YOLFTbeta
37

REFINE Co. Ltd.

377450 · KQ · Real Estate / Real Estate Services

14,120.00KRW+420.00 (+3.07%)

Price History

Full chart

Market Stats

Previous Close13,700.00
Open13,840.00
Day Range13,670.00 – 14,140.00
52-Week Range8,420.00 – 17,240.00
Volume2.48K
Market Cap250.94B
P/E (TTM)0.00
Forward P/E0.00
Dividend Yield1.80%
Beta0.49
50-Day Avg14,844.40
200-Day Avg12,261.00

About

REFINE Co., Ltd. provides real estate services in South Korea. The company offers secure real estate transactions; real estate mortgage loans rights investigation; non face to face surety insurance and mortgage loan related services; after care services; investigation of moveable property loan right; and title insurance underwriting for title investigations services. It serves financial institutions, public institutions, insurance companies, credit information companies, and cooperating institutions. The company was founded in 2002 and is headquartered in Seoul, South Korea. As of September 16, 2026, REFINE Co., Ltd. operates as a subsidiary of Realty Fine Co., Ltd.

Company Details

  • SectorReal Estate
  • IndustryReal Estate Services
  • CEOMr. Seeun Hwang
  • Employees181
  • Headquarters41 Songpa-daero, Seoul, South Korea, 05611, Korea
  • Websitehttps://www.refine.co.kr

Leadership

  • Mr. Seeun HwangChief Marketing Officer & Head of Strategic Planning Division · b. 1973
  • Ms. Kyung-jin KimHead of Business Planning Office · b. 1980

Financials

Income Statement

Currency: KRW2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue44.73B54.16B58.77B55.08B66.48B67.85B61.57B
Growth (%)-+21.09%+8.51%-6.29%+20.71%+2.05%-9.25%
Gross Profit-54.16B58.77B55.08B66.48B67.85B61.57B
Gross Margin-100.00%100.00%100.00%100.00%100.00%100.00%
Operating Expense-33.95B37.83B37.14B43.93B47.34B42.63B
Operating Income5.22B20.21B20.94B17.94B22.55B20.51B18.94B
Operating Margin11.67%37.31%35.63%32.57%33.92%30.23%30.76%
EBITDA---20.94B29.64B26.91B15.82B
EBITDA Margin---38.02%44.59%39.67%25.69%
Net Income5.41B16.07B16.88B17.68B21.68B20.62B9.06B
Net Income Margin12.09%29.66%28.72%32.11%32.61%30.39%14.72%
Interest Expense016.18M14.55M28.51M38.14M18.83M686.77M
Interest Expense % of Total Revenue0.00%0.03%0.02%0.05%0.06%0.03%1.12%

Balance Sheet

Currency: KRW2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets36.94B49.42B147.16B152.21B172.93B181.64B234.85B
Total Liabilities16.97B13.39B12.30B12.79B14.29B11.20B11.87B
Total Equity19.97B36.04B134.87B139.41B158.64B170.44B222.98B
Cash6.39B23.19B116.73B108.20B117.77B130.81B10.34B
Total Debt428.53M428.82M-----

Cash Flow

Currency: KRW2019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow9.93B13.23B17.90B19.13B22.43B22.37B18.06B
Investing Cash Flow-1.06B-986.57M-5.49B-13.54B-10.56B157.58M-
Financing Cash Flow-492.92M-438.44M81.40B-14.11B-2.30B-9.49B-
Capital Expenditure471.79M1.38B1.33B23.19B6.04B10.14B595.39M
Free Cash Flow-11.85B15.38B-4.06B16.39B12.23B17.46B
Dividends Paid130.00M65.00M-----
FCF to OCF-89.58%85.93%-21.21%73.06%54.68%96.70%
Dividend Paid to FCF-0.55%-----

Earnings

Report DateMar 31, 2022Jun 30, 2022Sep 30, 2022Dec 31, 2022Mar 31, 2023Jun 30, 2023Sep 30, 2023Dec 31, 2023Mar 31, 2024Jun 30, 2024Sep 30, 2024Dec 31, 2024Mar 31, 2025Jun 30, 2025Sep 30, 2025Dec 31, 2025Mar 31, 2026Jun 30, 2026
EPS Estimate------------------
EPS Actual277.18305.58268.76234.36336.40377.35326.03333.75431.32375.72291.04244.21283.89363.44366.61-399.01329.28279.21
Surprise------------------
Timing------------------

Key Statistics & Ratios

Market Cap250.94B
Enterprise Value55.84B
Trailing P/E0.00
Forward P/E0.00
Price / Sales4.32
Price / Book1.08
Revenue (TTM)58.04B
Gross Profit (TTM)57.98B
EBITDA20.56B
Profit Margin27.99%
Operating Margin37.10%
Return on Equity19.28%
Return on Assets0.00%
Shares Outstanding17.33M
Shares Float5.25M
Beta0.49
Dividend Yield1.80%
Dividend Rate260.00
Payout Ratio45.13%

Dividends

20261×
260.00Mar 30, 2026
20251×
75.00Aug 28, 2025