Berner Kantonalbank AG

Berner Kantonalbank AG

0QM2 · LSE

468.50GBP+13.50 (+2.97%)

Price History

Full chart

Market Stats

Previous Close455.00
Open465.00
Day Range462.50 – 472.50
52-Week Range255.92 – 428.88
Volume254
Market Cap3.83B
P/E (TTM)0.24
Forward P/E0.00
EPS16.77
Dividend Yield0.04%
Beta0.01
50-Day Avg239.18
200-Day Avg237.06

About

Berner Kantonalbank AG provides banking products and services to private individuals and corporate customers in Switzerland. It offers savings and payment accounts; mortgages and financing products; business and investment loans; real estate and individual financing products; and retirement accounts. The company also provides investment products and solutions; pension solutions; insurance and guarantees; capital goods leasing services; bank cards and credit cards; and asset management services, including strategy consulting, portfolio optimization and simulation, investment advisory, investment funds, and securities accounting services, as well as online banking services. In addition, it trades in stocks, bonds, derivatives, foreign exchange, and money market instruments. The company was formerly known as Kantonalbank von Bern and changed its name to Berner Kantonalbank AG in 1991. Berner Kantonalbank AG was founded in 1834 and is headquartered in Bern, Switzerland.

Company Details

  • CEOMr. Armin Brun
  • Employees1.06K
  • HeadquartersFederal Square 8, Bern, Switzerland, 3001, UK
  • Websitehttps://www.bekb.ch

Leadership

  • Mr. Armin BrunCEO, Head of Investment Clients / Corporate Clients & Member of Management Board · b. 1965
  • Ms. Beatrice KernCFO, Designated Head of the Finance & Risk Mgt dept and Member of Management Board · b. 1969
  • Mr. Marcel OertleHead of the Private & Business Customers Dept, Deputy CEO and Member of Management Board · b. 1968
  • Mr. Stefan MoserHead of Service Management Department & Member of Management Bard · b. 1979
  • Philipp CossiHead of Operations
  • Mr. Domenico SottileHead of Key Clients & Asset Management Department and Member of Management Board · b. 1976
  • Mr. Markus SchwabHead of the IT Management & Member of Management Board · b. 1977
  • Mirco HagerHead of Accounting & Controlling
  • Mr. Simon WehrliChief Information Officer
  • Mr. Florian KurzInvestor Relations

Financials

Income Statement

Currency: GBP2007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue403.16M405.44M692.83M614.22M499.52M492.31M511.79M437.12M572.80M546.60M527.05M516.78M514.43M494.06M497.22M485.69M756.35M753.61M681.43M
Growth (%)-+0.57%+70.88%-11.35%-18.67%-1.44%+3.96%-14.59%+31.04%-4.57%-3.58%-1.95%-0.46%-3.96%+0.64%-2.32%+55.73%-0.36%-9.58%
Cost of Revenue--------168.03M114.41M118.91M133.96M-80.86M37.31M28.18M184.61M200.63M114.68M
Gross Profit403.16M405.44M692.83M614.22M499.52M492.31M511.79M437.12M404.77M432.19M408.13M382.82M514.43M494.06M497.22M526.93M571.74M552.98M566.76M
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%70.67%79.07%77.44%74.08%100.00%100.00%100.00%108.49%75.59%73.38%83.17%
Operating Expense-210.86M-68.80M291.03M452.54M163.50M295.63M289.59M284.19M210.55M290.75M275.24M252.37M343.72M310.95M317.39M360.93M330.47M300.70M349.01M
Operating Income614.02M474.24M401.80M161.68M336.01M196.68M222.20M152.93M194.22M141.45M132.89M130.46M170.71M183.11M179.83M166.00M241.27M252.28M217.75M
Operating Margin152.30%116.97%57.99%26.32%67.27%39.95%43.42%34.99%33.91%25.88%25.21%25.24%33.18%37.06%36.17%34.18%31.90%33.48%31.95%
EBITDA323.99M541.67M472.77M208.16M177.67M186.73M192.15M185.33M184.23M201.09M226.28M211.94M212.71M243.61M236.89M254.31M266.53M228.67M261.81M
EBITDA Margin80.36%133.60%68.24%33.89%35.57%37.93%37.54%42.40%32.16%36.79%42.93%41.01%41.35%49.31%47.64%52.36%35.24%30.34%38.42%
Net Income236.35M114.30M119.30M125.55M130.13M128.05M130.13M130.37M131.26M129.40M137.43M140.79M142.87M148.38M154.94M159.62M174.88M180.67M175.35M
Net Income Margin58.62%28.19%17.22%20.44%26.05%26.01%25.43%29.82%22.92%23.67%26.07%27.24%27.77%30.03%31.16%32.86%23.12%23.97%25.73%
Interest Expense307.77M331.52M244.07M212.74M173.28M156.60M136.10M130.32M118.55M102.82M94.95M95.05M82.68M55.09M37.31M39.37M172.86M186.44M104.83M
Interest Expense % of Total Revenue76.34%81.77%35.23%34.64%34.69%31.81%26.59%29.81%20.70%18.81%18.01%18.39%16.07%11.15%7.50%8.11%22.85%24.74%15.38%

Balance Sheet

Currency: GBP2007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets22.72B22.89B24.14B24.39B25.22B26.37B26.66B26.61B28.03B28.40B29.30B30.59B32.93B36.42B38.99B39.76B40.05B40.50B42.98B
Total Liabilities21.36B21.67B22.24B23.01B23.22B24.27B24.49B24.31B25.71B26.01B26.80B28.01B30.30B33.78B36.29B36.99B37.17B37.50B39.89B
Total Equity1.36B1.19B1.89B1.37B2.00B2.10B2.18B2.30B2.32B2.40B2.49B2.58B2.63B2.64B2.71B2.77B2.89B3.00B3.08B
Cash920.96M1.25B2.95B362.23M2.06B2.25B2.50B1.55B3.60B3.82B3.78B3.60B5.00B7.88B8.61B8.44B7.80B6.61B7.53B
Total Debt----291.95M1.53B1.62B1.44B2.07B2.89B3.72B5.44B6.74B8.75B9.51B9.17B9.47B9.99B11.37B
Net Debt-920.96M-1.25B-2.95B-362.23M-1.77B-2.25B-887.19M-107.00M-1.54B-934.22M-60.37M1.84B1.73B868.44M898.12M727.39M1.68B601.32M3.85B

Cash Flow

Currency: GBP2011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow1.76B-1.18B-62.72M-664.30M673.57M-68.88M164.19M280.40M-255.87M211.73M621.28M170.97M1.76B420.57M437.89M
Investing Cash Flow-21.60M1.06B42.72M-146.41M-1.20B-526.65M-927.72M-1.01B100.91M-257.92M17.05M-372.24M-98.66M-79.71M-1.83B
Financing Cash Flow-42.70M299.21M259.71M93.86M524.34M699.50M763.53M589.58M1.56B2.92B92.03M31.93M47.06M268.45M2.32B
Capital Expenditure16.88M3.58M2.17M4.00M33.02M29.21M56.74M32.93M47.49M56.13M41.28M65.49M53.35M41.84M37.17M
Free Cash Flow1.75B-1.18B-64.89M-668.30M640.56M-98.08M107.44M247.47M-303.36M155.59M580.00M105.48M233.33M378.74M400.72M
Dividends Paid47.53M49.40M98.79M51.26M54.06M55.92M57.78M61.51M74.56M78.29M82.02M85.74M89.47M93.20M96.93M
FCF to OCF99.04%100.30%103.47%100.60%95.10%142.41%65.44%88.25%118.56%73.49%93.36%61.69%13.29%90.05%91.51%
Dividend Paid to FCF2.72%-4.17%-152.24%-7.67%8.44%-57.01%53.78%24.86%-24.58%50.32%14.14%81.29%38.35%24.61%24.19%

Earnings

Report DateJan 28, 2027
EPS Estimate-
EPS Actual-
Surprise-
TimingPre-market

Key Statistics & Ratios

Market Cap3.83B
Enterprise Value7.92B
Trailing P/E0.24
Forward P/E0.00
Price / Sales7.00
Price / Book0.00
EPS16.77
Book Value332.97
Revenue (TTM)563.25M
Gross Profit (TTM)563.25M
Profit Margin32.26%
Operating Margin39.24%
Return on Equity5.97%
Return on Assets0.42%
Shares Outstanding9.27M
Shares Float4.49M
Beta0.01
Dividend Yield0.04%
Dividend Rate0.00
Payout Ratio0.00%

Dividends

20261×
0.11May 15, 2026
20251×
0.10May 15, 2025
20241×
0.10May 23, 2024
20231×
0.10May 19, 2023
20221×
0.09May 19, 2022
20211×
0.09May 20, 2021
20201×
0.08May 14, 2020
20191×
0.08May 16, 2019
20181×
0.07May 24, 2018
20171×
0.06May 18, 2017