YOLFTbeta
Admiral Group PLC

Admiral Group PLC

ADM · LSE · Financial Services / Insurance - Property & Casualty

3,968.00GBX+42.00 (+1.07%)

Price History

Full chart

Market Stats

Previous Close3,926.00
Open3,938.00
Day Range3,918.34 – 3,976.00
52-Week Range2,507.66 – 4,054.02
Volume274.95K
Market Cap10.72B
P/E (TTM)16.46
Forward P/E14.29
EPS2.18
Dividend Yield3.99%
Beta0.20
50-Day Avg3,824.96
200-Day Avg3,365.84

About

Admiral Group plc, a financial services company, provides insurance and personal lending products in the United Kingdom, France, Italy, and Spain. It operates through four segments: UK Insurance, European Insurance, Admiral Money, and Other. The company offers underwriting services that include motor, household, pet, travel, and other insurance, as well as car and home insurance; and distributes and underwrites unsecured personal loans, car finance products, and secured homeowner loans. It provides its insurance products and services under the Admiral, Admiral Business, Admiral Money, Admiral Pioneer, Balumba, Bell, Connect by Admiral, ConTe.it Assicurazioni, ConTe.it Prestiti, Diamond, Gladiator, L'olivier " assurance, More Than, Qualitas Auto, and Veygo brand names. The company was formerly known as Admiral Group Limited and changed its name to Admiral Group plc in September 2004. Admiral Group plc was founded in 1993 and is headquartered in Cardiff, the United Kingdom.

Company Details

  • SectorFinancial Services
  • IndustryInsurance - Property & Casualty
  • CEOMs. Milena Mondini-de-Focatiis
  • Employees14.80K
  • HeadquartersTy Admiral, Cardiff, United Kingdom, CF10 2EH, UK
  • Websitehttps://admiralgroup.co.uk

Leadership

  • Ms. Milena Mondini-de-FocatiisGroup CEO & Executive Director · b. 1977
  • Ms. Rachel Victoria LewisGroup CFO & Executive Director · b. 1979
  • Mr. John ElliottChief Technology Officer
  • Ms. Diane MichelbergerHead of Investor Relations
  • Mr. Daniel John CauntGroup Company Secretary & General Counsel
  • Mr. Keith Gerald DaviesGroup Chief Risk & Compliance Officer · b. 1969
  • Ms. Zareena BrownGroup Chief People Officer
  • Mr. David Graham Stevens CBEAdvisor · b. 1962
  • Mr. Alistair HargreavesChief Executive Officer of UK Insurance Business
  • Noel SummerfieldHead of Household

Financials

Income Statement

Currency: GBP2001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue112.89M113.92M58.65M210.51M263.11M310.97M364.13M422.80M507.50M640.80M870.30M984.30M924.40M884.60M904.80M1.02B1.13B1.27B1.21B1.30B1.56B1.52B3.55B5.27B5.57B
Growth (%)-+0.92%-48.52%+258.93%+24.98%+18.19%+17.10%+16.11%+20.03%+26.27%+35.81%+13.10%-6.09%-4.31%+2.28%+12.38%+11.06%+12.03%-4.49%+7.55%+19.86%-2.20%+133.10%+48.48%+5.67%
Cost of Revenue-------171.00K194.00K-200.00K---303.00M259.10M226.50M394.60M347.10M350.10M359.30M-13.70M13.50M20.50M427.40M-
Gross Profit--58.65M210.51M263.11M310.97M364.13M422.81M507.50M640.80M870.30M984.30M924.40M884.60M904.80M1.02B1.13B1.27B1.21B1.30B1.56B1.52B3.51B4.85B5.57B
Gross Margin--100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.52%100.00%100.00%100.00%98.87%91.89%100.00%
Operating Expense---1.74M103.16M141.46M162.61M181.75M220.31M291.70M375.10M571.30M639.70M554.20M529.30M525.00M727.00M714.00M774.10M697.10M679.10M826.20M1.15B3.07B3.98B4.61B
Operating Income27.43M42.95M60.39M107.36M121.66M148.36M182.38M202.50M215.80M265.70M299.00M344.60M370.20M355.30M379.80M289.80M415.30M491.10M517.60M620.50M731.50M373.20M442.80M866.30M957.90M
Operating Margin24.30%37.70%102.96%51.00%46.24%47.71%50.09%47.89%42.52%41.46%34.36%35.01%40.05%40.17%41.98%28.50%36.77%38.82%42.83%47.75%46.96%24.50%12.47%16.43%17.19%
EBITDA29.84M45.99M67.15M109.91M131.16M151.07M186.29M218.50M230.80M296.20M350.30M403.30M377.50M362.40M388.00M-3.30M487.20M569.10M717.60M830.00M776.20M403.10M501.50M924.70M1.12B
EBITDA Margin26.44%40.37%114.50%52.21%49.85%48.58%51.16%51.68%45.48%46.22%40.25%40.97%40.84%40.97%42.88%-0.32%43.14%44.98%59.38%63.87%49.83%26.46%14.12%17.54%20.09%
Net Income18.34M30.94M39.21M90.51M84.72M103.72M127.42M144.90M156.90M193.80M221.20M258.40M287.00M285.20M300.00M222.20M334.20M395.10M432.40M528.80M593.50M286.50M338.00M663.30M742.60M
Net Income Margin16.24%27.16%66.86%42.99%32.20%33.35%34.99%34.27%30.92%30.24%25.42%26.25%31.05%32.24%33.16%21.85%29.59%31.23%35.78%40.69%38.10%18.81%9.52%12.58%13.33%
Interest Expense003.15M2.45M1.94M797.00K243.00K25.00K000004.60M11.10M11.40M11.40M14.90M20.80M21.50M13.70M13.50M20.50M27.10M82.70M
Interest Expense % of Total Revenue0.00%0.00%5.36%1.16%0.74%0.26%0.07%0.01%0.00%0.00%0.00%0.00%0.00%0.52%1.23%1.12%1.01%1.18%1.72%1.65%0.88%0.89%0.58%0.51%1.48%

Balance Sheet

Currency: GBP2001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets405.51M377.39M449.03M572.62M663.58M753.00M870.32M1.01B1.18B1.77B2.61B3.20B3.47B3.88B4.20B4.86B5.86B6.80B5.51B5.76B6.18B6.22B7.10B7.94B9.02B
Total Liabilities383.24M308.44M340.87M427.98M482.17M533.95M632.69M738.50M876.60M1.42B2.22B2.74B42.60M3.30B3.57B4.28B5.20B6.03B4.60B4.64B4.78B5.27B6.10B6.57B7.58B
Total Equity22.27M68.95M108.17M144.63M181.41M219.06M237.63M275.50M300.20M350.30M393.90M457.10M515.80M567.20M615.70M570.90M646.10M758.30M909.40M1.11B1.41B954.20M991.80M1.37B1.44B
Cash60.89M83.77M54.96M119.20M150.15M191.24M155.77M144.30M211.80M246.70M224.60M216.60M187.90M255.90M265.30M326.60M326.80M376.80M281.70M298.20M372.70M297.00M353.10M268.40M301.10M
Total Debt62.37M47.84M-124.47M120.05M124.24M135.01M148.10M300.00K200.00K900.00K800.00K100.00K205.20M226.70M224.10M224.00M444.20M667.20M611.40M776.20M1.03B1.21B1.39B1.89B
Net Debt1.48M-35.94M-54.96M5.27M-30.10M-67.00M-20.77M3.80M-211.50M-246.50M-223.70M-215.80M-187.80M-50.70M-38.60M-102.50M-102.80M67.40M385.50M313.20M403.50M730.60M857.90M1.13B1.59B

Cash Flow

Currency: GBP2001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow88.21M78.29M96.23M84.23M94.24M140.74M86.56M118.60M226.80M211.70M189.90M220.40M233.00M176.90M310.90M432.40M332.30M184.10M236.60M608.80M244.60M465.10M279.00M369.00M726.70M
Investing Cash Flow-5.14M-2.63M-2.90M-1.38M-4.00M-6.05M-5.39M-11.30M-11.80M-11.10M-12.90M-10.90M-10.10M-47.50M-47.80M-31.60M-22.70M-23.90M-33.60M-43.10M387.80M-101.00M-75.90M-144.20M-440.50M
Financing Cash Flow-19.36M-9.29M-12.30M-58.19M-59.29M-93.56M-117.06M-128.70M-142.20M-164.90M-198.10M-214.80M-250.30M-64.40M-256.30M-364.70M-310.00M-107.30M-304.90M-498.10M-564.80M-425.00M-171.80M-257.90M-278.10M
Capital Expenditure4.57M2.77M2.92M1.39M4.00M6.05M5.39M11.30M11.80M11.10M16.80M10.90M10.10M50.60M47.80M31.60M9.70M10.00M33.60M43.10M69.20M98.60M75.90M144.20M74.30M
Free Cash Flow83.64M75.52M93.31M82.84M90.24M134.69M81.17M107.30M215.00M200.60M173.10M209.50M222.90M126.30M263.10M400.80M322.60M174.10M203.00M565.70M175.40M366.50M203.10M224.80M652.40M
Dividends Paid---52.00M49.19M70.10M116.02M128.50M142.40M164.70M198.80M219.30M255.80M273.50M274.60M349.80M300.30M332.70M367.80M425.70M720.90M658.30M307.10M369.80M715.40M
FCF to OCF94.82%96.46%96.96%98.35%95.76%95.70%93.77%90.47%94.80%94.76%91.15%95.05%95.67%71.40%84.63%92.69%97.08%94.57%85.80%92.92%71.71%78.80%72.80%60.92%89.78%
Dividend Paid to FCF---62.77%54.51%52.05%142.93%119.76%66.23%82.10%114.85%104.68%114.76%216.55%104.37%87.28%93.09%191.10%181.18%75.25%411.00%179.62%151.21%164.50%109.66%

Earnings

Report DateMar 5, 2014Aug 13, 2014Mar 5, 2015Aug 19, 2015Mar 3, 2016Aug 17, 2016Mar 8, 2017Aug 16, 2017Feb 28, 2018May 30, 2018Aug 15, 2018Nov 12, 2018Mar 7, 2019May 29, 2019Aug 14, 2019Nov 11, 2019Mar 5, 2020Jun 3, 2020Aug 12, 2020Nov 9, 2020Mar 5, 2021Jun 2, 2021Aug 11, 2021Nov 8, 2021Mar 3, 2022Jun 1, 2022Aug 10, 2022Nov 7, 2022Mar 8, 2023May 31, 2023Aug 16, 2023Nov 13, 2023Mar 7, 2024Aug 15, 2024Mar 31, 2025Aug 14, 2025Mar 4, 2027
EPS Estimate0.8155.700.8646.6350.9257.5163.9057.1653.680.0066.990.0085.230.0065.770.0063.500.0070.930.0070.930.0068.280.0066.870.0033.440.0069.600.0065.020.0059.5968.351.081.23-
EPS Actual0.000.000.000.000.520.560.230.570.600.000.610.000.750.000.630.000.850.000.830.001.700.001.330.000.640.000.670.000.570.0057.600.000.000.001.391.33-
Surprise-100.00%-100.00%-100.00%-100.00%-98.98%-99.03%-99.64%-99.00%-98.88%--99.09%--99.12%--99.04%--98.66%--98.83%--97.60%--98.05%--99.04%--98.00%--99.18%--11.41%--100.00%-100.00%28.70%8.13%-
Timing------------------------Pre-market-Pre-market-Pre-market-Pre-market----After-hoursPre-market

Key Statistics & Ratios

Market Cap10.72B
Enterprise Value12.74B
Trailing P/E16.46
Forward P/E14.29
PEG Ratio2.34
Price / Sales2.14
Price / Book7.33
EPS2.18
Book Value4.96
Revenue (TTM)5.02B
Gross Profit (TTM)2.02B
EBITDA983.20M
Profit Margin13.36%
Operating Margin17.72%
Return on Equity45.56%
Return on Assets6.68%
Shares Outstanding298.90M
Shares Float262.44M
Beta0.20
Dividend Yield3.99%
Dividend Rate1.43
Payout Ratio72.87%

Dividends

20262×
0.70Sep 3, 20260.90May 7, 2026
20252×
1.15Sep 4, 20251.21May 15, 2025
20242×
0.71Sep 5, 20240.52May 9, 2024
20232×
0.51Sep 7, 20230.52May 4, 2023
20222×
1.05Sep 1, 20221.18May 5, 2022
20212×
1.61Sep 2, 20210.86May 6, 2021
20202×
0.91Sep 3, 20200.56May 7, 2020
20192×
0.63Sep 5, 20190.66May 9, 2019
20182×
0.60Sep 6, 20180.58May 10, 2018
20172×
0.56Sep 7, 20170.52May 11, 2017
20162×
0.51Sep 8, 20160.63May 12, 2016
20152×
0.51Sep 10, 20150.49May 7, 2015