YOLFTbeta
Settlebank Corporation

Settlebank Corporation

234340 · KQ · Technology / Software - Infrastructure

16,610.00KRW+210.00 (+1.28%)

Price History

Full chart

Market Stats

Previous Close16,400.00
Open16,510.00
Day Range16,410.00 – 17,280.00
52-Week Range14,132.96 – 45,000.00
Volume91.41K
Market Cap322.27B
P/E (TTM)0.00
Forward P/E0.00
Dividend Yield0.95%
Beta1.81
50-Day Avg20,678.20
200-Day Avg23,813.95

About

Hecto Financial Co., Ltd., a fintech company, provides fintech platform services in South Korea. The company offers cash payment, PG electronic payment, kiosk payment, bulk transfer, virtual account, and G banking services, as well as depositor name inquiry, deposit transaction history inquiry, SMS sending agency, and cash receipt issuance agency services. It also provides technical and customer support services. In addition, the company engages in management consulting and intellectual property license business; wholesaling other daily necessities; developing and suppling system software; and provision of databases and online information services. The company was formerly known as Settlebank Corporation and changed its name to Hecto Financial Co., Ltd. in June 2022. Hecto Financial Co., Ltd. was incorporated in 2000 and is headquartered in Seoul, South Korea.

Company Details

  • SectorTechnology
  • IndustrySoftware - Infrastructure
  • CEOMr. Jongwon Choi
  • Employees222
  • HeadquartersTaekwang Tower, Seoul, South Korea, 06220, Korea
  • Websitehttps://www.hectofinancial.co.kr

Leadership

  • Mr. Jongwon ChoiCEO & Director · b. 1969
  • Hong-seok JeonManaging Director

Financials

Income Statement

Currency: KRW2017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue39.34B57.16B65.56B78.11B110.37B129.25B153.08B159.31B187.44B
Growth (%)-+45.32%+14.69%+19.14%+41.31%+17.10%+18.43%+4.07%+17.66%
Cost of Revenue-----1.38B3.81B3.24B4.78B
Gross Profit--66.99B78.11B110.37B129.25B149.27B156.07B182.66B
Gross Margin--102.18%100.00%100.00%100.00%97.51%97.97%97.45%
Operating Expense--53.56B67.45B88.81B116.75B139.01B143.37B167.08B
Operating Income9.40B13.17B13.43B10.66B21.56B12.50B10.26B12.70B15.58B
Operating Margin23.89%23.04%20.49%13.64%19.54%9.67%6.70%7.97%8.31%
EBITDA-----18.79B19.78B19.55B22.05B
EBITDA Margin-----14.54%12.92%12.27%11.76%
Net Income9.36B12.00B12.88B11.37B20.94B14.00B11.29B9.71B9.27B
Net Income Margin23.79%20.98%19.65%14.56%18.97%10.83%7.37%6.09%4.95%
R&D--928.56M892.44M916.63M989.92M1.21B1.46B1.58B
R&D as % of Total Revenue--1.42%1.14%0.83%0.77%0.79%0.92%0.84%
Interest Expense0016.97M41.48M84.49M86.31M199.56M399.94M973.84M
Interest Expense % of Total Revenue0.00%0.00%0.03%0.05%0.08%0.07%0.13%0.25%0.52%

Balance Sheet

Currency: KRW2017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets100.33B113.93B169.24B208.66B286.27B336.61B376.66B451.57B531.28B
Total Liabilities60.04B58.81B58.60B93.23B151.97B201.35B231.52B300.21B352.13B
Total Equity40.29B55.12B110.64B115.43B134.30B135.25B137.44B143.93B171.15B
Cash80.61B83.81B79.81B102.33B145.97B131.11B136.89B202.36B264.19B
Total Debt--64.42M820.88M-----

Cash Flow

Currency: KRW2017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow41.52B11.89B11.72B29.62B52.37B371.07M26.88B64.48B64.40B
Investing Cash Flow16.79B-8.69B-55.49B4.18B-6.77B-4.81B-9.06B-3.04B-
Financing Cash Flow427.24M-39.77B-9.73B-1.96B-10.43B-12.05B4.03B-
Capital Expenditure1.40B2.56B1.43B3.93B516.58M1.38B720.64M3.71B5.70B
Free Cash Flow--6.46B23.45B51.45B-2.32B26.16B60.77B58.70B
Dividends Paid--3.41B3.41B3.03B4.17B4.25B2.91B2.91B
FCF to OCF--55.10%79.15%98.25%-625.90%97.32%94.25%91.15%
Dividend Paid to FCF--52.75%14.53%5.88%-179.46%16.24%4.78%4.95%

Earnings

Report DateSep 30, 2019Mar 19, 2020May 15, 2020Aug 14, 2020Nov 14, 2020Mar 19, 2021May 17, 2021Aug 4, 2021Nov 2, 2021Feb 22, 2022May 13, 2022Aug 12, 2022Nov 14, 2022Feb 22, 2023May 15, 2023Aug 15, 2023Nov 8, 2023May 8, 2024Aug 14, 2024Nov 7, 2024Feb 26, 2025May 19, 2025Aug 14, 2025Nov 7, 2025Mar 19, 2026May 15, 2026Aug 14, 2026
EPS Estimate----------1174.00-----------624.00-1014.001125.001094.00
EPS Actual206.07348.39249.00321.63380.69292.87426.001003.00540.00591.61194.00216.13390.00717.22230.26197.56321.19267.58327.33330.67-154.65251.50304.00325.00-298.00540.00300.00
Surprise-----------83.48%------------51.28%--129.39%-52.00%-72.58%
Timing-Pre-marketPre-marketPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursPre-marketPre-marketPre-marketPre-marketPre-market--------Pre-market-Pre-marketPre-marketPre-market

Key Statistics & Ratios

Market Cap322.27B
Enterprise Value33.21B
Trailing P/E0.00
Forward P/E0.00
Price / Sales1.58
Price / Book1.70
Revenue (TTM)204.53B
Gross Profit (TTM)198.66B
EBITDA28.44B
Profit Margin7.36%
Operating Margin9.19%
Return on Equity7.71%
Return on Assets2.60%
Shares Outstanding13.57M
Shares Float8.07M
Beta1.81
Dividend Yield0.95%
Dividend Rate220.00
Payout Ratio25.37%

Dividends

20251×
220.00Dec 29, 2025
20241×
233.33Dec 27, 2024
20231×
233.33Dec 27, 2023
20221×
333.33Dec 28, 2022
20211×
313.33Dec 29, 2021
20201×
233.33Dec 29, 2020
20191×
253.33Dec 27, 2019

Stock Splits

  • Jul 24, 20253:2