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St. Galler Kantonalbank AG

St. Galler Kantonalbank AG

0QQZ · LSE

729.00GBP+1.00 (+0.14%)

Price History

Full chart

Market Stats

Previous Close728.00
Open724.00
Day Range724.00 – 734.00
52-Week Range499.84 – 717.00
Volume92
Market Cap3.89B
P/E (TTM)0.23
Forward P/E0.00
EPS30.29
Dividend Yield0.02%
Beta0.07
50-Day Avg498.48
200-Day Avg493.01

About

St. Galler Kantonalbank AG, a cantonal bank, provides banking products and services to the local population, and small and middle-sized companies in Switzerland. It offers asset management products, including investment packages and structured products; equities, derivatives, bonds, in-house and third-party funds, and customized structured products; services, such as mortgages, Lombard loans, sureties, guarantees, etc.; and financial planning services comprising succession planning, inheritance advice, retirement planning, and wealth tax advisory services, as well as inheritance advice, payment transaction, and e-banking services. The company was formerly known as St. Gallische Kantonalbank and changed its name to St. Galler Kantonalbank AG in 2000. St. Galler Kantonalbank AG was founded in 1868 and is based in Sankt Gallen, Switzerland.

Company Details

  • CEODr. Christian Schmid Ph.D.
  • Employees1.48K
  • HeadquartersSt. Leonhardstrasse 25, Sankt Gallen, Switzerland, 9001, UK
  • Websitehttps://www.sgkb.ch

Leadership

  • Dr. Christian Schmid Ph.D.President of the Executive Board · b. 1969
  • Mr. Rene WalserHead of Retail & Commercial Clients and Executive Board Member · b. 1967
  • Dr. Hanspeter WohlwendHead of Private Banking & Member of Management Board · b. 1971
  • Dr. Falk KohlmannHead of Market Services & Member of the Management Board · b. 1982
  • Mr. Patrick GrafHead of Corporate Center & Member of Management Board · b. 1973
  • Mr. Stefan KlingerHead of Controlling & Finance
  • Dr. Thomas StuckiHead of Investment Center
  • Mr. Adrian KunzSecretary General & Head of Corporate Communication
  • Dr. Christoph SchonenbergerHead of Legal & Compliance
  • Simon FuchsHead of Marketing

Financials

Income Statement

Currency: GBP2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue730.55M719.34M812.05M881.22M892.81M1.05B1.02B980.58M925.83M608.61M439.76M596.53M576.27M584.72M578.96M583.40M561.99M581.99M599.29M562.90M1.05B868.66M
Growth (%)--1.53%+12.89%+8.52%+1.32%+17.35%-2.48%-4.02%-5.58%-34.26%-27.74%+35.65%-3.40%+1.47%-0.98%+0.77%-3.67%+3.56%+2.97%-6.07%+86.05%-17.06%
Cost of Revenue730.55M265.83M268.72M312.70M371.28M274.40M254.57M244.19M209.50M175.90M-134.11M127.78M124.91M101.39M89.54M70.24M53.17M75.76M393.54M462.93M248.21M
Gross Profit-453.51M543.33M568.52M521.53M773.30M767.12M736.40M716.33M432.71M439.76M462.42M448.50M459.81M477.58M497.77M490.30M522.83M523.53M169.37M583.59M620.45M
Gross Margin-63.05%66.91%64.51%58.41%73.81%75.08%75.10%77.37%71.10%100.00%77.52%77.83%78.64%82.49%85.32%87.24%89.84%87.36%30.09%55.72%71.43%
Operating Expense-243.25M275.68M294.56M311.64M567.42M585.92M570.91M527.21M272.29M261.88M315.20M260.30M274.02M281.85M303.09M298.60M297.32M305.25M-102.83M329.52M353.88M
Operating Income162.94M210.26M267.65M273.96M209.89M205.88M181.20M165.49M189.12M160.42M177.89M147.21M188.19M185.79M195.73M194.68M191.70M225.51M218.28M272.20M254.06M266.56M
Operating Margin22.30%29.23%32.96%31.09%23.51%19.65%17.74%16.88%20.43%26.36%40.45%24.68%32.66%31.77%33.81%33.37%34.11%38.75%36.42%48.36%24.26%30.69%
EBITDA150.31M224.60M280.63M286.96M220.65M216.06M196.86M178.55M327.87M180.88M191.08M284.27M295.16M203.53M206.00M211.31M205.68M229.25M229.01M253.59M266.76M279.75M
EBITDA Margin20.57%31.22%34.56%32.56%24.71%20.62%19.27%18.21%35.41%29.72%43.45%47.65%51.22%34.81%35.58%36.22%36.60%39.39%38.21%45.05%25.47%32.20%
Net Income114.88M168.30M228.56M226.68M171.13M168.14M146.33M135.74M151.36M108.67M146.29M133.40M146.04M155.97M158.59M163.92M167.21M181.25M183.75M207.20M215.08M226.98M
Net Income Margin15.73%23.40%28.15%25.72%19.17%16.05%14.32%13.84%16.35%17.86%33.26%22.36%25.34%26.67%27.39%28.10%29.75%31.14%30.66%36.81%20.54%26.13%
Interest Expense79.00K249.99M271.04M331.81M383.49M261.76M251.31M239.55M199.81M173.41M159.84M136.55M124.47M111.46M108.32M89.92M61.99M51.41M82.28M355.58M453.77M235.69M
Interest Expense % of Total Revenue0.01%34.75%33.38%37.65%42.95%24.98%24.60%24.43%21.58%28.49%36.35%22.89%21.60%19.06%18.71%15.41%11.03%8.83%13.73%63.17%43.33%27.13%

Balance Sheet

Currency: GBP2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets18.55B19.12B19.80B20.24B22.58B23.50B24.38B26.07B27.64B27.85B30.32B31.19B32.20B32.60B33.15B35.94B38.55B39.58B40.82B41.34B45.58B48.14B
Total Liabilities17.24B17.56B18.14B18.52B20.84B21.70B22.55B24.21B25.70B25.89B28.29B29.11B30.05B30.36B30.84B33.39B35.96B36.90B38.05B38.43B42.58B45.02B
Total Equity1.31B1.56B1.66B1.71B1.74B1.80B1.83B1.86B1.93B1.96B2.03B2.07B2.15B2.24B2.30B2.55B2.59B2.68B2.77B2.90B3.01B3.12B
Cash-119.35M111.16M177.45M187.09M191.70M219.04M264.13M614.13M809.39M2.64B3.51B3.82B3.60B3.83B6.02B7.58B7.93B7.66B6.70B8.66B9.93B
Total Debt7.05B6.70B6.53B6.60B6.44B5.46B4.90B5.07B5.47B6.26B8.30B8.63B8.93B8.67B8.24B10.52B11.29B10.79B10.76B7.10B11.56B14.36B
Net Debt7.05B6.70B6.42B6.42B6.25B5.27B4.68B4.80B-614.13M5.45B5.66B5.12B5.17B5.06B4.41B4.50B3.71B2.86B3.10B403.34M2.91B4.43B

Cash Flow

Currency: CHF2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow167.82M202.68M290.51M46.86M350.21M205.36M148.31M119.83M-118.55M-565.65M-66.21M96.73M186.22M157.20M138.27M1.89B-103.62M-997.05M-1.37B-1.68B204.69M-1.17B
Investing Cash Flow4.07M-55.96M-12.04M37.15M-2.36B-1.00B-752.31M-1.64B-9.40M-8.73M-31.65M-1.08M-827.73M-699.85M-339.30M-11.15M-7.81M-22.45M-10.13M-15.46M-2.27B-1.32B
Financing Cash Flow-371.14M-347.19M-249.15M-104.90M2.07B803.02M612.08M1.56B511.38M769.63M1.93B776.44M955.93M322.85M425.93M316.02M1.67B1.37B1.11B155.94M4.02B1.22B
Capital Expenditure2.70M8.79M28.78M13.43M11.38M4.93M6.07M22.52M4.27M4.82M2.36M3.88M4.91M8.73M18.18M12.22M5.60M15.68M9.87M13.34M11.26M3.30M
Free Cash Flow165.12M193.88M261.74M33.42M338.83M200.44M142.24M97.31M-122.83M-570.48M-68.58M92.84M181.32M148.47M120.08M1.87B-109.22M-1.01B-1.38B-1.70B193.43M-1.17B
Dividends Paid42.51M45.88M72.45M-144.33M110.70M110.96M61.31M49.97M83.37M83.44M83.54M83.54M83.55M97.46M89.16M95.86M95.79M101.78M101.79M71.85M69.75M
FCF to OCF98.39%95.66%90.09%71.34%96.75%97.60%95.91%81.21%103.60%100.85%103.57%95.98%97.36%94.45%86.85%99.35%105.40%101.57%100.72%100.79%94.50%100.28%
Dividend Paid to FCF25.75%23.66%27.68%-42.60%55.23%78.01%63.00%-40.68%-14.61%-121.68%89.98%46.07%56.27%81.16%4.76%-87.77%-9.46%-7.36%-6.00%37.15%-5.95%

Earnings

Report DateFeb 17, 2027
EPS Estimate-
EPS Actual-
Surprise-
TimingPre-market

Key Statistics & Ratios

Market Cap3.89B
Enterprise Value8.99B
Trailing P/E0.23
Forward P/E0.00
Price / Sales6.60
Price / Book0.00
EPS30.29
Book Value521.32
Revenue (TTM)602.30M
Gross Profit (TTM)602.30M
Profit Margin38.64%
Operating Margin45.61%
Return on Equity7.60%
Return on Assets0.48%
Shares Outstanding5.57M
Shares Float2.91M
Beta0.07
Dividend Yield0.02%
Dividend Rate0.00
Payout Ratio0.00%

Dividends

20261×
0.20May 1, 2026
20251×
0.07May 5, 2025
20241×
0.07May 3, 2024
20231×
0.17May 5, 2023
20221×
0.17May 6, 2022
20211×
0.16May 7, 2021
20201×
0.16May 1, 2020
20191×
0.16Apr 26, 2019
20181×
0.16Apr 27, 2018
20171×
0.15May 5, 2017
20161×
0.15Apr 29, 2016

Stock Splits

  • May 15, 2019287:286