
630.00Dec 29, 2021
20201×
390.00Dec 29, 2020
20191×
410.00Dec 27, 2019
20181×
360.00Dec 27, 2018
20171×
340.00Dec 27, 2017
20161×
300.00Dec 28, 2016
20151×
280.00Dec 29, 2015
20141×
320.00Dec 29, 2014
20131×
266.35Dec 27, 2013
20121×
313.92Dec 27, 2012
20111×
332.94Dec 28, 2011
20101×
285.38Dec 29, 2010
20091×
152.20Dec 29, 2009
20081×
237.82Dec 29, 2008
20071×
570.76Dec 27, 2007
20061×
537.46Dec 27, 2006
20051×
380.51Dec 28, 2005
20041×
261.60Dec 29, 2004
20031×
237.82Dec 29, 2003
20021×
237.82Dec 27, 2002

Stock Splits

  • Nov 28, 2014554:527
  • Oct 23, 199823:20
  • May 29, 19971111:1041
  • Jan 3, 199721:20