YOLFTbeta
Alfa Financial Software Holdings PLC

Alfa Financial Software Holdings PLC

ALFA · LSE · Technology / Software - Application

169.00GBX-2.60 (-1.52%)

Price History

Full chart

Market Stats

Previous Close171.60
Open168.40
Day Range168.40 – 172.60
52-Week Range136.25 – 232.90
Volume659.34K
Market Cap461.21M
P/E (TTM)17.22
Forward P/E15.72
EPS0.09
Dividend Yield0.97%
Beta0.23
50-Day Avg162.02
200-Day Avg169.35

About

Alfa Financial Software Holdings PLC, through its subsidiaries, provides software and related services to the auto and equipment finance industry in the United Kingdom, North Americas, Europe, Africa, Australasia and internationally. It operates through Subscription, Software Engineering, and Delivery segments. The company offers Alfa Systems 6, an asset finance software; and cloud hosting and software implementation services. Alfa Financial Software Holdings PLC was founded in 1990 and is based in London, the United Kingdom. Alfa Financial Software Holdings PLC is a subsidiary of CHP Software and Consulting Limited.

Company Details

  • SectorTechnology
  • IndustrySoftware - Application
  • CEOMr. Andrew Warren Denton
  • Employees502
  • HeadquartersMoor Place, London, United Kingdom, EC2Y 9DT, UK
  • Websitehttps://www.alfasystems.com

Leadership

  • Mr. Andrew Neville PageFounder & Executive Chairman of the Board · b. 1963
  • Mr. Andrew Warren DentonCEO & Executive Director · b. 1972
  • Mr. Matthew Paul WhiteCOO & Executive Director · b. 1976
  • Mr. Duncan Jonathan MagrathExecutive Officer · b. 1964
  • Mr. Andrew Richard Dickson F.C.A.CFO & Executive Director · b. 1980
  • Mr. Andrew FleggChief Technology Officer
  • Ms. Vicky EdwardsChief People Officer
  • Mr. James PaulChief Delivery Officer
  • Mr. Richard DewireChief Revenue Officer
  • Turner ParlinHead of Sales - Americas

Financials

Income Statement

Currency: GBP2014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue43.29M54.03M73.28M87.78M71.04M64.48M78.87M83.20M93.30M102.00M109.90M126.70M
Growth (%)-+24.82%+35.62%+19.78%-19.07%-9.23%+22.32%+5.49%+12.14%+9.32%+7.75%+15.29%
Cost of Revenue11.32M13.52M17.15M20.97M18.92M20.92M18.40M32.10M36.40M38.30M39.00M49.30M
Gross Profit31.97M40.52M56.13M66.81M52.11M43.56M60.47M51.10M56.90M63.70M70.90M77.40M
Gross Margin73.85%74.98%76.60%76.11%73.36%67.56%76.67%61.42%60.99%62.45%64.51%61.09%
Operating Expense13.86M17.85M39.58M28.58M29.73M30.16M36.57M26.40M29.10M33.60M36.60M38.50M
Operating Income18.11M22.66M16.55M38.23M22.38M13.40M23.90M24.70M27.80M30.10M34.30M38.90M
Operating Margin41.83%41.94%22.59%43.55%31.51%20.78%30.30%29.69%29.80%29.51%31.21%30.70%
EBITDA18.44M23.04M16.99M38.72M23.33M16.67M27.15M27.70M32.50M32.90M37.50M42.20M
EBITDA Margin42.60%42.64%23.19%44.12%32.84%25.85%34.42%33.29%34.83%32.25%34.12%33.31%
Net Income11.27M14.66M7.87M25.87M18.15M10.18M20.30M19.20M24.50M23.50M25.60M30.10M
Net Income Margin26.03%27.13%10.74%29.47%25.55%15.79%25.74%23.08%26.26%23.04%23.29%23.76%
R&D7.06M9.80M13.64M13.96M16.34M15.19M18.90M1.60M2.20M3.10M3.10M2.80M
R&D as % of Total Revenue16.30%18.13%18.62%15.91%23.00%23.56%23.96%1.92%2.36%3.04%2.82%2.21%
Interest Expense2.82M3.53M00597.00K852.00K800.00K800.00K600.00K500.00K700.00K700.00K
Interest Expense % of Total Revenue6.51%6.54%0.00%0.00%0.84%1.32%1.01%0.96%0.64%0.49%0.64%0.55%

Balance Sheet

Currency: GBP2013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets41.60M58.52M84.80M114.48M72.32M88.54M117.89M95.49M84.00M76.50M75.10M84.70M90.70M
Total Liabilities11.35M14.12M22.02M29.88M18.20M15.62M35.55M35.26M40.60M34.50M33.10M38.50M39.00M
Total Equity24.48M35.75M50.41M84.60M54.12M72.92M82.34M60.23M43.40M42.00M42.00M46.20M51.70M
Cash9.07M27.03M34.09M46.27M31.27M44.92M58.84M37.02M23.10M18.70M21.80M20.50M26.40M
Total Debt------19.00M17.50M17.10M9.30M8.20M9.30M9.30M
Net Debt-9.07M-27.03M-34.09M-46.27M-31.27M-44.92M-39.84M-19.52M-6.00M-9.40M-13.60M-11.20M-17.10M

Cash Flow

Currency: GBP2014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow18.20M16.62M31.77M19.28M15.00M17.77M25.65M26.70M27.20M32.20M28.40M37.90M
Investing Cash Flow-189.00K-9.93M-18.09M26.41M-1.56M-2.08M-1.41M-1.30M-2.30M-3.10M-5.40M-5.40M
Financing Cash Flow-4.27M-4.27M-4.27M-60.74M-1.61M-1.61M-45.94M-39.20M-29.70M-25.80M-24.10M-26.40M
Capital Expenditure255.00K1.20M390.00K663.00K622.00K2.08M1.01M1.30M2.30M3.40M5.60M400.00K
Free Cash Flow17.94M15.42M31.38M18.62M14.38M15.69M24.64M25.40M24.90M28.80M22.80M37.50M
Dividends Paid1.00M1.00M1.00M60.74M38.00K38.00K44.24M32.70M22.50M19.70M22.10M26.00M
FCF to OCF98.60%92.79%98.77%96.56%95.85%88.31%96.07%95.13%91.54%89.44%80.28%98.94%
Dividend Paid to FCF5.57%6.48%3.19%326.24%0.26%0.24%179.51%128.74%90.36%68.40%96.93%69.33%

Earnings

Report DateSep 3, 2026Mar 11, 2027
EPS Estimate--
EPS Actual--
Surprise--
TimingAfter-hoursPre-market

Key Statistics & Ratios

Market Cap461.21M
Enterprise Value453.34M
Trailing P/E17.22
Forward P/E15.72
Price / Sales3.57
Price / Book9.01
EPS0.09
Book Value0.173
Revenue (TTM)129.30M
Gross Profit (TTM)81.00M
EBITDA37.50M
Profit Margin21.42%
Operating Margin30.42%
Return on Equity53.84%
Return on Assets25.56%
Shares Outstanding297.55M
Shares Float130.57M
Beta0.23
Dividend Yield0.97%
Dividend Rate0.02
Payout Ratio16.06%

Dividends

20262×
0.01May 28, 20260.03Apr 30, 2026
20253×
0.05Sep 25, 20250.01May 29, 20250.02May 1, 2025
20243×
0.04Sep 26, 20240.01May 30, 20240.02May 2, 2024
20233×
0.04Sep 14, 20230.01May 25, 20230.01Apr 13, 2023
20223×
0.04Sep 8, 20220.01May 26, 20220.03May 5, 2022
20212×
0.10Oct 7, 20210.01Jun 10, 2021
20201×
0.15Oct 15, 2020