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Vaudoise Assurances Holding S.A.

Vaudoise Assurances Holding S.A.

0QN7 · LSE

764.50GBP+4.50 (+0.59%)

Price History

Full chart

Market Stats

Previous Close760.00
Open765.00
Day Range764.00 – 766.00
52-Week Range609.80 – 847.72
Volume19
Market Cap2.43B
P/E (TTM)0.16
Forward P/E0.00
EPS45.90
Dividend Yield0.04%
Beta0.24
50-Day Avg442.86
200-Day Avg437.80

About

Vaudoise Assurances Holding SA provides insurance products and services primarily in Switzerland. The company offers mobility insurance products, including car, motorcycle and scooter, classic car, motorhome, boat, and e-bike insurance, as well as legal protection for traffic; household and private liability, private building, construction, golf, valuable item, and pet insurance, as well as private legal protection insurance products; and computer assistance and troubleshooting, breakdown and home assistance, repatriation and medical care, and travel and cancellation insurance products. It also provides loss of earning due to illness, occupational pension plan, and accident insurance products; property protection solutions, such as business inventory, technical equipment, construction, commercial vehicle, and building insurance products; and corporate civil liability, corporate legal protection, and transport insurance products, as well as business assistance and services; and pensions and mortgage loans. The company sells its products through a network of agencies. The company was founded in 1895 and is headquartered in Lausanne, Switzerland. Vaudoise Assurances Holding SA operates as a subsidiary of Mutuelle Vaudoise, Société Coopérative.

Company Details

  • CEOMr. Jean-Daniel Laffely
  • Employees2.01K
  • HeadquartersPlace de Milan, Lausanne, Switzerland, 1001, UK
  • Websitehttps://www.vaudoise.ch

Leadership

  • Mr. Jean-Daniel LaffelyChairman of Management Board, MD, CEO & General Director · b. 1965
  • Dr. Christoph BorgmannHead of Finance, CFO & Member of Management Board · b. 1974
  • Mr. Reto KuhnChief Investment Officer, Dir., Head of Asset Management Dep. & Member of the Management Board · b. 1964
  • Ms. Nathalie Follonier-KehrliDirector, CS, Member of Mgnt Board and Head of Corp. Comm., Legal & Comp.Depart. · b. 1975
  • Mr. Frédéric TraimondEVP, Head of Actuary & Reinsurance Dept, Deputy Gen. Dir., Chief Risk Off. and Mem. of Mgmt Board · b. 1969
  • Mr. Grégoire FracheboudDirector, Head of Sales & Marketing and Member of the Management Board · b. 1976
  • Mr. Stanislas BressangeHead of Digital Transformation & Information Systems, CTO and Member of Management Board
  • Mr. Patrick StreitDirector, Head of Asset Insurance Department and Head of the P&C Department · b. 1975
  • Kristel RouillerDirector, Chief Human Resources Officer & Member of Management Board
  • Bruno FerollesDirector, Member of Management Board and Head of the Personal Protection & Insurance Department

Financials

Income Statement

Currency: GBP2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue1.42B2.06B1.97B2.27B2.37B2.33B1.16B2.02B3.10B1.91B2.46B1.63B1.58B1.36B1.31B1.31B1.29B1.43B1.33B1.37B1.37B1.42B1.54B1.84B
Growth (%)-+45.06%-4.44%+15.38%+4.22%-1.30%-50.40%+74.18%+53.70%-38.26%+28.58%-33.80%-3.31%-13.77%-3.29%-0.14%-1.45%+10.37%-6.78%+3.05%-0.33%+3.60%+8.79%+19.67%
Cost of Revenue-------------57.52M22.10M13.63M12.97M89.01M-8.01M302.94M-795.00K2.34M1.54B1.06B
Gross Profit1.42B2.06B1.97B2.27B2.37B2.33B1.16B2.02B3.10B1.91B2.46B1.63B1.58B1.30B1.29B1.30B1.28B1.43B1.33B1.37B1.37B1.41B497.27M780.24M
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%95.77%98.32%98.96%99.00%100.00%100.00%100.00%100.06%99.83%32.29%42.34%
Operating Expense1.27B1.97B1.89B2.18B2.56B2.51B755.96M1.95B2.24B1.54B1.83B1.45B1.40B1.13B1.11B1.09B1.10B1.25B1.17B1.22B1.22B1.27B401.69M602.98M
Operating Income150.15M83.90M76.99M88.23M-197.29M-174.38M401.96M69.22M855.89M376.93M628.45M180.93M180.28M165.94M184.58M204.81M178.55M179.75M157.53M150.47M145.56M145.69M95.58M177.26M
Operating Margin10.58%4.08%3.91%3.89%-8.34%-7.47%34.71%3.43%27.61%19.69%25.54%11.10%11.44%12.22%14.05%15.61%13.81%12.60%11.84%10.98%10.65%10.29%6.21%9.62%
EBITDA155.35M89.42M76.99M69.42M-186.07M-166.12M411.03M78.01M872.40M149.71M157.95M162.12M187.56M-14.42M-35.04M153.09M156.38M162.48M156.98M581.00K162.76M146.36M164.88M193.36M
EBITDA Margin10.95%4.34%3.91%3.06%-7.87%-7.12%35.50%3.87%28.14%7.82%6.42%9.95%11.91%-1.06%-2.67%11.67%12.10%11.39%11.80%0.04%11.91%10.34%10.71%10.49%
Net Income81.37M30.29M27.56M44.11M44.97M88.29M142.15M126.72M130.39M117.43M122.20M126.37M153.56M128.77M124.81M120.65M127.52M133.96M122.79M134.18M130.88M132.49M147.01M156.26M
Net Income Margin5.73%1.47%1.40%1.94%1.90%3.78%12.28%6.28%4.21%6.14%4.97%7.76%9.75%9.48%9.50%9.20%9.86%9.39%9.23%9.79%9.58%9.36%9.55%8.48%
Interest Expense69.97M54.91M52.53M51.30M256.61M287.45M228.84M91.72M690.90M230.84M5.94M7.57M8.35M8.87M7.14M4.75M5.18M3.92M173.00K87.00K764.00K3.04M2.73M2.85M
Interest Expense % of Total Revenue4.93%2.67%2.67%2.26%10.85%12.31%19.76%4.55%22.29%12.06%0.24%0.46%0.53%0.65%0.54%0.36%0.40%0.28%0.01%0.01%0.06%0.21%0.18%0.15%

Balance Sheet

Currency: GBP2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets7.77B8.34B8.82B6.94B8.04B8.96B8.75B10.20B11.22B11.12B11.63B11.48B7.42B7.62B7.77B7.94B8.09B8.27B8.37B8.78B8.61B8.67B8.87B9.00B
Total Liabilities7.49B8.03B8.49B6.55B7.59B8.43B8.11B9.44B10.32B10.11B10.49B57.13M62.86M6.08B6.13B6.21B6.31B6.26B6.25B6.33B6.33B6.33B6.32B6.34B
Total Equity279.53M314.99M328.59M390.42M443.20M530.55M638.69M760.55M897.42M1.01B1.14B1.29B1.46B1.54B1.64B1.73B1.78B2.01B2.12B2.45B2.28B2.34B2.55B2.66B
Cash41.23M72.10M40.83M76.70M46.15M89.30M215.74M399.06M243.84M130.91M122.59M235.31M281.62M246.69M199.73M291.22M187.87M198.93M135.73M203.41M172.04M139.31M77.55M226.74M
Total Debt----69.26M70.85M45.88M22.50M-62.22M47.64M-20.99M32.98M23.57M24.33M80.92M61.88M32.00M37.00M160.16M162.50M157.21M149.19M
Net Debt-41.23M-72.10M-40.83M-76.70M23.11M-18.45M-169.86M-376.56M-243.84M-68.69M-122.59M-235.31M-281.62M-246.69M-199.73M-291.22M-187.87M-198.93M-103.73M-166.41M-11.88M23.19M79.66M-77.55M

Cash Flow

Currency: GBP2002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow246.90M546.64M587.34M846.67M940.59M827.75M310.39M886.50M1.28B183.65M36.97M-34.67M-4.46B198.24M126.57M126.55M162.72M26.92M60.24M148.40M74.74M81.43M70.06M136.35M
Investing Cash Flow230.97M556.77M619.96M852.15M-971.93M-779.44M-153.32M-691.08M-1.43B-287.13M-19.41M184.35M4.55B-189.25M-134.62M-3.78M-219.75M25.74M-24.34M-70.27M-33.73M-43.09M-28.72M72.76M
Financing Cash Flow8.95M41.00M1.35M38.02M788.00K-5.16M-30.64M-12.11M-7.76M-9.45M-25.89M-36.96M-40.98M-43.92M-38.92M-31.27M-46.32M-49.72M-59.10M-50.46M55.14M-63.81M-56.80M-89.31M
Capital Expenditure000018.74M62.40M29.22M38.33M43.62M30.36M164.38M75.24M8.51M8.50M18.97M13.60M14.22M8.87M6.91M10.08M6.37M8.30M12.32M35.47M
Free Cash Flow246.90M546.64M587.34M846.67M921.86M765.35M281.17M848.18M1.24B153.29M-127.41M-109.91M-4.47B189.74M107.61M112.95M148.50M18.05M53.33M138.32M68.38M73.13M57.74M100.88M
Dividends Paid--3.95M3.95M4.27M5.21M6.35M7.61M7.76M8.70M35.89M37.21M40.98M43.92M38.92M44.92M42.67M49.72M49.41M55.37M54.22M59.63M57.07M66.99M
FCF to OCF100.00%100.00%100.00%100.00%98.01%92.46%90.59%95.68%96.60%83.47%-344.62%317.05%100.19%95.71%85.01%89.26%91.26%67.06%88.53%93.21%91.48%89.80%82.41%73.98%
Dividend Paid to FCF--0.67%0.47%0.46%0.68%2.26%0.90%0.63%5.68%-28.17%-33.86%-0.92%23.15%36.17%39.77%28.73%275.46%92.66%40.03%79.29%81.54%98.84%66.41%

Key Statistics & Ratios

Market Cap2.43B
Enterprise Value1.73B
Trailing P/E0.16
Forward P/E0.00
Price / Sales1.52
Price / Book0.00
EPS45.90
Book Value952.12
Revenue (TTM)1.64B
Gross Profit (TTM)244.99M
EBITDA184.95M
Profit Margin9.69%
Operating Margin11.07%
Return on Equity6.00%
Return on Assets1.18%
Shares Outstanding2.94M
Shares Float901.34K
Beta0.24
Dividend Yield0.04%
Dividend Rate0.00
Payout Ratio0.00%

Dividends

20261×
0.27May 13, 2026
20251×
0.24May 14, 2025
20241×
0.22May 8, 2024
20231×
0.20May 10, 2023
20221×
0.18May 11, 2022
20211×
0.16May 12, 2021
20201×
0.15May 13, 2020
20191×
0.13May 15, 2019
20181×
0.12May 9, 2018