YOLFTbeta
Gruppo MutuiOnline S.p.A.

Gruppo MutuiOnline S.p.A.

0O2B · LSE

35.45EUR+0.05 (+0.14%)

Price History

Full chart

Market Stats

Previous Close35.40
Open35.45
Day Range35.45 – 35.45
52-Week Range28.80 – 47.01
Volume193
Market Cap1.19B
P/E (TTM)0.71
Forward P/E0.00
EPS0.42
Dividend Yield0.33%
Beta1.23
50-Day Avg28.37
200-Day Avg27.83

About

Moltiply Group S.p.A. operates as a holding company in the financial services industry in Italy, Germany, and internationally. It operates through Moltiply BPO&Tech (BPO) and Mavriq (Broking) divisions. The Mavriq Division operates in the online comparison and intermediation of utility contracts, insurance products, bank products, and e-commerce offers. This segment also provides Mavriq Telco & Energy, an online comparison and intermediation of electricity, gas and telco contracts; Mavriq Insurance, an online comparison and intermediation of insurance products; Mavriq Banking, an online comparison and intermediation of credit and other banking products; and Mavriq Shopping, a comparison shopping website and consumer review services. The Moltiply BPO&Tech Division provides business process outsourcing and IT platforms for the financial, insurance, and leasing/rental sectors; and offers a set of proprietary information technology solutions to client companies in its business areas. This segment is involved in Moltiply Banking which provides BPO services and IT solutions for loan origination and servicing, para-notary services, property valuation services, and comprehensive solutions including operational services and IT platforms to investment and asset management firms; Moltiply Lease that provides BPO and IT core solutions for leasing and long-term rental operators; and Moltiply Insurance which provides claims management and settlement outsourcing services. The company was formerly known as Gruppo MutuiOnline S.p.A. and changed its name to Moltiply Group S.p.A. in May 2024. Moltiply Group S.p.A. was founded in 2000 and is headquartered in Milan, Italy.

Company Details

  • CEOMr. Alessandro Carlo Alvaro Fracassi
  • Employees3.51K
  • HeadquartersVia Desenzano 2, Milan, MI, Italy, 20146, UK
  • Websitehttps://www.moltiplygroup.com

Leadership

  • Dr. Marco PescarmonaExecutive Chairman · b. 1970
  • Mr. Alessandro Carlo Alvaro FracassiCEO & Executive Director · b. 1969
  • Mr. Alessio SantarelliGeneral Manager
  • Dr. Francesco MasciandaroCFO and Head of Administration & Control
  • Alberto FuriaChief Technology Officer
  • Mr. Giuseppe SpagoniChief Information Officer
  • Alessandra De TomasiHuman Resource Director
  • Walter BaraggiaHead of Internal Audit
  • Mr. Marco Bernardino Maria ZampettiSecretary of the Board · b. 1970

Financials

Income Statement

Currency: EUR2006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue21.84M37.67M46.34M47.88M53.43M71.83M38.99M51.88M69.02M120.72M138.07M152.79M185.12M219.94M259.39M313.46M310.77M416.87M453.98M674.12M
Growth (%)-+72.49%+23.01%+3.31%+11.60%+34.45%-45.72%+33.05%+33.05%+74.89%+14.37%+10.67%+21.16%+18.80%+17.94%+20.85%-0.86%+34.14%+8.90%+48.49%
Cost of Revenue5.78M10.20M10.70M-349.00K14.77M14.89M33.08M31.72M51.74M57.13M65.39M72.67M80.40M99.41M118.92M140.20M141.46M226.36M214.80M562.12M
Gross Profit16.07M27.47M35.65M48.23M38.66M56.95M5.91M20.16M17.29M63.59M72.68M80.13M104.73M120.52M140.47M173.27M169.31M190.51M239.18M112.00M
Gross Margin73.56%72.92%76.92%100.73%72.36%79.28%15.17%38.86%25.04%52.68%52.64%52.44%56.57%54.80%54.16%55.27%54.48%45.70%52.68%16.61%
Operating Expense7.55M10.71M13.79M27.28M16.62M26.04M2.42M14.71M2.95M33.82M38.77M41.91M62.71M73.96M81.53M106.58M112.42M127.41M176.10M8.56M
Operating Income8.52M16.76M21.86M20.94M22.04M30.91M3.50M5.45M14.34M29.77M33.91M38.22M42.02M46.56M58.94M66.68M56.89M63.10M63.07M103.44M
Operating Margin39.01%44.49%47.17%43.74%41.25%43.02%8.97%10.51%20.77%24.66%24.56%25.02%22.70%21.17%22.72%21.27%18.31%15.14%13.89%15.34%
EBITDA9.85M18.14M23.68M22.36M23.83M32.75M6.52M6.53M15.25M37.64M42.41M46.61M52.70M66.44M73.89M87.91M91.97M70.46M123.66M177.42M
EBITDA Margin45.08%48.15%51.10%46.71%44.59%45.59%16.73%12.59%22.09%31.18%30.71%30.51%28.47%30.21%28.48%28.05%29.59%16.90%27.24%26.32%
Net Income5.16M9.74M14.87M14.37M15.51M21.02M3.37M3.48M8.99M22.05M21.59M25.92M33.74M40.31M128.45M16.35M46.88M34.69M41.71M28.59M
Net Income Margin23.61%25.84%32.09%30.01%29.03%29.26%8.65%6.70%13.02%18.26%15.64%16.96%18.22%18.33%49.52%5.21%15.08%8.32%9.19%4.24%
R&D------684.00K780.00K769.00K2.18M2.90M2.66M3.44M6.27M------
R&D as % of Total Revenue------1.75%1.50%1.11%1.80%2.10%1.74%1.86%2.85%------
Interest Expense128.00K382.00K429.00K265.00K265.00K74.00K113.00K112.00K141.00K141.00K113.00K137.00K151.00K1.12M1.25M1.86M4.22M15.75M15.61M26.16M
Interest Expense % of Total Revenue0.59%1.01%0.93%0.55%0.50%0.10%0.29%0.22%0.20%0.12%0.08%0.09%0.08%0.51%0.48%0.59%1.36%3.78%3.44%3.88%

Balance Sheet

Currency: EUR2006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets19.92M31.37M38.98M45.41M44.77M62.15M53.66M58.68M68.40M152.19M162.21M198.12M280.28M328.81M626.21M627.71M903.10M951.85M969.12M1.27B
Total Liabilities13.47M16.76M14.91M14.57M13.34M28.29M20.89M26.24M32.32M94.11M87.60M109.73M197.33M214.61M389.38M358.64M630.77M621.72M673.59M937.81M
Total Equity6.44M14.61M24.07M30.50M31.12M33.30M32.41M31.34M34.69M52.43M66.73M80.04M81.79M112.57M233.26M264.40M270.32M327.53M291.74M332.49M
Cash8.36M11.34M23.48M27.03M10.62M24.87M13.85M14.49M23.73M32.45M42.23M76.57M67.88M34.65M122.37M165.86M269.65M150.10M137.49M140.10M
Total Debt7.35M7.21M7.03M5.67M2.64M8.74M5.81M5.06M9.09M42.51M35.05M55.31M134.22M137.82M199.74M170.66M421.43M452.06M411.65M632.69M
Net Debt-1.01M-4.13M-16.46M-21.36M-7.98M-16.13M-13.85M-9.43M-14.64M10.06M-7.18M-21.25M66.34M103.16M77.37M4.80M151.78M301.96M274.16M492.59M

Cash Flow

Currency: EUR2006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow6.79M6.24M20.05M15.35M13.28M21.38M7.62M2.36M13.51M25.75M29.29M33.47M38.66M41.59M106.99M1.39M61.99M93.50M86.52M110.30M
Investing Cash Flow-1.77M-726.00K-1.06M-1.26M-11.85M2.86M-10.23M4.16M-2.60M-47.60M-4.88M-4.51M-51.12M-54.79M-35.66M11.14M-159.30M-148.11M-40.32M-323.13M
Financing Cash Flow-2.17M-2.54M-6.85M-10.90M-18.25M-12.24M-5.65M-5.92M-1.68M30.58M-14.62M5.38M2.95M-20.80M16.47M26.45M199.11M-56.94M-58.81M215.22M
Capital Expenditure1.78M736.00K851.00K572.00K386.00K1.60M815.00K1.33M713.00K2.51M4.22M3.14M4.04M2.83M1.41M1.79M3.20M5.03M4.30M9.55M
Free Cash Flow5.02M5.51M19.20M14.78M12.90M19.78M6.81M1.03M12.80M23.24M25.08M30.33M34.63M38.76M105.58M-394.00K58.79M88.47M82.23M100.75M
Dividends Paid1.30M-3.58M7.87M13.66M13.88M4.48M4.48M4.46M4.43M5.57M11.24M12.43M11.29M4.51M15.50M15.24M4.49M4.49M4.49M
FCF to OCF73.82%88.21%95.76%96.27%97.09%92.53%89.31%43.73%94.72%90.24%85.61%90.62%89.56%93.19%98.69%-28.30%94.84%94.62%95.03%91.35%
Dividend Paid to FCF26.02%-18.63%53.25%105.96%70.20%65.75%433.72%34.81%19.06%22.20%37.07%35.89%29.13%4.27%-3934.01%25.92%5.07%5.46%4.45%

Earnings

Report DateDec 31, 2008Jun 30, 2009Sep 30, 2009Dec 31, 2009Mar 31, 2011Jun 30, 2011Sep 30, 2011Dec 31, 2011Mar 31, 2012Jun 30, 2012Sep 30, 2012Dec 31, 2012Mar 31, 2013Jun 30, 2013Sep 30, 2013Dec 31, 2013Mar 31, 2014Jun 30, 2014Sep 30, 2014Dec 31, 2014Mar 31, 2015Jun 30, 2015Sep 30, 2015Dec 31, 2015Dec 31, 2021Dec 31, 2022Mar 16, 2026Sep 8, 2026Nov 12, 2026
EPS Estimate-----------------------------
EPS Actual0.120.110.080.110.100.160.120.180.020.030.010.030.010.010.020.040.030.060.050.100.081.000.170.17-0.410.24-0.24--
Surprise-----------------------------
Timing--------------------------After-hoursAfter-hoursPre-market

Key Statistics & Ratios

Market Cap1.19B
Enterprise Value1.55B
Trailing P/E0.71
Forward P/E0.00
Price / Sales1.71
Price / Book0.00
EPS0.42
Book Value9.01
Revenue (TTM)738.04M
Gross Profit (TTM)403.20M
EBITDA131.10M
Profit Margin5.98%
Operating Margin14.99%
Return on Equity12.25%
Return on Assets5.52%
Shares Outstanding38.02M
Shares Float10.19M
Beta1.23
Dividend Yield0.33%
Dividend Rate0.00
Payout Ratio0.00%

Dividends

20261×
0.15Jul 6, 2026
20251×
0.12Jul 7, 2025
20241×
0.12Jul 8, 2024
20231×
0.12Jul 3, 2023
20221×
0.30May 16, 2022
20211×
0.40May 17, 2021
20201×
0.12Jun 8, 2020
20191×
0.30May 6, 2019
20181×
0.30Apr 30, 2018
20171×
0.30May 8, 2017
20161×
0.15May 2, 2016
20151×
0.12May 11, 2015
20141×
0.12May 5, 2014
20132×
0.07May 6, 20130.05May 3, 2013
20121×
0.12May 7, 2012
20112×
0.01May 2, 20110.36Apr 28, 2011
20101×
0.34May 3, 2010
20091×
0.01May 4, 2009
20081×
0.04May 5, 2008