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Arbuthnot Banking Group Plc

Arbuthnot Banking Group Plc

ARBB · LSE · Financial Services / Banks - Regional

860.00GBX-15.00 (-1.71%)

Price History

Full chart

Market Stats

Previous Close875.00
Open880.00
Day Range848.00 – 880.00
52-Week Range742.61 – 898.98
Volume34.85K
Market Cap129.74M
P/E (TTM)6.85
Forward P/E6.88
EPS1.16
Dividend Yield6.92%
Beta0.45
50-Day Avg808.50
200-Day Avg845.35

About

Arbuthnot Banking Group PLC, together with its subsidiaries, engages in the provision of private and commercial banking products and services in the United Kingdom. The company operates through Banking, Wealth Management, RAF, ACABL, AAG, All Other Divisions, and Group Center segments. It offers private and commercial banking services, including current and deposit accounts, loans, overdrafts, guarantees, charge cards, foreign exchange, mortgage portfolio service, bespoke commercial banking services, and tailored secured lending against property investments and other assets. In addition, the company provides financial planning; investment and asset management; asset finance funding; asset-based lending; deposits; and specialist finance. In addition, the company provides commercial vehicle finance and related services; secured finance on invoices, assets, and stock; and property investment, management, and development services. Arbuthnot Banking Group PLC was founded in 1833 and is headquartered in London, the United Kingdom.

Company Details

  • SectorFinancial Services
  • IndustryBanks - Regional
  • CEOSir Henry Angest Hon.F.UHI, LLL
  • Employees890
  • HeadquartersArbuthnot House, London, United Kingdom, EC2M 7EA, UK
  • Websitehttps://www.arbuthnotlatham.co.uk/group

Leadership

  • Sir Henry Angest Hon.F.UHI, LLLChairman & CEO · b. 1940
  • Mr. James Robert Cobb ACA, F.C.A.Group Finance Director & Director · b. 1968
  • Mr. Andrew Alfred Salmon ACA, F.C.A.Group COO, Head of Business Development & Director · b. 1962
  • Mr. Nicholas David de Burgh Jennings F.C.A.Group Company Secretary · b. 1959

Financials

Income Statement

Currency: GBP1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Revenue-1.00K3.00K4.00K6.00K15.00K15.00K21.00K30.00K28.00K34.00K24.00K114.00K129.00K38.00K29.00K-554.00K42.69M49.22M57.99M63.09M71.03M42.84M56.19M42.23M53.74M65.95M100.13M80.10M33.32M42.60M54.22M65.17M95.10M90.39M105.41M160.48M178.25M229.73M304.30M
Growth (%)--+200.00%+33.33%+50.00%+150.00%0.00%+40.00%+42.86%-6.67%+21.43%-29.41%+375.00%+13.16%-70.54%-23.68%-2010.34%+7805.05%+15.32%+17.80%+8.81%+12.58%-39.68%+31.14%-24.84%+27.25%+22.72%+51.82%-20.01%-58.40%+27.85%+27.28%+20.20%+45.92%-4.95%+16.61%+52.25%+11.07%+28.88%+32.46%
Cost of Revenue---------------------------000000--13.03M20.93M95.22M137.57M131.57M
Gross Profit-1.00K3.00K4.00K6.00K15.00K15.00K21.00K30.00K28.00K34.00K24.00K114.00K129.00K38.00K29.00K-554.00K42.69M49.22M57.99M63.09M71.03M42.84M56.19M42.23M53.74M65.95M100.13M80.10M33.32M42.60M54.22M65.17M95.10M90.39M88.83M128.93M220.25M229.73M172.73M
Gross Margin-100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%100.00%84.28%80.34%123.57%100.00%56.76%
Operating Expense-179.00K203.00K242.00K276.00K605.00K-7.29M-7.55M-8.38M-9.16M-9.31M-10.55M-11.19M-7.33M-9.45M-8.10M-8.34M34.28M39.67M40.73M41.30M50.14M32.60M45.45M30.21M36.63M39.27M67.72M64.28M33.81M43.65M50.15M58.86M87.58M91.58M93.39M104.25M173.21M190.03M148.55M
Operating Income-144.00K-178.00K-200.00K-238.00K-270.00K-590.00K7.30M7.57M8.41M9.19M9.34M10.57M11.30M7.46M9.49M8.13M7.79M8.41M9.56M17.26M21.80M20.89M10.24M10.73M12.02M17.11M26.68M32.41M15.82M-488.00K-1.05M4.08M6.31M7.52M-1.19M-4.56M24.68M47.04M39.70M24.18M
Operating Margin--17800.00%-6666.67%-5950.00%-4500.00%-3933.33%48666.67%36066.67%28046.67%32810.71%27473.53%44045.83%9912.28%5784.50%24963.16%28044.83%-1405.60%19.70%19.42%29.76%34.55%29.41%23.91%19.10%28.46%31.83%40.46%32.36%19.75%-1.46%-2.46%7.52%9.68%7.91%-1.32%-4.33%15.38%26.39%17.28%7.95%
EBITDA-25.00K-27.00K-32.00K-41.00K-43.00K-281.00K7.70M8.04M9.06M9.98M10.31M11.49M12.18M8.63M10.77M9.54M7.79M10.07M9.56M17.26M21.80M8.58M7.27M10.73M4.99M-1.06M14.55M19.95M-48.00K-15.67M-60.20M-1.54M9.65M-508.00K3.21M12.60M31.93M56.94M46.92M88.50M
EBITDA Margin--2700.00%-1066.67%-1025.00%-716.67%-1873.33%51340.00%38295.24%30206.67%35635.71%30329.41%47895.83%10687.72%6691.47%28344.74%32889.66%-1405.60%23.60%19.42%29.76%34.55%12.08%16.98%19.10%11.80%-1.97%22.07%19.92%-0.06%-47.04%-141.31%-2.85%14.81%-0.53%3.55%11.95%19.89%31.94%20.43%29.08%
Net Income------4.88M5.11M6.00M6.47M6.62M7.50M7.86M4.69M6.84M5.68M5.34M2.42M2.85M6.49M9.27M3.56M519.00K3.51M3.75M-5.01M8.04M7.93M2.10M-16.28M-61.97M2.09M5.66M6.18M-1.33M6.79M16.46M35.38M24.85M17.81M
Net Income Margin------32553.33%24347.62%20013.33%23103.57%19473.53%31229.17%6890.35%3637.98%18002.63%19596.55%-964.80%5.67%5.79%11.19%14.70%5.00%1.21%6.24%8.87%-9.33%12.19%7.92%2.63%-48.87%-145.46%3.85%8.68%6.49%-1.47%6.44%10.26%19.85%10.82%5.85%
Interest Expense000000000000000004.74M6.29M8.57M9.04M12.31M12.39M5.55M7.96M11.99M17.51M20.28M19.37M324.00K352.00K360.00K366.00K3.03M17.17M13.03M20.93M95.22M137.57M129.12M
Interest Expense % of Total Revenue-0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%0.00%11.10%12.77%14.78%14.33%17.34%28.93%9.87%18.84%22.31%26.56%20.25%24.18%0.97%0.83%0.66%0.56%3.19%18.99%12.36%13.04%53.42%59.88%42.43%

Balance Sheet

Currency: GBP1986-12-311987-12-311988-12-311989-12-311990-12-311991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Total Assets11.54M12.75M17.10M21.59M25.07M26.97M29.87M37.28M90.78M111.31M117.05M132.75M140.69M160.97M178.77M198.95M220.86M256.82M290.39M326.10M364.90M414.10M359.75M452.51M565.11M769.32M1.00B1.09B1.45B2.23B1.27B1.85B2.18B2.60B2.85B3.36B3.61B4.34B4.73B5.00B
Total Liabilities17.53M17.58M15.78M19.18M21.16M23.40M23.64M28.34M78.38M98.25M101.97M114.31M119.58M139.13M155.65M173.49M220.86M233.25M264.30M293.03M322.75M371.62M325.34M418.37M530.96M722.35M931.36M1.01B1.27B2.04B1.03B1.62B1.98B2.39B2.66B3.16B3.40B4.09B4.46B4.72B
Total Equity-10.07M-8.91M1.32M2.41M3.91M3.44M6.08M8.76M12.35M13.02M15.05M18.40M21.06M21.77M23.05M25.38M24.92M23.49M26.00M31.76M39.36M38.06M32.13M32.00M32.03M40.97M52.27M66.59M113.53M123.52M234.36M236.38M195.96M208.34M194.02M200.88M211.98M252.44M266.96M276.40M
Cash5.21M9.15M12.44M15.52M16.45M16.00M4.00K2.46M5.13M7.67M12.23M5.24M7.95M11.67M11.57M11.71M8.61M235.00K139.00K188.00K181.00K520.00K3.37M230.00K73.77M243.18M203.68M193.05M147.78M397.19M232.70M383.78M459.50M372.17M747.07M888.14M848.52M826.56M911.89M437.55M
Total Debt-----------------7.82M7.92M12.72M9.77M10.71M13.97M13.02M12.63M12.26M11.98M12.23M11.45M66.14M15.82M208.20M245.96M287.69M286.05M298.38M281.49M284.90M285.72M98.33M
Net Debt-5.21M-9.15M-12.44M-15.52M-16.45M-16.00M-4.00K-2.46M-5.13M-7.67M-12.23M-5.24M-7.95M-11.67M-11.57M-11.71M-7.58M7.78M12.53M9.59M10.19M10.60M12.79M-61.14M-230.93M-191.70M-180.81M-136.33M-331.05M-216.88M-175.58M-213.54M-84.48M-461.01M-589.75M-567.02M-541.66M-911.89M-339.22M

Cash Flow

Currency: GBP1991-12-311992-12-311993-12-311994-12-311995-12-311996-12-311997-12-311998-12-311999-12-312000-12-312001-12-312002-12-312003-12-312004-12-312005-12-312006-12-312007-12-312008-12-312009-12-312010-12-312011-12-312012-12-312013-12-312014-12-312015-12-312016-12-312017-12-312018-12-312019-12-312020-12-312021-12-312022-12-312023-12-312024-12-312025-12-31
Operating Cash Flow8.80M2.06M19.60M13.61M-4.14M12.98M2.52M22.02M20.51M10.12M12.51M-38.05M-6.76M-6.83M-830.00K-12.96M-5.23M28.29M49.17M100.55M90.40M-34.31M-400.30M-500.66M896.90M-241.27M-173.16M-13.95M-4.51M229.12M113.78M-24.18M369.16M54.01M
Investing Cash Flow-2.21M-648.00K-3.73M10.90M7.63M-2.46M-2.89M-9.05M-7.88M-3.21M-4.18M--31.10M4.13M-8.13M30.45M-9.38M-17.62M2.82M-14.72M103.56M-62.48M-23.00M-56.62M-2.93M-19.88M-128.75M-107.15M-90.74M99.52M38.08M-135.78M-543.47M-282.87M-715.09M
Financing Cash Flow-28.00K15.00K131.00K2.61M3.98M1.31M-1.27M-2.46M-3.77M-1.64M-221.00K--1.97M-4.18M4.06M-3.27M-5.45M-5.78M-3.58M-3.45M20.19M10.01M7.34M306.60M753.00M-1.04B521.10M356.02M17.36M279.89M-126.13M-17.62M625.08M-13.37M237.26M
Capital Expenditure622.00K402.00K769.00K855.00K1.35M813.00K1.06M1.78M1.36M1.42M1.81M019.83M5.06M1.58M2.68M3.02M1.57M969.00K712.00K1.21M18.32M1.91M7.80M3.40M354.00K666.00K2.48M7.50M7.08M41.03M7.24M4.85M23.20M1.10M
Free Cash Flow8.18M1.66M18.83M12.76M-5.50M12.17M1.46M20.24M19.15M8.70M10.70M-18.22M-6.76M-8.42M-3.51M-15.98M-6.80M27.32M48.46M99.34M72.07M-36.22M-408.10M-504.06M896.55M-241.94M-175.64M-21.46M-11.59M188.09M106.54M-29.02M7.59M52.91M
Dividends Paid------------3.95M4.02M4.49M4.63M5.45M5.33M3.08M3.29M2.46M4.21M9.06M7.62M10.21M57.22M4.76M5.06M5.38M5.56M5.56M5.86M6.86M10.93M8.32M
FCF to OCF92.94%80.53%96.08%93.72%132.57%93.74%57.75%91.92%93.36%85.97%85.53%-47.88%100.00%123.16%423.01%123.31%130.10%96.58%98.55%98.80%79.73%105.56%101.95%100.68%99.96%100.28%101.43%153.76%256.87%82.09%93.64%120.04%2.06%97.96%
Dividend Paid to FCF------------21.68%-59.44%-53.32%-131.96%-34.08%-78.39%11.27%6.79%2.47%5.84%-25.02%-1.87%-2.02%6.38%-1.97%-2.88%-25.09%-47.98%2.95%5.50%-23.62%143.98%15.73%

Earnings

Report DateMar 19, 2014Apr 21, 2016Jul 19, 2016Mar 15, 2017Jul 18, 2017Mar 21, 2018Jul 17, 2018Mar 28, 2019Jul 17, 2019Mar 26, 2020Jul 14, 2020Mar 22, 2021Jul 21, 2021Mar 23, 2022Jul 19, 2022Mar 30, 2023Jun 6, 2025Jul 22, 2025
EPS Estimate0.000.000.000.000.000.0021.900.000.000.000.000.00---0.000.00-
EPS Actual0.00-0.66-4.360.160.170.270.220.380.170.250.01-0.100.270.180.180.000.580.42
Surprise-------99.00%-----------
Timing--------------Pre-marketPre-market-Pre-market

Key Statistics & Ratios

Market Cap129.74M
Enterprise Value-2.40B
Trailing P/E6.85
Forward P/E6.88
PEG Ratio0.00
Price / Sales0.74
Price / Book0.47
EPS1.16
Book Value17.13
Revenue (TTM)174.46M
Gross Profit (TTM)174.46M
Profit Margin10.90%
Operating Margin12.65%
Return on Equity6.93%
Return on Assets0.37%
Shares Outstanding16.19M
Shares Float6.24M
Beta0.45
Dividend Yield6.92%
Dividend Rate0.55
Payout Ratio45.49%

Dividends

20262×
0.24Aug 27, 20260.31Apr 16, 2026
20252×
0.22Aug 28, 20250.29Apr 17, 2025
20242×
0.40Jun 6, 20240.27Apr 18, 2024
20232×
0.19Aug 24, 20230.25Apr 20, 2023
20222×
0.17Aug 25, 20220.22Apr 21, 2022
20212×
0.16Aug 26, 20210.21Feb 25, 2021
20201×
15.65Apr 23, 2020
20192×
0.16Jul 25, 20190.20Apr 25, 2019
20182×
0.15Aug 30, 20180.19Apr 26, 2018
20172×
0.14Aug 31, 20170.18Apr 13, 2017
20164×
3.00Oct 20, 20160.13Sep 1, 20160.25Jun 30, 20160.17Apr 14, 2016
20151×
0.12Sep 3, 2015