YOLFTbeta
21

Incar Financial Service Co. Ltd.

211050 · KQ · Financial Services / Financial Conglomerates

10,250.00KRW+190.00 (+1.89%)

Price History

Full chart

Market Stats

Previous Close10,060.00
Open10,170.00
Day Range10,170.00 – 10,500.00
52-Week Range8,100.00 – 17,330.00
Volume77.94K
Market Cap489.51B
P/E (TTM)0.00
Forward P/E0.00
Dividend Yield3.92%
Beta0.25
50-Day Avg10,389.20
200-Day Avg11,498.95

About

INCAR FINANCIAL SERVICE Co., Ltd. operates as an independent insurance agency in South Korea. The company offers non-life, life, general, and automobile insurance products. It also provides software development, financial product brokerage, and other financial consulting services. The company was formerly known as Incar Insu Co., Ltd. and changed its name to INCAR FINANCIAL SERVICE Co., Ltd. in July 2014. The company was incorporated in 2007 and is headquartered in Seoul, South Korea.

Company Details

  • SectorFinancial Services
  • IndustryFinancial Conglomerates
  • CEOMr. ByeongChae Choi
  • Employees331
  • HeadquartersSamil Building, Seoul, South Korea, 04789, Korea
  • Websitehttps://www.incar.co.kr

Leadership

  • Mr. ByeongChae ChoiHead of Human Resources, Planning & Finance Management, CEO & Chairman · b. 1961
  • Mr. DooSeop ShimCEO & Internal director · b. 1963
  • Mr. DaeKwon CheonCEO & Vice Chairman · b. 1955
  • Mr. YoungChan KimDirector & Head of Finance Department · b. 1968
  • Mr. Taeyeol KimVP & Head of Marketing Strategy Division · b. 1960
  • Mr. Joonhyun ParkManaging Director · b. 1966
  • Ms. Jongim KimManaging Director · b. 1974
  • Mr. JongMyung KimMD & Internal Director · b. 1969
  • Mr. JangSoo HanManaging Director · b. 1963
  • Mr. SungMan ChoMD, Management Planning Department & Internal Director · b. 1965

Financials

Income Statement

Currency: KRW2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue130.97B151.41B199.88B244.43B301.03B314.62B401.44B556.80B832.25B1.02T
Growth (%)-+15.60%+32.01%+22.29%+23.15%+4.52%+27.59%+38.70%+49.47%+22.77%
Cost of Revenue----252.31B254.28B323.91B450.96B674.79B833.56B
Gross Profit----48.72B60.34B77.53B105.86B157.47B188.21B
Gross Margin----16.18%19.18%19.31%19.01%18.92%18.42%
Operating Expense----34.00B39.10B50.08B59.36B71.13B92.93B
Operating Income1.46B1.79B4.16B2.37B14.72B21.24B27.46B46.51B86.33B95.28B
Operating Margin1.11%1.19%2.08%0.97%4.89%6.75%6.84%8.35%10.37%9.33%
Net Income1.50B495.37M1.25B3.40B11.29B16.40B20.79B29.51B62.03B72.30B
Net Income Margin1.15%0.33%0.62%1.39%3.75%5.21%5.18%5.30%7.45%7.08%
R&D---34.61M------
R&D as % of Total Revenue---0.01%------
Interest Expense0000662.45M854.84M1.27B8.87B9.09B4.26B
Interest Expense % of Total Revenue0.00%0.00%0.00%0.00%0.22%0.27%0.32%1.59%1.09%0.42%

Balance Sheet

Currency: KRW2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets50.58B88.60B105.48B163.68B175.41B214.91B291.94B497.33B707.43B1.00T
Total Liabilities37.84B97.59B94.56B149.86B150.32B173.43B218.53B400.58B559.10B786.97B
Total Equity12.73B-8.99B10.91B13.82B25.08B41.48B73.41B96.75B148.33B216.28B
Cash284.58M531.03M591.19M702.97M3.32B4.59B3.75B936.94M1.53B42.64B
Net Debt----14.23B13.46B16.05B53.38B47.76B-

Cash Flow

Currency: KRW2016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow-487.08M5.16B5.66B10.91B7.66B-549.50M-895.49M8.70B75.60B56.17B
Investing Cash Flow4.41B-10.01B-2.86B-267.37M-12.04B8.94B-2.94B-28.67B-45.89B-
Financing Cash Flow-4.05B5.10B-2.74B-10.53B6.99B-7.11B2.99B17.16B-29.12B-
Capital Expenditure446.33M294.59M2.15B1.70B566.73M1.28B833.27M3.08B1.78B2.29B
Free Cash Flow----7.09B-2.14B-2.21B5.62B73.81B53.89B
Dividends Paid-------3.08B3.52B4.87B
FCF to OCF----92.55%390.22%246.80%64.63%97.64%95.92%
Dividend Paid to FCF-------54.84%4.77%9.03%

Earnings

Report DateMar 31, 2022Jun 30, 2022Sep 30, 2022Dec 31, 2022Mar 31, 2023Jun 30, 2023Sep 30, 2023Dec 31, 2023Mar 31, 2024Jun 30, 2024Sep 30, 2024Dec 31, 2024Mar 31, 2025Jun 30, 2025Sep 30, 2025Dec 31, 2025Mar 31, 2026Jun 30, 2026
EPS Estimate------------------
EPS Actual69.80123.28114.65102.04161.82100.60120.12192.83255.60299.48423.80281.48325.03357.45443.61354.05456.62432.41
Surprise------------------
Timing------------------

Key Statistics & Ratios

Market Cap489.51B
Enterprise Value538.74B
Trailing P/E0.00
Forward P/E0.00
Price / Sales0.41
Price / Book2.03
Revenue (TTM)1.19T
Gross Profit (TTM)217.51B
EBITDA126.37B
Profit Margin6.95%
Operating Margin9.54%
Return on Equity39.78%
Return on Assets7.15%
Shares Outstanding48.95M
Shares Float24.46M
Beta0.25
Dividend Yield3.92%
Dividend Rate370.00
Payout Ratio21.94%

Dividends

20251×
370.00Dec 29, 2025
20241×
100.00Dec 27, 2024
20231×
70.00Dec 27, 2023
20221×
60.00Dec 28, 2022

Stock Splits

  • Apr 29, 20245:1
  • Jun 22, 20222:1