Bankware Global Co., Ltd.

199480 · KQ · Technology / Software - Application

3,075.00KRW-25.00 (-0.81%)

Price History

Full chart

Market Stats

Previous Close3,100.00

Open3,350.00

Day Range3,060.00 – 3,350.00

52-Week Range1,992.00 – 7,730.00

Volume4.71K

Market Cap40.89B

P/E (TTM)0.00

Forward P/E0.00

Dividend Yield0.00%

Beta1.57

50-Day Avg3,498.00

200-Day Avg4,335.73

About

Bankware Global Co., Ltd. engages in the development, supply, and sale of financial software in South Korea and internationally. The company offers BX-CBP, a retail core banking solution; BX-LOS, a lending solution; BX-AFS, an installment finance solution for card, capital, and automobile finance companies; H-ALIS, a credit card solution; and BX-ERP, an enterprise resource planning solution for small and medium-sized financial institutions. It also provides tech platform software solution; and financial cloud and system construction services. The company was founded in 2010 and is headquartered in Seoul, South Korea.

Company Details

SectorTechnology
IndustrySoftware - Application
CEOMr. Kyungjo Lee
Employees368
HeadquartersBaejae Jeongdong Building, Seoul, South Korea, Korea
Websitehttps://bankwareglobal.com

Leadership

Mr. Kyungjo LeeCEO & Representative Director · b. 1953
Mr. Eunjoong LeeCEO & Representative Director · b. 1964
Mr. SuHyeon SonChief Financial Officer · b. 1971
Mr. JungTae KimManaging Director · b. 1971
JaeKwon KhoVP & Director · b. 1970

Financials

Income Statement

Currency: KRW	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Revenue	95.02B	72.90B	72.91B	50.20B	63.45B
Growth (%)	-	-23.28%	+0.03%	-31.15%	+26.39%
Cost of Revenue	84.68B	69.55B	64.34B	51.36B	55.15B
Gross Profit	10.34B	3.34B	8.57B	-1.16B	8.30B
Gross Margin	10.88%	4.58%	11.75%	-2.31%	13.08%
Operating Expense	6.78B	9.90B	13.20B	13.35B	12.68B
Operating Income	3.56B	-6.56B	-4.63B	-14.51B	-4.38B
Operating Margin	3.74%	-9.00%	-6.35%	-28.90%	-6.91%
EBITDA	-	-8.93B	-2.52B	-11.34B	-1.65B
EBITDA Margin	-	-12.25%	-3.46%	-22.59%	-2.60%
Net Income	-1.90B	-11.53B	-7.98B	-14.23B	-2.76B
Net Income Margin	-2.00%	-15.82%	-10.94%	-28.35%	-4.35%
Interest Expense	997.01M	1.60B	2.24B	986.25M	626.53M
Interest Expense % of Total Revenue	1.05%	2.20%	3.07%	1.96%	0.99%

Balance Sheet

Currency: KRW	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Total Assets	65.70B	49.01B	45.06B	51.93B	47.28B
Total Liabilities	58.56B	52.21B	34.88B	33.02B	29.34B
Total Equity	6.75B	-3.21B	10.19B	18.91B	17.94B
Cash	18.63B	13.77B	13.42B	33.40B	23.18B

Cash Flow

Currency: KRW	2021-12-31	2022-12-31	2023-12-31	2024-12-31	2025-12-31
Operating Cash Flow	1.03B	-351.32M	-2.21B	1.41B	-5.86B
Investing Cash Flow	-	-903.82M	5.72B	-76.13M	-
Financing Cash Flow	-	-3.56B	-3.82B	18.44B	-
Capital Expenditure	385.17M	550.15M	1.17B	161.82M	1.12B
Free Cash Flow	648.81M	-901.47M	-3.38B	1.25B	-6.98B
FCF to OCF	62.75%	256.59%	152.64%	88.50%	119.17%

Earnings

Report Date	Sep 30, 2024	Dec 31, 2024	Mar 31, 2025	Jun 30, 2025	Sep 30, 2025	Dec 31, 2025	Mar 31, 2026	Jun 30, 2026
EPS Estimate	-	-	-	-	-	-	-	-
EPS Actual	-274.96	-373.57	-185.86	-98.12	-3.32	13.65	-47.10	9.74
Surprise	-	-	-	-	-	-	-	-
Timing	-	-	-	-	-	-	-	-

Key Statistics & Ratios

Market Cap40.89B

Enterprise Value28.26B

Trailing P/E0.00

Forward P/E0.00

Price / Sales0.58

Price / Book2.31

Revenue (TTM)70.92B

Gross Profit (TTM)9.41B

EBITDA-731.14M

Profit Margin-0.39%

Operating Margin-0.47%

Return on Equity-1.63%

Return on Assets-4.01%

Shares Outstanding10.20M

Shares Float6.32M

Beta1.57

Dividend Yield0.00%

Dividend Rate0.00

Payout Ratio0.00%