Raize Servicos de Gestao SA

Raize Servicos de Gestao SA

MLRZE · LS · Financial Services / Credit Services

1.48EUR+0.05 (+3.50%)

Price History

Full chart

Market Stats

Previous Close1.43
Open1.48
Day Range1.48 – 1.48
52-Week Range0.72 – 1.56
Volume789
Market Cap7.75M
P/E (TTM)0.00
Forward P/E0.00
EPS0.00
Dividend Yield0.00%
Beta0.03
50-Day Avg1.45
200-Day Avg1.30

About

Raize - Instituição de Pagamentos, S.A. operates as a payment institution in Portugal. The company offers service platform that monitors transfers, payments, and receipts of customer funds. It also provides business loans, such as working capital and investment, and start up loans; and investment platform. In addition, the company manages crowdfunding platforms; provides life and non-life insurance brokerage; and develops technological procedures. Raize - Instituição de Pagamentos, S.A. was incorporated in 2013 and is headquartered in Lisbon, Portugal.

Company Details

  • SectorFinancial Services
  • IndustryCredit Services
  • CEOMr. Alberto Jorge Silva Amaral
  • Employees12
  • HeadquartersTorre 3, Lisbon, Portugal, 1070-274, Portugal
  • Websitehttps://www.raize.pt

Leadership

  • Mr. Alberto Jorge Silva AmaralChairman, President & CEO
  • Mr. Jose Maria Antunes dos Santos RegoFounder
  • Mr. Antonio Jose Ribeiro Silva MarquesFounder
  • Adriana Margarida Viana Guimarães Moreira LealExecutive Director

Financials

Income Statement

Currency: EUR2017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue-474.49K568.14K561.49K1.09M1.27M1.23M1.30M1.57M
Growth (%)--+19.74%-1.17%+94.86%+16.46%-3.80%+6.29%+20.46%
Cost of Revenue-251.74K210.19K------
Gross Profit-222.76K363.89K------
Gross Margin-46.95%64.05%------
Operating Expense-302.83K365.20K------
Operating Income--80.07K-1.32K------
Operating Margin--16.88%-0.23%------
EBITDA--72.63K66.44K------
EBITDA Margin--15.31%11.69%------
Net Income--65.94K-7.87K-78.06K61.89K21.17K-47.98K-30.29K22.43K
Net Income Margin--13.90%-1.39%-13.90%5.66%1.66%-3.91%-2.32%1.43%
Interest Expense003.81K2.74K2.65K14.37K15.98K16.54K9.88K
Interest Expense % of Total Revenue-0.00%0.67%0.49%0.24%1.13%1.30%1.27%0.63%

Balance Sheet

Currency: EUR2017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets-2.73M2.67M2.90M3.74M4.35M3.07M3.38M10.10M
Total Liabilities-2.25M2.20M2.53M3.32M3.93M2.75M3.08M7.77M
Total Equity-479.46K472.39K375.31K421.97K423.78K328.20K297.92K2.33M
Cash-2.53M2.29M2.54M2.03M3.28M2.10M2.36M8.30M

Cash Flow

Currency: EUR2017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow542.34K988.62K-140.39K343.03K429.15K269.48K-1.02M301.06K-
Investing Cash Flow-2.35K-16.86K-997-8.13K-1.08M1.03M---
Financing Cash Flow361.02K122.90K-91.04K-91.31K144.00K-46.55K---
Capital Expenditure1.30K1.30K1.30K6.83K5.82K10.63K33.66K37.56K0
Free Cash Flow-972.78K-192.50K341.71K392.49K247.98K-1.05M263.49K-
FCF to OCF-98.40%137.12%99.61%91.46%92.02%103.31%87.52%-

Key Statistics & Ratios

Market Cap7.75M
Enterprise Value3.25M
Trailing P/E0.00
Forward P/E0.00
Price / Sales5.06
Price / Book3.33
EPS0.00
Book Value0.466
Revenue (TTM)1.53M
Gross Profit (TTM)741.38K
EBITDA9.24K
Profit Margin1.46%
Operating Margin0.52%
Return on Equity1.71%
Return on Assets0.07%
Shares Outstanding5.00M
Shares Float2.30M
Beta0.03
Dividend Yield0.00%
Dividend Rate0.00
Payout Ratio0.00%