Sparebank 1 Ostlandet

Sparebank 1 Ostlandet

0RU6 · LSE

212.65NOK+2.00 (+0.95%)

Price History

Full chart

Market Stats

Previous Close210.65
Open211.00
Day Range210.80 – 212.65
52-Week Range163.45 – 210.90
Volume2.63K
Market Cap23.14B
P/E (TTM)0.16
Forward P/E0.00
EPS12.57
Dividend Yield6.28%
Beta0.35
50-Day Avg125.57
200-Day Avg127.52

About

SpareBank 1 Østlandet provides various financial products and services to individuals, businesses, public entities, teams, associations, and organisations. It operates through the Retail Division, Corporate Division, SpareBank 1 Finans Østlandet, EiendomsMegler 1 Østlandet, and SpareBank 1 ForretningsPartner Østlandet segments. The Retail segment offers financial services comprising savings, financing, payment processing, insurance, loss prevention, capital management, and investments. The Corporate segment provides hedging for interest and foreign exchange transactions, placement of surplus liquidity, insurance for individuals, pension solutions, as well as buildings and movable property for businesses; and delivers advisory solutions to private customers and businesses, and it also engages in foreign currency services. The SpareBank 1 Finans Østlandet's segment provides activities consisting of leasing and lending for private purchases of vehicles, including car loans for electric vehicles, as well as leasing and lending to corporate customers for vehicles and operating assets. The EiendomsMegler 1 Østlandet's segment offers activities consisting of advisory services and real estate brokerage in connection with the purchase and sale of residential property and real estate. The SpareBank 1 ForretningsPartner Østlandet's segment provides activities consisting of accounting services, advisory and consultancy services, including advisory services related to sustainability. SpareBank 1 Østlandet was founded in 1845 and is headquartered in Hamar, Norway.

Company Details

Leadership

  • Mr. Geir-Egil BolstadChief Financial Officer · b. 1967
  • Mr. Hans Olav WedvikExecutive Vice President of Corporate Division · b. 1974
  • Ms. Kari Elise GisnasExecutive Vice President of Retail Division · b. 1964
  • Ms. Klara-Lise AasenGroup CEO · b. 1974
  • Mr. Johan Overseth RostoenExecutive VP of Operations & Integration · b. 1975
  • Mr. Per Øivind VenstadActing Executive Vice President of Technology & Development · b. 1983
  • Bjørn-Erik OrskaugChief Economist & Head of Investor Relations
  • Mr. Bard SkjørtorpExecutive Vice President of Communication, Marketing & Brand · b. 1979
  • Mr. Are JansrudChief Risk Officer · b. 1966
  • Ms. Kari Elise GisnåsExecutive Vice President Retail Division · b. 1964

Financials

Income Statement

Currency: NOK2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue1.39B1.76B2.21B2.88B3.66B4.76B4.90B5.38B3.83B5.31B8.30B5.04B12.65B14.47B
Growth (%)-+26.38%+25.88%+30.14%+27.08%+30.03%+2.94%+9.78%-28.77%+38.58%+56.39%-39.34%+151.12%+14.41%
Cost of Revenue--1.01B665.00M1.09B1.24B1.28B1.12B1.07B891.00M3.60B3.00M12.65B7.57B
Gross Profit1.39B1.76B2.21B2.21B2.57B3.52B3.62B4.26B3.83B4.42B4.70B5.03B6.65B6.85B
Gross Margin100.00%100.00%100.00%76.91%70.30%73.90%73.85%79.16%100.00%83.22%56.64%99.94%52.55%47.33%
Operating Expense864.00M917.00M981.00M1.05B1.20B1.90B1.88B1.93B1.29B2.38B2.51B1.42B1.67B2.57B
Operating Income527.00M841.00M1.23B1.16B1.37B1.62B1.74B2.33B2.54B2.03B2.19B3.61B4.98B4.28B
Operating Margin37.89%47.84%55.67%40.42%37.43%34.02%35.44%43.34%66.30%38.29%26.41%71.73%39.39%29.57%
EBITDA563.00M554.00M879.00M1.16B1.60B2.10B1.63B1.94B1.67B2.15B2.31B2.81B3.39B3.92B
EBITDA Margin40.47%31.51%39.72%40.10%43.83%44.08%33.33%36.05%43.59%40.59%27.88%55.77%26.82%27.12%
Net Income400.00M704.00M1.04B930.00M1.09B1.26B1.39B1.91B1.58B1.39B1.32B2.22B2.26B3.52B
Net Income Margin28.76%40.05%46.90%32.29%29.92%26.41%28.41%35.50%41.32%26.11%15.85%44.03%17.84%24.30%
Interest Expense--1.01B822.00M956.00M1.13B1.30B630.00M535.00M492.00M1.15B2.25B6.76B7.27B
Interest Expense % of Total Revenue--45.77%28.54%26.12%23.81%26.54%11.71%13.97%9.27%13.81%44.77%53.46%50.25%

Balance Sheet

Currency: NOK2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets44.11B47.40B49.93B55.97B101.24B108.32B123.47B134.78B146.07B155.46B170.42B176.33B210.57B214.73B
Total Liabilities38.07B8.07B9.03B47.25B89.53B95.36B109.06B119.12B129.59B137.75B151.62B155.68B186.18B188.76B
Total Equity6.02B6.70B7.62B8.72B11.66B12.90B14.31B15.79B17.02B17.59B18.51B20.39B24.10B25.67B
Cash261.00M599.00M783.00M310.00M1.08B736.00M1.96B1.51B852.00M964.00M717.00M677.00M859.00M11.00M
Total Debt-8.07B9.03B12.73B25.19B28.05B36.07B39.09B41.97B43.28B48.74B33.60B53.65B49.91B
Net Debt-261.00M7.47B8.24B12.42B24.11B27.31B34.12B37.58B41.12B42.32B48.02B32.92B53.65B49.90B

Cash Flow

Currency: NOK2012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow2.25B-1.42B-1.04B700.00M1.86B780.00M2.34B-7.75B-6.54B-9.69B-10.54B5.17B1.17B2.46B
Investing Cash Flow-171.00M-655.00M61.00M-6.26B-6.43B-6.51B-14.37B-225.00M66.00M85.00M-24.00M-324.00M-7.82B-5.15B
Financing Cash Flow-2.23B2.42B1.20B5.12B4.73B5.38B13.25B7.52B5.81B9.72B11.73B-5.62B6.76B2.01B
Capital Expenditure62.00M77.00M83.00M50.00M43.00M65.00M67.00M58.00M60.00M90.00M1.09B101.00M232.00M108.00M
Free Cash Flow2.19B-1.50B-1.12B650.00M1.82B715.00M2.27B-7.81B-6.59B-9.78B-10.54B5.07B933.00M2.36B
Dividends Paid-----626.00M628.00M697.00M736.00M782.00M993.00M1.19B1.29B1.90B
FCF to OCF97.25%105.41%107.99%92.86%97.69%91.67%97.14%100.75%100.92%100.93%100.00%98.05%80.09%95.62%
Dividend Paid to FCF-----87.55%27.60%-8.93%-11.16%-8.00%-9.42%23.46%138.05%80.60%

Earnings

Report DateDec 31, 2017Mar 31, 2018Jun 30, 2018Sep 30, 2018Dec 31, 2018Mar 31, 2019Jun 30, 2019Sep 30, 2019Dec 31, 2019Mar 31, 2020Jun 30, 2020Sep 30, 2020Dec 31, 2020Mar 31, 2021Jun 30, 2021Sep 30, 2021Dec 31, 2021Mar 31, 2022Jun 30, 2022Sep 30, 2022Dec 31, 2022Mar 31, 2023Jun 30, 2023Sep 30, 2023Feb 22, 2024May 8, 2024Aug 8, 2024Nov 1, 2024Feb 13, 2025May 8, 2025Aug 7, 2025Oct 29, 2025Feb 13, 2026May 8, 2026Aug 13, 2026Nov 4, 2026
EPS Estimate------------------------------3.874.084.374.433.894.09
EPS Actual3.132.903.853.352.796.534.053.531.712.253.733.713.972.593.053.334.263.162.022.573.613.803.372.503.325.034.096.243.574.444.704.484.564.084.38-
Surprise------------------------------21.53%9.87%4.43%-7.95%12.58%-
Timing------------------------After-hoursPre-marketAfter-hoursPre-marketPre-marketPre-marketPre-marketAfter-hoursAfter-hoursAfter-hoursAfter-hoursPre-market

Key Statistics & Ratios

Market Cap23.14B
Enterprise Value30.79B
Trailing P/E0.16
Forward P/E0.00
Price / Sales3.15
Price / Book0.00
EPS12.57
Book Value183.22
Revenue (TTM)7.24B
Gross Profit (TTM)7.24B
Profit Margin46.75%
Operating Margin60.45%
Return on Equity12.79%
Return on Assets1.57%
Shares Outstanding107.18M
Shares Float72.75M
Beta0.35
Dividend Yield6.28%
Dividend Rate0.00
Payout Ratio72.56%

Dividends

20261×
12.70Mar 27, 2026
20251×
10.30Mar 28, 2025
20241×
7.80Mar 22, 2024
20231×
6.80Mar 31, 2023
20221×
6.00Mar 30, 2022
20212×
3.04Nov 2, 20211.75Mar 26, 2021
20201×
4.58Mar 27, 2020
20191×
4.12Mar 29, 2019
20181×
3.95Mar 23, 2018

Stock Splits

  • Nov 9, 2018318:317