Koryo Credit Information Co. Ltd

Koryo Credit Information Co. Ltd

049720 · KQ · Industrials / Specialty Business Services

8,720.00KRW+90.00 (+1.04%)

Price History

Full chart

Market Stats

Previous Close8,630.00
Open8,670.00
Day Range8,640.00 – 8,730.00
52-Week Range8,820.00 – 11,940.00
Volume12.57K
Market Cap130.32B
P/E (TTM)0.00
Forward P/E0.00
Dividend Yield5.48%
Beta-0.46
50-Day Avg9,216.40
200-Day Avg9,887.25

About

Korea Credit Information CO., LTD engages in the debt collection/credit investigation/civil complaint agency business in South Korea and internationally. It offers debt collection services, including identifying the location of the debtor or debtor to perform debt collection works; asset investigation on the debtor; urging debt repayment, such as visiting the debtor; and reimbursement receipt agency services. The company also provides call centre operation agency, CS monitoring, and service quality management services; bond information, initial delay notice, and collection management services; and investigation of repayment ability for defaulters, credit check of new and existing counterparties, preliminary investigation for bond preservation, and for use as evidence for write-off of bad debts for uncollectible claims, such as closed-down corporations. In addition, it offers services in the areas of rights confirmation, such as lease status and price investigation of real estate and personal assets; on-site investigation, including current status investigation of businesses and workplaces; and delivery service in receiving financial institution loan documents comprising identity and handwritten information verification. The company was formerly known as Koryo Credit Information Co., Ltd. and changed its name to Korea Credit Information CO., LTD in April 2026. Korea Credit Information CO., LTD was incorporated in 1991 and is headquartered in Seoul, South Korea.

Company Details

Leadership

  • Mr. TaeHun YoonCEO & Chairman · b. 1976
  • Mr. Jong-Jin ParkPresident & Representative Director · b. 1956
  • Mr. JungHee JeonSenior Manager of Financial Headquarters Management · b. 1973
  • JinHo MoonDepartment Head & Director · b. 1971

Financials

Income Statement

Currency: KRW2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue83.36B82.42B81.65B82.84B84.87B87.79B103.51B116.46B133.21B145.22B146.77B158.21B171.31B178.03B
Growth (%)--1.12%-0.94%+1.46%+2.45%+3.44%+17.91%+12.51%+14.39%+9.02%+1.06%+7.80%+8.28%+3.92%
Cost of Revenue-119.86M110.89M200.30M150.28M152.68M51.33M56.08M------
Gross Profit-82.30B81.54B82.64B84.72B87.63B103.46B116.40B133.21B145.22B146.77B158.21B171.31B178.03B
Gross Margin-99.85%99.86%99.76%99.82%99.83%99.95%99.95%100.00%100.00%100.00%100.00%100.00%100.00%
Operating Expense-82.03B79.74B77.90B79.30B83.22B97.47B109.26B122.89B132.44B135.34B144.42B155.58B161.29B
Operating Income1.85B274.57M1.79B4.73B5.42B4.41B5.99B7.14B10.32B12.78B11.43B13.79B15.73B16.74B
Operating Margin2.21%0.33%2.19%5.71%6.38%5.03%5.79%6.13%7.75%8.80%7.79%8.72%9.18%9.40%
EBITDA----------18.24B21.38B23.73B24.94B
EBITDA Margin----------12.43%13.51%13.85%14.01%
Net Income883.89M355.24M1.22B4.00B3.72B3.59B4.67B6.62B10.29B9.85B10.59B11.77B13.24B13.26B
Net Income Margin1.06%0.43%1.49%4.83%4.38%4.08%4.52%5.69%7.73%6.78%7.22%7.44%7.73%7.45%
Interest Expense00000000468.40M602.30M997.06M906.78M760.19M782.25M
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.35%0.41%0.68%0.57%0.44%0.44%

Balance Sheet

Currency: KRW2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets20.05B20.62B23.05B25.22B27.43B27.17B32.97B48.73B70.35B81.43B87.24B91.18B97.36B114.25B
Total Liabilities7.68B8.38B10.54B9.94B10.73B9.86B13.82B26.18B41.16B48.32B47.94B45.54B44.45B51.29B
Total Equity12.18B12.11B12.40B15.17B16.70B17.31B19.16B22.55B29.19B33.11B39.29B45.64B52.92B62.96B
Cash1.62B1.64B4.00B5.32B8.05B-11.21B10.30B8.32B5.62M6.46M10.55B3.52M20.48B
Total Debt-------5.69B13.50B-----
Net Debt--------591.52M3.01B5.60B1.30B--

Cash Flow

Currency: KRW2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow443.66M3.83B3.34B4.47B5.27B3.62B8.30B7.38B3.46B10.87B7.47B19.95B20.42B17.52B
Investing Cash Flow967.92M-3.03B-153.26M-1.70B-254.21M-2.80B-736.78M-4.53B-3.90B-3.47B-1.41B-6.39B72.87M-
Financing Cash Flow--767.23M-828.68M-1.46B-2.29B-2.43B-2.78B-3.75B-1.54B-5.62B-4.61B-14.57B-11.15B-
Capital Expenditure560.45M762.71M711.60M921.35M571.79M1.18B679.82M1.38B1.62B2.02B1.16B2.12B1.57B1.47B
Free Cash Flow---------461.14M8.84B6.31B17.84B18.85B16.06B
Dividends Paid688.88M688.88M688.88M1.04B2.09B2.43B2.78B3.06B3.48B5.91B4.31B4.87B5.85B6.55B
FCF to OCF---------13.32%81.38%84.41%89.40%92.33%91.63%
Dividend Paid to FCF---------753.63%66.81%68.39%27.29%31.01%40.78%

Earnings

Report DateMar 31, 2009Jun 30, 2009Sep 30, 2009Dec 31, 2009Mar 31, 2010Jun 30, 2010Sep 30, 2010Dec 31, 2010Mar 31, 2011Jun 30, 2011Sep 30, 2011Dec 31, 2011Mar 31, 2012Jun 30, 2012Sep 30, 2012Dec 31, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014Jun 30, 2014Sep 30, 2014Dec 31, 2014Mar 31, 2015Jun 30, 2015Sep 30, 2015Dec 31, 2015Mar 31, 2016Jun 30, 2016Sep 30, 2016Dec 31, 2016Mar 31, 2017Jun 30, 2017Sep 30, 2017Mar 5, 2018Mar 31, 2018Aug 14, 2018Nov 13, 2018Dec 31, 2018Mar 31, 2019Jun 30, 2019Sep 30, 2019Dec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Dec 31, 2020Mar 31, 2021Jun 30, 2021Sep 30, 2021Dec 31, 2021Mar 31, 2022Jun 30, 2022Sep 30, 2022Dec 31, 2022Mar 31, 2023Jun 30, 2023Sep 30, 2023Mar 28, 2024Mar 31, 2024Jun 30, 2024Sep 30, 2024Dec 31, 2024Mar 31, 2025Jun 30, 2025Sep 30, 2025Dec 31, 2025Mar 31, 2026Jun 30, 2026
EPS Estimate----------------------------------------------------------------------
EPS Actual5.3114.8022.1224.5615.8719.4214.2311.6926.9965.1743.0232.7920.6428.5326.79-1.986.808.135.355.505.364.0221.0257.3268.4863.9653.58101.9244.7575.6565.4381.6739.5664.9778.6174.7853.3994.6487.58100.60110.58119.97100.72145.03126.44157.58150.46305.94182.51185.81151.29188.77165.26188.9492.97314.23219.96179.29175.29271.30186.13249.98231.27283.21196.97244.33266.88243.05186.04234.41
Surprise----------------------------------------------------------------------
Timing-----------------------------------Pre-market-Pre-marketAfter-hours--------------------Pre-market----------

Key Statistics & Ratios

Market Cap130.32B
Enterprise Value135.47B
Trailing P/E0.00
Forward P/E0.00
Price / Sales0.73
Price / Book1.99
Revenue (TTM)177.67B
Gross Profit (TTM)177.45B
EBITDA23.58B
Profit Margin7.39%
Operating Margin8.88%
Return on Equity21.75%
Return on Assets9.44%
Shares Outstanding14.29M
Shares Float8.07M
Beta-0.46
Dividend Yield5.48%
Dividend Rate500.00
Payout Ratio53.74%

Dividends

20261×
240.00Jun 29, 2026
20252×
260.00Dec 29, 2025240.00Jun 27, 2025
20242×
230.00Dec 27, 2024220.00Jun 27, 2024
20232×
200.00Dec 27, 2023180.00Jun 29, 2023
20222×
170.00Dec 28, 2022160.00Jun 29, 2022
20212×
150.00Dec 29, 2021150.00Jun 29, 2021
20201×
275.00Dec 29, 2020
20191×
250.00Dec 27, 2019
20181×
220.00Dec 27, 2018
20171×
200.00Dec 27, 2017
20161×
175.00Dec 28, 2016
20151×
150.00Dec 29, 2015
20141×
75.00Dec 29, 2014
20131×
50.00Dec 27, 2013
20121×
50.00Dec 27, 2012
20111×
50.00Dec 28, 2011
20101×
50.00Dec 29, 2010
20091×
50.00Dec 29, 2009
20081×
15.00Dec 29, 2008

Stock Splits

  • Jul 1, 200410:1