YOLFTbeta
VP Bank AG

VP Bank AG

0RG7 · LSE

97.90GBP+0.10 (+0.10%)

Price History

Full chart

Market Stats

Previous Close97.80
Open97.90
Day Range97.90 – 97.90
52-Week Range78.37 – 98.40
Volume5
Market Cap513.24M
P/E (TTM)0.00
Forward P/E0.00
Dividend Yield0.06%
Beta0.28
50-Day Avg89.13
200-Day Avg89.13

About

VP Bank AG, together with its subsidiaries, provides various financial products and services in Liechtenstein, Europe, and internationally. The company operates through three segments: Liechtenstein and BVI, International, and Asset Servicing. It offers investing services, including goal-based advice, wealth management and planning, investment advisory and consulting, investment products, and sustainable investing; mortgage loans and real estate financing, as well as Lombard loan; private label funds; exchange rates; and execution only services. The company also provides banking services, such as personal, foreign currency, and savings accounts; bank cards; e-banking, e-post, and other e-services; and transaction slips, account statements, interest statements, and other reporting and tax services, as well as custodian bank and basic services. It serves independent asset managers, family offices, and private clients. The company was founded in 1956 and is headquartered in Vaduz, Liechtenstein.

Company Details

  • CEODr. Urs Monstein
  • Employees911
  • HeadquartersAeulestrasse 6, Vaduz, Liechtenstein, 9490, UK
  • Websitehttps://www.vpbank.com

Leadership

  • Dr. Urs MonsteinCEO, COO, Interim Head of International Locations & Member of Executive Boar · b. 1962
  • Mr. Roland KläyCFO & Member of Executive Board
  • Dr. Felix BrillHead of International Locations, Chief Investment Officer & Member of Executive Board · b. 1979
  • Dr. Rolf SteinerHead of Market Strategy & Client Development and Member of the Executive Board · b. 1968
  • Mr. Patrick BontDeputy CEO, Chief Risk Officer & Member of Executive Board · b. 1975
  • Mr. Adrian SchneiderHead of Liechtenstein Region & BVI and Member of Executive Board · b. 1985
  • Ms. Michele Schnyder C.F.A.Head of Investor Relations
  • Stefan ZündHead of Group Legal Services
  • Markus ReinacherHead of Group Compliance & Operational Risk
  • Daniela JenniHead of Corporate Communications

Financials

Income Statement

Currency: CHF2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue259.68M296.98M326.28M380.59M290.09M440.71M256.79M224.46M228.00M233.04M215.24M329.41M350.71M390.66M389.74M435.51M389.15M392.68M423.13M359.48M552.49M495.17M
Growth (%)-+14.37%+9.87%+16.64%-23.78%+51.92%-41.73%-12.59%+1.58%+2.21%-7.64%+53.04%+6.47%+11.39%-0.24%+11.74%-10.65%+0.91%+7.75%-15.04%+53.69%-10.37%
Cost of Revenue-----------86.86M80.25M92.54M86.24M100.98M89.46M61.16M84.34M-230.96M552.49M132.46M
Gross Profit259.68M296.98M326.28M380.59M290.09M440.71M256.79M224.46M228.00M233.04M215.24M242.54M270.46M298.13M303.50M334.53M299.69M331.51M338.78M590.44M354.09M362.72M
Gross Margin100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%73.63%77.12%76.31%77.87%76.81%77.01%84.42%80.07%164.25%64.09%73.25%
Operating Expense101.94M68.06M15.44M-41.59M154.40M393.45M191.00M164.90M199.96M195.01M193.42M226.07M209.41M237.29M246.29M251.63M249.46M273.46M291.58M536.36M333.72M306.21M
Operating Income157.73M228.92M310.84M422.18M135.69M47.26M65.79M59.56M28.05M38.03M21.82M16.48M61.05M60.84M57.21M82.90M50.23M58.05M47.20M54.08M20.37M56.51M
Operating Margin60.74%77.08%95.27%110.93%46.78%10.72%25.62%26.54%12.30%16.32%10.14%5.00%17.41%15.57%14.68%19.03%12.91%14.78%11.15%15.04%3.69%11.41%
EBITDA123.50M154.43M163.09M196.83M-59.80M87.76M104.52M39.88M61.56M48.63M33.40M110.42M83.45M93.18M83.65M112.33M78.31M94.14M86.16M96.81M20.37M68.44M
EBITDA Margin47.56%52.00%49.98%51.72%-20.61%19.91%40.70%17.77%27.00%20.87%15.52%33.52%23.79%23.85%21.46%25.79%20.12%23.97%20.36%26.93%3.69%13.82%
Net Income89.83M119.34M132.06M157.80M-80.30M59.83M17.21M6.39M49.02M35.73M20.02M64.06M57.99M65.77M54.72M73.54M41.62M50.64M40.16M44.21M18.47M47.02M
Net Income Margin34.59%40.18%40.48%41.46%-27.68%13.58%6.70%2.85%21.50%15.33%9.30%19.45%16.53%16.84%14.04%16.89%10.70%12.90%9.49%12.30%3.34%9.50%
Interest Expense59.19M95.56M167.25M250.58M208.08M84.87M46.64M52.24M31.77M16.88M31.35M15.36M25.47M35.26M53.33M2.33M2.95M2.44M2.21M2.47M204.07M132.62M
Interest Expense % of Total Revenue22.79%32.18%51.26%65.84%71.73%19.26%18.16%23.27%13.93%7.24%14.56%4.66%7.26%9.02%13.68%0.54%0.76%0.62%0.52%0.69%36.94%26.78%

Balance Sheet

Currency: CHF2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets804.18M926.07M1.02B1.07B11.39B11.63B10.59B10.74B10.64B11.21B11.20B12.36B11.79B12.78B12.43B13.41B13.53B13.20B12.63B11.45B10.64B10.68B
Total Liabilities133.08M19.17M261.76M26.73M10.57B10.70B9.68B9.84B9.75B10.32B10.34B11.44B10.86B11.79B11.45B12.38B12.50B12.12B11.53B10.35B9.52B9.50B
Total Equity790.80M908.04M1.01B1.06B810.83M913.39M897.78M879.60M871.09M888.74M868.46M918.12M936.94M990.13M981.58M1.03B1.03B1.09B1.10B1.11B1.12B1.18B
Cash77.43M66.88M99.33M113.55M215.29M1.05B570.32M245.38M1.90B2.33B2.61B3.42B4.04B4.38B3.28B3.57B3.21B2.88B2.68B2.16B905.20M1.35B
Total Debt133.08M159.18M261.76M607.89M--183.33M576.38M482.88M343.55M339.76M665.60M778.31M1.00B874.88M965.52M710.76M405.59M495.71M203.13M395.52M756.30M
Net Debt55.65M92.30M162.43M494.34M-215.29M-1.05B-386.98M331.00M-1.90B-1.99B-2.27B-2.75B-3.27B-3.37B-2.40B-2.60B-2.49B-2.47B-2.19B-1.96B395.52M-591.86M

Cash Flow

Currency: CHF2004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow57.10M123.09M72.46M-325.80M-126.17M1.26B-685.89M-116.66M771.72M710.20M660.80M71.94M84.88M70.64M74.80M123.00M12.40M103.24M10.07M-369.78M119.41M-22.61M
Investing Cash Flow24.19M58.51M142.98M64.62M-39.01M-33.80M67.42M-235.58M86.83M-213.91M-312.19M628.23M714.46M261.17M-1.10B150.60M-241.98M-264.34M-142.67M-85.59M-895.59M612.21M
Financing Cash Flow-85.94M134.00K48.54M269.84M-99.65M-171.75M160.17M-78.02M-116.16M-54.27M-74.70M98.22M-176.75M5.06M-69.96M46.09M-139.11M-151.72M-47.85M-22.75M-137.90M-1.80M
Capital Expenditure13.84M10.34M18.11M34.99M77.44M40.67M11.90M12.24M7.78M5.03M9.56M10.55M9.73M23.50M31.04M32.43M22.28M38.62M32.65M18.86M12.63M13.15M
Free Cash Flow43.27M112.75M54.34M-360.79M-203.61M1.22B-697.80M-128.90M763.94M705.17M651.24M61.39M75.15M47.14M43.76M90.57M-9.88M64.62M-22.58M-388.64M106.78M-35.76M
Dividends Paid29.57M35.49M55.27M64.15M-14.79M20.19M20.18M8.67M14.49M20.34M19.81M24.30M29.19M33.53M33.00M33.16M24.29M30.52M30.68M30.89M24.88M
FCF to OCF75.77%91.60%75.00%110.74%161.38%96.76%101.74%110.49%98.99%99.29%98.55%85.33%88.54%66.74%58.50%73.63%-79.62%62.59%-224.26%105.10%89.42%158.16%
Dividend Paid to FCF68.35%31.47%101.72%-17.78%-1.22%-2.89%-15.65%1.14%2.05%3.12%32.27%32.33%61.92%76.63%36.44%-335.83%37.59%-135.16%-7.89%28.93%-69.56%

Key Statistics & Ratios

Market Cap513.24M
Enterprise Value-1.07B
Trailing P/E0.00
Forward P/E0.00
Price / Sales1.52
Price / Book0.00
Book Value192.69
Revenue (TTM)337.91M
Gross Profit (TTM)337.91M
Profit Margin14.99%
Operating Margin21.17%
Return on Equity4.33%
Return on Assets0.44%
Shares Outstanding6.11M
Shares Float5.12M
Beta0.28
Dividend Yield0.06%
Dividend Rate0.00
Payout Ratio0.00%

Dividends

20261×
0.04Apr 28, 2026
20251×
0.04Apr 29, 2025
20241×
0.05Apr 30, 2024
20231×
0.05May 3, 2023
20221×
0.05May 3, 2022
20211×
0.04May 4, 2021
20201×
0.06Apr 28, 2020
20191×
0.06Apr 30, 2019
20181×
0.06May 2, 2018
20171×
0.04May 3, 2017
20161×
0.04May 3, 2016