YOLFTbeta
16

Finger Inc.

163730 · KQ · Technology / Software - Application

10,700.00KRW+290.00 (+2.79%)

Price History

Full chart

Market Stats

Previous Close10,410.00
Open10,510.00
Day Range10,450.00 – 11,030.00
52-Week Range6,200.00 – 25,650.00
Volume26.15K
Market Cap172.15B
P/E (TTM)0.00
Forward P/E0.00
Dividend Yield0.71%
Beta2.25
50-Day Avg9,813.20
200-Day Avg11,873.10

About

Finger, Inc., a fintech company, provides digital financial solutions in Korea. The company offers a platform for financial non-face-to-face financial channels, including full banking, financial portal, and open and global banking. It also engages in the in-house research, development, and supply of various technologies for digital financial services, such as banking, remittance/payment, MyData, and Regtech solutions. In addition, the company provides fintech services, consisting of fund and collection management; remittance and payment; data brokerage; cloud; and family services. It also develops AI-based physical robotics and auto-manual hybrid automation platform. Finger, Inc. was founded in 2000 and is based in Seoul, South Korea.

Company Details

  • SectorTechnology
  • IndustrySoftware - Application
  • CEOMr. Injoo An
  • Employees296
  • HeadquartersFKI Tower, Seoul, South Korea, 07320, Korea
  • Websitehttps://www.finger.co.kr

Leadership

  • Mr. Injoo AnCEO, President & Representative Director · b. 1970
  • ShinMyung KangChief Financial Officer
  • YoungJun SeoChief Technology Officer
  • Mr. SeongHwan JooHead of Business Division (1Area)
  • Mr. ChanHo LeeHead of Business Division (2Area)

Financials

Income Statement

Currency: KRW2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue38.04B58.30B59.75B94.79B90.10B83.13B71.61B91.61B
Growth (%)-+53.24%+2.49%+58.64%-4.94%-7.74%-13.86%+27.93%
Cost of Revenue30.71B48.94B51.69B80.26B76.55B70.56B62.60B80.91B
Gross Profit7.33B9.36B8.06B14.53B13.55B12.57B9.01B10.70B
Gross Margin19.27%16.06%13.49%15.33%15.04%15.12%12.58%11.68%
Operating Expense4.65B4.60B4.77B7.10B8.18B8.87B10.24B9.13B
Operating Income2.68B4.77B3.29B7.43B5.37B3.70B-1.24B1.57B
Operating Margin7.04%8.17%5.51%7.83%5.96%4.45%-1.73%1.71%
EBITDA----4.33B7.02B2.44B4.33B
EBITDA Margin----4.80%8.44%3.41%4.73%
Net Income1.91B3.33B3.38B599.85M1.74B4.45B803.31M296.39M
Net Income Margin5.02%5.71%5.66%0.63%1.93%5.35%1.12%0.32%
R&D--285.45M292.46M532.15M376.09M334.84M302.79M
R&D as % of Total Revenue--0.48%0.31%0.59%0.45%0.47%0.33%
Interest Expense00526.50M111.86M249.36M265.59M245.87M326.39M
Interest Expense % of Total Revenue0.00%0.00%0.88%0.12%0.28%0.32%0.34%0.36%

Balance Sheet

Currency: KRW2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets28.28B54.61B37.51B71.48B61.34B62.68B63.47B67.56B
Total Liabilities26.41B40.37B20.34B26.18B16.83B12.87B17.24B19.89B
Total Equity1.88B14.24B17.17B45.30B44.51B48.48B46.23B45.87B
Cash14.17M8.55M13.02B7.99M7.94M25.01B7.75M21.61B
Total Debt10.74B30.47B5.92B-----
Net Debt-19.69B------

Cash Flow

Currency: KRW2018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow5.67B-2.98B7.94B12.19B10.74B7.45B1.09B7.00B
Investing Cash Flow-535.06M-3.28B-749.38M-15.60B-12.39B-2.70B-6.64B-
Financing Cash Flow2.08B3.13B-2.45B17.03B-2.98B-1.75B-1.35B-
Capital Expenditure200.81M848.84M341.76M1.21B1.70B470.21M1.27B437.94M
Free Cash Flow--7.53B10.99B9.04B6.98B-179.26M6.57B
Dividends Paid----923.14M911.29M811.17M657.33M
FCF to OCF--94.83%90.11%84.17%93.69%-16.43%93.75%
Dividend Paid to FCF----10.21%13.05%-452.51%10.01%

Earnings

Report DateMar 31, 2021Jun 30, 2021Sep 30, 2021Dec 31, 2021Mar 31, 2022Jun 30, 2022Sep 30, 2022Dec 31, 2022Mar 31, 2023Jun 30, 2023Sep 30, 2023Dec 31, 2023Mar 31, 2024Jun 30, 2024Sep 30, 2024Dec 31, 2024Mar 31, 2025Jun 30, 2025Sep 30, 2025Dec 31, 2025Mar 31, 2026Jun 30, 2026
EPS Estimate----------------------
EPS Actual-554.25173.09161.73266.35-24.98129.44-42.02125.42112.0287.59148.69135.1511.9513.4318.6741.4455.4159.77155.01-238.605.33643.87
Surprise----------------------
Timing----------------------

Key Statistics & Ratios

Market Cap172.15B
Enterprise Value102.61B
Trailing P/E0.00
Forward P/E0.00
Price / Sales1.87
Price / Book1.60
Revenue (TTM)92.16B
Gross Profit (TTM)9.81B
EBITDA2.59B
Profit Margin6.51%
Operating Margin1.71%
Return on Equity7.85%
Return on Assets0.31%
Shares Outstanding11.87M
Shares Float7.16M
Beta2.25
Dividend Yield0.71%
Dividend Rate100.00
Payout Ratio17.68%

Dividends

20251×
100.00Dec 29, 2025
20241×
100.00Dec 27, 2024
20231×
120.00Dec 27, 2023
20221×
100.00Dec 28, 2022
20211×
100.00Dec 29, 2021